Licensed Mortgage Loan Officer

Overview

Join our dynamic team as a Licensed Mortgage Loan Officer and play a vital role in helping clients achieve their homeownership dreams! In this energetic and fast-paced position, you will leverage your industry knowledge, sales expertise, and compliance understanding to guide borrowers through the mortgage lending process. Your enthusiasm for financial services and commitment to exceptional customer service will drive success as you build lasting relationships and deliver tailored loan solutions. This role offers an exciting opportunity to make a meaningful impact in the mortgage industry while advancing your career.

Duties

• Assist clients by explaining loan options, guiding them through the application process, and ensuring a smooth loan origination experience
• Conduct thorough credit analysis, income verification, and collateral assessment to determine borrower eligibility
• Negotiate terms with clients and lenders to secure favorable loan conditions while adhering to Fair Housing regulations and industry standards
• Utilize Loan Origination Systems (LOS) and financial software such as Quicken to process applications efficiently and accurately
• Ensure compliance with all mortgage lending regulations including TILA (Truth in Lending Act), FNMA (Fannie Mae) guidelines, and banking regulatory requirements
• Collaborate with underwriters, processors, escrow officers, and other team members to facilitate timely loan approvals and closings
• Maintain detailed documentation of client interactions, loan processing steps, and compliance records to support audit readiness

Requirements

• Valid Mortgage Loan Originator license with active status in accordance with state regulations
• Proven experience as a mortgage loan officer or in retail lending within the financial services industry
• Strong negotiation skills combined with excellent customer service abilities
• Proficiency in Loan Origination Systems (LOS), accounting software, and financial software such as Quicken or similar tools
• Knowledge of mortgage servicing, underwriting processes, credit analysis, and risk assessment in commercial lending is highly desirable
• Familiarity with Fair Housing laws, TILA regulations, FNMA guidelines, and overall mortgage compliance standards
• Basic math skills including 10-key typing accuracy for data entry tasks
• Effective relationship-building skills to foster trust with clients and industry partners
• Ability to interpret financial documents, perform credit analysis, and evaluate borrower risk accurately

Embark on a rewarding career where your expertise helps individuals realize their homeownership goals! We are committed to supporting your professional growth through ongoing training in industry regulations, sales techniques, and compliance standards. Join us today to make a difference in the lives of our clients while advancing your career in mortgage lending!

Pay: $86,731.33 - $104,450.63 per year

Work Location: In person