associate relationship manager

IDFC FIRST Bank

<div>
 <strong>
  Job Requirements
  <br/>
  <br/>
 </strong>
 <strong>
  Job Requirements
  <br/>
  <br/>
 </strong>
 <strong>
  Role/Job Title:
 </strong>
 Associate Relationship Manager-Micro Enterprise Loan(MEL)
 <br/>
 <br/>
 <strong>
  Function/Department:
 </strong>
 Rural Banking
 <br/>
 <br/>
 <strong>
  Job Purpose
  <br/>
  <br/>
 </strong>
 The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
 <br/>
 <br/>
 <strong>
  Roles &amp; Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Manage zoning activity to map household needs in villages and areas allocated.
  </li>
  <li>
   Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
  </li>
  <li>
   Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
  </li>
  <li>
   Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.
  </li>
  <li>
   Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship.
  </li>
  <li>
   Nudge behavioral changes in customers to drive them towards online banking.
  </li>
  <li>
   Maintain high collections efficiency through discipline and drive.
  </li>
  <li>
   Monitor preparation of accurate documentation of loans and saving account.
  </li>
  <li>
   Coordinate with operations officer to ensure timely and accurate data entry.
  </li>
  <li>
   Ensure compliance as per the bank requirements.
  </li>
  <li>
   Conduct field audits and customer verifications to ensure high quality of accounts.
  </li>
  <li>
   Gather latest Market intelligence and track and benchmark against best practices in competitor banks.
  </li>
  <li>
   Recommend process changes in order to improve service efficiency and quality across the branch network.
  </li>
  <li>
   Provide support for implementation of livelihood advancement and community development initiatives.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Education Qualification
  <br/>
  <br/>
 </strong>
 Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate.
 <br/>
 <br/>
 <strong>
  Experience:
 </strong>
 0 to 1 years of relevant branch banking experience.
</div>


Associate Relationship Manager-MEL

<div>
 <strong>
  Job Requirements
  <br/>
  <br/>
 </strong>
 <strong>
  Role/ Job Title:
 </strong>
 Associate Relationship Manager-JLG
 <br/>
 <br/>
 <strong>
  Function/ Department:
 </strong>
 JLG
 <br/>
 <br/>
 <strong>
  Job Purpose
  <br/>
  <br/>
 </strong>
 'The role entails deepening relationships with Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible for helping create Joint Liability Groups and centres and manage them through the formation, disbursal and collection phases while driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship.
 <br/>
 <br/>
 <strong>
  Roles &amp; Responsibilities
  <br/>
  <br/>
 </strong>
 '
 <br/>
 <br/>
 <ul>
  <li>
   Manage zoning activity to map household needs in villages and areas allocated.
  </li>
  <li>
   Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
  </li>
  <li>
   Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
  </li>
  <li>
   Contribute to penetration of liabilities business in new markets through lead generations and account opening as per needs of customer.
  </li>
  <li>
   Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship.
  </li>
  <li>
   Maintain high collections efficiency through discipline and drive.
  </li>
  <li>
   Monitor preparation of accurate documentation of loans and saving account.
  </li>
  <li>
   Coordinate with operations officer to ensure timely and accurate data entry.
  </li>
  <li>
   Ensure compliance as per the bank requirements.
  </li>
  <li>
   Conduct field audits and customer verifications to ensure high quality of accounts.
  </li>
  <li>
   Gather Latest Market intelligence and track and benchmark against best practices in competitor banks.
  </li>
  <li>
   Recommend process changes to improve service efficiency and quality across the branch network.
  </li>
  <li>
   Provide support for implementation of livelihood advancement and community development initiatives.
  </li>
  <li>
   Recommend process changes to improve service efficiency and quality across the branch network.
  </li>
  <li>
   Provide support for implementation of livelihood advancement and community development initiatives.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Secondary Responsibilities
  <br/>
  <br/>
 </strong>
 'Deliver exceptional client service and focus on customer retention by building and nurturing strong relationships, thereby supporting product sales and driving new client acquisition.
 <br/>
 <br/>
 <strong>
  Qualifications
  <br/>
  <br/>
 </strong>
 Graduate
 <br/>
 <br/>
 <strong>
  Years Of Experience
  <br/>
  <br/>
 </strong>
 0 to 2 years of relevant branch banking experience.
</div>


