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Accountant

Position: Accountant

Industry: FinTech
Location: Delhi
Employment Type: Full-Time

About the Role

You will be a mid-to-senior level finance professional working on a multi-module payment gateway platform handling high-volume digital transactions, settlements, merchant reconciliations, and regulatory reporting.

You will play a critical role in ensuring financial accuracy, compliance, and integrity across payment flows, acquirer settlements, chargebacks, and revenue reporting within a secure and regulated FinTech environment.

Must Have Skills (Required)

• Core Accounting & Finance

  • Strong knowledge of Accounting Principles (GAAP / IFRS)
  • General Ledger, Journal Entries, Trial Balance
  • Accounts Payable (AP) & Accounts Receivable (AR)
  • Bank & Payment Gateway Reconciliation
  • Revenue Recognition & Transaction Accounting

• Financial Systems & Data

  • Experience with ERP / Accounting Software
  • Strong Excel skills (Pivot Tables, Lookups, Financial Analysis)
  • Handling high-volume transaction data
  • Multi-currency accounting and settlement tracking

• Compliance & Regulatory

  • Understanding of financial regulations applicable to FinTech
  • Experience in audit preparation (Internal & Statutory)
  • Knowledge of GST / TDS / Direct & Indirect Tax compliance• Internal controls and risk management awareness

• Payments & Settlement Operations

  • Merchant settlement processing
  • Chargebacks & refund accounting
  • Escrow and nodal account reconciliation
  • Fee, commission, and MDR calculations

Responsibilities

  • Financial Operations & Reconciliation
  • Manage and reconcile bank accounts, nodal accounts, and payment gateway transactions.
  • Oversee merchant settlements, refunds, and chargeback accounting.
  • Ensure timely and accurate monthly closing activities.
  • Compliance & Controls
  • Maintain compliance with regulatory and tax requirements.
  • Support statutory audits and internal audits.
  • Strengthen financial controls across transaction flows and settlement processes.
  • Financial Reporting & Analysis
  • Prepare monthly, quarterly, and annual financial statements.
  • Monitor revenue streams, commissions, and transaction fees.
  • Analyze discrepancies and investigate settlement mismatches.

• Stakeholder Collaboration

  • Coordinate with payment partners, banks, and internal compliance teams.
  • Support finance leadership with data-driven insights and reporting.
  • Mentor junior finance team members on reconciliation and compliance best practices.

Experience Level

  • Total Experience: 2-3 years in Accounting / Finance.
  • Relevant Experience:
  • 1+ years handling high-volume financial transactions.
  • 1+ years in FinTech, payments, banking, NBFC, or financial services.
  • Experience working in regulated environments with transaction-heavy systems preferred.

Job Types: Full-time, Permanent

Pay: ₹8,413.61 - ₹42,173.97 per month

Work Location: In person

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