bank analyst

First Command Financial Services

<div><p><b>How Will Your Role Impact First Command?</b></p><br>
<p></p>
<p>
The Financial Analyst is responsible for internal management reporting, planning and analysis of an assigned area of focus and is expected to maintain models, identify variances, and deliver analysis to department management and the Finance team. This role will be also responsible for assisting the Accounting and Finance teams with monthly financial close and annual planning processes.</p><br>
<p></p>
<p><b>
What Will You Be Doing?</b></p><br>
<p></p>
<ul>
<li>Maintain financial forecasts, reports and KPI tracking</li>
<li>Analyze financial data and maintain financial models to project financial results</li>
<li>Retain industry and company knowledge to enhance variance explanation and financial reporting</li>
<li>Ensure accurate forecasts through coordination with Accountants on timing shifts and clearly documenting assumptions</li>
<li>Leverage historical trends and changes in internal or external factors to project future performance</li>
<li>Collaborate with business partners to ensure forecasts and analysis are relevant and any gaps to financial targets are identified</li>
<li>Perform ad hoc projects or analysis to enhance financial performance and better understand business drivers</li>
<li>Identifies developments and trends in the assigned areas and presents findings to senior management.</li>
<li>Any other tasks and duties as agreed with FP&amp;A Manager</li></ul><br>
<p></p>
<p><b>
What Skills/Qualifications Do You Need?</b></p><br>
<p></p>
<ul>
<li>Prepare annual plan and monthly reforecasts for First Command Bank and its business lines</li>
<li>Challenge business partners on revenue and cost trends when financial drivers indicate areas of opportunity or potential risks</li>
<li>Act as a valued business partner by providing informed, proactive analysis and business insights to enable effective decision-making and efficient resource utilization for First Command Bank</li>
<li>Contribute to business process troubleshooting and enhancement initiatives (IBM PA/PAW, Jack Henry ProfitStars) where appropriate</li></ul><br>
<p></p>
<p><b>
Qualifications</b></p><br>
<p></p>
<ul>
<li>Requires a bachelor's degree in accounting or finance (accounting preferred) &amp; 5+ years of experience;</li>
<li>Or requires a master&rsquo;s degree in business, accounting, or finance &amp; 2-4 years of experience</li></ul><br>
<p></p>
<p><b>
Knowledge, Skills and Abilities</b></p><br>
<p></p>
<ul>
<li>Experience with creating and overseeing financial models, reporting and dashboards</li>
<li>Experience with financial processes including month-end close, budgeting &amp; forecasting, management reporting, variance analysis and cost allocations.</li>
<li>Proven ability to analyze business financial performance and implement appropriate measures to maximize financial performance</li>
<li>Possess knowledge and skill to break down complex concepts into easy to understand action items</li>
<li>Able to develop reporting and effectively present as hoc and diverse information to executives</li>
<li>Familiar with standard accounting (GAAP) concepts, practices, and procedures</li>
<li>Able to thrive in a team environment and contribute to team objectives</li>
<li>Excellent presentation building and delivery skills</li>
<li>Strong attention to detail, accuracy and organization skills</li>
<li>Strong work ethic and ability to think creatively</li>
<li>Displays sound judgement in handling confidential and sensitive information</li>
<li>Able to work flexible hours when needed</li>
</ul>
<p>#LI-NC1</p></div>

