Credit Systems - Credit Systems Analyst

SUMMARY:
The Credit Systems Analyst acts in the capacity of administrator on various platforms, such as Sageworks/Abrigo, and works with multiple departments to review the structure, content, and quality of system-generated reports and conducts advanced reporting. This position streamlines current processes and reports, and works on various special projects to improve the department’s efficiency as it pertains to information systems. The Credit Systems Analyst aids in the structure and reporting of but not limited to Production, Policy Exceptions, Financial Exceptions, Covenants, Criticized Assets, Annual/Semi-Annual Reviews, Appraisals, Allowance for Loan and Lease Losses (ALLL), Current Expected Credit Loss (CECL), Individual Worksheets (IWs), Restructured Loans (RLs), Credit Quality Indicators, and Changes in Criticized and Non-Accrual Loans.

ESSENTIAL JOB FUNCTIONS:

• Oversees the integrity of data tracked on Sageworks/Abrigo and DNA systems
• Works with multiple departments to review the structure, content and quality of system-generated reports and maintains the correct data and conducts advanced reporting
• Streamlines current processes and reports, and works on various special projects to improve the department’s efficiency as it pertains to information systems
• Aids in the structure and reporting of but not limited to the Production, Policy Exceptions, Financial Exceptions, Covenants, Criticized Assets, Watch List, Annual/Semi-Annual Reviews, Appraisals, ALLL, CECL, IWs, RLs, Credit Quality Indicators, Changes in Criticized and Non-Accrual Loans and other duties as needed
• Acts in the capacity of administrator on various platforms such as Sageworks/Abrigo
• Run daily, monthly, quarterly, and semi-annual reports
• Analyzes, deletes, and appends records for consistent information
• Reviews and analyzes database error logs after daily and/or periodic imports
• Analyzes and runs tests for better generation for financial statement information and reports
• Creates and runs verification reports to append records for ticklers, duplicate clients, and various other pieces of information for core systems and support systems
• May be tasked to lead routine Credit Systems area projects and update management on status

JOB REQUIREMENTS:

• Bachelor’s degree in Business, Accounting, Finance, Economics or related field
• Additional specialized training or education in computer science, management information systems, and advanced report writing preferred

KNOWLEDGE/SKILLS REQUIRED:

• Intermediate proficiency with computers
• Basic credit analysis skills
• Intermediate analytical skills
• Intermediate mathematical skills
• Basic knowledge of credit administrative procedures, commercial lending practices, loan structures, regulations, risk assessment, products, data structures and reporting
• Basic verbal and written communication skills
• Basic project management skills
• Intermediate problem-solving skills
• Intermediate analytical planning skills
• Basic interpersonal skills

PHYSICAL AND MENTAL QUALIFICATIONS:

• Standing, walking, bending and stooping required
• Must be able to sit at a desk for long periods of time and use a computer
• Must be able to occasionally move or lift up to 10 pounds
• May be asked to work supplemental hours periodically
• Limited travel required occasionally during and after business hours

The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified.
NOT A CONTRACT