Compliance Analyst

At Security National Bank, if there is one belief we hold together as a team, it’s that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take – every single thing we do matters. Why? Because we recognize the inherent value of each individual, and the potential of what each person can become. We realize every one of life’s interactions is an opportunity to help someone reach that potential. This is why we treat even the smallest details of life and banking with careful thought and attention. If you aspire to do the same, we’d like you to advance your career with us at SNB.

Details Matter. We need someone who thrives on digging into the facts, stays organized while managing multiple compliance responsibilities, and builds strong working relationships across the bank to keep our operations safe and aligned with regulations.

KEY RESPONSIBILITIES:

The Compliance Analyst supports essential BSA/AML investigative and reporting functions and plays a key role in the bank’s overall compliance efforts. This position monitors and resolves deposit and loan delinquencies, oversees insurance tracking programs, and helps ensure the bank operates in full alignment with legal and regulatory requirements.

• Review customer and account activity in the bank’s BSA/AML system and escalate unusual findings.
• Conduct enhanced due‑diligence reviews for higher‑risk customers.
• Monitor and resolve overdrawn and delinquent deposit accounts through proactive customer outreach.
• Manage charge‑offs, closures, and recovery processes with accurate recordkeeping.
• Support loan collections by preparing and tracking required notices.
• Administer the bank’s collateral insurance tracking program and coordinate updates with lenders and operations staff.
• Process garnishments and levies while maintaining documentation and customer communication.
• Assist with fraud monitoring by reviewing flagged checks and ensuring proper follow‑up.
• Collaborate with BSA staff on investigations, internal reviews, and compliance reports.
• Support regulatory updates, policy maintenance, and other compliance initiatives.
• Participate in BSA and compliance projects, both independently and as part of a team.

EDUCATION AND EXPERIENCE:

• 4 year college degree or related work experience
• Previous banking experience preferred
• High school diploma or equivalent
• Accuracy and meticulous attention to detail required
• Excellent oral, written, and interpersonal communication skills
• Ability to navigate multiple computer systems and programs with working knowledge of Word and Excel
• Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed
• Team-oriented and the ability to work collaboratively across all levels of the organization
• Service-oriented, polite, and respectful
• Advanced problem-solving and analytical skills
• Ability to take direction and instruction and follow through independently until project completion

HOURS:

Regular business hours, Monday through Friday.

BENEFITS:

We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection.

ABOUT SECURITY NATIONAL BANK:

Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis — and emerge as the region’s most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what’s right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.

Security National Bank is an Equal Opportunity, Affirmative Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status.

LEARN MORE:

https://www.snbonline.com/about/employment-opportunities

LOCATION:

Sioux City, IA

Main Bank