Bank Financial Analyst

i3 Bank

<p>i3 Bank is seeking a Bank Secrecy Act (BSA) Analyst responsible for supporting the organization&rsquo;s BSA/AML compliance program to ensure adherence to all applicable federal and state regulations. This role focuses on monitoring customer activity, identifying and investigating suspicious transactions, and assisting with regulatory reporting and risk mitigation efforts. The BSA Analyst plays a critical role in protecting the institution from financial crime by maintaining compliance with the Bank Secrecy Act, USA PATRIOT Act, and Office of Foreign Assets Control (OFAC) requirements. We&rsquo;re proud of our positive, collaborative work culture and are looking for someone who will actively contribute to strengthening and safeguarding the values that make our team thrive.</p><p><b>Essential Job Functions: </b></p><p>&middot; Monitor transaction activities and customers to uncover unusual activities indicative of money laundering, terrorist financing, fraud and other financial crimes.</p><p>&middot; Investigate cases and suspicious activity referrals in a timely manner for decision making.</p><p>&middot; Perform complex analysis of transaction patterns and customers for completing and filing accurate and timely Currency Transaction Reports (&ldquo;CTRs&rdquo;) and Suspicious Activity Reports (&ldquo;SARs&rdquo;).</p><p>&middot; Review decisioning accuracy on transactions, customers, and other activities relating to underlying Office of Foreign Assets Control (&ldquo;OFAC&rdquo;) sanctions regulations, Section 314(a) and Section 311 of the USAPATRIOT Act;</p><p>&middot; Conduct due diligence and as required, enhanced due diligence on customer base and fintech partners to assess and document customer risk profiles.</p><p>&middot; Provide support and guidance to bank employees and management relating to BSA, OFAC, and other applicable anti-money laundering and fraud-related policies and procedures.</p><p>&middot; Assist the BSA Officer in preparing documentation for regulatory examinations and audits.</p><p>&middot; Maintain the integrity of the bank&rsquo;s BSA program by applying sound judgment, safeguarding confidential information, and ensuring high-quality standards in all investigative activities.</p><p>&middot; Lead by example to create an inclusive and professional environment where all team members are respected and valued.</p><p><b>Job Requirements:</b></p><p>These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.</p><p>&middot; Bachelor&rsquo;s degree in business, finance, criminal justice, or a related field. Certified Anti-Money Laundering Specialist (CAMS) strongly preferred.</p><p>&middot; Minimum 5 years&rsquo; experience in BSA/AML analysis, compliance, fraud detection, and investigations within a financial institution.</p><p>&middot; Sound practical knowledge of BSA/AML regulations and requirements including currency transaction reporting (&ldquo;CTRs&rdquo;), suspicious activity monitoring and reporting (&ldquo;SARs&rdquo;), customer due diligence (&ldquo;CDD&rdquo;) and know your customer (&ldquo;KYC&rdquo;) standards.</p><p>&middot; Strong insightful, analytical, investigative and critical thinking skills necessary.</p><p>&middot; Excellent prioritizing, time management and multi-tasking skills.</p><p>&middot; Exceptional quality, confidentiality and integrity of work produced within tight deadlines.</p><p>&middot; Ability to function both independently and within collaborative team environments.</p><p>&middot; Solid computer skills including the use of multiple third party systems for review, analysis and decisioning of customers, accounts and transactions.</p><p>&middot; Excellent written and verbal communications skills.</p><p>&middot; Consistently demonstrate behaviors associated with i3 Bank&rsquo;s core values: IMPACT, INTEGRITY and INNOVATION.</p><p><b>Physical Requirements:</b></p><p>Following are the physical demands, or representative of those, that must be met to perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><p>&middot; This position requires visual acuity at 20 inches (or less) over 66% of the time.</p><p>&middot; Extensive use of PC during the day - utilizing continuous viewing.</p><p>&middot; High amount of workflow to work efficiently, accurately and to maintain good customer relations.</p><p>&middot; Ability to talk to communicate on phone and in person; read and interpret documents such as regulatory, policy manuals and procedures.</p><p>&middot; Must-have reasoning ability to convey detailed instructions in writing and verbally; problem solving to handle multiple situations and issues in a calm manner.</p><p>&middot; Ability to hear normal conversations and receive information and converse with others.</p><p>&middot; Will utilize a computer to perform daily duties and to prepare documents, using dexterity and hands for typing, physically moving and handling documents, etc.</p><p>&middot; Ability to follow detailed and general instructions and possess advanced reading comprehension skills.</p><p>&middot; This position may require up to 10% travel, which may include flying and/or driving and some overnight stays.</p><p>This position operates in a professional office setting.</p><p>We are an Equal Employment Opportunity Employer. It is our policy not to discriminate on the basis of race, color creed, religion, gender, gender identity, sexual orientation, age, national origin, disability, or any other characteristic prohibited by law.</p><p>Benefits:</p><ul><li>401(k)</li><li>401(k) matching</li><li>Dental insurance</li><li>Employee assistance program</li><li>Employee discount</li><li>Health insurance</li><li>Health savings account</li><li>Life insurance</li><li>Paid time off</li><li>Vision insurance</li></ul><p>Experience:</p><ul><li>Bank Secrecy Act: 5 years (Required)</li></ul><p>License/Certification:</p><ul><li>Certified Anti-Money Laundering Specialist (Preferred)</li></ul><p>Ability to Commute:</p><ul><li>Bennington, NE 68007 (Required)</li></ul><p>Work Location: In person</p>

