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Data Scientist

Job Title: Data Scientist I

Location: Bangalore – Bhartiya City Tech Park

Experience: 3 to 7 Years (Min 3y relevant)

Job Type: Full time/ Permanent

Notice Period: Immediate to 15 days.

Transportation: 2-way cab will be provided


Job Summary:

Our technology firm which develops next-generation financial products focused on managing life’s everyday expenses. The Data Science team conceptualizes, develops, deploys, and maintains predictive models and strategies to drive business decisions for our organization. The Data Scientist I plays a critical role by applying cutting-edge modeling techniques to drive growth, control risk, and ensure operations excellence.



Primary Responsibilities:

  • Design, Develop and Deploy advanced machine learning models for use in Underwriting, Customer Management, Marketing, and Operations;
  • Assess, clean, merge, and analyze large datasets adhering to standardized data manipulation techniques and methodology by leveraging Python, R and/or Snowflakes in Our Cloud Environment
  • Proficiency in linear and nonlinear algorithms
  • Efficiently apply data mining methodologies to minimize credit/fraud losses, maximize response and approval rates, and develop methods to enhance profitability of Our products;
  • Provide knowledge and insight on the third party data providers such as Transunion, Clarity/Experian and Equifax to include knowledge of products and data available, effective use of variables, data dictionaries as well as advantages and limitations;
  • Maintain clear, detailed model documentation on our Wiki Server by leveraging reproducible research technologies such as Rmarkdown, IPython, Jupyter Notebook, etc.;



Experience and Education :

  • Minimum 4 year degree (Computer Science, Math, or Business Degree). Master’s Degree a plus
  • Strong quantitative / statistical modeling capabilities
  • Experience with third-party consumer credit data and other large datasets a plus
  • Experience extracting and manipulating data using multiple database technologies such as Microsoft SQL Server, Snowflake, etc.
  • Proficiency with Python is required.
  • Superior presentation and communication skills
  • Experience within the consumer lending environment a plus, but not required


Required Skills, Abilities, Soft Skill Factors

  • Motivation Skills - History of achieving aggressive organizational goals and objectives, conveying sense of urgency while moving beyond challenges and obstacles.
  • Solid Analytical and Problem-Solving Skills - Ability to analyze trends and suggest solutions to challenges.
  • Achieve Successful Results – Takes the initiative to get things done.
  • Demonstrates Adaptability – Works effectively in the face of stress, ambiguity, difficult situations and shifting priorities
  • Innovates – Challenges the status quo thinking to generate new ideas; takes open minded approach to situations.
  • Communication Skills - Refined written and verbal communication skills. Ability to foster open communications, listen effectively and build strong partnership networks.


The following breakdown summarizes the types and frequency of activities typically performed by employees in this position. It is not a guarantee of the actual distribution of activities to be performed.


About SMC Squared:

SMC Squared empowers organizations to accelerate digital transformation through Global Capability Centers . Using a unique people-first approach, we enable US and multinational companies to optimize offshore costs and sustain savings while attracting and retaining highly skilled global technology talent.

We help companies build dedicated technology teams in three ways – SMC2’s build-optimize-transfer model , fully serviced, all-inclusive global capability centers , and our hybrid approach to optimize existing teams or new owned entities.

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