Urwah Admin

بنك ABC

<div><div>Bahrain
</div><div>Full Time
</div><div>Mid Level</div></div>
<br><div><p>Bank ABC seeks to recruit a Financial Crime Compliance (FCC) Research &amp; Risk Analyst in the Group Compliance Department based in our Head Office, in Bahrain.</p><p>
The FCC Research and Risk Analyst will be responsible in supporting the effective Financial Crime Risk Management by means of (in-depth) research, analysis and structuring of Financial Crime-related data (incl. data mining) in close cooperation with the VP Group Financial Intelligence, Risk &amp; Analytics. Furthermore, the FCC Research &amp; Risk Analyst supports the Group Financial Crime Compliance Advisory team with the provision of (in-depth) research, and is expected to contribute to the overall Group FCC Framework, PSPs and related documentation as well as internal guidance.</p><p>
Given the specific roles strong analytical skills and experience with data tools is expected.</p><p></p><p><b>
Responsibilities of the role:</b></p><p>
Reporting to the Group Head Financial Crime Compliance, the job holder will:</p><p><b>
Research &amp; Risk Analysis</b></p><ul><li>
Support the Group Head of Financial Crime Compliance and the VP GFIU, Risk and Analytics in the analysis respectively management of Financial Crime risk.</li><li>
Support the Sanctions, AML/CTF and/or FCC Governance Subject Matter Expert(s) by means of research and risk analysis results.</li><li>
Contribute to the management of Financial Crime risks, by recommending sound risk-based mitigation measures, and providing guidance on business relationships and transactions</li><li>
Monitor and execute research on regulatory and industry developments to ensure that the Group Financial Crime Compliance framework is up to date and reflects significant changes and developments</li><li>
Support the evaluation and advise on the effectiveness of existing controls and recommend enhancements to mitigate financial crime risk in close cooperation with the Group FIU function.</li><li>
Support the maintenance and ongoing development of the EWRA (Enterprise-wide Risk Assessment on ML/TF and Sanctions).</li><li>
Support the development and maintenance of a state-of-the-art Financial Crime risk assessment and the relevant reporting.</li><li>
Work closely with Group FIU on business relationships being investigated and escalate where required.</li></ul><p><b>
Documentation and Reporting</b></p><ul><li>
Support the development of Financial Crime KRIs, KPIs and Mis and administer and maintain the relevant register.</li><li>
Support the preparation of and administer the Financial Crime Compliance periodic reporting packs and MIs.</li><li>
Support the development and maintenance of the Group Financial Crime Compliance PSPs at Group level.</li><li>
Assist in the reporting and development of Key Risk Indicators for the Financial Crime Compliance Advisory function. E.g., In means of a KRI dashboard.</li></ul><p><b>
Other</b></p><ul><li>
Support the provision of and leverage on data and trend analysis developed by the GFIU to identify potential gaps in the group&rsquo;s compliance control environment and provided recommendations for enhancement under the guidance of the VP, GFIU, Risk and Analysis respectively the Group Head of FCC.</li><li>
Assist in special investigations, where and when assigned.</li><li>
Assist in the evaluation and optimization of existing processes and controls related to AML and CTF to streamline operational efficiencies, while ensuring compliance standards remain unhindered in close cooperation with the FCC Advisory &amp; Technology Team</li></ul><p></p><p><b>
Areas of Knowledge, Qualification and Experience</b></p><ul><li>
3-5 years with a financial institution, with specialty in a similar role</li><li>
Bachelor&rsquo;s degree in business management, economics, risk management, or a related field, and/or equivalent experience.</li><li>
First experience in AML/TF/Sanctions regulations and topics.</li><li>
Analytical, research and investigative skills.</li><li>
Understanding of FCC risk.</li><li>
Awareness of different and relevant Compliance guidance and standards.</li><li>
Demonstrate sound risk-based understanding</li><li>
Self-motivated</li><li>
Good analytical and research skills</li><li>
Strong ethics and characteristic integrity</li><li>
Flexible and solution oriented</li><li>
Strong team player and collaborative mindset</li></ul></div>

