Fractional CFO

Classification

W2 or 1099

Reports To

Iron Horse Founder

Date

04/20/2026

Job Description

Summary/Objective

The Fractional CFO provides strategic financial leadership and oversight to help businesses improve profitability, optimize cash flow, and achieve sustainable growth. This role partners closely with business owners and executive teams to deliver high-level financial strategy, forecasting, budgeting, and performance analysis. The Fractional CFO ensures sound financial systems, interprets key metrics to guide decision-making, and supports capital planning, funding strategies, and operational efficiency.

Essential Functions

• Create and implement budgets using our established templates
• Train and coach client accounting teams
• Perform monthly financial reviews and provide strategic recommendations
• Develop general training materials and resources for clients
• Conduct quality of earnings evaluations for privately held, small companies (up to $10M)
• Work collaboratively with our bookkeeping team
• Provide strategic financial guidance to help clients make informed business decisions

Required Qualifications

• Bachelor's degree in Accounting (or in process of completion)
• Minimum 2 years of accounting management or business development experience in companies with $10M annual revenue
• Proficiency with QuickBooks and Google Workspace
• Experience in service industries, especially skilled trades preferred
• Strong analytical, communication, and coaching skills
• Exceptional attention to detail with excellent follow-through
• Outstanding communication skills (written and verbal)
• Ability to work independently while collaborating with a team
• Excellent organizational and time management abilities
• US-based and authorized to work in the United States

Preferred Experience

• Experience with trades, service businesses, or real estate industries
• Strong analytical, communication, and coaching skills
• Exceptional attention to detail with excellent follow-through
• Outstanding communication skills (written and verbal)
• Ability to work independently while collaborating with a team
• Excellent organizational and time management abilities

Why You’ll Love Working With Us

• Flexible Schedule: True work-life balance as a W2 or 1099 team member
• Growth Opportunity: Scale with us from part-time to full-time
• Diverse Clientele: Work with interesting businesses across multiple industries
• Professional Development: Learn alongside experienced Fractional CFO professionals
• Collaborative Environment: Be part of a team that values integrity, learning, and energized commitment
• Remote Freedom: Work from anywhere in the US
• Meaningful Impact: Help small business owners achieve their dreams through better financial management

Our Core Values in Action

Integrity: We build lasting relationships through transparency and ethical conduct

Learning: Continuous improvement and adaptability in our ever-changing field

Freedom: Flexibility in how and when you do your best work

Long-Term Focus: Building sustainable practices and enduring client relationships

Energized: Bringing passion and enthusiasm to everything we do

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment

This job operates in a remote, work from home setting with flexible hours. This role routinely uses standard office equipment such as laptops, computers and smartphones.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Inclusivity Statement:We value working with professionals from diverse backgrounds and experiences and are committed to fostering an inclusive, respectful, and collaborative environment for all contractors, clients, and team members.

Pay: $40.00 - $50.00 per hour

Benefits:

• Flexible schedule

Work Location: Remote