Financial Planning and Analysis Specialist

Role Purpose:

The FP&A Analyst will support the Piramal Finance FP&A team in financial planning, forecasting, and detailed profitability analysis across products and business segments . The role will involve working closely with business teams to provide insights on P&L performance, cost efficiency, and growth drivers , in line with Piramal Finance’s NBFC operations.

Key Roles & Responsibilities:

• Assist in preparation and analysis of P&L statements at: Overall Piramal Finance level/ Product-wise (e.g., Retail Lending, Wholesale Lending, Secured/Unsecured products)/ Business segment–wise
• Support monthly MIS, budgeting, and rolling forecasts .
• Perform variance analysis (Actuals vs Budget vs Forecast) and highlight key drivers.
• Support product profitability and unit economics analysis .
• Assist in tracking key NBFC metrics such as:
• Yield, cost of funds, NIM, credit cost, operating expense ratios
• Work with business teams to understand revenue drivers, pricing, cost structures, and portfolio performance .
• Assist in building and maintaining financial models for new products, pricing scenarios, and growth initiatives.
• Prepare management dashboards and presentations for senior leadership.
• Ensure accuracy, consistency, and governance of financial data used in reports.
• Support ad-hoc analysis for strategic initiatives and management reviews .

Education: CA Mandatory (2024/2025 pass-out)

Experience: Freshers or candidates with 0–1 year of experience in FP&A roles.

Skills & Competencies:

• Strong understanding of P&L and financial statements .
• Basic understanding of NBFC / lending business models .
• Proficiency in MS Excel (Pivot tables, lookups, formulas).
• Analytical mindset with strong attention to detail.
• Ability to work with multiple stakeholders across finance and business teams.
• Good communication and presentation skills.

Good to Have:

• Exposure to NBFC / BFSI / Financial Services domain.
• Knowledge of product-wise P&L, segment reporting, and MIS .
• Basic exposure to financial modeling or BI tools .