Financial Crime Compliance Research & Risk Analyst

<div><div>Bahrain
</div><div>Full Time
</div><div>Experienced</div></div>
<br><div>Bank ABC seeks to recruit a Head of Data Management in the Group Information Technology Department based in our Head Office, in Bahrain.<br>
The Head of Data Management will be responsible for managing the strategic, governance, and technical aspects of data management within the Bank. This role involves overseeing data integration, data quality, and data management to ensure data integrity, security, and availability.<br>
The job holder is responsible for defining, managing, and controlling master data and metadata management policies, controls, and standards. The Head of Data Management will work closely with the GCITO and other stakeholders to support the wider technology strategy and support the respective data needs (e.g., analytics, data science, and data monetization) of the business and support functions.<br>
The job holder will assist in setting up and developing the data management team to enable the Bank to implement a collaborative data management program involving data owners and IT staff.<br>
<br>
<b>Responsibilities of the role:</b><br>
Reporting to the Group Chief Information Technology Officer, the job holder will be required to:
<ul><li><b>Data Strategy and Governance</b></li></ul><ul><li>
Develop and implement a comprehensive data management strategy aligned with business objectives and the wider technology strategy.</li><li>
Work with other technology partners and key stakeholders to establish and enforce data governance policies and standards to ensure data quality, privacy, security, compliance and and ethical management of data.</li><li>
Develop and maintain a framework to assess and improve the group's data capabilities and maturity levels.</li><li>
Lead data stewardship efforts and work with the various data owners and stewards within the group to maintain data integrity, protection, security, and democratization.</li><li><b>
Data Management</b></li></ul><ul><li>
Oversee the management of data, ensuring the efficient and secure storage, processing, and retrieval of data.</li><li>
Implement and maintain data management platforms and tools (e.g., enterprise metadata repository, data quality platform, data stewardship workflows, data modelling, ETL tools, data mesh, etc.), ensuring they meet the bank&rsquo;s needs and security standards.</li><li>
Ensure data is consistently and accurately integrated across various systems, platforms, and environments.</li><li>
Manage the lifecycle of data from acquisition to disposal, ensuring compliance with relevant regulations.</li><li>
Conduct data management risk and control self-assessments, addressing operational weaknesses and implementing mitigation strategies.</li><li>
Promote innovative data management practices for efficiency, data utilization and value extraction.</li><li>
Lead the development of analytics strategies and tools, and promote the use of data visualizations for insights and decision-making, collaborate with different business units to tailor their analytics and reporting solutions.</li><li><b>
Collaboration and stakeholder management</b></li></ul><ul><li>
Work closely with Data Protection Officers to ensure data privacy and compliance with relevant regulations (e.g., GDPR, Bahrain Data Protection law, etc.).</li><li>
Work closely with Cyber &amp; Information Security officers and SMEs to enforce data security policies to protect the bank against data breaches.</li><li>
Work with IT Architecture to establish standard data architecture best practices, and apply such standards to operating teams and other IT functions.
</li><li>Partner with Data Analytics and other data consumption teams to support data-driven initiatives and leverage data for business intelligence (e.g., ML/AI).</li><li>
Collaborate with data owners, business technology teams, and overseas IT teams to ensure data consistency, availability, and integrity.</li><li><b>
Leadership and People Management</b></li></ul><ul><li>
Foster customer-centricity in Data Management, manage a responsive IT team, focusing on data operations and end-user satisfaction.</li><li>
Provide strategic leadership and direction to the Data Management team; which may include data integration and ETL experts, data engineers, reporting specialist, analysts, visualization developers, and other IT professionals; setting clear objectives, priorities, and performance expectations to drive accountability and excellence.</li><li>
Coach, mentor, and develop team members, fostering a supportive and collaborative work environment where individuals can grow and succeed.</li><li>
Develop meaningful dashboards/presentation to present what&rsquo;s happening in Data Management.</li><li>
Measure, monitor, and maintain team&rsquo;s ability to meet agreed SLAs and OLAs</li><li>
Promote a culture of diversity, equality, and inclusion within the Data Management team, championship diversity initiatives and fostering a sense of belonging and respect for all team members.</li><li>
Collaborate with GIT Management and HR to recruit and onboard top talent, ensuring the Data Management team has the skills, capabilities, and resources needed to achieve its goals and objectives</li></ul>
<br>
<b>Areas of Knowledge, Qualification and Experience</b><ul><li>
14+ years of technology, digital or data experience</li><li>
5+ years in data management roles</li><li>
At least 5 years in a managerial and leadership role</li><li>
Bachelor&rsquo;s degree or advanced degree in Data Analytics, Data Science, Information Management, or related field.</li><li>
Professional certifications in data management, data governance (e.g., Certified Data Management Professional (CDMP), Certified Data Governance Professional (DGSP)) will be highly desirable</li><li>
Proven track record of developing and implementing data management strategies.</li><li>
Extensive experience in data management, data governance, data architecture, and data integration.</li><li>
Strong experience with data governance frameworks (e.g., DAMA-DMBOK), DCAM) and the ability to establish data governance policies and procedures.</li><li>
Mastery in data modeling techniques, including conceptual, logical and physical data models</li><li>
Proficiency in data quality frameworks (e.g., Six Sigma, Total Data Quality Management (TDQM)) and the ability to develop and enforce data quality standards and procedures.</li><li>
Strong experience in data integration, ETL processes, and data management platforms and tools.</li><li>
Strong knowledge of cloud computing technologies and implementing cloud-based solutions and services for data management.</li><li>
Knowledge of Data WareHousing, Data Lake, Data LakeHouse , and Data Mesh architectures and techniques</li><li>
Strong knowledge of data lake architectures and experience in managing and integrating data lakes using platforms like AWS and Azure.</li><li>
Knowledge of API management and integration, facilitating data exchange between internal systems and external data sources.</li><li>
Knowledge of data visualization and reporting tools (e.g., Power BI).</li><li>
Understanding of machine learning and AI frameworks and platforms.</li><li>
Experience in leading data stewardship efforts and promoting a data-driven culture.</li><li>
Knowledge of data privacy regulations and compliance requirements.</li><li>
Experience in enforcing data security policies and regulatory requirements.</li></ul></div>

