Mortgage Document Specialist

Job Overview:
We are seeking a detail-oriented and compliance-driven Mortgage Document Specialist to join our team. This position is responsible for reviewing loan applications for accuracy, ensuring proper file setup in the Loan Origination System (LOS), and preparing and delivering initial disclosures in accordance with TRID and RESPA regulations. The ideal candidate will have a strong understanding of mortgage lending guidelines and regulatory requirements.

Key Responsibilities:

• Perform detailed reviews of borrower applications to identify and resolve any discrepancies.
• Review Loan Origination System (LOS) file setup for accuracy and consistency with the original loan application.
• Submit loan files to automated underwriting systems including Freddie Mac (LPA), Fannie Mae (DU), and GUS for USDA, across conventional, VA, FHA, and USDA loan types.
• Confirm and correct loan lock information with correspondent investors as needed.
• Compile, proofread, and deliver initial disclosure packages required under TRID/RESPA guidelines within the 3-day regulatory window from receipt of initial application.
• Notify the Loan Officer and Processor once disclosure documents have been successfully delivered to the borrower.

Qualifications:

• Experience in mortgage lending or loan processing, particularly with initial disclosures
• Familiarity with LOS platforms and AUS systems (DU, LPA, GUS)
• Strong knowledge of TRID and RESPA disclosure regulations
• High attention to detail and accuracy
• Strong communication and organizational skills

Please note this is a seasonal position with the opportunity to become permanent.

Job Type: Full-time

Pay: From $3,000.00 per month

Benefits:

• Dental insurance
• Health insurance
• Paid time off

Work Location: In person