Relationship Executive – Deposit Mobilisation (Current Accounts)

Job Title

Relationship Executive – Deposit Mobilisation (Current Accounts)

Organization: United Bank Limited (UBL)

Mode of Work: Field / Market Visits

Product Focus: Current Accounts only

Client Segment: Individuals, Businesses, Corporates

Job Purpose:

To mobilise low-cost deposits through Current Accounts by acquiring new-to-bank (NTB) individual, business, and corporate customers via regular market visits, relationship building, and targeted prospecting, while ensuring full compliance with UBL policies and SBP regulations.

Key Responsibilities:

1. Deposit Mobilisation & Market Visits:

• Conduct daily market visits to identify and approach potential individuals, traders, SMEs, and corporate clients for Current Account opening.
• Source New-to-Bank (NTB) Current Account relationships through direct selling, referrals, and business networking.
• Identify high-potential business areas, commercial hubs, and corporate clusters to generate sustainable deposit inflows.
• Convince prospects to route their business transactions and cash flows through UBL Current Accounts.

2. Current Account Acquisition:

• Open Individual, Business, and Corporate Current Accounts strictly in line with UBL’s product scope.
• Clearly explain account features, charges, minimum balance requirements, and transaction benefits to clients.
• Ensure timely completion of account opening documentation, KYC, and verification requirements.
• Follow up with prospects until successful account activation and initial deposit placement.

3. Portfolio Growth & Target Achievement:

• Achieve assigned monthly and annual deposit mobilisation targets.
• Focus on building quality deposit balances rather than dormant or low-value accounts.
• Monitor account activity post-onboarding to ensure transactional usage and balance retention.

4. Relationship Management:

• Build and maintain long-term relationships with individual, business, and corporate clients.
• Act as the primary point of contact for newly onboarded Current Account customers.
• Coordinate with branch teams to address customer service issues and ensure smooth banking operations.

5. Reporting & Compliance:

• Maintain accurate daily market visit logs, pipeline reports, and sales performance updates.
• Ensure full compliance with UBL policies, AML/KYC requirements, and State Bank of Pakistan (SBP) regulations.
• Submit complete and error-free documentation to avoid audit, compliance, or operational issues.

Key Performance Indicators (KPIs):

• Deposit volume mobilised through Current Accounts
• Active account ratio
• Market visits and conversion rate
• Compliance and documentation accuracy

Required Skills & Qualifications

• Minimum Qualification: Graduation
• Experience: 1 Year field sales experience is mandatory
• Gender: Male
• Good understanding of business market
• Excellent communication, negotiation, and follow-up abilities
• Target-driven mindset with comfort in outdoor/market-based work

Job Type: Full-time

Pay: Rs55,000.00 per month

Application Question(s):

• Are you Male
• Are you below 30 years of age

Education:

• Bachelor's (Required)

Experience:

• Field Sale: 1 year (Required)

Language:

• Urdu (Required)

Location:

• Rawalpindi (Required)

Work Location: In person