KYC Senior Officer (AVP)

Seamless Talent is partnering with a U.S. branch of an international commercial bank, seeking a KYC Senior Officer to join its Financial Crimes Compliance team. This role is responsible for independently reviewing and approving customer onboarding and lifecycle due diligence, ensuring adherence to AML regulatory requirements across commercial banking and trade finance relationships.

The position partners closely with Front Office, Compliance, and Head Office stakeholders to maintain a strong control environment and ensure compliance with BSA/AML, CIP, CDD, EDD, and OFAC requirements.

Responsibilities:

• Review and approve KYC files for new customer onboarding, periodic reviews, event-driven reviews, and account updates
• Conduct quality control reviews across the customer lifecycle
• Perform name screening alert review and disposition
• Conduct due diligence across syndicated lending, bilateral lending, and trade finance portfolios and provide transaction-level approval or escalation as appropriate
• Manage KYC-related escalations and compliance matters
• Provide regulatory guidance to business lines regarding KYC, CIP, CDD, and EDD requirements
• Track periodic reviews and exceptions to ensure timely completion
• Support internal audits and regulatory examinations
• Assist with remediation of audit findings and regulatory matters
• Contribute to reporting, metrics, system enhancements, and compliance-related initiatives
• Support Head Office reporting and translation as needed
• Perform additional Financial Crimes Compliance duties as assigned

Qualifications:

• 2–6 years of AML/KYC/CDD/EDD experience within a regulated financial institution
• Experience independently reviewing and approving KYC files
• Strong knowledge of BSA/AML regulations, CIP requirements, USA PATRIOT Act, and OFAC sanctions compliance
• Experience reviewing commercial banking clients, including syndicated lending, bilateral lending, and trade finance relationships
• Experience with compliance systems such as Surety, Bridger Insight, LexisNexis, or similar platforms
• Experience drafting or maintaining AML policies and procedures preferred
• Bachelor’s degree required
• ACAMS certification preferred
• Mandarin language skills preferred
• Strong analytical judgment and ability to work in a fast-paced banking environment

Salary range: $95,000-$110,000 based on experience. Bonus eligible.