Head of Data Management

<div><div>Bahrain
</div><div>Full Time
</div><div>Experienced</div></div>
<br><div>Bank ABC seeks to recruit an Assistant Risk Manager in Bank ABC Islamic based in our Head Office, in Bahrain.<br>
The Assistant Risk Manager will be responsible to assist the Head of Risk &amp; Credit Support to perform the role of the second line of defense through the governance, oversight,<b> </b>development and management of:<ul><li>
A strong, independent but commercially aware Risk Management function covering all classes of risk affecting the bank including, credit risk, market risk, operational risk, regulatory risk, conduct risk and reputational risk.</li></ul><ul><li>
Preserving high standards of risk assessment and appraisal, and manage controlled development of the Subsidiary&rsquo;s risk portfolio in line with the Risk Appetite Statement set by the Board and ABC Group policies.</li><li>
Maintaining a proactive and professional approach to risk management and developing an enterprise-wide risk management culture across of the bank to embed risk awareness, the three lines of defense model and procedural integrity.</li></ul><br>
<b>
Responsibilities of the role:</b><br>
Reporting to the Head of Risk and Credit Support, the job holder will:<br>
Act as effective assistant to ABCIs Risk Head, with specific focus on the following:<ul><li>
Coordinate the activities of Group risk disciplines, in particular:<ul><li>
Integrated Stress Testing
</li><li>ICAAP and other regulatory aspects</li><li>
Implementation of ORM, FRM, BCM and Data Protection frameworks</li></ul></li><li>
Defining the Risk Appetite in line with the strategy for ABC Islamic and in line with GRAS</li><li>
Act as an ORM Champion and coordinate with Group Risk on the above activities</li><li>
Timely and accurate risk reporting to management, BRC and CBB,</li><li>
Act as secretary to the Risk meeting of the Bank,</li><li>
Work proactively on resolving risk related audit issues and issues raised by GAQR and be the key contact point from ABCIs Risk
</li></ul>Additionally, following will be expected (in varying degree) as part of the day-to-day duties:<ul><li>
Ensure implementation of regular monitoring of compliance with covenants, approval conditions and credit administration matters
</li><li>Provide support to Risk Head to ensure Bank&rsquo;s governance, policies, procedures are aligned with Group and regulatory guidance</li><li>
Contribute to building credit awareness &amp; three lines of defense risk culture</li></ul><br>
<b>
Areas of Knowledge, Qualification and Experience</b><ul><li>
More than 5 years in banking, majority of which in risk areas
</li><li>A university degree in Business Administration/Finance</li><li>
A professional qualification in Risk is advantageous</li><li>
Understanding of credit and risk fundamentals
</li><li>Awareness of Corporate Governance</li><li>
Knowledge of CBB Rulebook</li><li>
Familiar with AAOIFI standards</li><li>
Knowledge of Islamic banking products</li></ul></div>

