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Credit Analyst - Night Shift

India

Skills Required:

  • Experience in credit assessment, finance, or underwriting, preferably within a digital lending environment.
  • Knowledge of Canadian financial regulations, lending rules, and credit risk assessment methodologies.
  • Strong analytical, decision-making, and problem-solving skills.
  • Attention to detail with a focus on accuracy and compliance.
  • Professional, Positive attitude, strong work ethic, and ability to meet deadlines under pressure.
  • Fluent English is essential; preference for candidates familiar with Canadian financial terminology.

Job Description:

  • Review borrower applications, financial documents, and credit reports to determine loan eligibility.
  • Maintain accurate records of credit assessments, decisions, and supporting documentation.
  • Ensure compliance with company policies, Canadian lending regulations, and privacy laws.
  • Collaborate with lending specialists and compliance teams to resolve application discrepancies.
  • Monitor loan application trends, credit performance and help convince borrowers to move to the next stage of application.
  • Escalate high-risk applications or potential fraud cases for further investigation.
  • Contribute to the development of credit policies, risk models, and underwriting procedures.

Job Type: Full-time

Pay: ₹35,000.00 - ₹45,000.00 per month

Benefits:

  • Flexible schedule
  • Health insurance
  • Provident Fund

Work Location: In person

Speak with the employer
+91 7600075460

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