SUMMARY

The Accountant supports the financial integrity and operational efficiency of the credit union by maintaining accurate financial records, performing general ledger accounting, and assisting with financial reporting and compliance. This role works closely with the Controller to ensure adherence to regulatory requirements and accounting standards while supporting strategic financial initiatives.

CORPORATE COMPETENCIES

• Member Service and Value – Deliver exemplary service internally and external in accordance with the credit union’s service standards and in a professional manner that projects confidence, knowledge, and ability to provide options and solutions to meet member needs within established policies and procedures. Interactions with members provide value and generate goodwill and a positive image of MCCU as a trustworthy financial institution.
• Accountability/Accuracy/Efficiency – Maintain a superior level of attention to detail and ensure accuracy in all transactions and activities performed. Organized and thorough in completing duties and a reliable team member. Ensure established processes and procedures are complied with and are consistently executed. Display self-motivation. Accept responsibility for own actions and hold others accountable to maintain appropriate levels of performance in accordance with established policies and procedures.
• Team Player- Possess exceptional collaborative skills to work cross functionally with various departments and operational areas to solve problems and advance ideas and innovation. Maintain positive working relations with all credit union team members to achieve corporate and departmental goals and objectives. Treat people with respect; keep commitments; inspire the trust of others.
• Decision Making - Consistently apply superior data driven decision-making techniques pertaining to job duties, inquiries, approvals, and requests as they apply to existing policies and procedures, keeping within assigned approval limits and using these instances as a tool for development. Exercise good judgement in making decisions, ensuring appropriate supervisory approvals are obtained.
• Communication – Exhibit strong communication skills with internal and external stakeholders. This includes appropriate collaboration and engagement of staff and other higher-level executives in information gathering and sharing, project management, and implementation of projects and other assignments. It also includes communication with vendors, members, and other external parties. Respond to inquiries or refer inquiries to the appropriate department or person and exhibit the necessary follow-through with members and/or staff involved.

ESSENTIAL DUTIES

Performance Responsibilities – Responsibilities and duties related to this function are:

• Prepare and maintain general ledger entries and perform all account reconciliations to ensure accuracy and completeness.
• Support preparation of financial statements.
• Support external audits and regulatory examinations.
• Maintain strong internal controls and safeguard financial data integrity.
• Process and manage Accounts Payable and Receivables, including invoice review, payment processing, accurate posting and timely reconciliations.
• Administer IRA accounts, including processing member documentation and completing monthly Required Minimum Distribution (RMD) filings in a timely and accurate manner.
• Assist with daily cash reconciliation process.
• Working closely with the Account Services department, ensure all member transactions and electronic transactions are posted accurately and reconciled timely including cash recycler balancing, ATM/ITM balancing, debit and credit card settlement activity.
• Ensure third-party transactions are posted and reconciled timely such as payroll vouchers, loan disbursements and mortgage settlements.
• Prepare and file IRS Form 1098 for land contracts and Mastercard HELOCs, Form 945 withholding tax returns, and IRA state withholding reports.
• Maintain detailed procedures.
• Identify improvements to workflow to streamline processes to improve efficiency and compliance.
• Assist with accounting and operational projects.

ENVIRONMENT AND PHYSICAL ACTIVITY

The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions, provided they do not create undue hardship or safety risk.

While performing the duties of this job, the employee is regularly required to sit and use hands to finger, handle, or operate computer equipment and tools. The employee is frequently required to talk and hear. The employee is occasionally required to stand, walk, reach with hands and arms, and stoop, kneel, crouch, or crawl, particularly in technical spaces such as server rooms or wiring closets.

The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities include close vision, color vision, peripheral vision, depth perception, and the ability to adjust focus

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

MENTAL DEMANDS

The incumbent in this position must be able to accommodate reading documents or instruments, detailed work, problem solving, member and vendor contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.

MINIMUM REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner.

• Bachelor’s degree in Accounting, Finance, or related field
• 2–5 years of accounting experience (financial institution experience preferred)
• Familiarity with credit union operations is a plus

• Strong knowledge of GAAP (Generally Accepted Accounting Principles)
• Proficiency in Microsoft Excel
• High attention to detail and accuracy
• Strong analytical and problem-solving skills
• Ability to manage multiple priorities and meet deadlines
• Effective communication and teamwork skills