Assistant Risk Manager - Bank ABC Islamic

<div><div>Bahrain
</div><div>Full Time
</div><div>Experienced</div></div>
<br><div>Bank ABC seeks to recruit a Credit Support Officer in the Head Office Credit Department based in our Head Office, in Bahrain.<br>
<br>
The Credit Support Officer will be a second line of defense. The role will mainly comprise the following categories:
<ul><li>Credit Support
</li><li>Credit Reporting &amp; MI
</li><li>Portfolio Activity
</li><li>Risk-related project management
</li><li>Developmental</li></ul><br>
<b>
Responsibilities of the role:</b><br>
Reporting to the Head of Policy, Procedures, Portfolio Review &amp; Credit Support, the job holder will:<br>
<br>
<b>Effective support for GCC CAF processing &amp; pre-GCC / GCC meetings:</b><ul><li>
Timely circulation of Credit Application Forms (CAFs), tracking, follow-up and completion of GCC/HOCC voting process. This includes CMS, printed or email CAFs;
</li><li>Manage GCC committee diaries and agendas. Collating material for voting members and other logistic support;
</li><li>Maintain GCC meeting minutes and support for the same;
</li><li>Maintain GCC Action Points and periodic updates including follow through with action owners; and</li><li>
Periodic reporting to GCC on action items and escalation as appropriate.</li></ul><br>
<b>
Timely, accurate and complete Credit Reporting &amp; MI:</b><ul><li>
Monitoring and Reporting of Large Exposures;
</li><li>KRIs/KPIs and ARC Objectives reporting;
</li><li>Annual Reviews Tracking and follow-up;
</li><li>GCC Action Point reporting, follow-up and update;
</li><li>Support CBB Quarterly Submissions;
</li><li>Concentration thresholds monitoring report;
</li><li>Different portfolio cuts &ndash; such as: Top Names, Private Corporates, SMEs and Names of Concern.</li><li>
Risk Ratings &amp; IFRS staging trends and migration;</li><li>
Support any ad-hoc portfolio review or MI reporting, as and when required;</li><li>
Assist in the update of data (e.g. CMS), as and when required; and</li><li>
As and when required, act as the key liaison between the Credit Risk Management, Group Finance, Group Ops, and Wholesale Banking reporting teams and Group Credit;</li></ul><br>
<b>
Effective Portfolio Review &amp; Credit Support:
</b><ul><li>Manage Group Credit Monitoring &amp; Portfolio Forums, and any other ad-hoc meetings, forums and committees (including key activities such as: agenda, action points &amp; minutes);
</li><li>Assist with country limits adjustments and updates;
</li><li>Timely and accurate generation of portfolio dashboards and relevant reporting;
</li><li>Assist with the design of Power-BI portfolio dashboards and risk reporting;</li><li>
Assist with implementation &amp; update of credit &amp; risk PSPs and communication to the units;
</li><li>Escalation and follow-up of past due payments and any other account irregularities;
</li><li>Assist with management of service subscriptions, such as Rating Agencies contract;
</li><li>Assist with Audit, GAQR, RCSA, OP Risk, IFRS 9, Group Credit, IFRS 9 requirements, reports &amp; issues, ensuring timely submission &amp; closure; and</li><li>
Administrative support for the sourcing and consolidation of Accounts Requiring Close Monitoring (ARCM) returns, Stage 3 and Stage 2 names, extracting trends and top names;
</li></ul><br>
<b>Employee engagement, Projects &amp; Development:</b><ul><li>
Ensure completion of all mandatory courses and at least participated in one project;
</li><li>Support the wider CRG team to deliver the overall department objectives;
</li><li>Ensure regular, open and transparent discussion regarding achievements and development areas for both deliverables (What) and behaviours (How) throughout the year;
</li><li>Ensure the code of conduct, regulatory conduct rules and the Bank&rsquo;s values are role-modelled and reinforced within the team at all times;
</li><li>Ensure appropriate team coverage, handover &amp; back-ups in case of absence;
</li><li>As and when required, support credit and risk projects from the reporting, procedures, UAT testing and governance scheduling point of view;
</li><li>Seeking out feedback and acting upon it;</li><li>
Ensure own skills are current and that courses are completed on areas requiring development; and</li><li>
Ensure that the reporting and governance structures are maintained at all times</li></ul><br>
<b>
Areas of Knowledge, Qualification and Experience</b><ul><li>
8 years in banking of which at least the last 4 years should be in a retail portfolio management role involving developing credit MIS reports</li><li>
3-5 years&rsquo; experience, preferably with an international bank.</li><li>
A minimum of Bachelors Degree with an element of MIS, Finance or equivalent.
</li><li>Professional Certificate in Risk is preferrable.
</li><li>Good organization skills to efficiently handle committee logistics, manage requests from Credit &amp; Business, and ensure timely reporting, escalation, and follow-up Good knowledge of credit systems and Risk Reporting;</li><li>
Understanding of Credit and Business functions and relevant processes;
</li><li>Proficiency in Microsoft Office suite, such as use of Excel and PowerPoint, and preferably Power BI;</li><li>
Good understanding of key risks and relevant data points;</li><li>
Good data analytical skills, including data manipulation and visualization;</li><li>
Understanding of the content, origination, preparation and publication of reports produced in the bank impacting on credit risk</li></ul></div>

Credit Support Officer

<div><div>Bahrain
</div><div>Full Time
</div><div>Mid Level</div></div>
<br><div><b>Job Purpose:</b><br>
Daily P&amp;L monitoring, preparation of MIS reports, compilation of Budgets/forecasts and perform other ad hoc project tasks / financial analysis for Group Finance in supporting financial reporting / mis requirements for businesses (Group WB &amp; Treasury business lines). Job also includes participating in system upgrades/testing from a Group Finance perspective.
<br>
<br>
<b>Principal Responsibilities, Accountabilities and Deliverables of Role:</b><ul><li>
Assist in production of monthly Business Performance Packs including daily P&amp;L, flash reports, and Monthly Performance Packs.</li><li>
Assist in preparing Liabilities / cash management reporting and monitoring of application of FTP in line with approved methodology.
</li><li>Assist in preparation of Business KPIs to facilitate monitoring of progress in Strategic initiatives</li><li>
Assist in data collation from core systems, external systems to investigate any anomalies and preparation of ad hoc analysis of financial information as required.</li><li>
Assist in production of ABC Libya performance reports.</li><li>
Support IT Projects involving Group Finance (EDW, new core banking). Participate in the UAT, assist with UAT Documentation of the accounting results and other related requirements from the project.
</li><li>Reconciliation: Doing a deep dive in the core banking system for any data related issues for income/exposures/any other pillar impacting the Wholesale banking performance</li></ul><br>
<b>
Job requirements:</b><br>
<br>
<b>Knowledge:</b><ul><li>
Excellent PC skills, particularly MS Office and ability to present information.</li><li>
Good Communications/interpersonal skills.</li><li>
Good degree of analytical and problem-solving skills.</li><li>
Basic understanding of IFRS requirements.</li><li>
Advantage: Understanding of Banking products and the related market dynamics.</li><li>
Advantage: Awareness of Performance Management too</li></ul><b>
Education/Certifications:</b><ul><li>
Accounting Degree / Pursuing professional qualification (CFA, CPA, CA, ACCA etc)</li></ul><b>
Experience:</b><ul><li>
2-4 years of experience in Banking, other Financial Institution or Big 4</li></ul><b>
Personal Attributes:
</b><ul><li>Constantly eager to learn &amp; develop.
</li><li>Self-motivated.</li><li>
Good communication skills.</li><li>
Advanced problem-solving skills</li></ul></div>

