Credit Analyst, Head Office

Job Purpose

• Conduct financial and credit analysis for corporate banking clients.
• Prepare high-quality credit proposals, monitor portfolio performance, and ensure compliance with regulatory and internal risk policies.

Responsibilities

• Prepare and analyze financial statements, cash flows, and projections for credit assessments.
• Draft credit proposals for new and existing clients with accuracy and timeliness.
• Support customer transactions by ensuring documentation accuracy and smooth processing.
• Handle and resolve customer queries promptly in coordination with Relationship Managers.
• Assist Relationship Managers in achieving revenue targets by providing credit insights and portfolio monitoring support.
• Monitor portfolio quality and highlight early warning signals or potential risks.
• Ensure all credit documentation meets internal standards and regulatory requirements (AML, CTF).
• Coordinate with internal teams (Risk, Compliance, Operations) for credit approvals and transaction processing.
• Maintain accurate credit files and assist in periodic portfolio reviews.

Qualifications

• Bachelor’s degree or equivalent preferably in Business, Finance or Economics

Experience

• A minimum of 3 years’ experience in Corporate Credit field (Professional certifications such as CFA/FRM preferred but not mandatory).

Skills

• Microsoft office
• Proficient in standard industry analytical software