Credit Analyst

Job Title: Credit Analyst

Location: Remote

Job Type: Full Time

Company: Village CapitalInvestment LLC

Introduction:

Village Capital is a well-established, nationwide mortgage lender and servicer headquartered in Henderson, Nevada. We are dedicated to delivering a fast, efficient, and high-quality mortgage experience for our customers and business partners. Specializing in FHA, VA, and USDA loan programs, we work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.

Position Summary:

We're looking for a Credit Analyst to join our team and handle the initial underwrite of loan files. This role is key in ensuring accuracy, compliance, and a smooth flow through the underwriting process.

Key Responsibilities:

• Perform the initial underwrite of mortgage loan files.
• Review credit documentation for completeness and accuracy.
• Identify missing or incorrect information and communicate with team members to resolve.
• Ensure files meet compliance and company standards before moving forward.
• Collaborate with processors, underwriters, and other departments to maintain workflow efficiency.
• Track and document all findings clearly and consistently.

Basic Qualifications:

• Strong attention to detail and ability to review documentation thoroughly.
• Solid organizational skills with the ability to manage multiple files at once.
• Excellent written and verbal communication skills.
• Comfortable working independently in a remote environment.
• Proficiency with standard computer tools (Microsoft Office, Google Workspace, etc.).
• Encompass experience preferred.

Specific Qualifications:

• Prior experience in mortgage processing or underwriting.
• Knowledge of Encompass or other mortgage loan origination systems.
• Understanding of mortgage compliance, loan documentation, and investor guidelines.
• 1-2 years of experience in the mortgage industry or related financial services field.

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

In Summary:

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village CapitalInvestment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!