Financial Analyst

<div><div>Bahrain
</div><div>Full Time
</div><div>Experienced</div></div>
<br><div>Bank ABC seeks to recruit a <b><i>Retail Credit Portfolio &amp; MIS Manager</i></b> in the Group Retail Department based in our Head Office in Bahrain.<br>
<br>
The Retail Credit Portfolio and MIS Manager will be responsible to support the business units to grow retail credit portfolios by:
<ul><li>Assisting in developing the MIS needed for monitoring the performance of the retail credit portfolios.</li><li>
Assisting in overseeing and reporting the retail portfolio performance through performance trends and EWI
</li><li>Supporting the retail credit portfolio management functions in the units.
</li><li>Performing quantitative credit analysis on the Bank's different retail asset portfolios.</li><li>
Assist in rolling out and implementing ORM requirements in retail units</li><li>
Implement technology and automation solutions to enhance credit processing and reporting</li></ul><br>
<b>
Responsibilities of the role:</b><br>
Reporting to the Group Head Retail Banking, the job holder will:<ul><li>
Assist to generate the necessary MIS that is required for portfolio tracking and monitoring.</li><li>
Assist in preparing loss forecast and ongoing monitoring of loss projections.
</li><li>Maintain effective communication with retail credit and business units.</li><li>
Assist in developing portfolio delinquency benchmarks, analyze portfolio delinquency and loss trends and compare to established benchmarks.</li><li>
Assist in Identifying opportunities by locating low risk segments
</li><li>Review and provide on feedback on credit criteria based on MI reviewed.</li><li>
Review test &amp; learn program performance and provide recommendations.</li><li>
Ensure adherence to the CBB regulations, Group Policies and local country regulations</li><li>
Work with local retail risk to review credit underwriting unit&rsquo;s decisions by conducting regular sample checks on approved, rejected, and deviation cases to ensure their compliance to the set established policies</li><li>
Assist in creating the necessary coding to facilitate tracking of different programs and activities to monitor the credit and financial viability of different programs with different risk profiles.</li><li>
Create a feedback loop to receive assessment and collections&rsquo; feedback with regards to the viability and appropriateness of MIS</li><li>
Assist in maintaining and keep the MIS database and ensure sustained integrity.
</li><li>Assist in analyzing top rejection and cancellation reasons vis-&agrave;-vis the set policy to remove unnecessary process inefficiencies and bottlenecks.</li><li>
Support the implementation of retail credit projects including the LOS, Scorecards, collection system and ongoing enhancement.</li><li>
Responsible for the business administrator role for the collection system which requires management of collection MIS, implement, monitor and control collections strategies enhancement, etc.</li></ul><br>
<b>
Areas of Knowledge, Qualification and Experience</b><ul><li>
8 years in banking of which at least the last 4 years should be in a retail portfolio management role involving developing credit MIS reports</li><li>
Graduate degree/MBA, preferably in Finance and or Economics</li><li>
Credit analysis skills.</li><li>
Sound knowledge of the banking processes.</li></ul><ul><li>
Excellent PC skills, with advanced Excel spreadsheet knowledge and good skills in other MS applications including e-mail messaging.</li><li>
Effective analytical skills.
</li><li>Excellent numerical and analytical skills are required to understand the underlying credit risks at both customer and portfolio level.
</li><li>Familiarity with consumer banking credit management, credit tools and techniques is essential as also is a sound knowledge of collection processes and systems.
</li><li>A working knowledge of credit scoring and management of scorecards to ensure continued validity and acceptable performance would be an advantage.
</li><li>Knowledge in all credit functions of credit operations, Credit cards, personal loans, instalment loans and other retail loans including collection practices and channels.</li><li>
Effective communication skills (written and verbal), proficiency of Arabic &amp; French languages would be an advantage.</li><li>
Self-motivated and high level of numerical accuracy.</li><li>
Ability to manage numerous deliverables within strict time and resource constraints and an eye for detail.
</li><li>Solutions oriented and needs to be rational, pragmatic, discipled and methodical with strong interpersonal communication skills.</li></ul></div>

