Portfolio Relationship Manager – SCF

ROLE PURPOSE & OBJECTIVE:

• Portfolio Relationship Manager is a critical role to maintain portfolio hygiene of assigned portfolio, role will be responsible for –
• Driving utilization of assigned portfolio by interacting with Customer, Corporate & Internal Teams.
• Maintaining portfolio quality by ensuring timely repayment of tranches and interest servicing.
• Constantly connecting with overdue customers & corporates for repayment.
• Regular follow up with customers / fintech partners to complete open PDD’s / Sanction Conditions.
• Ensuring timely renewal of active cases.

KEY DUTIES & RESPONSIBILITIES OF THE ROLE:

Business/ Financials

• Daily/ Weekly /Monthly monitoring of the assigned portfolio, driving utilization, ensuring portfolio hygiene, timely collection in overdue cases and timely renewal of cases

Customer (Both Internal & External)

• Ensure customers are educated about all products / services offered by Ujjivan.
• Ensure utilization in low churning accounts.
• Focus on timely repayments & interest servicing.
• Continuous follow up in overdue cases.
• Ensure timely renewal of accounts

Educational :

• MBA / CA with 2 -3 Years of experience. In case of other Graduate, relevant 4 years of experience.

Experience:

• 2 - 4 years in portfolio management of SCF or WC products. Mixed experience of Portfolio Management + Credit is acceptable, but should be predominantly in Portfolio Mangement.