Claims Examiner- Property Casualty

At Kinsale Insurance, we do insurance differently.

As a leading Excess & Surplus (E&S) lines insurer, we specialize in hard-to-place small to mid-sized commercial accounts. Our expertise, agility, and full control over underwriting and claims allow us to offer brokers unmatched flexibility in solving complex risk challenges. From high-hazard operations to distressed risks and high-exposure venues, we step in where others step back.

We are growing — and we’re looking for a driven, analytical Claims Examiner to join our Casualty Lines Division in Richmond, VA.

If you enjoy investigating complex claims, influencing outcomes, and working in a collaborative, high-performance environment, this could be the right next step in your career.

What You’ll Do

As a Claims Examiner, you will take ownership of a diverse portfolio of moderate to complex Property Liability claims and play a key role in delivering fair, timely, and strategic claim resolutions.

Your impact will include:

• Managing the full lifecycle of property liability claims under the guidance of a Claims Supervisor
• Conducting thorough investigations to evaluate liability, damages, and exposure
• Interpreting policy coverage and drafting clear, professional coverage correspondence
• Communicating coverage determinations effectively to policyholders, brokers, and stakeholders
• Negotiating claims to resolution with sound judgment and strong business acumen
• Managing litigated claims, including appointing and directing defense counsel
• Driving litigation strategy proactively toward efficient resolution
• Participating in mediations and settlement conferences
• Maintaining precise, well-documented claim files

You won’t just process claims — you’ll analyze, strategize, and influence outcomes.

What We’re Looking For

We’re seeking someone who is intellectually curious, detail-oriented, and motivated to grow within the E&S marketplace.

Experience

• 1–2 years of experience handling property liability claims or related industry experience
• Minimum of 2 years of professional work experience

Skills & Strengths

• Strong analytical and critical thinking abilities
• Excellent written and verbal communication skills
• Confident negotiation skills and sound decision-making
• Ability to manage multiple priorities in a fast-paced environment
• Experience directing investigations and working with defense counsel
• Strong organizational and time management skills
• Proficiency in Microsoft Office (Word, Outlook, Excel, PowerPoint)
• Collaborative mindset with the ability to work cross-functionally

Education

• Associate’s degree or Bachelor’s degree preferred

Why You’ll Love Working at Kinsale

• Competitive Pay & Bonus Opportunities – Rewarding performance and initiative.
• Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year.
• Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.
• Career Growth – Clear promotion paths, mentorship, and ongoing professional development.
• Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.
• Continuous Learning – Annual $3,000 reimbursement for educational training and certifications.

Integrity & Responsibility

Kinsale values strong financial responsibility. A credit check will be conducted as a part of the selection process for roles that require sound judgement, trustworthiness, or access to sensitive information.