Retail Credit Portfolio & MIS Manager

<div><div>Bahrain
</div><div>Full Time
</div><div>Experienced</div></div>
<br><div>Bank ABC seeks to recruit a Senior Relationship Manager in the Wholesale Banking Department based in our DIFC Branch, in the UAE.<br>
<br>
The Senior Relationship Manager will be responsible for supporting UAE Local Corporate Unit&rsquo;s growth in delivering on a UAE strategy aimed at leveraging existing and new capabilities across the Bank&rsquo;s core markets and sectors by offering a full range of solutions and services to its clients. The candidate will be responsible for:<ul><li>
Sourcing new accounts, with an emphasis on onboarding Mid to Large Corporates in targeted sectors in line with UAE Risk Acceptance Criteria.
</li><li>Independently dealing with all the stakeholders and presenting the proposals on relevant internal senior management committees.</li><li>
Growing and retaining an assigned portfolio of UAE Local Corporate clients (&ldquo;LCs&rdquo;)</li><li>
Contributing towards achieving the Unit's overall targets.</li></ul><br>
The candidate must work integrally and collaboratively with the Unit/Group&rsquo;s Wholesale Banking product lines and Coverage teams managing the bank&rsquo;s Group-wide client centric coverage effort in order to achieve overall relationship financial targets within acceptable risk parameters.<br>
<br>
<b>Responsibilities of the role:</b><br>
<br>
Reporting to the Unit Head, Local Corporates, the job holder will:
<ul><li>Contribute in UAE Corporate Coverage activities to ensure coordinated and seamless delivery of all WB Products and Coverage lines in UAE and ensure that the internal stakeholders are engaged effectively to deliver &ldquo;One-Bank&rdquo; to the Client;</li><li>
Plan and co-ordinate marketing of products and services to UAE Local Corporates within the portfolio with the objective to maximize revenues/returns;</li><li>
Develop, enhance and maintain relationships with existing and new UAE Local Corporates to ensure revenue/profit targets are met/exceeded;</li><li>
Prepare relationship account plans for assigned UAE Local Corporates and prospects. Implement structured calling program to give effect to these plans;</li><li>
Keep up-to-date with industry and economic indicators;</li><li>
Monitor UAE assigned Corporate account activity and early warning indicators in order to identify potential risk deterioration;</li><li>
Ensure provision of high quality and timely service to clients;</li><li>
Ensure that all documentation for a credit proposal is complete and work effectively with Credit Admin to ensure that there is no security shortfall;</li><li>
Verify/inspect any pledged inventory, mortgages, other collateral periodically to ensure minimum credit risk;</li><li>
Develop and maintain a strong working relationship with WB Middle Office;</li><li>
Ensure adherence to guidelines and rectification of discrepancies pointed out in any exception report or by internal/external and auditors;</li><li>
Maintain contact with competitor bank counterparts in order to identify risk sharing opportunities;</li><li>
Ensure delivery of sustainable revenue growth whilst effectively managing operating expenses, grow the UAE Corporate Coverage base, Client share of wallet, increase overall portfolio and Client RAROC;</li><li>
Meet annual UAE Corporate Coverage budgets with the guidance received from the unit managers in Local Corporates;</li><li>
In collaboration with Group Risk, effectively manage the overall credit risk weighting of the UAE Corporate Coverage portfolio to within the limits agreed by the Board of Directors;</li><li>
In collaboration with Group Compliance, effectively manage the overall compliance risk weighting of the UAE portfolio to within the limits agreed by the Board of Directors;
</li><li>Represent Corporate Coverage on relevant internal senior management committees;
</li><li>Coordinate with Group Coverage heads and drive business integration across Wholesale Banking Coverage, ensuring necessary changes in culture and operating manner across the Group to enhance overall profitability of the Bank; and
</li></ul><ul><li>In collaboration with Unit Managers. Local Corporate support the effective implementation of the UAE strategy for Corporate Coverage;</li><li>
Regularly recommend refinements to the UAE Corporate Coverage strategy as necessary to ensure the Group retains a competitive proposition in core markets and operates a best market practice model to the extent practicable;
</li><li>In collaboration with the relevant Senior Executives and Compliance, provide representation of UAE Corporate Coverage to the relevant regulators and effectively manage the overall regulatory position of Corporate Coverage to within satisfactory parameters.</li></ul><br>
<b>
Areas of Knowledge, Qualification and Experience</b><ul><li>
A minimum of 12 years&rsquo; professional experience of which 10 years in corporate and or investment banking or related areas
</li><li>A degree in business administration, economics or equivalent; additional tertiary qualifications would be considered as a plus</li><li>
In-depth knowledge, understanding and track record of delivering &lsquo;client to bank&rsquo; in the UAE LC client segment, including having excellent demonstrable relationships with senior managers/decision makers</li><li>
Successfully worked and developed their career with at least 10 years&rsquo; experience in local corporate coverage in the UAE</li><li>
Multinational experience would be advantageous but local UAE experience is a must.</li><li>
A strong understanding of overall UAE market with a solid understanding and knowledge of the GCC region.</li><li>
Well experienced in the WB banking product landscape, including working capital and receivables financing, global trade finance, Islamic finance structuring, and receivables financing, global trade finance, Islamic finance structuring, capital markets (debt capital markets and loan syndications), project finance, structured finance, custody, treasury products, cash management and distribution across all asset classes</li></ul></div>