Associate Relationship Manager - JLG

<div>
 <strong>
  Job Requirements
  <br/>
  <br/>
 </strong>
 About the Role
 <br/>
 <br/>
 The
 <strong>
  Associate Relationship Officer
 </strong>
 plays a vital role in deepening customer relationships and delivering high-quality service in rural banking. The role supports the Relationship Manager in identifying business owners and entrepreneurs within the catchment area, assessing their loan needs, and driving client acquisition. The incumbent is responsible for building household-level relationships, promoting digital banking, and contributing to the overall growth and service excellence of the branch.
 <br/>
 <br/>
 Key Responsibilities
 <br/>
 <br/>
 <strong>
  Primary Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Conduct zoning activities to map household needs in assigned villages and catchment areas.
  </li>
  <li>
   Perform end-user checks post-loan disbursal and work towards achieving monthly and annual group loan booking targets.
  </li>
  <li>
   Assess client needs and generate new revenue through cross-sell opportunities based on lifestyle, risk profile, and financial requirements.
  </li>
  <li>
   Achieve individual and branch sales goals through new business acquisition, referrals, and relationship retention.
  </li>
  <li>
   Encourage behavioural shifts in customers towards digital and online banking.
  </li>
  <li>
   Maintain high collections efficiency through disciplined follow-ups.
  </li>
  <li>
   Ensure accurate documentation for loans accounts.
  </li>
  <li>
   Coordinate with operations officers for timely and accurate data entry.
  </li>
  <li>
   Ensure compliance with bank policies and regulatory requirements.
  </li>
  <li>
   Conduct field audits and customer verifications to maintain account quality.
  </li>
  <li>
   Stay informed about bank products, credit standards, services, and market trends to provide efficient customer service.
   <br/>
   <br/>
  </li>
 </ul>
 Secondary Responsibilities
 <br/>
 <br/>
 <ul>
  <li>
   Recommend process improvements to enhance service efficiency and quality across the branch network.
  </li>
  <li>
   Support the implementation of livelihood advancement and community development initiatives.
   <br/>
   <br/>
  </li>
 </ul>
 What We Are Looking For
 <br/>
 <br/>
 Education
 <br/>
 <br/>
 <ul>
  <li>
   Preferred: Graduate in any discipline
  </li>
  <li>
   Postgraduate: Optional
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Experience
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   0&ndash;1 year of relevant experience in branch banking.
  </li>
  <li>
   Freshers are encouraged to apply.
   <br/>
   <br/>
  </li>
 </ul>
 Skills and Attributes
 <br/>
 <br/>
 <ul>
  <li>
   Strong interpersonal and communication skills.
  </li>
  <li>
   Customer-centric approach with a focus on service excellence.
  </li>
  <li>
   Ability to understand rural customer needs and offer appropriate solutions.
  </li>
  <li>
   Basic knowledge of banking products and services.
  </li>
  <li>
   Willingness to travel and work in rural areas.
  </li>
  <li>
   High level of integrity and compliance orientation.
  </li>
  <li>
   Proactive and target-driven mindset.
  </li>
 </ul>
</div>


