Credit Analyst Intern

Job description: .

Key Responsibilities:

• Understanding of Documentation & Processes involve in loan understanding.
• Understanding the loan Products & Loan Solutions.
• Evaluate loan applications by analyzing creditworthiness, financials, and risk profiles.
• Approve or decline loans based on internal credit policies and risk assessment.
• Ensure adherence to company guidelines, credit limits, and regulatory compliance.
• Monitor portfolio quality and highlight potential risks or non-performing accounts.
• Work closely with the sales team to structure deals and manage client relationships.
• Prepare detailed credit assessment reports and recommendations for senior management.

Requirements:

* Prior experience in credit appraisal and underwriting, preferably in [personal loans, SME loans].

* Strong analytical and decision-making skills.

* Knowledge of financial analysis, credit scoring models, and regulatory frameworks.

* Proficiency in MS Office and financial tools.

* Bachelor’s/Master’s degree in Finance, Commerce, or related fields

Job Type: Internship

Work Location: In person