Banking Development Associate

At Columbus Bank and Trust, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Full Time, Hourly, Mon-Sat

Seeking a team oriented, positive and outgoing professional for the Banking Development Associate role at Columbus Bank and Trust!

What’s in it for you?

Columbus Bank and Trust has a focus on a superior employee experience that goes hand in hand with our superior customer experience!

All Full Time are eligible for benefits including:

• Competitive Pay
• Paid time off and paid holidays
• Medical/Dental/Vision/Life/Disability/SEP/Bonus
• Career development/Training/Career coaching/Job shadowing
• Employee banking benefits and other discounts

About Us

Columbus Bank and Trust Company is a locally owned hometown bank that first opened its doors on February 2, 1935. Since that day, we have remained deeply rooted in the Columbus community, proudly maintaining local ownership for more than 90 years.

The original owners—R.V. Prokop, J.H. Moeller, and W.E. Barkley established the bank with a commitment to personal service and community investment. In 1938, the Bradley Family acquired the bank and guided it for 75 years. In July 2013, a local group of investors purchased Columbus Bank and Trust Company, reaffirming its commitment to remaining locally owned and community driven. Jeff Johnson was appointed President and Chairman of the Board at that time.

Today, Columbus Bank and Trust Company continues that legacy under the leadership of Joshua Johnson, President & Chief Executive Officer, with Jeff Johnson serving as Chairman of the Board.

The bank has experienced meaningful growth over the past two decades. In 2004, our Highway location opened to better serve our expanding customer base, and our Downtown location has undergone several renovations to enhance both customer experience and operational efficiency. While we have grown in size, services, and technology, our focus has never changed.

Our strength lies in relationships. Our employees are actively involved in civic, church, and local organizations, investing their time and leadership into making Columbus stronger. We believe community banking is more than transactions, it’s partnership, trust, and long-term commitment.

For generations, Columbus Bank and Trust Company has remained:

Customer Focused. Community Minded. LOCALLY Owned.

And we remain committed to carrying that legacy forward for generations to come.

Our Mission Statement

To be the locally owned, hometown bank, providing a wide range of exceptional financial services that meet the needs of our customers through our dedicated, knowledgeable and courteous employees.

Position Description

Job Summary:
Banking Development Associate as an integral part of the bank’s team, supporting various operational and client-facing areas through a structured, hands-on training program. Over a designated period, this position provides exposure to key banking functions, allowing participants to develop a comprehensive understanding of the bank's operations, customer service, and financial processes. This role is ideal for individuals looking to launch their careers in banking with opportunities to specialize in specific areas post-training.

Key Responsibilities:

Customer Service and Branch Operations (25% of time)

• Provide exceptional customer service at the teller line, assisting with deposits, withdrawals, and account inquiries.
• Open new accounts, explain bank products and services, and guide customers in selecting appropriate financial solutions.
• Resolve customer issues efficiently while adhering to compliance guidelines and maintaining confidentiality.
• Assist with daily branch operations, including cash management and reconciliation tasks.

Loan Processing and Credit Analysis (20% of time)

• Support the loan origination process by collecting and verifying customer documentation.
• Learn to review loan applications, analyze credit reports, and assess creditworthiness.
• Assist with underwriting tasks, preparing loan files for approval, and ensuring compliance with regulatory standards.
• Shadow senior staff to gain insight into commercial, consumer, and mortgage lending processes.

Financial Services and Wealth Management (15% of time)

• Provide administrative support to financial advisors, including preparing client presentations and maintaining investment portfolios.
• Understand basic investment principles, retirement planning, and wealth management services.
• Assist in scheduling client meetings and maintaining client records.

Risk Management and Compliance (15% of time)

• Learn to monitor transactions for potential fraud, money laundering, or suspicious activity.
• Assist in preparing reports for regulatory audits and ensuring adherence to all banking policies and procedures.
• Conduct internal reviews to ensure operational efficiency and compliance with legal requirements.

Operations and Technology (15% of time)

• Assist with daily operational tasks such as transaction processing, back-office support, and data entry.
• Gain hands-on experience with banking software systems, including account management and transaction platforms.
• Participate in projects aimed at optimizing operational workflows and implementing new technologies.

Leadership and Professional Development (10% of time)

• Participate in team meetings, training sessions, and bank-wide initiatives.
• Shadow senior management to understand leadership roles and decision-making processes.
• Develop soft skills such as communication, teamwork, and time management to support career growth.

Skills and Qualifications:

• Education: Pursuing or recently completed a degree in finance, business administration, or a related field.
• Technical Skills: Proficiency in Microsoft Office Suite; familiarity with banking software is a plus.
• Communication: Excellent verbal and written communication skills for interacting with clients and team members.
• Analytical Skills: Strong problem-solving abilities and attention to detail for processing transactions and analyzing data.
• Customer Service: A friendly, professional demeanor with a focus on delivering a positive customer experience.
• Compliance Awareness: Understanding of financial regulations, confidentiality standards, and ethical banking practices.

Program Details:

• Duration: 12-18 months, rotating through key departments and roles.
• Evaluation: Participants will receive regular feedback and mentoring from senior staff, with performance evaluations at key milestones.
• Career Path: Successful completion of the program may lead to placement in roles such as Operations Specialist, Loan Officer, or Client Services Associate.

This structured role allows individuals to gain a holistic view of banking operations while developing