Compliance Officer (Karachi Office)

Location: Karachi (On-site)

Type: Full-Time

About Lumida

Lumida is a digital-first wealth advisor for people who want access to the same opportunities as institutions—public markets, private deals, and alternatives.

Our mission is to transform wealth management—combining investment excellence and the best of trust and estate planning in a modern, tech-first experience. Our team shares the same mindset as our clients—curious, original, and driven to build what doesn’t yet exist.

Recognized for our differentiated, non-consensus insights, Lumida is reshaping how modern investors build and enables its clients to invest beyond the ordinary.

Role Overview

As a Compliance Officer at our Karachi office, you will be a vital link in our global regulatory operations. Reporting to U.S. leadership, you will operate independently to ensure our Pakistan-based teams and international workflows adhere to stringent U.S. SEC and FINRA standards. This role is perfect for a high-caliber professional who thrives in a "zero-to-one" fintech environment and is eager to manage compliance for sophisticated products like ETFs (1940 Act) and Private Funds.

Key Responsibilities

• U.S. Regulatory Bridge: Ensure all local operational support for Lumida adheres to U.S. SEC Investment Advisers Act of 1940 and Investment Company Act of 1940 (ETF) standards.
• Advisor Onboarding & FINRA: Manage the registration lifecycle for U.S.-based advisors, including coordinating FINRA (CRD/IARD) filings and tracking licensing requirements from our Karachi hub.
• ETF & Fund Compliance: Support the compliance framework for our upcoming ETF launch, focusing on periodic reporting, valuation oversight, and record-keeping mandates.
• Global AML/KYC: Lead the execution of Anti-Money Laundering (AML) and Know Your Customer (KYC) protocols for high-net-worth clients, maintaining a "gold standard" for documentation.
• Internal Testing & Audits: Perform periodic testing of internal controls and assist in preparing Form ADV and Form PF filings.
• Training & Culture: Act as the on-site "Culture of Compliance" lead in Karachi, delivering guidance and training to ensure our local research and tech teams understand U.S. regulatory boundaries (e.g., Insider Trading, SEC Marketing Rule).
• Communications Review: Assist in the compliance review of marketing materials and social media content to ensure they meet U.S. regulatory standards for fairness and transparency.
  
  

Requirements

• Location: Must be able to work on-site at our Karachi (Khi) office.
• Experience: 2–5+ years in compliance, legal, or risk management within a financial institution (Bank, AMC, or Fintech).
• Regulatory Knowledge: While knowledge of SEC/FINRA is a major plus, you must have a strong foundational understanding of international compliance standards and a demonstrated ability to master U.S. regulations quickly.
• Education: Bachelor’s degree in Law, Finance, or Accounting. Professional certifications such as ACCA, ICAP (CA), or IFMP Compliance Certification are highly valued.
• Communication: Flawless English communication skills (written and verbal) are non-negotiable, as you will be documenting policies for a U.S. audience.
• Mindset: An "independent operator" with high attention to detail and an interest in the "frontier" of finance—alternatives and digital assets.
  
  

Lumida Leadership Principles

• Extreme Ownership: You take 100% responsibility for the compliance integrity of the Karachi hub.
• All-in Attitude: You bring intensity and urgency to your work, matching the pace of our U.S. team.
• Growth Mindset: You are excited to learn the nuances of the 1940 Act and SEC Marketing Rule.
  
  

Benefits & Perks

• Global Exposure: Direct involvement in the U.S. financial markets and SEC regulatory landscape.
• Competitive Compensation: Market-leading PKR salary with equity upside opportunities.
• Growth Path: Opportunity to play a founding role in our Pakistan-based leadership as the office scales.
• Tech-First Environment: Work with modern compliance tools in a high-energy, digitally native firm.