avp lead credit management retail consumer goods

bankfab

<div><div>Job Description</div>
<div>
<p><b>Job Purpose:
</b></p><p>The purpose of this role is to take credit ownership from underwriting to obtaining necessary approvals for the assigned portfolio of clients across Retail &amp; Consumer Goods (RCG) segment within the Wholesale Banking. Aside of ensuring all propositions are in compliance with Group Credit Policy and guidelines, the role&rsquo;s purpose is also to provide guidance and expertise across full spectrum of product offering(s) working with Coverage &amp; Product teams as also engaging with the client, where necessary, in structuring and propositioning so that the twin objective of client needs and Bank requirements are met in a swift and expeditious manner.
</p><p><b>Key Accountabilities:
</b></p><p><b>Generic Accountability
</b></p><ul><li>Actively participate in client relationships through client visits / conference calls as part of transaction origination/structuring.
</li><li>Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.
</li><li>Advises Relationship Managers on the risk factors associated with complex transactions, and the clauses imperative in mitigating these.
</li><li>Participate and represent credit in the due diligence process for prospective deals in collaboration with Coverage/ Product teams and ensure that emerging risk factors are identified and are suitably addressed with appropriate mitigants.
</li><li>Ensures that appropriate Target Market Risk Acceptance Criteria and Credit Policy guidelines are followed as part of approval process.
</li><li>Conduct and where appropriate, guide a team of analyst(s), to conduct robust credit analysis and obtain appropriate approvals.
</li><li>Ensures timely availability of required information to Head of Credit / Unit Head for credit decision making.
</li><li>Guides Coverage / Product teams on credit appetite and way and means to optimize the same to achieve optimal risk-reward balance as per established guidelines.
</li><li>Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
</li><li>Ensure accuracy of data being presented to various stakeholders including senior management
</li><li>Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
</li><li>Recommend amendments to the Bank&rsquo;s credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank&rsquo;s risk strategy &amp; policy
</li><li>Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented
</li></ul><p><b>Job Specific Accountabilities
</b></p><ul><li>Preparation of comprehensive credit papers clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
</li><li>Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
</li><li>Ensure credit processing &amp; approval turnaround times as per agreed SLAs with Business Segment.
</li><li>Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
</li><li>Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
</li><li>Ensure all excesses, exceptions, overdue annual reviews, covenant deficiencies, ensuring current collateral valuations and deficiencies in terms and conditions vis-&agrave;-vis lending portfolio are monitored, controlled and addressed.
</li><li>Oversight the mark-to-market revaluation and margin monitoring process and liaise with the respective RMs to rectify any margin call situations.
</li><li>Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
</li><li>Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
</li><li>Manage problem credits closely, and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
</li><li>Ensure asset classification and provisioning is in line with statutory and policy guidelines including any risk downgrades.
</li><li>Providing senior level advisory support on credit policies, lending structures, documentations and guidance to business heads/units in managing complex credit risks, providing practical solutions.
</li><li>Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.
</li></ul><p><b>Qualifications &amp; Experience:
</b></p><p><b>Minimum Qualification
</b></p><ul><li>Must have Bachelor&rsquo;s degree.
</li><li>Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.
</li></ul><p><b>Minimum Experience
</b></p><ul><li>Minimum 10 years relevant experience in the banking sector with at least 4-5 years in Corporate / Wholesale Credit Credit function.
</li><li>Proven experience in Corporate Credit underwriting, preferably across Retail &amp; Consumer Goods, TMT, and Real Estate portfolios.
</li><li>Strong track record of preparing committee‑ready credit proposals for senior management and credit committees.
</li><li>Expert knowledge of trade, loan, and working capital products, with hands‑on experience in syndicated and structured facilities, including RCF transactions.
</li><li>Solid understanding of Investment and Global Markets products
</li><li>Ability to assess credit risk with a strong focus on underlying business fundamentals, cash flows, and sustainability of the business proposition.
</li><li>Demonstrated strong credit underwriting, financial analysis, and deal structuring skills.
</li><li>Good understanding of legal and regulatory framework.
</li><li>Ability to work under pressure
</li><li>Strong communication skills &ndash; written and spoken</li></ul></div></div>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

