Job Title: Claims / Approvals Officer
Department: Medical Claims / Insurance Approvals
Location: [Riyadh, Saudi Arabia]
Reports to: Claims Manager / Approvals Supervisor
Job Purpose:
To review, process, and validate medical claims and approval requests in accordance with company policies and insurance guidelines, ensuring accuracy, compliance, and timely decision-making to support operational efficiency and customer satisfaction.
Key Responsibilities:
- Review and assess medical claims and pre-approval requests submitted by healthcare providers.
- Ensure all claims are compliant with insurance policies, coverage limits, and contractual agreements.
- Coordinate with medical teams and insurance companies to verify medical necessity and eligibility.
- Approve or reject claims based on established criteria and documentation.
- Maintain accurate records of claims decisions and approvals in the system.
- Respond to inquiries from internal departments, providers, and insurers regarding claim status.
- Identify and escalate suspicious or fraudulent claims for further investigation.
- Support continuous improvement of claims processing procedures.
- Ensure timely processing to meet service level agreements (SLAs).
Qualifications:
- Bachelor’s degree in healthcare administration, Insurance, Business, or a related field.
- Knowledge of medical terminology, insurance policies, and healthcare procedures.
- Language Requirement: Fluency in both Arabic and English (spoken and written) is mandatory.
Experience:
- 2–4 years of experience in medical claims processing, insurance approvals, or healthcare administration.
- Familiarity with claims management systems and electronic health records (EHR).
- Experience working with insurance companies or third-party administrators (TPAs).
- Understanding of regulatory and compliance standards in healthcare claims.
Soft Skills:
- Attention to Detail: Ensures accuracy in claim reviews and documentation.
- Analytical Thinking: Evaluates complex medical and insurance data to make informed decisions.
- Communication Skills: Effectively communicates with providers, insurers, and internal teams.
- Time Management: Handles multiple claims and approvals within tight deadlines.
- Integrity and Confidentiality: Maintains discretion and ethical standards in handling sensitive information.
- Problem-Solving: Resolves claim discrepancies and approval issues efficiently.
- Customer Service Orientation: Responds professionally to inquiries and ensures stakeholder satisfaction.
- Adaptability: Works well in a fast-paced and evolving regulatory environment.
Job Types: Full-time, Contract
Contract length: 12 months
Pay: ﷼5,500.00 - ﷼7,500.00 per month