Bank Secrecy Act (BSA) Analyst

Vanco Payment Solutions

<div><p>At Vanco, we serve those who enrich our communities. Vanco provides businesses, nonprofits and educational organizations a complete range of payment solutions and administrative software. Our solutions make payment processing simple and ease administrative burdens for faith-based groups, nonprofits and schools. We are a software payments company for community organizations, and every transaction tells a story.</p><p>
An important part of who we are is our Vanco Values in Action. At Vanco, our employees:</p><ul><li>Clearly Care</li><li>Own It</li><li>Grow</li><li>Have Grit</li></ul><p>
Do you have a passion for driving revenue growth through cross-collaboration and improving financial processes? Are you excited about a high growth, fast-paced organization?</p><p>
Vanco is looking for a dynamic <b>Billing Analyst</b> to join our <b>Finance</b> team!</p><p><br>
In this role, you will own key billing and accounts receivable operations for multiple entities within Vanco and work to identify opportunities for process improvements and assist in implementing solutions to resolve process inefficiencies, issues, and risks.</p><p><b>
What you&rsquo;ll be doing:</b></p><ul><li>
Perform day-to-day billing functions for multiple entities. This includes managing customer contracts, revenue recognition templates, billing schedules, and preparing and issuing invoices, with a high degree of accuracy.</li><li>
Follow-up with customers on any questions or discrepancies related to invoicing by working with Client Success or Sales team members to resolve any issues or adjustments.</li><li>
Manage accounts receivable aging and maintain within company targets by following-up with any customers with past due balances.</li><li>
Assist in reconciliation of customer related balance sheet accounts at month-end.</li><li>
Assist the Cash Management team with daily client funding and receipts related to processing services.</li><li>
Translate and analyze data into reports and provide key billing and revenue reports to management.</li><li>
Update check registers/reconcile bank accounts and record activity in the accounting system on a daily basis.</li><li>
Assist other Finance team members in process improvements, risk mitigation, and ad-hoc projects. Aid in the conversion of newly acquired entities into existing applications and processes.</li><li>
Support and respond to any audit and tax requests as needed throughout the year.</li><li>
Coordinate accounting and finance matters (e.g. contract renewals, termed customers, reports, etc.) with other departments and offices.</li><li>
Support the integration of acquired entities by assisting in the integration of customer contracts integration into the accounting and customer relationship management systems.</li><li>
Assist with ad-hoc projects as requested.</li></ul><p></p><p><b><br>
Who you are:</b></p><ul><li>BS/ BA in Accounting, Finance or related field is preferred.</li><li>The required skills, knowledge and abilities are typically acquired through a minimum of 2 years of billing experience.</li><li>Solid understanding of GAAP and accrual accounting.</li><li>Experience with mid-to-large accounting software applications (e.g. Intacct, NetSuite, Dynamics, Oracle, etc.).</li><li>Experience with customer relationship management (CRM) software applications.</li><li>Proficient in MS Office (especially Excel); familiarity with databases and SQL is an asset.</li><li>Strong written/verbal communications skills including experience dealing directly with customers.</li><li>Self-motivated, excellent work ethic, problem solver, highly accountable, and detail-oriented.</li><li>Intellectual curiosity with a desire to improve processes and take on additional responsibilities.</li></ul><p><b>
What</b> <b>we</b> <b>offer:</b></p><ul><li>
This role is a remote, work from home role in one of our approved states.</li><li>
100% Employer Paid Health Insurance (Employee HSA Plan Only), Life Insurance, AD&amp;D Insurance, Short Term Disability, Long Term Disability</li><li>
Additional benefits include Health Insurance (Base, Buy-up or HSA Plan), Dental, Vision, Accident, Critical Illness, Voluntary Life, Voluntary AD&amp;D</li><li>
9 Paid Holidays, 2 Floating Holidays and 4 weeks PTO</li><li>
8-weeks paid parental leave (after 6 months of employment)</li><li>
Paid days off to Volunteer</li><li>
401(k) Plan with employer match</li><li>
Competitive benefits and pay</li><li>
Small collaborative teams where you can impact both outcome and culture</li><li>
Ongoing professional development opportunities and a focus on promotion internally.</li></ul><p><i>
The annual starting base pay for this position typically starts between</i> <i>$50,000-70,000. Placement within the range is</i> <i>determined</i> <i>by a variety of factors, including but not limited</i> <i>to:</i> <i>knowledge, skills, years &amp; depth of experience, location, and equity with internal team members.</i> <i>Total compensation for this position includes quarterly commissions.</i><br>
For remote positions, employees must reside in one of the following locations: AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NJ, NH, NV, NY, OH, OK,OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV. All other states are not in consideration for this role at this time.
<br>
<i>Vanco is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.</i></p></div>