AVP & Lead, Credit Management, Retail & Consumer Goods

<div><div>Job Description</div>
<div>
<p>Join the UAE&rsquo;s largest bank and one of the world&rsquo;s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting &amp; dynamic industry.
</p><p><b>Job Purpose:
</b></p><div>To manage and grow relationships with large and strategic clients within the assigned portfolio in the Retail &amp; Consumer Goods segment of Wholesale Banking. Drive new business origination while ensuring full compliance with Credit and Risk frameworks. Improve service quality levels and supervise the day‑to‑day activities and client interactions of subordinates to ensure the team consistently meets its objectives and achieves revenue targets, while maintaining strong client satisfaction and portfolio credit quality. Promote effective cross‑functional collaboration to deliver integrated financial solutions. High collaboration required internally and externally, with local and international client outreach (includes meetings in different time zones and tight deadline submissions). A highly engaged individual who can drive the business and internal processes to ensure approvals are sought in a short time span. Achieving financial targets and strategic objectives will be essential in driving sustainable growth and maintaining profitability.<br>
</div><div></div><div><b>Key Accountabilities:<br>
</b></div><div></div><p><b>Business Origination
</b></p><ul><li>Originate new business opportunities with target clients across banking products and in line with relevant policies.
</li><li>Achieve individual and team&rsquo;s financial performance targets
</li><li>Obtain support from relevant stakeholders and governance forums to execute deals (e.g., credit, products, GT).
</li><li>Draft Term Sheets, Information Memorandums, Mandate letters etc.
</li><li>Examine &amp; resolve credit, market and operational risk aspects of transactions in collaboration with products and enablement units.
</li><li>Leverage FAB&rsquo;s network expansion through cross border deals.
</li><li>Expand Products Penetration Through Sector-Focused Solutions.
</li><li>Ensure high returns with satisfactory yields and sufficient ancillary business.
</li><li>Maintain the credit quality of the client's relationships within the Portfolio to an acceptable level set by the
</li><li>Pitch, review, negotiate and conclude deals.
</li><li>Develop and maintain strong relationships with key decision makers in other banks to originate business.
</li><li><p>Up to date with the latest market, competitors, regulatory and industry and amend accordingly the account plans as when applicable.
</p></li><li><p>Ability to handle sophisticated transactions and engage assigned team members.
</p></li><li><p>Recommend policy amendments as when required to match with the latest business trends.<br>
</p></li></ul><p></p><p><b>Client Relationship Management
</b></p><ul><li>To achieve assigned financial and non-financial objectives by meeting all borrowing &amp; non borrowing needs of customers with target segments (E.g., borrowers, transactors, depositors).
</li><li><p>Prepare and Maintain Group Account Plans for all clients with support from relevant partners (e.g., products, international banking, Employee banking, Asset Management, etc.).
</p></li><li>Act as the main point of contact for clients, ensuring quality service and effective resolution of issues.
</li><li><p>Prepare briefing note memos ahead of senior management meetings with clients.
</p></li><li><p>Engage with internal stakeholders to obtain approvals for client RFPs in a timely manner.
</p></li><li><p>Increase wallet share with existing clients through strategic engagement and product penetration.
</p></li><li><p>Support on the conduct of annual/periodic credit facility reviews in the existing portfolio in a timely manner and support on the recommendation of appropriate credit facilities in line with the banks credit. policy to maximize earnings while containing risks to an acceptable level and identifying candidates for downgrades/ upgrades.
</p></li><li>Develop, Implement and maintain complete control aspects i.e., documentation, periodical client visits / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
</li><li>Organize client meetings with relevant partners/ seniority to deepen FAB relationship within the portfolio.
</li><li>Identify &amp; develop cross selling opportunities and increase cross-sell ratio and returns with clients.
</li><li>Support client on their day-to-day banking requirements with support from the team (as applicable).
</li><li>Ensure customer satisfaction remains high and meets the targeted NPS score.
</li><li>Be knowledgeable on market trends and manage a disciplined marketing process by identifying steps/strategies necessary to effectively initiate relationships with prospects.
</li><li><p>Onboard new clients as and when required.
</p></li></ul><p><b>Collaboration
</b></p><ul><li>Align with Retail &amp; Consumer Goods team as well as other partners to identify and convert opportunities.
</li><li>Collaborate with other business divisions to drive cross-BU collaboration. Develop proposition strategy, competition analysis, focused group approach, service delivery model, customer experience, internal &amp; external campaigns and alignment with other Products &amp; proposition including Risk policies, Payment &amp; Cash management, Trade products, collaboration with Retail banking including Private Banking, etc.
</li><li><p>Align with International banking to support client in FAB network locations.
</p></li><li><p>Support Unit/Divisional/Bank-wide initiatives (as required or assigned).
