bank consultant

U.S. Bank

<div>At U.S. Bank, we&rsquo;re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at&mdash;all from Day One.<h2 class="jobSectionHeader">
Job Description</h2>
A Client Relationship Consultant will not be able to perform this job without knowing how to read, write, and speak in business-level proficiency of the Spanish language.
Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers&rsquo; banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer&rsquo;s unique goals and needs. 
 
Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. 
 
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.
Basic Qualifications<ul><li>Bilingual ability to read, write, and speak in business-level proficiency of Spanish or Vietnamese language and English</li><li>High school diploma or equivalent</li><li>Three to four years of customer service experience</li><li>Three to four years of sales experience</li></ul>
Preferred Skills/Experience<ul><li>Proven ability to build and foster relationships with clients through proactive outreach and follow up</li><li>Ability to effectively engage and communicate with clients</li><li>Thorough knowledge of applicable bank and branch policies, procedures and support systems</li><li>Proven customer service and interpersonal skills</li></ul>
- - Experience with using and demonstrating digital products and self-service technologies 
<ul><li>Ability to explore and identify a customer&rsquo;s true needs while leveraging a digital first mindset</li><li>Demonstrated basic level of proficiency in making appropriate recommendations that meet customer&rsquo;s needs both reactively and proactively</li><li>Experience in the financial services industry preferred</li></ul>
Location expectations
This role requires working from a U.S. Bank location for all scheduled work days.
If there&rsquo;s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members&rsquo; whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:<ul><li>
Healthcare (medical, dental, vision)</li><li>
Basic term and optional term life insurance</li><li>
Short-term and long-term disability</li><li>
Pregnancy disability and parental leave</li><li>
401(k) and employer-funded retirement plan</li><li>
Paid vacation (from two to five weeks depending on salary grade and tenure)</li><li>
Up to 11 paid holiday opportunities</li><li>
Adoption assistance</li><li>
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law</li></ul>
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $30.90 - 37.76
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.</div>

Client Relationship Consultant 4 (Banker) - Stanton, CA

<div>At U.S. Bank, we&rsquo;re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at&mdash;all from Day One.<h2 class="jobSectionHeader">
Job Description</h2><div>
Location: 480 N 3rd Ave, Stayton, Oregon 97383
Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers&rsquo; banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer&rsquo;s unique goals and needs. 
 
Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. 
 
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.
Basic Qualifications<ul><li>
High school diploma or equivalent</li><li>
Typically has a minimum three to four years of job-related, retail banking experience or a combination of experience and commensurate training</li></ul>
Preferred Skills/Experience<ul><li>
Proven ability to build and foster relationships with clients through proactive outreach and follow up</li><li>
Ability to effectively engage and communicate with clients</li><li>
Thorough knowledge of applicable bank and branch policies, procedures and support systems</li><li>
Proven customer service and interpersonal skills</li><li>
Experience with using and demonstrating digital products and self-service technologies</li><li>
Ability to explore and identify a customer&rsquo;s true needs while leveraging a digital first mindset</li><li>
Demonstrated basic level of proficiency in making appropriate recommendations that meet customer&rsquo;s needs both reactively and proactively</li><li>
Experience in the financial services industry preferred</li><li>
Bilingual English and Spanish encouraged to apply</li></ul>
Location expectations
This role requires working from a U.S. Bank location five (5) days per week.
.</div>
If there&rsquo;s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members&rsquo; whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:<ul><li>
Healthcare (medical, dental, vision)</li><li>
Basic term and optional term life insurance</li><li>
Short-term and long-term disability</li><li>
Pregnancy disability and parental leave</li><li>
401(k) and employer-funded retirement plan</li><li>
Paid vacation (from two to five weeks depending on salary grade and tenure)</li><li>
Up to 11 paid holiday opportunities</li><li>
Adoption assistance</li><li>
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law</li></ul>
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.25 - 24.75
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.</div>

Client Relationship Consultant 2 (Banker) – Stayton, OR

<div>At U.S. Bank, we&rsquo;re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at&mdash;all from Day One.<h2 class="jobSectionHeader">
Job Description</h2><div>
Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers&rsquo; banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer&rsquo;s unique goals and needs. 
 
Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. 
 
