Commercial and Residential Title Examiner/Underwriter

Job Overview
We are seeking a detail-oriented and highly analytical Commercial and Residential Title Examiner/Underwriter to join our dynamic team. In this pivotal role, you will be responsible for thoroughly examining property titles, conducting comprehensive risk assessments, and underwriting both commercial and residential real estate transactions. Your expertise will ensure the accuracy of title reports, mitigate potential risks, and facilitate smooth property transfers. This position offers an exciting opportunity to apply your financial acumen, negotiation skills, and knowledge of real estate processes in a fast-paced environment dedicated to excellence and integrity.

Responsibilities

• Conduct meticulous title searches for commercial and residential properties, collecting relevant data from public records, legal documents, and other sources to verify ownership and identify encumbrances.
• Analyze title reports to assess potential risks related to liens, easements, or other claims that could impact property transfer or financing.
• Underwrite real estate transactions by evaluating financial documents, appraisals, and legal information to determine insurability and compliance with company policies.
• Collaborate with attorneys, lenders, agents, and clients to clarify title issues, negotiate resolutions, and facilitate efficient transaction closures.
• Prepare detailed title reports and underwriting decisions while maintaining accuracy in documentation for audit purposes.
• Apply risk analysis techniques using financial concepts such as cash flow analysis, credit analysis, and financial modeling to evaluate property value and borrower credibility.
• Stay current on industry regulations, legal requirements, and market trends related to mortgage servicing, loan processing, and real estate finance to ensure compliance and best practices.

Experience

• Proven experience in title examination or underwriting within the real estate or financial services industry.
• Strong understanding of mortgage servicing processes, loan origination procedures, and banking operations.
• Demonstrated proficiency in financial analysis tools including financial software for data collection, forecasting models, and quantitative research methods.
• Knowledge of technical accounting principles relevant to real estate transactions and fraud prevention techniques.
• Excellent negotiation skills combined with the ability to interpret complex legal documents and financial data accurately.
• Familiarity with tax regulations affecting property valuation and ownership structures is a plus.
• Ability to perform quantitative analysis with precision while maintaining a high level of attention to detail in fast-paced environments. Join us if you are passionate about ensuring the integrity of property transactions through expert underwriting and meticulous title examination! Your skills will help protect our clients’ investments while advancing your career in a vibrant industry committed to excellence.

Pay: $60,000.00 - $88,370.61 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Vision insurance

Education:

• High school or equivalent (Preferred)

Experience:

• Title exam and underwriting : 5 years (Preferred)

Work Location: Hybrid remote in Oak Brook, IL