</p></li></ul><p><b>Operational
</b></p><ul><li><div>Assist the Executive Director / Line Manager in the day-to-day administrative and transactional activities such as client calls, payment processing, documentation follow up, account openings, updating pipeline, and any other activities in the unit/team to ensure continuity of work and the delivery of effective and high-quality outputs.
</div></li><li><div>Manage and follow up on KYC and compliance requirements in order to ensure consistency with the Bank&rsquo;s KYC and AML policies and regulatory requirements.
</div></li><li>Follow all relevant policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
</li><li>Present transactions/proposals to the Credit Allocation Committee (CAC) for approvals.
</li><li><p>Run deal RAROCs and draft CAC submissions, ensuring delivery on CAC promises to achieve target RAROC thresholds.
</p></li><li><p>Prepare Green Light Memos for deal screening and Client Credit Applications (CAs).
</p></li><li>Review CAs and draft relationship comments before submission to Credit Committees.
</li><li><p>Ensure all credit reviews are submitted on time and agreed conditions are met.
</p></li><li><p>Address Credit inquiries, liaise with CAD and Legal for documentation matters.
</p></li><li>Conduct periodic reviews of risks (credit, operational, compliance etc.) within the portfolio on a regular basis.
</li><li>Drive day-to-day administrative and transactional activities for the team such as client calls, documentation follow up, pipeline updates, and any other activities in the unit/team to ensure continuity of work and delivery of effective/high quality output.
</li><li>Ensure that internal processes for existing portfolio/ NTBs are in-line with the Bank's policies &amp; procedures.
</li><li>Manage and follow up on KYC and compliance requirements to ensure consistency with the Bank's KYC and AML policies and regulatory requirements.
</li><li>Ensure all clients' files [documents] are maintained.
</li><li>Maintain a satisfactory audit on the portfolio.
</li><li>Adhere to process KPl's and, ORM, BCP &amp; Internal Audit requirements.
</li><li>Prepare timely and accurate statements and reports to meet the unit's requirements, policies, and standards.
</li><li><div>Learning &amp; Development &ndash; Attend appropriate on and off-the-job training programs.
</div></li><li><div>Ensure that all internal processes for existing portfolio and NTBs are met in line with the Bank&rsquo;s policies &amp; procedures.
</div></li><li><div>Adhere to process KPI&rsquo;s and, ORM, BCP &amp; Internal Audit requirements<br>
</div></li></ul><div></div><p><b>Policies, Systems, Processes, and Procedures
</b></p><ul><li>Follow all relevant policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
</li></ul><div><b>MIS and Reports
</b></div><ul><li>Assist in the preparation of timely and accurate statements and reports to meet the unit&rsquo;s requirements, policies, and standards.
</li></ul><p><b>Client and Market Analysis
</b></p><ul><li><div>Conduct financial analysis on clients and their respective geographies/ industries/ markets to identify potential opportunities and risks.<br>
</div></li></ul><div></div><p><b>Leadership
</b></p><ul><li><div>Act as Role Model for the entire Retail &amp; Consumer Goods group and Retails &amp; Wholesale team
</div></li><li><div>Lead, Mentor, Motivate, Develop and Coach team members to ensure career growth and short &amp; long term successors
</div></li><li><div>Establish high-performance culture and ensure high engagement levels.
</div></li><li><div>Encourage ownership through rightful assignments to team members.
</div></li><li><div>Achieve individual and team's financial performance targets.
</div></li><li><div>Learning &amp; Development Attend appropriate on and off-the-job training programs and ensure own development and upgrade skills of team members.
</div></li><li><p>Involvement in team members new hirings.
</p></li></ul><p><b>Qualifications &amp; Experience:
</b></p><p><b>Minimum Qualification:
</b></p><ul><li><div>Bachelor&rsquo;s degree in finance or related discipline.
</div></li><li><p>CFA, or master&rsquo;s degree in business administration is preferred.
</p></li></ul><p><b>Minimum Experience:
</b></p><ul><li><p>12+ years of experience in Banking with at least 8+ years in senior role of team management.
</p></li></ul><p><b>Knowledge, Skills, and Attributes:
</b></p><ul><li><div>Deep Knowledge of Wholesale Banking or Investment Banking with exposure to Retail &amp; Consumer Goods.
</div></li><li><div>Strong understanding of credit analysis, trade finance, and treasury products.
</div></li><li><div>Excellent relationship management, negotiation, and leadership skills.
</div></li><li><div>Ability to manage complex client structures and deliver on strategic objectives.
</div></li><li><div>Understanding of FAB's product offering and business strategy.
</div></li><li><div>Ability to collaborate with a wide range of stakeholders to drive business.
</div></li><li><div>Strong relationship management skills both internally and externally.
</div></li><li><div>Sound communication skills (written and verbal).
</div></li><li><div>Ability to analyze and research information.
</div></li><li><div>Deep Financial and credit analysis ability with an aptitude to identify opportunities and close business deals.
</div></li><li><div>Data analysis and financial modelling skills
</div></li><li><div>Ability to work under pressure and adjust quickly to changing priorities
</div></li><li>Proficient in MS Office (excel, word and Power-point).</li></ul></div></div>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