Senior Relationship Manager - DIFC

<div><div>Bahrain
</div><div>Full Time
</div><div>Experienced</div></div>
<br><div>Bank ABC seeks to recruit an Auditor &ndash; Treasury &amp; Financial Markets in the Group Audit Department based in our Head Office, in Bahrain.<br>
The Auditor &ndash; Treasury &amp; Financial Markets will be responsible to support Group Audit in providing an opinion to Senior Management and the Audit Committee on the adequacy and effectiveness of internal controls. It includes:<br>
<ul><li>Delivery of audit assignments as per the annual plan and scope or ad-hoc requests</li><li>Providing ongoing risk assessment and input to the annual audit plan</li><li>Managing relationships within the organization</li><li>Applying the Audit tools and methodology</li></ul><br>
<b>
Responsibilities of the role:</b><br>
Reporting to the Audit Head &ndash; Corporate Treasury &amp; Financial Markets and Group Risk Management, the job holder will:<ul><li>
Support Comprehensive Annual Risk Assessment process:</li><li>
Provide support towards the Audit Universe for Treasury &amp; Financial Markets, Finance and Risk Management reviewed annually and updated to reflect changes in the organization.</li><li>
Ensure a risk-based definition of the audit cycle and prioritization for the Audit Universe for any assigned risk assessments.</li></ul>
2. Delivery of internal audits in accordance with the annual audit plan/ Co-lead an audit assignment:<ul><li>
Conduct the planning of the scope of individual assignments.</li><li>
Deliver the assignment in terms of skill-set and numbers.</li><li>
Ensure the completion of own and others work.</li><li>
Ensure work is captured within B-wise and the audit files are completed before issuing audit reports.</li><li>
Ensure no failed tests on audit files as part of the Quality Assurance programme of Group Audit by the Head of QA &amp; IP.</li><li>
Produce and discuss issue sheets on findings, agree action plans and dates for implementation.</li></ul>
3. Conduct assignments in the area of expertise (Treasury &amp; Financial Markets, Market Risk and Finance):<ul><li>
Perform audits within the scope of area of expertise.</li><li>
Perform audits in a wide range of fields, not limited to area of expertise, such as Compliance and Risk.</li></ul>
4. Conduct Ad hoc reviews and assignments as requested by the Group Chief Auditor, Senior Management or Audit Committee.<br>
<br>
5. Support the Head of Audit to oversee the activities of overseas Internal Audit teams:<ul><li>
Maintain awareness of the overseas unit (businesses, customers, products, etc.)</li><li>
Regular meetings/conversations with Head of Audits.</li><li>
Review draft Term of Reference, Issue Sheets for all local audits.</li><li>
Provide guidance on updates to Group Audit Methodology.</li><li>
Support the relationship with the local external auditors or regulators as and when required.</li></ul>
6. Manage relationships with Bahrain-based business units:<ul><li>
Conduct regular relationship management meetings with delegated Business Unit Management.</li><li>
Maintain awareness of levels of business activity and new products/ business developments.</li><li>
Use the information acquired to inform decisions on individual Audit Assignments and the Annual Plan.</li><li>
Periodic updates on key risk profile changes within Group Audit.</li></ul>
7. Provide input to the annual audit planning process:<ul><li>
Remain aware of ongoing and emerging risks within ABC Group.</li></ul>
8. Contribute to ongoing development of Group Audit Methodology:<ul><li>
Maintain awareness of developments in the Internal Audit profession.</li><li>
Develop proposals for discussion with Group Chief Auditor and other Head of Audits.</li><li>
Implement agreed initiative of self and others.</li><li>
Act as a champion for the audit tools within Group Audit.</li></ul>
9. Deliver Audit assignments in accordance with the agreed scope, timescales and budgets:<ul><li>
Provide assurance over coverage of all areas stated within the scope section of the Terms of Reference.</li><li>
Deliver the assigned audits on time and within budget. Any deviations agreed with the Lead Auditor.</li><li>
Support the timely delivery of audit reports; within 125 calendar days after start of fieldwork for each audit.</li><li>
Support adherence to the man-day and travel cost budgets (where applicable) included in the annual plans.</li><li>
Identify risk issues that are relevant and drafted at a high quality.</li><li>
Issues identified need to be agreed with the auditee during fieldwork in order to agree actions as part of reporting.</li></ul>
10. Ensure timely and accurate Issue Tracking &amp; MIT:<ul><li>
Perform timely review of issue closure requests and validate that agreed actions have been completed (within 30 calendar days after</li></ul><ul><li>
receiving them).</li><li>
Support quarterly reporting of audit issues that are becoming overdue as per CBB HC - 6.5.51.</li><li>
Support quarterly reporting of audit issues where the actions require more time than as per CBB HC - 6.5.51 upon issuance of the audit report.</li></ul>
11. Ensure Team development and personal objectives:<ul><li>
Undertake at least one external development activity and complete the bank's mandatory training.</li><li>
Monitor regulatory developments and attend regulatory briefings and/or complete mandatory training hours required by the professional body.</li></ul>
<br>
<b>Areas of Knowledge, Qualification and Experience</b><ul><li>
Subject matter expert on the Corporate Treasury and Financial Markets, Market Risk Management, Operational Risk Management, Regulatory Risk Management, Finance and Balance Sheet Management framework processes.</li><li>
Strong understanding of corporate governance and accounting.</li><li>
Excellent spoken and written English and Arabic language skills.</li><li>
Risk based auditing techniques.</li><li>
Understanding of banking products and services. An understanding of risks and controls related to Treasury, Finance and Balance Sheet Management</li><li>
Regulatory environment under which banks are operating</li><li>
University Degree and Professional Qualification in accounting, banking, finance, audit or risk management</li><li>
Minimum 4 years internal or external audit experience.</li><li>
Proven experience in the identification of risks and controls related to Finance.</li><li>
Familiarity with and exposure to different audit methodologies and with workflow-based audit software, such as B-Wise.</li><li>
Development and delivery of presentations to senior individuals.</li><li>
Excellent organizational skills and ability to work proactively with minimal supervision</li><li>
Ability to speak confidently to senior stakeholders</li><li>
Excellent attention to detail and analytical skills</li><li>
Sound judgment and decision making skills</li><li>
Ability to work with individuals from diverse backgrounds</li><li>
Ability to manage conflict and work under pressure</li><li>
Strong time management and results orientation</li><li>
Strong interpersonal skills to ensure effective interactions with all levels in the business</li><li>
Flexible and positive approach to work, &lsquo;can do&rsquo; attitude</li></ul></div>