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.</div><div>
Basic Qualifications 
<ul><li>High school diploma or equivalent</li><li>Typically has a minimum three to four years of job-related, retail banking experience or a combination of experience and commensurate training</li></ul></div><div>
Preferred Skills/Experience 
<ul><li>Proven ability to build and foster relationships with clients through proactive outreach and follow up</li><li>Ability to effectively engage and communicate with clients</li><li>Thorough knowledge of applicable bank and branch policies, procedures and support systems</li><li>Proven customer service and interpersonal skills</li><li>Experience with using and demonstrating digital products and self-service technologies</li><li>Ability to explore and identify a customer&rsquo;s true needs while leveraging a digital first mindset</li><li>Demonstrated basic level of proficiency in making appropriate recommendations that meet customer&rsquo;s needs both reactively and proactively</li><li>Experience in the financial services industry preferred</li></ul></div>
If there&rsquo;s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members&rsquo; whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:<ul><li>
Healthcare (medical, dental, vision)</li><li>
Basic term and optional term life insurance</li><li>
Short-term and long-term disability</li><li>
Pregnancy disability and parental leave</li><li>
401(k) and employer-funded retirement plan</li><li>
Paid vacation (from two to five weeks depending on salary grade and tenure)</li><li>
Up to 11 paid holiday opportunities</li><li>
Adoption assistance</li><li>
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law</li></ul>
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: 0.00 - 0.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.</div>

Client Relationship Consultant 2 (Banker) - Kent (East Hill), WA

<div>At U.S. Bank, we&rsquo;re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at&mdash;all from Day One.<h2 class="jobSectionHeader">
Job Description</h2><div>
Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers&rsquo; banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer&rsquo;s unique goals and needs. 
 
Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. 
 
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.</div><div>
Basic Qualifications 
<ul><li>High school diploma or equivalent</li><li>Typically has a minimum four to five years of job-related, retail banking experience or a combination of experience and commensurate training</li></ul></div><div>
Preferred Skills/Experience 
<ul><li>Proven ability to build and foster relationships with clients through proactive outreach and follow up</li><li>Ability to effectively engage and communicate with clients</li><li>Thorough knowledge of applicable bank and branch policies, procedures and support systems</li><li>Thorough knowledge of all retail products and services</li><li>Proven customer service and interpersonal skills</li><li>Experience in participating in sales campaigns/promotions</li><li>Experience with using and demonstrating digital products and self-service technologies</li><li>Ability to explore and identify a customer&rsquo;s true needs while leveraging a digital first mindset</li><li>Demonstrated advanced level of proficiency in making appropriate recommendations that meet customer&rsquo;s needs both reactively and proactively</li><li>Experience in the financial services industry preferred</li></ul></div>
If there&rsquo;s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members&rsquo; whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:<ul><li>
Healthcare (medical, dental, vision)</li><li>
Basic term and optional term life insurance</li><li>
Short-term and long-term disability</li><li>
Pregnancy disability and parental leave</li><li>
401(k) and employer-funded retirement plan</li><li>
Paid vacation (from two to five weeks depending on salary grade and tenure)</li><li>
Up to 11 paid holiday opportunities</li><li>
Adoption assistance</li><li>
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law</li></ul>
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $23.75 - 29.03
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.</div>

Client Relationship Consultant 3 (Banker) - Bend (Deschutes Country), OR (32hrs)

Morgan Stanley

<div>Position Description
 
 
Morgan Stanley Bank NA (MSBNA) and Morgan Stanley Private Bank (MSPBNA) are nationally chartered banks and material operating subsidiaries of Morgan Stanley. These entities are regulated by the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC).
 
 
The Bank Regulatory Reporting team, within the Finance division, is responsible for regulatory capital calculations, forecasting, and reporting for MSBNA and MSPBNA. This Director (P4) role provides leadership across capital allocation, regulatory capital reporting, and stress testing activities, with responsibility for delivering high quality analysis, driving process enhancements, and supporting senior management and regulatory stakeholders.
 
 
________________________________________
 
Key Responsibilities
 
 
&gt;Lead change agenda on behalf of capital reporting team, including automation of calculations and outputs, streamlining of processes and testing
&gt; Lead business unit capital allocation and return on equity analysis across legal entities and management reporting frameworks.
 
&gt; Own preparation, review, and delivery of standalone legal entity regulatory capital reporting, ensuring accuracy and regulatory compliance.
 
&gt; Provide end to end oversight of capital forecasting activities for regulatory stress testing, including governance, controls, and documentation.
 
&gt; Develop and review capital allocation and forecasting materials for regulatory submissions, budgeting, and senior management decision making.
 
&gt; Oversee the maintenance, enhancement, and governance of bank capital forecasting models, including testing and model documentation.
 
