Loan Officer / Mortgage Loan Originator

Key Responsibilities:

• Originate residential mortgage loans to existing and prospective homeowners (both military and non-military borrowers).
• Follow up via phone, text, and email daily to qualified inbound and outbound leads.
• Participate in local events and community outreach to develop relationships with real estate agents, builders, and other referral partners.
• Use a consultative sales approach to present tailored mortgage solutions that best match the borrower’s needs and then support them throughout the loan process.

Qualifications:

• Active or pending mortgage loan originator license (NMLS).
• 3+ years of residential mortgage lending experience
• Excellent communication, presentation, and interpersonal skills.
• Strong sales acumen and motivation to serve the military community.
• Tech-savvy and familiar with CRM platforms, loan origination systems, and digital communication tools.
• Self-starter with the ability to work independently or as part of a team.

Why Join Us:

What We Provide to Help You Succeed:

• A wide range of attractively priced products including VA, FHA, conventional, jumbo, portfolio, and proprietary construction and land loans.
• Dedicated in-house operations team to expedite processing, underwriting, and closing.
• Comprehensive company-paid marketing that includes daily leads, customizable marketing tools, and support for local events and sponsorships.
• Industry-leading, company-provided technology that includes CRM (Bonzo), a real estate production search engine (MMI) allowing you to target the optimal real estate agents and homebuilders, borrower mobile app (nCino), AI-driven underwriting (Lender Toolkit), automated pricing engine (Optimal Blue), and loan origination system (Encompass).
• Ongoing internal and external opportunities for job training and personal development.

Benefits:

• Flexibility: choose your hours and work location.
• Very attractive compensation plan with unlimited earning potential:
• Guaranteed draw amount provided for the first 3 months of employment.
• Monthly commissions based on funded loan volume with high percentage payouts ranging from 135 basis points (BPS) to as high as 150 BPS of monthly loan dollar volume with only $1M minimum monthly volume to achieve the higher payout.

Competitive benefits package:

• Comprehensive benefits package including medical, dental, vision, and life insurance; tuition reimbursement; career development and training opportunities; and more.
• 401(k) with 100% match for the first 3% you contribute and a 50% match for the next 3% contributed.

Locations: Remote, hybrid, and in-office opportunities. Licensed in 17 states: AL, AZ, CA, CO, FL, GA, ID, IN, KY, OR, MD, NC, SC, TN, TX, VA, and WA. For more information, visit: https://www.yourmilitarymortgage.com/careers

About Us: AMS is the mortgage lending subsidiary of the American Armed Forces Mutual Aid Association (AAFMAA), also known as Armed Forces Mutual, the longest-standing, member-owned non-profit association serving the U.S. military community. Founded in 1879, Armed Forces Mutual’s mission is to help ensure the financial security of military families — and AMS is proud to carry that legacy forward in home loans. Learn more about our parent company at AAFMAA.com.

Job Type: Full-time

Pay: $30,000.00 - $80,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Professional development assistance
• Referral program
• Tuition reimbursement
• Vision insurance

Compensation Package:

• Bonus opportunities

Experience:

• mortgage lending: 3 years (Required)

License/Certification:

• or pending MLO License (Required)

Work Location: Remote