Auditor – Treasury & Financial Markets

<div><div>Bahrain
</div><div>Full Time
</div><div>Experienced</div></div>
<br><div><i>Bank ABC seeks to recruit an AI Product Owner to join the Group Innovation Department.</i><br>
<br>
The AI Product Owner will be responsible for defining the vision and managing the roadmap of AI-powered solutions across Bank ABC's services. They will work closely with cross-functional teams to deliver AI products that enhance customer experience, improve operational efficiency, and drive innovation.<br>
<br>
<b>Scope of the Job</b><br>
<br>
<b>Creating value from business-driven data and analytics initiatives.
</b><br>
The most important task is to support the business and other stakeholders in their AI and data-driven objectives. This means they will support the business during various stages:
<ul><li>In the inspiration phase, they help the business in identifying the right use cases and support prioritization based on feasibility and value.
</li><li>In the ideation phase, they help with the prototyping and development of a minimum viable product (MVP) and associated business case (estimated cost and benefits of the MVP when moved to production). They also help identify and explore new data sources and analytical methods.</li><li>
During the implementation phase, they make sure the service or product is adopted (by the employees), embedded in the workflow (process) and measured for impact (revisit business case and continue value tracking), and shared with the rest of the organization where applicable.</li></ul><b>
Raise the level of data literacy in the organization</b>.<br>
To become AI and data-driven, the organization needs employees who can &ldquo;speak AI.&rdquo; Activities include:
<ul><li>Raising the business literacy of the AI and Data teams.</li><li>
Education and coaching of the business to become more &ldquo;data-savvy&rdquo;.</li><li>
Facilitating AI-centric business thinking.</li><li>
Ensuring that AI and data solutions comply with relevant regulations and standards.</li><li>
Improving data quality and securing trust in AI.</li><li>
The AI Product Owner role focus is on facilitating AI and data-driven change and creating business value through AI and D&amp;A. The role might occasionally support analytics and AI development (machine learning, deep learning, GenAI) and/or data governance (stewardship best practices), but that is not their primary responsibility.</li></ul><b>
Areas of Knowledge, Qualification and Experience</b><ul><li>
Minimum of a Bachelor&rsquo;s degree in relevant field. A Master&rsquo;s Degree is a plus.</li><li>
Minimum of 3 years&rsquo; experience in a similar role in a bank or financial institution with a total of minimum 10 years&rsquo; experience working in banking industry experience. Track record of successful implementation of AI use cases in financial institutions</li></ul></div>

AI Product Owner

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