Financial Planning and Analyst Manager

Key Performance Indicators

Metric

Target

Financial Modelling & Scenario Planning

• Develop and maintain detailed financial models (P&L, balance sheet, cash flows) to support business cases, product launches, pricing decisions, and strategic initiatives.
• Conduct scenario analysis, stress testing, sensitivity checks, and upside/downside planning to support management decisions.
• Build standardised modelling templates for business teams to use during budgeting and forecasting cycles.

Business Partnering & Commercial Support

• Collaborate closely with business heads (Cards, PL, ML, SME, Deposits, Digital, etc.) to understand performance drivers and commercial priorities.
• Provide insights on revenue opportunities, cost optimisation, ROI assessments, and product/channel profitability.
• Challenge assumptions constructively and help refine business strategies with data-backed recommendations.

Budgeting, Forecasting & Performance Management

• Lead bottom-up inputs for budgeting and rolling forecasts for the allocated business units.
• Analyse monthly variances vs budget, prior periods, and forecasts; provide commentary on trends, risks, and opportunities.
• Support long-term planning cycles (3-year strategic plan) with business-aligned projections and assumptions.

Strategic Analysis & Decision Support

• Prepare business cases for new products, partnerships, credit programs, and channel investments.
• Support capital allocation and prioritisation of projects, focusing on ROI, payback, and risk-adjusted returns.
• Assess the financial impact of operational initiatives—automation, outsourcing, system enhancements, process changes.

Governance, Controls & Financial Discipline

• Ensure financial models follow best practices, version control, and documentation standards.
• Contribute to financial governance, including cost allocations, FTP structures, pricing frameworks, and product profitability assessments.
• Support compliance with regulatory, audit, and internal policy requirements.

Job Responsibilities

• Strong financial modelling skills (Excel, AI usage, scenario management, sensitivity analysis).
• Solid understanding of financial statements, unit economics, product P&Ls, and business levers.
• Commercial acumen with the ability to translate numbers into business insights.
• Strong analytical, problem-solving, and critical-thinking abilities.
• Good communication and presentation skills.
• Ability to work with cross-functional teams and manage multiple priorities.
• Attention to detail with strong organizational discipline.
• Able to perform under pressure

Educational & Other Qualification

• Bachelor’s degree in Finance, Accounting or related field; professional qualification (CFA, ACCA, CPA, CIMA) is a plus.
• 7-8 years of experience in financial planning & analysis, business partnering, modelling, or similar roles—within financial services
• Experience in budgeting, forecasting, performance management, and business case evaluation.
• Familiarity with banking/NBFC products (PL, ML, Cards, SME, Deposits) and their financial drivers
• Exposure to Oracle EPM or similar planning tools