Director, Retail & Wholesale

EKD Trading L.L.C

<p>The Merchandiser ensures that products are displayed attractively, stocked appropriately, and priced correctly to maximize sales and customer satisfaction. This role works closely with store management, buyers, and supply chain teams to execute merchandising strategies.</p><p>Key Responsibilities</p><p>Visual Merchandising &amp; Store Execution</p><p>&middot; Arrange product displays according to company planograms (POGs) and brand standards.</p><p>&middot; Ensure shelves, racks, and fixtures are fully stocked, clean, and visually appealing.</p><p>&middot; Install and maintain signage, shelf talkers, and promotional materials.</p><p>&middot; Rotate stock using FIFO (First-In, First-Out) to minimize out-of-stocks and markdowns.</p><p>Inventory &amp; Replenishment</p><p>&middot; Monitor inventory levels, identify low-stock or overstock situations, and submit replenishment requests.</p><p>&middot; Conduct cycle counts and assist with physical inventory audits.</p><p>&middot; Process returns, damaged goods, and recall items as needed.</p><p>Data &amp; Reporting</p><p>&middot; Track competitor pricing, display tactics, and product assortment.</p><p>&middot; Report sales trends, customer feedback, and display performance to management.</p><p>&middot; Use handheld devices or mobile apps to log store visits, tasks, and photos.</p><p>Collaboration</p><p>&middot; Partner with store managers to coordinate promotional setups or resets.</p><p>&middot; Communicate with buyers about slow movers or discontinued items.</p><p>Education &amp; Experience</p><p>&middot; High school diploma or equivalent required; associate degree in retail/marketing preferred.</p><p>&middot; 1+ years of experience in merchandising, retail sales, or stock management.</p><p>Skills &amp; Competencies</p><p>&middot; Ability to read and execute planograms and schematic diagrams.</p><p>&middot; Strong attention to detail and sense of visual aesthetics.</p><p>&middot; Physical stamina to stand, bend, lift up to [25-50] lbs, and climb ladders.</p><p>&middot; Reliable transportation to travel between store locations.</p><p>&middot; Basic proficiency with Microsoft Office (Excel, Outlook) and inventory apps.</p><p>Work Environment</p><p>&middot; Combination of warehouse, backroom, and sales floor settings.</p><p>&middot; May require evening, weekend, or early morning shifts depending on store resets.</p><p>&middot; Local travel to multiple store locations during the workday.</p><p>Pay: AED3,000.00 - AED4,500.00 per month</p><p>License/Certification:</p><ul><li>driving license (Required)</li></ul><p>Work Location: In person</p>

