Internal Auditor

Position Title: Internal Auditor

Position Summary

Under the direction of the Bank’s Audit Committee, the Internal Auditor is responsible for independently evaluating the adequacy and effectiveness of internal controls, risk management practices, and governance processes. This role performs detailed reviews of financial and operational activities to ensure compliance with regulatory requirements, internal policies, and industry standards while promoting operational efficiency and safeguarding bank assets.

Key Duties and Responsibilities

• Perform comprehensive audits of financial, operational, and compliance functions across the bank.
• Conduct general and application control reviews of core banking systems and related technology platforms.
• Execute periodic, risk-based audits of internal procedures, including deposits, lending, BSA/AML compliance, and other critical banking operations.
• Assist in the development and annual update of the bank’s audit plan and enterprise risk assessment.
• Evaluate the design and effectiveness of internal controls and recommend improvements where necessary.
• Prepare clear, concise audit reports summarizing findings, risks, and actionable recommendations for management and the Audit Committee.
• Follow up on audit findings to ensure timely and effective remediation.
• Ensure compliance with applicable laws and regulations, including guidance from regulatory agencies (e.g., FDIC, OCC, Federal Reserve, and state regulators).
• Collaborate with external auditors and regulatory examiners as needed.
• Maintain awareness of emerging risks, regulatory changes, and industry best practices.
• Promote a strong culture of internal control, accountability, and ethical standards throughout the organization.

Qualifications

• Bachelor’s or Master’s degree in Accounting, Finance, Business Administration, or a related field.
• Professional certification such as Certified Internal Auditor (CIA), Certified Public Accountant (CPA), or Certified Information Systems Auditor (CISA) preferred but not required.
• 2–5+ years of experience in internal audit, public accounting, or banking operations (community bank experience preferred).
• Strong understanding of banking regulations, internal controls, and risk management principles.
• Experience with core banking systems and audit software is a plus.
• Excellent analytical, organizational, and problem-solving skills.
• Strong written and verbal communication skills, with the ability to present findings to management and the Audit Committee.
• Ability to work independently and manage multiple priorities effectively.

Core Competencies

• Integrity and ethical judgment
• Attention to detail and accuracy
• Critical thinking and risk awareness
• Confidentiality and professionalism
• Adaptability in a regulatory-driven environment

Working Conditions

• Primarily office-based with occasional travel to branch locations (if applicable).
• Standard business hours, with additional time as needed to meet deadlines or audit schedules.
• Professional certification such as Certified Internal Auditor (CIA), Certified Public Accountant (CPA), or Certified Information Systems Auditor (CISA) preferred but not required.
• 2–5+ years of experience in internal audit, public accounting, or banking operations.
• Strong understanding of banking regulations, internal controls, and risk management principles.
• Experience with core banking systems and audit software is a plus.
• Excellent analytical, organizational, and problem-solving skills.
• Strong written and verbal communication skills, with the ability to present findings to management and the Audit Committee.
• Ability to work independently and manage multiple priorities effectively.

Pay: $50,000.00 - $80,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Dependent care reimbursement
• Disability insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Work Location: In person