&gt; Provide senior level oversight of daily risk weighted asset monitoring across key balance sheet exposures, including loans, cash, and investments.
Qualifications Required
&gt; Experience of data modelling and investigation with the ability to identify issues, develop and implement practical solutions.
&gt;Ability to understand and evaluate processes and key controls. Experienced in implementing change effectively.
&gt;Strong analytical and problem‑solving skills with the ability to interpret complex financial and regulatory data.
&gt;Proven ability to manage multiple priorities in a deadline‑driven environment with a high degree of accuracy.
&gt;Effective written and verbal communication skills, with experience presenting to senior management.
&gt;Self‑directed leader with a strong work ethic, collaborative mindset, and ability to mentor junior team members.
&gt;Experience with process automation, using Alteryx, Axiom, TM1, AI or any other technologies.
&gt;Bachelor&rsquo;s degree in accounting, Finance, or a related field.
&gt;5+ years of relevant experience in bank regulatory reporting, capital reporting, or financial analysis.
&gt;Strong understanding of bank regulatory capital frameworks and reporting requirements.
&gt;Solid knowledge of U.S. GAAP and financial reporting principles.
What you can expect from Morgan Stanley:
We have a track record of innovation and passion for unlocking new opportunities, we help our clients raise, manage and allocate capital. We do this by offering a wide range of investment banking, securities, wealth management and asset management services. All that we do at Morgan Stanley is driven by our five core values: do the right thing, put clients first, lead with exceptional ideas, commit to diversity and inclusion, and give back. These aren&rsquo;t just beliefs, they guide the decisions we make every day, ensuring we do what's best for our clients, communities and more than 80,000 employees around the world. And at the core of our success are the people who drive it - relentless collaborators and creative thinkers who are fueled by diverse thinking and experiences. Wherever you are in our 1,200 global offices, you&rsquo;ll have the opportunity to work alongside the best and the brightest in an environment where you are empowered to achieve your full potential. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients &ndash; helping them reach their goals. We do it in a way that&rsquo;s differentiated &ndash; and we&rsquo;ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren&rsquo;t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you&rsquo;ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There&rsquo;s also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Expected base pay rates for the role will be between $90,000 and $155,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is
only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.
It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).</div>

Bank Regulatory Capital Controller

Canvas Credit Union

<div>We&rsquo;re Canvas Credit Union

We&rsquo;re passionate about transforming financial services. Our members, families, and the communities we call home motivate everything we do. As part of the credit union movement, we believe in providing our members with education, support, and guidance to build strong financial futures.

Canvas &quot;It's About More&quot; Video - YouTube (Click here - or, visit https://www.youtube.com/watch?v=z8WAm_TDRdk )

Why Canvas?

At Canvas, we&rsquo;re dedicated to transforming financial services from the inside out. Our culture is a top priority and second to none. We strive to balance hard work and high achievement with a fun, supportive environment.

At Canvas, there are 5 behaviors we live by each day that will continue to help us be known for our heart and our people:

What&rsquo;s In It For You
<ul>
<li>Seriously good benefits: Beyond healthcare, dental, and life insurance, we make it so worth your while. Canvas employees get up to a 10% company contribution to their 401k, generous personal time off, and employee discounts on loans. (That includes cars and houses!) The starting pay range for this position is $21.00-$24.00 hourly, and final pay rate will be determined based on experience, education, skills, and internal equity factors. Canvas benefits include:
<ul><li>Medical/Dental/Vision Insurance</li>
<li>Paid Vacation</li>
<li>Paid Sick Time</li>
<li>Paid Holidays</li>
<li>Paid Wellness Day</li>
<li>Paid Volunteer Time</li>
<li>Flexible Spending Account</li>
<li>Health Savings Account</li>
<li>World Class 401(k) Plan</li>
<li>Tuition Reimbursement</li>
<li>Rate Discounts on Qualifying Loans</li>
<li>May be eligible for incentives or discretionary bonus based on results</li>
</ul>
</li></ul><ul><li>This is a career: The Consultant experience is the foundation of a career at Canvas Credit Union. We invest in developing your skills and promote heavily from within. While we hope you stay with us until you retire, Credit Unions across the country collaborate with each other and hire from within.</li>
</ul><ul><li>You will be a financial services guru: You&rsquo;ll be a cooperative finance rock star. We&rsquo;ll arm you with knowledge of products and services, and compliance with financial regulations. This knowledge will prepare you for many, many career opportunities.</li>
</ul><ul><li>You help members afford life: At Canvas, you have the opportunity to make a difference. The joy that comes with making a member&rsquo;s day, and maybe helping them buy their first house or go to college, is an indescribably good feeling.
</li></ul>What you'll do

Click here to see our Day in the Life of a Canvas Consultant video (or, visit https://vimeo.com/1015877965/711272dc0e?ts=0&amp;share=copy )

If this location is too far from your home and family, check out our other postings. If you don&rsquo;t find what you&rsquo;re looking for, apply to this listing and tell us where you want to work. There may already be an opening that we haven&rsquo;t listed yet.

