Compliance Director, U.S. Compliance Monitoring (US)

Work Location:

Charlotte, North Carolina, United States of America

Hours:

40

Pay Details:

$200,000 - $280,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

This role is responsible for overseeing the bank’s compliance monitoring functions to promote adherence to regulatory requirements, internal policies, and industry standards. This role plays a critical part in maintaining the bank’s reputation and operational integrity by proactively identifying, assessing, and mitigating compliance risks.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• Designs, builds, and implements industry best practice monitoring program across all applicable business units
• Oversees compliance monitoring activities to confirm alignment with federal U.S. banking regulations and consumer financial protection laws
• Leads the development and execution of compliance risk assessments, identifying areas of potential vulnerability and recommending corrective actions
• Provides regular and ad hoc reports to senior management on compliance monitoring outcomes, trends, and emerging risks
• Contributes to the enhancement and maintenance of compliance policies and procedures
• Supports the coordination with internal and external auditors during compliance reviews, addressing findings and implementing recommendations
• Develops and delivers monitoring training to staff, fostering a culture of compliance throughout the bank
• Supports and enhances ongoing routines with compliance units to identify potential areas of emerging risk
• Empowered to define and implement compliance strategies, set monitoring priorities, and allocate resources to high-risk areas. Can recommend policy changes and escalate significant compliance issues to executive leadership
• Manages a team of compliance professionals and collaborates across U.S. compliance. Responsible for ensuring that the bank’s compliance monitoring framework is robust, effective, and responsive to regulatory changes and business needs
• Approves compliance monitoring plans and methodologies
• Supports investigations into compliance breaches and determines remediation steps
• Recommends remediation actions and process improvements based on monitoring findings

Education & Experience:

• Bachelor’s degree in business, finance, law, or a related field; JD, advanced degree, or CRCM preferred
• 10+ years of experience in compliance, risk management, or audit within the financial services industry
• Strong knowledge of U.S. banking regulations and compliance frameworks
• Proven leadership and team management skills
• Excellent analytical, communication, and problem-solving abilities
• Demonstrated ability to provide strategic leadership and apply enterprise-level risk assessment to design, prioritize, and oversee complex risk programs
• Deep understanding of regulatory requirements with the ability to interpret policy and regulatory expectations into scalable, sustainable operating models
• Proven experience influencing senior stakeholders and governing bodies through clear, concise, and credible communication
• Strong program and change leadership capabilities, including overseeing multiple initiatives, setting direction, and ensuring disciplined execution
• Unquestioned ethical judgment and integrity, with the ability to make sound decisions in complex, high-risk, or ambiguous situations

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.