Opening in Leading bank as RRU Manager

Description

• Internal rating validation for corporate, SME, business banking, NBFC, MFI, broker, bank clients across the bank. Key activities include
• Detailed review and understanding of credit (industry, business, financials, management), credit ratings
• Preparation of rating rationale along with rationale for any changes in risk scores
• Review deviations to the credit policy of the Bank
• Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/ portfolio risk/ industry prospects etc
• Approve judgemental rating action proposed as per delegation matrix
• Decision making along with the stakeholders (Credit/ Business)
• Effective interaction with business/credit groups across Large Corporates/ Emerging Local Corporates/ NBFC/ Brokers/ MFI/ Projects/ Small, Micro Enterprises/ Business Banking
• Effective resolution of internal audit/ external audit/ RBI queries
• Review and recommend on classification of Borrowers under Financial Difficulty
• Periodic review and updation of industry risk scores including addition of new industries as deemed appropriate.
• Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers,
• Benchmarking of companies within sectors
• Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division.
• Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.
• Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization
• Ensure adherence to process and ability to work within pre-decided TAT

Job Type: Full-time

Pay: ₹441,108.71 - ₹1,205,845.19 per year

Work Location: In person