Here&rsquo;s what a Consultant&rsquo;s day looks like:
<ul><li>LEARN about our members, hear them, and understand their situations.
</li><li>EDUCATE our members on the ways we can help them afford life.
</li><li>PROVIDE meaningful, careful, focused and ethical lending solutions.
</li><li>PROCESS transactions like deposits, withdrawals, transfers, and payments with consummate professionalism.
</li><li>PERFORM advanced frontline transactions like IRAs, CDs, wire transfers, and calmly handle disputes.
</li><li>GROW with us by immersing in financial industry trends, products, services and technological advances.</li><li>SHARE your knowledge on effective practices, competitive intelligence, and business opportunities.</li><li>STAND shoulder-to-shoulder with our members and your Canvas teammates through our peaks and valleys.
</li><li>PROVIDE members with excellent service through face-to-face interactions on a daily basis.</li></ul>

Who You Are

Enough about us. Here's who you are, or who you think you are ... or who you really want to be:
<ul><li>You are authentic and passionate about helping others.</li><li>You enjoy learning and want a career&hellip;not just a paycheck.</li><li>You understand financial products and services, much like a Relationship Banker or Personal Banker.</li><li>You&rsquo;re comfortable recommending and processing financial products like loans.
</li><li>You&rsquo;ve won service excellence awards and earned high fives and fist bumps for your awesomeness.</li><li>You hold an informal or formal leadership position at your current workplace.</li><li>You seek new ways to serve our members and the community.
</li><li>You work well with others, even when things don&rsquo;t go as planned.
</li><li>You are innovative and thrive on challenges.
</li><li>You embrace change and a fast pace. We do think we can change the world for people and are making it happen!</li></ul>

We know you might not have every qualification we&rsquo;ve listed. Passion and potential matter here. If you know you&rsquo;re right for the position, let us know. We&rsquo;re good at spotting talent.

For Current Canvas Employees: To be considered, you must be meeting performance expectations, consistently demonstrating HEART behaviors, and must submit an up-to-date resume or update your Work History profile with your current responsibilities and accomplishments.

NMLS

This role at Canvas requires Nationwide Multistate Licensing System (NMLS) registration under the S.A.F.E. Act of 2008. This means we conduct background checks to ensure NMLS registration and Canvas requirements are met. Not meeting or staying current may result in removal from role. Canvas also conducts pre-employment background reviews (components include criminal, employment, address, social security number, motor vehicle record, sex offender, and global sanctions).

Other Important Information

You&rsquo;ll be asked to work a flexible schedule Monday thru Saturday, 35-40 hours per week. You&rsquo;ll use standard office equipment such as computers, phones, printers, copiers, fax machines, and filing cabinets. The position also requires manual dexterity, the ability to lift files, and flex paperclips. You may be required to bend, stoop, or stand on one leg while multiplying fractions and compounding daily, variable interest in your head. Just kidding &mdash; nobody can do that on one leg. Please note, this job posting is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required for this job. Duties, responsibilities, and activities may change at any time.

Applications for this position will be accepted through April 9, 2026. For consideration, applications must be received by 11:59 PM MST on April 9, 2026.