Billing Analyst

Trustmark

<div>Overview:
<div>
The purpose of this job is to manage bankrupt accounts by being the liaison between Trustmark, the debtor, and the court, and by interacting with debtor&rsquo;s attorneys and bankruptcy trustees in regards to documentation and the filing of proof claims.</div>
Responsibilities:
<ul><li>Process bankruptcy notices by identifying debtor relationships in bankruptcy cases and ensuring proper system maintenance with notifications to various departments to identify and flag accounts in bankruptcy.</li><li>
Evaluate and implement proper course of action for each case, including filing Proof of Claims, filing Motions for Relief, filing Reaffirmations, and compiling necessary loan documents to prepare files for repossession, foreclosure, and direct maintenance on all types of active accounts (close credit lines, block billing, and credit bureau reporting).
</li><li>Coordinate and monitor attorney activities in bankruptcy cases by attending bankruptcy hearings when necessary and reviewing bankruptcy payments to ensure adherence with bankruptcy plan. This may also include coordinating information/ requests on bankrupt accounts from loan officers, attorneys, bank executives, debtors, and debtors&rsquo; attorneys, while reviewing legal documentation in bankruptcy cases for proper content and verbiage.
</li><li>Maintain knowledge of bankruptcy developments through industry publications, conferences, or other related sources.</li><li>
Perform additional duties as assigned.</li></ul>
Qualifications:
<ul><li>3 years job related experience in bankruptcy</li><li>
Knowledge of bankruptcy industry &ndash; creditor based</li><li>
Knowledge of bankruptcy code with emphasis on consumer bankruptcy</li><li>
Knowledge of Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Service member Civil Relief Act (SCRA)</li><li>
Effective communications skills (verbal and written)</li><li>
Proven interpersonal skills</li><li>
Strong computer skills</li><li>
Ability to analyze data and create alternative solution recommendations for problem-solving challenges</li><li>
Ability to practice time management skills to prioritize workload</li></ul><div><b>
Physical Requirements/Working Conditions:</b> Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.</div><div></div><p><b><br>
Note:</b> This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.</p><p></p><div><i><br>
Trustmark Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Trustmark Bank employee by a third-party agency and/or search firm without a valid, written search agreement signed by Trustmark, will become the sole property of Trustmark Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.</i></div></div><div></div>