Merchandiser

First Abu Dhabi Bank (FAB)

<div>
 <strong>
  Company Description
  <br/>
  <br/>
 </strong>
 First Abu Dhabi Bank is an inclusive environment where each person values the experiences, perspectives, ideas and beliefs of others. We&rsquo;re in a unique position to learn from all our colleagues, combining international experience with deep cultural knowledge and local expertise. At FAB, you&rsquo;ll have the support of your team and a strong relationship with your line manager, who will trust you with responsibility and recognize your good performance. As we embrace different ways of seeing the world, listening to each other and respecting different viewpoints, we grow stronger &ndash; together.
 <br/>
 <br/>
 <strong>
  Job Description
  <br/>
  <br/>
 </strong>
 To effectively Supervise retail sales area to deliver sales targets, offer high level of customer service, and create a challenging and healthy environment where staff can develop. Manage staff to achieve cross sell ratio of 3.0 or greater.
 <br/>
 <br/>
 <strong>
  Core Responsibilities
  <br/>
  <br/>
 </strong>
 <strong>
  Generic Accountability
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Ensure adequate staffing of retail sales department and raise any concerns to BM.
  </li>
  <li>
   Provide input on CSO&rsquo;s performance to the BM.
  </li>
  <li>
   Provide coaching, mentoring and guidance to CSO&rsquo;s
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Job Specific Accountabilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Support BM in implementing retail sales change initiatives.
  </li>
  <li>
   Actively Sell / cross sell asset and liability products to new and existing Classic and advantage customer.
  </li>
  <li>
   Ensure retail sales performance meets KPI targets as per customer segments
  </li>
  <li>
   Supervise CSO performance by participating in and leading daily retail sales team meetings
  </li>
  <li>
   Attract new customers to branch through personal relations and existing customer referrals
  </li>
  <li>
   Monitor CSO daily operations and provide necessary authorizations
  </li>
  <li>
   Support CSO&rsquo;s by serving customers during peak times
  </li>
  <li>
   Assign tasks fairly to staff so that no work is left pending at day end
  </li>
  <li>
   Ensure that activities adhere to audit, risk, legal and policy requirements
  </li>
  <li>
   Provide direct coaching, mentoring and guidance to CSO&rsquo;s
  </li>
  <li>
   Identify staff training needs (products, systems, sales skills) and address them.
  </li>
  <li>
   Authorized Financial and Non-Financial transactions.
  </li>
  <li>
   Ensure proper control maintained for all unissued /undelivered credit cards, cheque books, Debit cards and PIN.
  </li>
  <li>
   Attend all incoming e-mail and provide response within 24 hours.
  </li>
  <li>
   Participate in and potentially lead daily retail sale team meeting.
   <br/>
   <br/>
  </li>
 </ul>
 All required branch reports to be reviewed and signed and retained for audit records
 <br/>
 <br/>
 <ul>
  <li>
   Ensure surprise check is conducted on required intervals.
  </li>
  <li>
   Interaction with colleagues/ internal stakeholders and ensure completion of Mandatory trainings
  </li>
  <li>
   NPS: - Ensure assigned NPS target is achieved by representing FAB values and following customer obsessed methodology to ensure high level of customer experience at all times with zero customer complaints.
  </li>
  <li>
   Role of AML /Compliance Coordinator
  </li>
  <li>
   Custodian of Safe deposit locker
  </li>
  <li>
   Cash Vault custody
  </li>
  <li>
   Police alarm
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Specific Accountability
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Work closely with BM to determine how to best achieve sales targets for Classic and Advantage customer and determine the best way to allocate targets among CSO staff
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualifications
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelor&rsquo;s degree in any discipline.
  </li>
  <li>
   10 years&rsquo; relevant experience in the banking sector with at least 5 years in similar positions of progressively increasing managerial responsibilities in the branch network function.
  </li>
 </ul>
</div>


