Product Lead

Overview

Product Lead - Finance Products Builtop

Location: Riyadh, Saudi Arabia (Hybrid)

Industry: ConstructionTech AI

Seniority: Product Lead / Head of Product (Finance)

About Builtop

Builtop is a fast-growing Saudi startup transforming the construction procurement sector. We're building the region's first AI-powered B2B marketplace with embedded "Pay-Later" financing, connecting buyers, contractors, and suppliers into one seamless digital ecosystem. Backed by leading institutions and trusted by thousands of vendors, we're on a mission to digitize and finance the $100B+ construction supply chain in MENA.

The Role

We're seeking a Product Lead with deep experience in finance products to own and scale our embedded financing platform. This is not a typical product role - you will sit at the intersection of finance, technology, and regulation, designing and leading products that power credit, risk, wallets, BNPL, invoice financing, and escrow flows in line with Saudi Central Bank (SAMA) standards.

You will work directly with the CEO, financial institutions, and our tech teams to bring world-class fintech products to life for the construction industry.

What You'll Do

• Lead Product Development: Own the end-to-end lifecycle of Builtop's finance products - from concept to launch.
• Regulatory Alignment: Ensure all product design and operations comply with Saudi Central Bank (SAMA) regulations and fintech frameworks.
• Bridge Finance + Tech: Translate banking/finance structures (BNPL, credit scoring, invoice financing, escrow) into seamless digital products.
• Drive Tech Teams: Lead engineers and data teams to execute high-quality, scalable fintech solutions.
• Strategic Partnerships: Collaborate with banks, fintech partners, and regulators to integrate financing products into Builtop's ecosystem.
• Product Vision: Define roadmap, success metrics, and execution plans for finance verticals within the Builtop platform.

What We're Looking For

• Startup DNA - You thrive in high-growth, fast-paced environments and know how to build products from zero-to-one.
• Finance Product Expertise - Experience in corporate finance/banking products (BNPL, lending, wallets, credit scoring, payments, or invoice financing).
• Knowledge of Saudi Central Bank (SAMA) Regulations - Non-negotiable. Must have hands-on experience navigating compliance, licensing, and reporting requirements.
• Tech Leadership - Proven track record of leading tech teams building financial products.
• Execution Mindset - Ability to ship fast, iterate, and manage cross-functional stakeholders.
• Regional Knowledge (bonus) - Experience with Saudi/MENA financial markets and fintech ecosystem.

Educational Background

Must-have:

• Bachelor's degree in Finance, Economics, Business Administration, Computer Science, or Engineering.

Strongly Preferred:

• Master's degree (MBA, Finance, or FinTech specialization).
• Professional certifications such as CFA, FRM, or FinTech/Banking-related certifications (especially with exposure to SAMA regulatory frameworks).

Why Join Us

• Shape the future of fintech in construction - an untouched $100B+ market.
• Work alongside top-tier banks, semi-government entities, and strategic investors.
• Be part of a mission-driven, award-winning startup recognized globally by PIF
• Competitive package + stock options in a high-growth venture-backed company.

If you're passionate about building game-changing finance products and thrive at the intersection of fintech + startups + regulation, we'd love to meet you.

Apply directly here on LinkedIn