Bankruptcy Analyst

Financial Resources Federal Credit Union

<div><div><div><div><div><div><div><div><div><p><b>Financial Resources FCU has been designated one of the Best Places to Work in NJ since 2022! At FRFCU, we are &quot;putting people first&quot; and that starts with our employees! Come see why our team members have voted us for Best Places to Work in NJ!</b></p><p><b>
Financial Resources is a not-for-profit federal credit union with locations in Somerset, Hunterdon, Middlesex, Union and Hudson Counties. With a history of serving our members for more than 100 years, we have grown to more than $650 million in assets serving more than 29,000 members with 6 public access branches and a team of 100 employees. We are available Nationwide!</b></p></div><div><div><div><p>
Our Accounting and Finance Department is recruiting for a Financial Analyst. The Financial Analyst is responsible for performing analytical and operational support duties within the Finance Department. The Financial Analyst assists the SVP Finance and Accounting as directed; analyzes financial statements and other related documents; completes analyses on profitability, pricing, peer data, valuations, liquidity, concentration, investment activities, budgeting (including modeling and what if scenarios), loan analytics, and reconciliations; prepares reports of key performance indicators, ad hoc analysis reports and cost/benefit information as needed or requested.</p><p><br>
This position is located in Branchburg, NJ and will require on site work, 5 days per week, during the first 90 days of employment. After this, based on satisfactory work performance, you will qualify for our Work/Life Balance program with options to work in the office 3 days per week, remotely 1 day per week and have off 1 day every week. Welcome to our 4 day work week program!</p><p><b>
We are looking for someone who exhibits the following competencies:</b></p><ul><li>
Caring</li><li>
Initiative</li><li>
Ethics</li><li>
Job Knowledge</li><li>
Self-Development</li><li>
Teamwork</li><li>
Analytical Thinking</li><li>
Results Driven</li><li>
Problem Solving</li><li>
Communication</li></ul><p><b>
Some of your detailed responsibilities will include, but are not limited to:</b></p><ul><li>
Responsible for timely, complete and accurate reporting of all financial information and reports including but not limited to all regulatory, ALM (Asset Liability Management), loan analytics, budget &amp; investment reporting.</li></ul><ul><li>
Prepare information for Pre-ALCO (Asset Liability Management Committee) and ALCO meetings.</li><li>
Prepare semi-annual budget for interest sensitive assets and liabilities and assist departments with non-interest income and expense projections as well as loans and deposits. This includes update of model, review and consolidation of information/reporting for VP/CFO review.</li><li>
Analyze income and expenses and compare to monthly budget. Prepare detailed explanations of budget variances to be reviewed by management.</li><li>
Perform cost/benefit analysis and proformas on products, services and programs presently in place and proposed.</li><li>
Develop and report on competitive analysis and other key metrics. This includes assisting with reports/schedules for Pricing Committee meetings.</li><li>
Ensure all activities are in accordance with best practices and the records are maintained accurately and in compliance with laws, regulations and principles.</li><li>
Functions to assist the Credit Union in making sound decisions regarding investments, asset liability management, strategic analysis and maintenance of the investment, loan and deposit portfolio.</li><li>
Review cash positions to ensure proper utilization and deployment of the organization&rsquo;s assets. Ensure liquidity levels are sufficient to address ongoing funding requirements.</li><li>
Prepare/review general ledger reconciliations while working with various departments.</li><li>
Develop key vendor relations &ndash; primarily ALM, loan analytics, budget &amp; investment related.</li><li>
Provide to vendor all the necessary information needed for the quarterly Asset Liability Management (ALM) analysis. Review ALM analysis and make recommendations as appropriate.
</li><li>Properly allocate resources to ensure high quality service and maximum productivity. This includes designing and implementing new automated processes to streamline ALM, Loan, Budget, Investment &amp; other Finance functions.</li><li>
Prepare plans of action for investments and balance sheet based on financial analyses. Maintain investment portfolio information. Prepare projections on individual investments that may be considered for purchase.</li><li>
Perform detailed financial statement analyses, including discussions on various issues.</li><li>
Assist in the evaluation of assumptions for reasonableness and consistency. This includes model and financial assumptions (models include but not limited to ALM, Budget/Forecasting, Liquidity and financial assumptions include but not limited to Investments, Allowance and other material assumptions). Call to the attention of the VP those assumptions which appear to be unreasonable or inconsistent.</li></ul><p><b>
What we offer to our team members:</b></p><ul><li>
A competitive salary</li><li>
Generous paid time off</li><li>
Health, dental and vision plans for employees and their families</li><li>
Health Savings and Flex Spending Accounts</li><li>
Short and Long Term Disability Programs</li><li>
Parental Leave Programs</li><li>
401K with employer match and potential for additional profit-sharing contributions</li><li>
Paid volunteer days</li><li>
Opportunities for career advancement and continuous learning and development and tuition reimbursement</li><li>
Work/Life Balance Programs</li></ul><p></p><p><b><br>
We ask that you have:</b></p><br>
<ul><li>
Have a Bachelor's degree in Finance and advanced training/education. MBAs are preferred</li><li>
5 years of progressive work experience in a financial institution, accounting or finance position</li><li>
4 years of financial, ALM, budget and investment experience</li><li>
4 years of experience in performing financial analysis of financial products and services</li><li>
Professional, well-developed, interpersonal skills necessary for communicating with members, co-workers and vendors on Credit Union-related matters</li><li>
Proficiency in Microsoft Office Applications with advanced Excel skills required. Proficiency in financial modeling</li><li>
Thorough knowledge of GAAP</li></ul><p></p><p><br>
If this job posting is of interest to you, and you meet the minimum requirements, please complete an application so we can talk!</p></div></div></div></div></div></div></div></div></div></div></div>