Assistant Branch Manager

Orient Dream Contracting 

<p>We are looking for an experienced Truck Driver to serve our supply chain logistics department in a safe and timely manner.</p><p>Responsibilities</p><ul><li>Transport finished goods and raw materials over land to and from manufacturing plants or retail and distribution centers</li><li>Inspect vehicles for mechanical items and safety issues and perform preventative maintenance</li><li>Plan routes and meet delivery schedules</li><li>Document and log work/rest periods and kilometres spent driving and retain fuel/toll receipts</li><li>Comply with truck driving rules and regulations (size, weight, route designations, parking and break periods) as well as with company policies and procedures</li><li>Maneuver trucks into loading or unloading positions</li><li>Collect and verify delivery instructions</li><li>Report defects, accidents or violations</li></ul><p>Requirements and skills</p><ul><li>Proven work experience as a Truck Driver</li><li>Hands on experience with electronic equipment and software (GPS, AVL units, CB etc)</li><li>Ability to drive long hours and travel regularly</li><li>Extensive knowledge of applicable truck driving rules and regulations</li><li>No recent moving or driving violations</li><li>Adaptability and foresight to handle unexpected situations (traffic, weather conditions etc)</li><li>Willing to submit to background/drug checks and provide employment recommendations</li><li>Trucking school diploma</li><li>Valid truck driving license.</li><li>Ability to speak English.</li></ul><p>Job Types: Full-time, Contract</p><p>License/Certification:</p><ul><li>Valid UAE driving license (Preferred)</li></ul><p>Work Location: In person</p>

Heavy Duty Driver

Fev Outlet

<p><b>Company Overview:</b> Fev Outlet is a registered retail brand located at <b>88 Fashion Boulevard, Abu Dhabi, UAE</b>. We specialize in delivering quality fashion products at competitive prices while providing an exceptional shopping experience. We are currently seeking an experienced <b>Vice President of Operations</b> to lead our operational strategies and drive efficiency across our retail operations.</p><p><b>Position Overview:</b></p><p>As the <b>Vice President of Operations</b>, you will be responsible for overseeing and enhancing the company&rsquo;s operational processes to ensure a seamless shopping experience for our customers. You will work closely with various departments to implement strategies that align with our business goals.</p><p><b>Key Responsibilities:</b></p><ul><li>Develop and implement effective operational strategies that enhance efficiency and support business growth.</li><li>Oversee daily operations, including inventory management, logistics, and customer service.</li><li>Collaborate with the executive team to define operational goals and drive initiatives that improve performance.</li><li>Monitor KPIs and analyze operational data to identify areas for improvement and optimization.</li><li>Foster a culture of excellence, accountability, and continuous improvement within the operations team.</li></ul><p><b>Qualifications:</b></p><ul><li>Proven experience as a Vice President of Operations or in a senior management role within the retail industry.</li><li>Strong knowledge of retail operations, supply chain management, and inventory control.</li><li>Excellent leadership and team management skills, with a focus on building high-performing teams.</li><li>Strong analytical and problem-solving abilities.</li><li>Exceptional communication skills, with the ability to engage stakeholders at all levels.</li></ul><p><b>Salary and Benefits:</b></p><ul><li>Competitive hourly salary ranging from <b>80</b> <b>to</b> <b>160</b> <b>SAR/hr</b>.</li><li>Opportunity to work in a dynamic and innovative retail environment.</li><li>Access to professional development and advancement opportunities.</li></ul><p><b>If you are a strategic leader with a passion for retail operations and a commitment to excellence, we encourage you to apply! Join Fev Outlet and help us shape the future of fashion retail.</b></p><p>Job Types: Full-time, Part-time, Permanent</p><p>Pay: AED80.10 - AED160.34 per hour</p><p>Work Location: On the road</p>

