Relationship Officer - Credit Cards / Personal Loan

Job Summary:

The Direct Sales Officer is responsible for generating new business by promoting and selling credit cards or personal loan to individual customers. The role involves direct engagement with potential clients, understanding their financial needs, and offering suitable banking products.

Key Responsibilities:

• Achieve assigned sales targets for credit cards or personal loans.
• Conduct field visits, cold calling, and lead generation activities to acquire new customers.
• Identify potential customers through market research, networking, and referrals.
• Cross-sell banking products to maximize revenue.
• Ensure excellent customer service to build long-term relationships.
• Address customer queries, concerns, and objections effectively.

Qualifications & Skills:

• Bachelor’s degree in Business, Finance, or related field.
• 1-3 years of experience in direct sales, preferably in retail banking.
• Strong communication, negotiation, and interpersonal skills.
• Self-motivated with a results-driven approach.
• Ability to work under pressure and meet sales targets.

Benefits:

• Fixed Salary + Attractive commission structure.
• Employment Visa + Health Insurance + 30 Days Annual leaves with pay
• Career growth opportunities.
• Training and development programs.

Job Type: Full-time

Pay: AED3,000.00 - AED6,000.00 per month

Experience:

• Retails Banking Sales: 1 year (Required)