AML & CTF Officer

We’re seeking an AML/CTF Officer to play a key role in transaction monitoring, investigations and enhanced due diligence

AML/CTF Officer

Location: Flexible

Full‑time 12-month contract

We’re seeking an AML/CTF Officer to play a key role in transaction monitoring, investigations, enhanced due diligence, sanctions/PEP screening and regulatory reporting. If you thrive in a detail‑driven, investigative environment—and want to make a real impact—this is the role for you.

About the Role

In this role, you will:

• Review Unusual Activity Reports and prepare high‑quality Suspect Matter Reports for AUSTRAC.
• Assess sanctions, PEP and adverse media alerts to identify ML/TF risk.
• Conduct comprehensive Enhanced Customer Due Diligence (ECDD) on high‑risk individuals and complex entity structures.
• Analyse customer behaviour, source of funds/wealth, beneficial ownership and transactional patterns.
• Manage a caseload of investigations while meeting SLAs.
• Provide guidance to the business on KYC and onboarding requirements.
• Maintain accurate records, documentation, and contribute to ongoing process improvement.
• Liaise with law enforcement, regulators, industry bodies and other financial institutions.
• Represent the organisation in relevant industry forums and contribute to internal projects.

About You

To be successful in this role you will have:

• Demonstrated AML/CTF analysis or investigations experience in banking or financial services.
• Exceptional attention to detail and accuracy.
• Strong written and verbal communication skills—able to explain complex information clearly.
• A collaborative mindset with the ability to work across multiple teams.
• High professional integrity and ethical judgement.
• Ability to meet screening requirements, including a National Police Check and ongoing EDD.
• Availability to participate in an occasional after‑hours standby roster.

Desirable

• Experience using banking systems, transaction processing systems, and/or financial crime monitoring platforms.

Why Join Us?

• Work with a supportive and highly skilled Financial Crime team.
• Play an important role in protecting members and ensuring strong AML/CTF compliance.
• Engage with industry networks, external agencies and subject‑matter experts.
• Opportunities for continuous learning and career development.

About Operations Division

Our Operations Division underpins the essential services that support our members every day. From payments and settlements to fraud management and AML/CTF compliance, we deliver reliable and regulatory‑aligned services that help drive our strategic objectives. You’ll join a team committed to excellence, improvement, and protecting our community from financial crime.

About Regional Australia Bank

With roots in regional NSW and head offices located in Armidale and Port Macquarie, Regional Australia Bank has grown to be one of the premier banking alternatives to the 'Big Four' banks. We’re a values-driven, customer-owned bank committed to ethical, transparent, and personalised banking. Our purpose is simple: people helping people.

So, if you've got the skills and are passionate about people and creating a better, more sustainable place to live, then connect with us at Regional Australia Bank!

How to Apply

If you’re ready to take your AML/CTF career to the next level, click Apply Now and submit your application.

Applications close: 4 March 2026