Business Analyst

Key Responsibilities

• Assess and underwrite insurance risks in line with underwriting guidelines and regulatory requirements
• Review proposals, policy terms, endorsements, renewals, and claims impact
• Define underwriting rules, pricing logic, eligibility criteria, and risk appetite
• Support portfolio monitoring, loss ratio analysis, and underwriting performance reviews
• Gather, analyze, and document business and underwriting requirements
• Translate underwriting processes into BRDs, FRDs, user stories, and functional specifications
• Work closely with Product Owners and Tech teams to support product development and enhancements
• Participate in UAT and validate underwriting workflows, rating engines, and rule engines
• Identify process gaps, automation opportunities, and operational improvements
• Act as a bridge between underwriting, operations, product, and technology teams
• Support product launches, system enhancements, and regulatory changes
• Assist in SOP creation, workflows, and process documentation

Requirements

• 3–7 years of experience in underwriting, business analysis, or related insurance roles
• Experience in Motor, Health, General Insurance, or Specialty Lines
• Strong understanding of underwriting concepts, risk assessment, pricing, and policy administration
• Hands-on experience creating BRDs, FRDs, user stories, and process flow documentation
• Familiarity with Agile / Scrum methodologies
• -Exposure to InsurTech platforms, underwriting engines, or policy administration systems is preferred
• Knowledge of insurance regulations and compliance standards
• Proficiency in Excel, JIRA, Confluence, Visio, and basic SQL is an advantage
• -Strong analytical, communication, and stakeholder management skills
• -Detail-oriented with the ability to work in fast-paced cross-functional environments
• -Insurance certifications such as CII, AIII, LOMA, or CPCU are preferred