New Mortgage Loan Officer

Are you a newly licensed Florida MLO (or within 30–60 days of licensing) and asking:

• “How do I get sponsored the right way?”
• “How do I actually originate loans—not just hold a license?”
• “Where can I get real training, structure, and mentorship without gimmicks?”

If yes, PHILANYA is built for you. PHILANYA is a 100% Veteran-Owned, Florida-based Mortgage Broker serving the entire state of Florida. While many Florida-licensed MLOs work for companies headquartered outside the state, we focus on Florida locals serving Florida communities with a simplified, compliant, start-to-finish process.

Our model: Lenders compete, you win. We partner with 10–15 lenders so you can place loans competitively across a wide range of products. What you’ll sell (and be trained to sell) You’ll be supported in originating:

• Conventional, FHA, VA, USDA
• Jumbo, HELOC
• HECM (Reverse Mortgage)
• SBA & Commercial loans
• Primary, Second Home, and Investment property financing

The difference: training that turns a license into production New MLOs don’t fail from lack of motivation—they fail from lack of structure, scripting, process, compliance habits, and repetition. That’s why we provide a fast-track launch path that includes our signature:

Three-Day Mortgage Loan Officer Bootcamp (Instructor-Led)

You’ll learn the fundamentals you need to start taking real borrower conversations confidently:

• Intake + discovery that uncovers the right loan options
• Documentation standards and clean file habits (reduce conditions)
• Pre-approval workflow and expectations
• Realtor partner conversations and referral fundamentals
• Compliance-first communication (the right way, from day one)

What you get (new MLO success stack)

• Florida sponsorship (for qualified candidates)
• Mentorship + structured onboarding
• Cloud-based tech stack (LOS/CRM/POS) and workflow support
• Processing support for setup, underwriting, and closing
• Fast underwriting turn times (typical 24–48 hours to initial decision)
• Marketing materials + automation tools to help you stay consistent
• Lead generation support (availability varies by capacity/role)

What we’re looking for

• Florida resident (required)
• Newly licensed MLO in Florida or actively pursuing licensing now
• Coachable, ethical, and consistent—shows up daily
• Strong communication skills (phone/text/email)
• Veterans encouraged to apply (but not required)

What you’ll do

• Take inbound/outbound borrower calls and complete structured intakes
• Build pre-approvals and guide borrowers through next steps
• Maintain clean documentation and follow process checklists
• Build referral relationships (especially Realtors and local partners)
• Stay compliant in all communications and file activity

How to applyApply today—limited onboarding seats are available to ensure every new LO receives real support.

Include:

• Your Florida license status (licensed / testing / in process)
• Your city/county in Florida
• Any sales/customer service background (helpful, not required)
• Why you want mortgage as a career (2–3 sentences)

Job Types: Full-time, Part-time

Pay: $143,739.00 - $287,315.00 per year

Benefits:

• Employee discount
• Flexible schedule
• Professional development assistance
• Referral program
• Tuition reimbursement

Work Location: Remote