Standard Chartered Bank

<p></p><div><div><div><div><div><div><b>Requisition Number: </b>45401
</div></div></div></div><div><div><div><div><b>Job Location: </b>Rajkot, IND
</div></div></div></div><div><div><div><div><b>Work Type: </b>Office Working
</div></div></div></div><div><div><div><div><b>Employment Type: </b>Permanent
</div></div></div></div><div><div><div><div><b>Posting Start Date: </b>31/12/2025
</div></div></div></div><div><div><div><div><b>Posting End Date: </b>04/01/2026
</div></div></div></div><div><div><div><div><b>:
</b><div><div><div><div><b>Job Summary</b></div>
</div><div><div><b>
Governance</b><br>
<ul><li>Client &amp; Sales Management. Work Closely with Various stakeholder in preparation of briefing notes, Sales pitches etc.</li><li>Ensure smooth &amp; efficient post deal documentation &amp; client onboarding. Ensure post original process &amp; documentation is completed on time by liaising with stakeholders.</li><li>Quality engagement with client to ensure highest rating in Client surveys. Effective management of Excess &amp; Past Dues, Work closely with CDD to ensure timely renewals &amp; also with the portfolio &amp; OR team to ensure high quality of portfolio.</li><li>Adherence to all aspects of policy and procedure. Full adherence to Credit Admin Framework and all related aspects. Fully adopt Early Warning System to strengthen risk monitoring. Assist with co-management of stressed accounts with GSAM to reduce impairments and strengthen recovery effort.</li><li>Managing risk and compliance as part of my role. Take personal responsibility for understanding the risk and compliance requirements of my role. Understand and comply with applicable laws and regulations, the Groups policies, procedures and the Group Code of Conduct. Effectively identify, escalate, mitigate and resolve risk and compliance matters. Contribute to a culture in which all stakeholders feel safe to raise concerns and where risk and compliance matters are addressed and misconduct appropriately dealt with</li><li>Maintaining Audit quality. Quick turnaround on Credit Requests. Embed usage of Credit Risk Analytics. Ensure full adherence to Group Code of conduct. Contribute to a culture in which all stakeholders feel safe to raise concerns and where risk and compliance matters are addressed and misconduct appropriately dealt with.</li></ul></div>
<div><b>
Regulatory &amp; Business Conduct</b><br>
<ul><li>Display exemplary conduct and live by the Group&rsquo;s Values and Code of Conduct.</li><li>Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.</li><li>Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.</li></ul></div></div></div><div><div><div><b>
Our Ideal Candidate</b></div>
</div><div><ul><li>Credit Analysis</li><li>Financial Statement Analysis</li><li>Analytical Report Writing</li></ul></div></div><div><div><div><b>
About Standard Chartered</b></div>
</div><div><p>
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p>
<p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p>
<p>Together we:</p>
<ul><li><b>Do the right thing</b> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li>
<li><b>Never settle,</b> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li>
<li><b>Are better together,</b> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li>
</ul></div></div><div><div><div><b>What we offer</b></div>
</div><div><p><b>
In line with our Fair Pay Charter,</b> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p>
<ul><li><b>Core bank funding for retirement savings, medical and life insurance,</b> with flexible and voluntary benefits available in some locations.</li>
<li><b>Time-off</b> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li>
<li><b>Flexible working</b> options based around home and office locations, with flexible working patterns.</li>
<li><b>Proactive wellbeing support</b> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li>
<li><b>A continuous learning culture</b> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li>
<li><b>Being part of an inclusive and values driven organisation,</b> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li></ul></div></div></div></div></div></div></div></div></div><p></p>

Associate Director - Relationship Manager - SME ME

<div>
 <strong>
  Job Requirements
  <br/>
  <br/>
 </strong>
 <strong>
  Job Requirements
  <br/>
  <br/>
 </strong>
 <strong>
  Role/Job Title:
 </strong>
 Associate Relationship Manager-Micro Enterprise Loan(MEL)
 <br/>
 <br/>
 <strong>
  Function/Department:
 </strong>
 Rural Banking
 <br/>
 <br/>
 <strong>
  Job Purpose
  <br/>
  <br/>
 </strong>
 The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
 <br/>
 <br/>
 <strong>
  Roles &amp; Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Manage zoning activity to map household needs in villages and areas allocated.
  </li>
  <li>
   Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
  </li>
  <li>
   Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
  </li>
  <li>
   Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.
  </li>
  <li>
   Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship.
  </li>
  <li>
   Nudge behavioral changes in customers to drive them towards online banking.
  </li>
  <li>
   Maintain high collections efficiency through discipline and drive.
  </li>
  <li>
   Monitor preparation of accurate documentation of loans and saving account.
  </li>
  <li>
   Coordinate with operations officer to ensure timely and accurate data entry.
  </li>
  <li>
   Ensure compliance as per the bank requirements.
  </li>
  <li>
   Conduct field audits and customer verifications to ensure high quality of accounts.
  </li>
  <li>
   Gather latest Market intelligence and track and benchmark against best practices in competitor banks.
  </li>
  <li>
   Recommend process changes in order to improve service efficiency and quality across the branch network.
  </li>
  <li>
   Provide support for implementation of livelihood advancement and community development initiatives.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Education Qualification
  <br/>
  <br/>
 </strong>
 Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate.
 <br/>
 <br/>
 <ul>
  <li>
   Experience: 0 to 1 years of relevant branch banking experience.
  </li>
 </ul>
</div>


Relationship Manager-Individual

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