Disclosure Specialist/Loan Closer

Job Summary
The Disclosure Specialist/Loan Closer reviews and analyzes fees, originator compensation, and disclosures in residential real estate lending transactions resulting in compliant disclosure to borrower(s) and investors. This position reviews and manages investor locks to ensure timely delivery and that loans are disclosed in accordance with federal and investor regulations.

Duties

• Monitor and manage disclosure pipeline for initial disclosures and CIC requests ensuring all requests are completed on time and compliant with all regulations.
• Prepare initial disclosures and revised disclosures, specializing in high risk/complex products.
• Ensure that fees entered are appropriate for the program type and geographic area of the loan.
• Ensure disclosure packages are complete, include all documents required and are appropriate for the type of loan.
• Proactively communicate to sales partners any issues with fees, errors, any challenge that could delay borrower disclosures or change their initial input.
• Maintain excellent communications among all customers, both internal and external.
• Provide a superior and consistent level of customer service to all parties.
• Respond to production requests for disclosures in a timely manner. Handle high profile and sensitive situations that require more detailed product and regulatory knowledge.
• Proactively work with the Manager on any issues that might cause any delays and communicate to all parties.
• Understand and maintain a thorough knowledge of the company’s operations and organization, communicating this understanding to others when appropriate, and referring inquiries and correspondence to the proper department or individual.

Skills

• To perform the job successfully, an individual should demonstrate the following competencies:
• Analytical - Synthesizes complex or diverse information; collects and researches data; uses intuition and experience to complement data; designs workflows and procedures.
• Continuous Learning - Assesses own strengths and weaknesses; seeks feedback to improve performance; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others.
• Ethics - Treats people with respect; keeps commitments; inspires the trust of others; works with integrity and principles; upholds organizational values.
• Adaptability - Adapts to changes in the work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays, or unexpected events.
• Dependability - Follows instructions, responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals.; completes tasks on time or notifies appropriate person with an alternate plan.
• Quality - Demonstrates accuracy and thoroughness; looks for ways to improve and promote quality; applies feedback to improve performance; monitors own work to ensure quality.

Pay: $29.00 - $34.00 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Work Location: In person