Debt Settlement Specialist

Overview
We’re not just building a team — we’re building a family of closers. As a Debt Settlement Specialist, you’ll be on the front lines helping clients eliminate debt while building a powerful income for yourself. This is a high-energy, performance-driven environment where results are recognized, rewarded, and celebrated.

If you’re hungry, competitive, and ready to win, you’ll fit right in. We believe in growing together — when you succeed, we all succeed. This is more than a job; it’s an opportunity to take control of your income and your future.

Compensation & Commission Structure
This role is built for producers. We offer a straightforward, aggressive commission plan with uncapped earning potential.

• Earn 2% commission on all settled deals
• Close $500,000 in a month = $10,000 in commission (monthly)
• Close $1,000,000 in a month = $20,000 in commission (monthly)

There are no ceilings here — the more you close, the more you earn. If you’re driven and consistent, six-figure income is absolutely within reach.

This uncapped structure provides strong earning potential for motivated, high-performing agents who are driven to succeed and consistently close deals.

Responsibilities

• Contact creditors and collection agencies to negotiate debt settlements on behalf of clients, aiming for favorable terms.
• Analyze client accounts receivable and accounts payable data to determine appropriate settlement strategies.
• Maintain detailed records of all negotiations, agreements, and communications using specialized financial software.
• Provide clear explanations of medical billing processes, CPT coding, ICD-10 codes, and revenue cycle management concepts to clients.
• Utilize phone etiquette and customer service skills to address client inquiries, explain settlement options, and build trust.
• Reconcile accounts by reviewing account analysis reports, debits & credits, and ensuring accuracy in account reconciliation procedures.
• Stay updated on industry regulations related to medical collection practices, accounting standards, and financial concepts to ensure compliance.

Skills

• Strong understanding of medical terminology, medical billing procedures, and CPT coding standards.
• Proficiency with financial software and accounting software used in debt management and account reconciliation.
• Excellent negotiation skills with the ability to find mutually beneficial solutions while maintaining professionalism.
• Effective phone etiquette combined with outstanding customer service abilities to foster positive client relationships.
• Knowledge of ICD-10 coding systems, revenue cycle management processes, and accounts receivable/payable workflows.
• Solid math skills for performing account analysis, calculations involving debits & credits, and financial data interpretation.
• Ability to handle telemarketing activities ethically while maintaining compliance with industry regulations.

Pay: $85,000.00 - $250,000.00 per year

Work Location: Remote