Loan Assistant - Altus

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POSITION SUMMARY

This position provides administrative assistance to the loan officer(s) and other lending staff, including preparing, acquiring, and assembling documentation for commercial, consumer, and real-estate loans following underwriting guidelines and policies.

KEY DUTIES

This list is meant to be representative, not exhaustive. Some incumbents may not perform all the duties listed or may perform related duties as assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

• Assembles and verifies accuracy of loan documentation
• Ensures that loan files contain all appropriate documents with proper signatures, dates, and other relevant data prior to closing of the loan and before booking
• Checks documents for proper legal descriptions, closing dates and signatures.
• Performs variety of clerical duties requiring knowledge of departmental procedures.
• Responds to customer inquires concerning loan processing and information.
• Works loan exceptions for Loan Officer(s) and other lending staff
• Works closely with Loan Officer(s) to assist with customer outreach, including but not limited to, data collection, wires, NSF accounts, payoff requests, and past due loans.
• Performs duties included, but not limited to: obtaining credit reports, processing consumer, commercial and real estate loan payments/advances, reviewing loan approvals for completeness, compiling completed loan documents for closing, maintaining credit files, etc.
• Complete necessary paperwork to pay invoices related to loan closing items.
• Coordinate construction loan inspections on real estate loans for assigned Loan Officers, with the primary responsibility of ensuring that draws are made in a timely manner and are only made for materials in place and work completed, unless otherwise dictated by assigned Loan Officers.
• Order and review any necessary title work, flood certificates, hazard insurance, UCC searches, and such other third-party reports as are necessary for the processing of commercial and consumer loans.
• Promote the bank’s products and services.
• Build and maintain positive relations with all customers, potential customers, and co-workers.
• Perform as a team member in allocating and coordinating the work flow.
• Contribute to the fulfillment of department and company objectives and goals.
• Comply with all department and company policies, procedures and regulations.

DESIRED EDUCATION, TRAINING, AND/OR EXPERIENCE

Education Requirement

• High School Diploma or equivalent required
• 2 years commercial loan servicing and doc preparation experience preferred

Technical Skills Needed

• General knowledge of lending services and to interpret loan documents;
• General knowledge of commercial lending policies and procedures;
• Proficiency in MS Office (Word, Excel, Outlook, etc.);
• High degree of accuracy and attention to details;
• Must be able to work independently and be a self-starter;
• This individual must demonstrate a history of excellent communication skills;
• Must have a clear, audible speaking voice, ability to read and comprehend handwritten forms, and the ability to hear instructions or requests;

Mental Effort Needed

• Ability to multi-task, work in a fast paced, changing environment and maintain a commitment to accuracy and timeliness
• The desire to learn, the ability to work under pressure and to meet deadlines.
• Ability to follow policies, procedures, and written instructions, as well as verbal instructions or direction from supervisor
• Ability to maintain confidentiality
• Ability to get along well with coworkers and to work as part of Frazer Bank’s team, working towards the Bank’s goals set for by its’ Board of Directors

Physical Effort Needed

• Regular, timely attendance during assigned work hours
• Normal physical strength to handle routine office materials and tools
• Normal dexterity of hands and fingers and eye-hand coordination
• Occasional lifting and transporting up to 25 pounds
• Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus

Compliance

Compliance with all banking related laws and regulations applicable to this position, including Anti-Money Laundering (BSA) and OFAC, is a requirement of this position.