Financial Analyst - Branchburg, NJ

Trustmark Companies

<div><h2 class="jobSectionHeader"><b>Overview
</b></h2><div><div><div><div>The purpose of this job is to manage bankrupt accounts by being the liaison between Trustmark, the debtor, and the court, and by interacting with debtor&rsquo;s attorneys and bankruptcy trustees in regards to documentation and the filing of proof claims.</div>
</div></div></div><h2 class="jobSectionHeader"><b>Responsibilities
</b></h2><div><div><div><ul><li>Process bankruptcy notices by identifying debtor relationships in bankruptcy cases and ensuring proper system maintenance with notifications to various departments to identify and flag accounts in bankruptcy.</li><li>
Evaluate and implement proper course of action for each case, including filing Proof of Claims, filing Motions for Relief, filing Reaffirmations, and compiling necessary loan documents to prepare files for repossession, foreclosure, and direct maintenance on all types of active accounts (close credit lines, block billing, and credit bureau reporting).
</li><li>Coordinate and monitor attorney activities in bankruptcy cases by attending bankruptcy hearings when necessary and reviewing bankruptcy payments to ensure adherence with bankruptcy plan. This may also include coordinating information/ requests on bankrupt accounts from loan officers, attorneys, bank executives, debtors, and debtors&rsquo; attorneys, while reviewing legal documentation in bankruptcy cases for proper content and verbiage.
</li><li>Maintain knowledge of bankruptcy developments through industry publications, conferences, or other related sources.</li><li>
Perform additional duties as assigned.</li></ul>
</div></div></div><h2 class="jobSectionHeader"><b>Qualifications
</b></h2><div><div><div><ul><li>3 years job related experience in bankruptcy</li><li>
Knowledge of bankruptcy industry &ndash; creditor based</li><li>
Knowledge of bankruptcy code with emphasis on consumer bankruptcy</li><li>
Knowledge of Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Service member Civil Relief Act (SCRA)</li><li>
Effective communications skills (verbal and written)</li><li>
Proven interpersonal skills</li><li>
Strong computer skills</li><li>
Ability to analyze data and create alternative solution recommendations for problem-solving challenges</li><li>
Ability to practice time management skills to prioritize workload</li></ul><div><b>
Physical Requirements/Working Conditions:</b> Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.</div><div></div><p><b><br>
Note:</b> This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.</p><p></p><div><i><br>
Trustmark Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Trustmark Bank employee by a third-party agency and/or search firm without a valid, written search agreement signed by Trustmark, will become the sole property of Trustmark Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.</i></div></div></div></div></div><div></div>

