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Financial Analyst / Financial Engineer – Fintech Infrastructure (On‑Site)

Company: Sun West Mortgage Company, Inc. | AngelAi Location: Cerritos, CA (On‑Site) Position Type: Full-Time Compensation: $90,000–$150,000 per year , based on experience



About AngelAi & Sun West

You’re not just joining a mortgage company — you’re joining AngelAi , the high‑growth fintech innovation arm of Sun West Mortgage Company , a trusted financial leader since 1980.

AngelAi builds emotionally intelligent AI systems and advanced financial automation platforms, including:

  • AngelAI – Patented AI decisioning engine
  • TRU Approvals® – Real-time underwriting and risk assessment

Your work will directly influence real-time financial intelligence, risk modeling, predictive analytics, and system optimization across a highly regulated financial environment.

This is a rare opportunity to operate at the intersection of fintech, AI, quantitative finance, and financial engineering .


Role Overview

We are hiring Financial Analysts / Financial Engineers who think like systems architects — not traditional spreadsheet operators. This role sits at the core of our financial infrastructure, where you will engineer models, optimize financial systems, and drive high‑stakes decision automation.

You will own a critical financial domain, build forward‑looking models, and influence how capital, risk, and operational efficiency flow through the entire Sun West platform.


Your Mission

This is a deep‑ownership, high‑impact role where you will:


Own

  • A defined, mission‑critical segment of Sun West’s financial infrastructure
  • End‑to‑end oversight of financial systems, reporting logic, and optimization levers


Engineer

  • High‑fidelity financial models, forecasts, and predictive analytics
  • Stress‑tested risk models and scenario simulations
  • Scalable financial logic that integrates with AI‑driven decision engines


Optimize

  • Capital allocation, risk exposure, and operational cost structures
  • Systemic inefficiencies across financial operations
  • Real-time financial performance under regulatory constraints

You will operate like a financial systems engineer , not a historical accountant.


Your Impact

  • Architect & Own: Full responsibility for a major financial domain within Sun West’s books
  • Deploy Models: Build and maintain advanced financial models and forecasting engines
  • Identify Inefficiencies: Surface optimization opportunities that materially impact profitability
  • Translate Complexity: Convert legal, regulatory, and contractual language into financial logic
  • Advise Leadership: Partner with AI, Engineering, and Executive teams to drive strategic decisions
  • Proactively Improve Systems: Raise early warning indicators and propose actionable solutions


Skills & Qualifications

We’re looking for individuals with intellectual intensity, analytical rigor, and a builder’s mindset .


Required

  • Bachelor’s degree in Finance, Accounting, Economics, Mathematics, or related quantitative field
  • Strong command of accounting fundamentals and financial statement analysis
  • Ability to interpret legal and contractual documents and translate them into financial logic
  • A financial engineering mindset — you see finance as a system to optimize
  • High intellectual curiosity and passion for understanding complex financial systems
  • Comfort navigating ambiguity and high‑stakes financial structures
  • Detail‑oriented, disciplined, and capable of independent leadership


Preferred

  • Experience in mortgage finance, fintech, financial services, or risk modeling
  • Exposure to AI‑driven financial systems , automation, or quantitative modeling tools


Why You’ll Love This Role

  • You’re a Builder: You will engineer financial systems, not just report on them
  • Direct Ownership: Your work directly impacts the entire Sun West financial platform
  • Real Complexity: Operate in a regulated, high‑stakes financial environment
  • Influence Architecture: Your models shape risk detection, system efficiency, and strategy
  • Elite Collaboration: Work alongside AI, engineering, and executive leadership from day one


Compensation

Salary Range: $90,000–$150,000 per year , depending on experience and technical depth. Additional benefits available upon request.


Equal Opportunity Statement

Sun West Mortgage Company and AngelAi are committed to building a diverse, inclusive workplace. We welcome applicants from all backgrounds.


How to Apply

Please submit your resume and a brief cover letter to : resumes@swmc.com

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