Retail Risk Credit Controls Officer

Job Responsibilities:

-Monitor & review effective sampling to ensure maintaining a healthy credit cycle in terms of assessment and portfolio management.

-Verify that loan booking is performed correctly according to the delegation of authority matrix, CBE requirements and credit policy criteria.

-Responsible for effective implementation for the regulatory requirements which are related to retail credit facilities.

-Deliver all required tasks and reports within the agreed timeframe.

-Regular follow-up on the detected errors to reach a high level of loss mitigation.

-Perform daily sampling on the following (overdrawn accounts, capitalization transactions, salary trend review, secured facilities, non-starters. etc).

-Ensure full awareness of Retail Credit Policy and product sheets.

-Assist in identifying Risk associated with Credit and Collection processes and ensure compliance with applicable policies.

-Required years of experience from 0-1 in the Retail Risk.