Licensed Public Adjuster (Property & Casualty Insurance Claims)

Do you have your 03-20 Public Adjuster licensure in the state of Florida? Good.

If you're looking for a firm to hang your hat, Florida State Public Adjusters, Inc. offers the best commission rates in the industry. Instead of offering paltry commission and hiding behind the term "competitive compensation," we're so confident in our rates that we advertise them directly on our website!

Base Commission Rate (self-driven clients): 85%

Performance-Based Increased Commission Rate (self-driven clients): 90%

We're the only public adjusting firm in the state of Florida that actively advertises performance-based bonuses! Upon reaching certain benchmarks in a given calendar year, we will increase your industry-leading commission rate from 85% to 90% for the remainder of that calendar year.

OTHER PERKS:

• No non-compete agreement. Wear as many hats in the public adjusting industry as you'd like. And we believe that no adjuster should have their career stunted by being trapped at their firm. If you ever want to leave FSPA, we like to work things out amicably.
• iink Payments. Getting clients to pay invoices can be frustrating, and dealing with mortgage companies on claim checks can be even worse. We use iink Payments to handle check endorsements at no cost to you! No more check swaps, no more chasing clients for payment, no more navigating the mortgage endorsement process for your clients, and complete transparency on the status of every check received from insurance carriers. (Note: this doesn't apply to NFIP flood claims.)
• CEU support. We have CEU partners that provide incredibly affordable courses to make maintaining your licensure as painless as possible.
• Bonding support. If you aren't satisfied with your bonding agent, we have partners that may offer discounted rates compared to your current surety bond's premium.
• Firm appointment coverage. Did you know that some firms make their public adjusters pay for their own appointment? It only costs $60 every two years per adjuster, but it blew us away to see some firms willing to cheap out on their team. We don't want our adjusters cutting corners on our clients, so we don't cut corners on you.
• Company material. Business cards, polos, work shirts, the works. Once again, some firms make you pay out-of-pocket for these materials. We do right by you and ensure you can hit the ground running with our firm ASAP.
• Marketing assistance. Do you know every legal nitpick regarding marketing, advertising, and soliciting for Florida's public adjusting industry? It's okay if you don't; most adjusters are more focused on doing good work. But if you ever plan on running your own marketing strategy, our management team is happy to use our industry experience to increase your conversion rates while maintaining legal compliance. We succeed when you succeed.
• Flexible work schedule. Whether you work 5 hours a month or 50 hours a week, whether you work from home or in the field, our firm is willing to work with public adjusters of all kinds. Work the hours you want, whenever you want, wherever you want, without oversight.

We do our best to handle the legal and administrative minutiae of the job so you can focus on the job at hand. And anything we can't do for you, we provide resources to make as easy for you as possible.

DUTIES:

If you're fully licensed, you already know what to expect. But just to cover our bases, you can expect to do the following:

• Evaluate property and casualty insurance claims by inspecting damages, reviewing policy coverage, and analyzing supporting documentation to determine claim validity and scope.
• Negotiate settlement amounts with insurance companies, contractors, and other stakeholders to secure fair compensation for clients.
• Prepare detailed estimates, floor plans, photo sheets, reports, and documentation of claim assessments.
• Maintain organized records of all claim activities, correspondence, and settlement agreements in our claims management system.
• Provide exceptional customer service by guiding clients through the claims process with clarity, transparency, and professionalism.
• Stay current on industry regulations to ensure compliance during claim handling procedures.

Florida's property insurance industry is always fluctuating, but it's more important now than ever before. Public adjusting offers the opportunity to make a meaningful impact in the industry by helping property owners through difficult losses, all while utilizing your analytical, negotiation, and customer service skills.

REQUIREMENTS:

• Valid 03-20 Public Adjuster licensure in the state of Florida. (We are currently out of apprentice slots and are unable to provide apprenticeships at this time.)
• In lieu of a 03-20 Public Adjuster license, FSPA can assist candidates with 06-20 Independent Adjuster licensure in obtaining their 03-20 Public Adjuster licensure IF they've maintained their current 06-20 appointment for at least six (6) months.
• Proven experience in insurance claims adjusting.
• Strong analytical skills to assess damages accurately.
• Excellent negotiation skills to advocate effectively for clients while maintaining positive relationships with insurers.
• Exceptional organizational skills to manage multiple claims efficiently while adhering to deadlines.
• Familiarity with claims management software.
• Outstanding customer service abilities with a focus on clear communication and client advocacy.

If you're fully licensed and looking for a better firm with better compensation and better perks, reach out to us! We're excited to see if you're right for Florida State Public Adjusters, Inc.

Benefits:

• Flexible schedule
• Professional development assistance
• Referral program
• Work from home

License/Certification:

• 03-20 Public Adjuster license in the state of Florida (Required)

Work Location: Remote