Vice President of Operations

Acenet

<p><b>Experience:</b> 8 to 12 years<br/><b>Location:</b> Abu Dhabi</p><p><b>About Us:</b></p><p>AceNet Consulting is a fast-growing global business and technology consulting firm leveraging a consultative approach, deep domain expertise and strong technology capabilities across business transformation, IT strategy &amp; architecture, digital transformation, data engineering &amp; analytics, AI/ML, cloud &amp; infrastructure, enterprise applications and emerging technologies to deliver value to our global clients. AceNet&rsquo;s marquee clients include Tier-1 and Tier-2 banking &amp; financial services, asset &amp; wealth management, healthcare, consumer retail, eCommerce &amp; logistics, engineering, government &amp; public sectors, consulting and technology firms. With presence across Abu Dhabi UAE, Texas USA and India (Bangalore, Gurgaon &amp; Pune), AceNet brings strong consulting and delivery capabilities across project staffing, managed services, outsourcing and offshoring.</p><p><b>Job Summary: </b><br/>We are seeking for a Oracle Finance Consultant who can provide business application implementation, on-going support and continuous improvement in Finance areas using Oracle Fusion ERP application and technology platform as a functional expertise to ensure the business operation runs smoothly, efficient and effective by taking the advantages of innovative technology solution and best practices.</p><p><b>Key Responsibilities:</b></p><ul><li>To develop the application implementation project plan, lead the implementation of Oracle Fusion ERP application for Oracle Finance area, perform technical and functional expertise to gather the requirement, build, testing, training and deploy the solution in order to meet the business requirement as per defined timeline and project plan, ensure the solution provided optimizes the application standard features to give the fully benefit of business requirements.</li><li>Provide on-going post production support in the area of functional and technical to resolve application bugs and any other application issues, in coordination with IT Helpdesk, DBA and Oracle service support to resolve the issues in a timely manner and effectively based on severity and priority.</li><li>Proactively seeks continuous improvement in the area of Oracle functional application capabilities and technical or report performance to enhance process efficiency and user experiences.</li><li>Perform functional and technical requirement gathering, design specification, development, configuration, conduct CRP, UAT, training and migration for new implementation, process enhancements, modifications, report requirements in order meet business requirements.</li></ul><p><b>Role Requirement and Qualification :</b></p><ul><li>Educated to a Bachelor&rsquo;s degree or higher in Computer Science or a related field.</li><li>8+ years of experience with Oracle Finance Expertise in the General Ledger, Accounts Payable, Accounts Receivable, Cash Management, Fixed Assets, iExpense, Tax Modules in Oracle Fusion and EBS.</li><li>Oracle E-Business Suite experience is a plus.</li><li>Minimum of 5 end to end implementations with Oracle Finance.</li><li>In-depth knowledge of financial and operational business practices.</li><li>Experience in implementing and supporting long-term / complex project on Oracle Finance and interfacing with other business applications.</li><li>Exceptional analytical, logical and problem solving skills.</li><li>Strong interpersonal skills, verbal and written communication, including the ability to engage key stakeholders, internally and externally at different levels.</li><li>Familiar with working in an integrated and multi-cultural environment.</li><li>Strong analytical &amp; organizational skills and the ability to work under pressure and to tight and competing deadlines.</li><li>General desired Application Modules/Area knowledge</li><li>e-Biz/Fusion Tax</li><li>AME/BPM</li><li>SLA</li><li>Procure-to-Pay End-to-End process knowledge.</li><li>Order-to-Cash End-to-End process knowledge.</li><li>Integrations (On-Premise and Cloud)</li><li>*Desired Application Modules/Area knowledge in Fusion Finance &amp; EBS:</li><li>General Ledger</li><li>Accounts Payables</li><li>Accounts Receivable</li><li>Cash Management</li><li>Fixed Assets</li><li>iExpensesAdditional Application Modules/Area knowledge</li><li>Project Costing</li><li>Project Billing</li><li>Property Management</li></ul><p><b>Why Join Us:</b></p><p>Opportunities to work on transformative projects, cutting-edge technology and innovative solutions with leading global firms across industry sectors.* Continuous investment in employee growth and professional development with a strong focus on up &amp; re-skilling.* Competitive compensation &amp; benefits, ESOPs and international assignments.* Supportive environment with healthy work-life balance and a focus on employee well-being.* Open culture that values diverse perspectives, encourages transparent communication and rewards contributions.</p><p>Work Location: In person</p>

Oracle Fusion Finance Consultant

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