FIRST UTAH BANK

<ul><li><ul><li><b>Job Tracking ID</b>: 512729-909310</li>
<li><b>Job Location</b>: Salt Lake City, UT
<br>
Salt Lake City</li>
<li><b>Job Level</b>: Mid Career</li>
<li><b>Level of Education</b>: BA/BS</li>
<li><b>Job Type</b>: Full-Time/Regular</li>
</ul></li><li><ul><li><b>Date Updated</b>: March 19, 2026</li>
<li><b>Years of Experience</b>: 2 - 5 Years</li>
<li><b>Starting Date</b>: ASAP</li>
<li><b>Reports to*</b>: Audit &amp; Compliance Officer</li></ul></li></ul>
<br><p></p><div><div><div><p>The Risk and Audit Specialist provides critical execution support across the Bank&rsquo;s independent risk management and oversight functions. This role reports to the Internal Audit Manager and is primarily responsible for executing the Bank&rsquo;s audit program, while also assisting with the monitoring and surveillance activities of the Compliance and BSA/AML areas. Pay will depend on experience, skills, education, etc. ($60,000 to $100,000/yr is the range).</p>
<p>
<b>Preservation of the Three Lines of Defense</b></p>
<p>
To maintain the integrity of the Bank&rsquo;s governance framework, this role operates under strict protocols:</p>
<div>
<ul><li>First Line (Operations): The employee will have no decision-making authority over Bank operations or lending.</li></ul>
<ul><li>Second Line (Compliance, BSA/AML): The employee will assist in monitoring and surveillance of risk.</li></ul>
<ul><li>Third Line (Internal Audit): the employee will provide independent testing. Crucially, the employee will not audit any specific second line processes.</li></ul></div>
<p>
<b>Internal Audit Support</b></p>
<ul>
<li>Assist in planning, executing, and documenting internal audits across all bank departments and processes.</li>
<li>Prepare audit workpapers, testing documentation, and preliminary findings reports.</li>
<li>Conduct testing of internal controls, including transaction sampling and substantive testing procedures.</li>
<li>Review and evaluate operational processes for efficiency, effectiveness, and compliance with established policies.</li>
<li>Document audit procedures, observations, and recommendations in accordance with professional standards.</li>
<li>Track and monitor management action plans resulting from audit findings.</li>
<li>Assist in preparing audit reports for senior management and the Board Audit Committee</li>
<li>Maintain organized audit files and documentation in compliance with retention policies.</li>
<li>Assist in the preparation and compilation of the Bank&rsquo;s Internal Audit Risk Assessment and Internal Audit Plan</li>
<li>Perform follow-up reviews to verify implementation of corrective actions.</li>
<li>Research and stay current on banking regulations, industry standards, and audit best practices.</li>
<li>Review Bank policies as compared to internal audit workpapers ensuring that all information maintained by the Internal Audit Department is current and accurate</li>
<li>Compile and verify general ledger certifications each quarter-end and on two random dates in a 12-month period</li>
<li>Verify accuracy of paper general ledger transaction tickets, verify daily branch balancing and report results of surprise cash counts, and other recurring internal audit tasks.</li>
<li>Assist with special projects and investigations as directed by the Internal Audit Manager.</li></ul>
<p>
<b>Compliance and Regulatory Oversight | BSA/AML and OFAC Monitoring</b></p>
<ul>
<li>Serve as either the primary or back-up to daily tasks including cash monitoring, CTR filings, SAR filings, 314(a) processing, and OFAC suspect match reviews.</li>
<li>Support BSA/AML monitoring activities, including reviewing alerts and investigating suspicious activity.</li>
<li>Support the Bank&rsquo;s CRA program including completion of CRA service hours, assistance with CRA service hours, lending and investment tracking.</li>
<li>Assist in conducting compliance reviews and testing of BSA/AML program components.</li>
<li>Help maintain compliance documentation, policies, and procedures manuals.</li>
<li>Support regulatory examination preparation and coordination.</li>
<li>Assist with regulatory change management activities and impact assessments.</li>
<li>Conduct periodic reviews of bank operations for compliance with applicable regulations.</li>
<li>Support compliance training completion across the organization.</li>
<li>Support Customer Identification Program (CIP) and Customer Due Diligence (CDD) processes</li>
<li>Support compliance testing and documentation</li></ul>
</div></div><div><div><h2 class="jobSectionHeader"><b>Experience and Skills:</b></h2>
<p><b>Qualifications</b></p>
<ul>
<li>Bachelor's degree in Finance, Accounting, or a related field. Equivalent experience accepted.</li>
<li>Three to five years in banking, specifically within audit, compliance, or risk management.</li>
<li>Professional auditor certification (CIA - Certified Internal Auditor) highly preferred.
<ul><li>CAFP - Certified AML and Fraud Professional and CRCM - Certified Regulatory Compliance Manager if these areas become a major part of the position.</li></ul></li>
<li>Strong understanding of internal control frameworks and audit methodologies.</li>
<li>Familiarity with data analytics tools.</li>
<li>Knowledge of current banking industry trends and emerging technologies.</li>
<li>Ability to remain objective and maintain confidentiality.</li>
<li>Excellent analytical, problem-solving, and decision-making skills.</li>
<li>Strong leadership, communication, and interpersonal skills.</li></ul>
</div></div><div><div><h2 class="jobSectionHeader"><b>Benefits</b></h2>
<p>Medical, Dental, and Vision coverage (Bank pays 75% of Medical and Dental premiums). Company-paid Life Insurance and Disability. Paid Leave, Maternity/Paternity Leave, Company Parties/Activities, Tuition Reimbursement, etc.</p>
<p>
 fmlaen.pdf (FMLA Poster)</p>
<p>
Polygraph Protection Act employee rights</p>
<p>
Know Your Rights: Workplace discrimination is illegal</p></div></div></div><p></p>

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