#LI-Onsite</div>

Canvas Consultant (Universal Banker) Meadows

United Nations

<div><div><div><div>Result of Service
</div><div>Expected Outputs The Consultant is expected to deliver the following outputs: &bull; Country-level Inception Report for the Digital Readiness Assessment, developed in collaboration with the international consultant, including contextualization of the agreed methodology to Nepal&rsquo;s context, methodology, assessment framework aligned with the ITU Digital Transformation Wheel and complementary frameworks, stakeholders mapping and preliminary data sources, and clearly defined roles and responsibilities between the national and international Consultants, and a detailed work plan and timeline; &bull; Draft Digital Readiness Assessment Report, prepared in coordination with the International Consultant, structured including through a framework of Access, Adoption and Value Creation dimensions and incorporating country-level analysis, findings and preliminary recommendations; &bull; Preparation and delivery of a presentation on the Digital Readiness Assessment at the national stakeholder workshop, provision of substantive and logistical support to the organization and facilitation of the workshop, and preparation of a consolidated summary of stakeholder feedback to ensure that key inputs are reflected in the revised Draft and Final Reports; &bull; Country-level Final Digital Readiness Assessment Report prepared under the coordination of the International Consultant, who will provide inputs and guidance to the report, incorporating inputs, comments and finalized recommendations, including those received at the national workshop. Key Tasks and Deliverables The following table provides an overview of the key tasks to be conducted by the Digital Readiness Assessment Expert/Consultant. Tasks: 1) Inception and coordination: Support initial set-up of the Digital Readiness Assessment, including stakeholder mapping, confirmation of data sources, and coordination with the International Consultant on assessment tools, scope and timeline. Development of the national-level 2) Ongoing coordination: Regular coordination with the international consultants on progress against timeline and agreed division of responsibilities, ensuring alignment with the agreed analytical framework and reporting template, and incorporating technical guidance and review comments provided by the International Consultant. 3) Desk review and baseline assessment: Review national digital strategies, policies, laws, institutional arrangements and existing initiatives related to digital government, ICT and digital economy, including relevant UNSDCF and UN partner documents and existing diagnostics, in collaboration with international consultant and provide structured baseline inputs aligned with the agreed analytical framework 4) Data collection and stakeholder consultations: Conduct interviews, surveys, and consultations with government ministries, public institutions, and relevant stakeholders, including a stakeholder engagement workshop, to collect qualitative and quantitative data on digital readiness across Access, Adoption, and Value Creation dimensions, in collaboration with the international consultant and ensure documentation and consolidation of evidence in line with agreed templates. 5) National Workshops: Provide logistical and substantial support to the national workshops, including delivering a workshop presentation, providing workshop facilitation, and collecting feedback and input from all participants, to ensure the final Digital Readiness Assessments incorporate all inputs from stakeholders. 6) Analyze collected data, identify gaps, bottlenecks, and cross-cutting issues (including interoperability, data sharing, cybersecurity, inclusion, sustainability and readiness for emerging technologies), and lead the drafting of the Draft Nepal Digital Readiness Assessment Report under the technical guidance and quality assurance of the International Consultant. 7) Validation and finalization: Revise the Draft Nepal Digital Readiness Assessment Report based on stakeholder feedback and formal review comments provided by the International Consultant, and finalize the report. Deliverables: &bull; Inception Report, including stakeholder mapping, data collection plan, and agreed roles and responsibilities between the national and international consultant. &bull; Documentation of regular meetings with international consultant outlining agreements and coordination. &bull; Desk review summary and baseline inputs on Nepal&rsquo;s digital governance and institutional landscape, developed with guidance and inputs from the international consultant. &bull; Data collection notes, including the list of interviewees, proposed interview questions, final interview schedule, interview notes, survey results and consultation summaries. &bull; Logistical and substantive support to the national workshop, delivery of workshop presentation and summarizing workshop outcomes in consultation with the International Consultant. &bull; Draft Nepal&rsquo;s Digital Readiness Assessment Report, including findings, gap analysis, and preliminary recommendations, incorporating inputs from international consultant. &bull; Validation of inputs/ feedback from stakeholders and final country inputs for the Final Digital Readiness Assessment Report for Nepal, incorporating inputs from the international consultant.
</div></div><div><div>Work Location
</div><div>Remote
</div></div><div><div>Expected duration
</div><div>9 months
</div></div><div><div>Duties and Responsibilities
</div><div>Digital transformation is a critical enabler of inclusive growth, institutional effectiveness, resilience and sustainable development in Least Developed Countries (LDCs). Governments increasingly rely on digital technologies to enhance public service delivery, improve policy coherence, strengthen transparency and accountability, and enable innovation across the economy. However, progress remains uneven, with persistent gaps in connectivity, digital skills, institutional coordination, data governance and cybersecurity. LDCs in Asia such as Cambodia, Lao PDR, and Nepal have made notable gains in digital infrastructure and connectivity, with internet penetration surpassing 50%, well above the LDC average of 34%. These advancements underscore growing readiness across the region to harness digital technologies for development. At the same time, the rapid pace of the Fourth Industrial Revolution and increasing demand for Digital Public Infrastructure (DPI) underscore the urgency for LDCs to strengthen institutional frameworks and leverage technologies such as artificial intelligence (AI), blockchain, and the Internet of Things (IoT). These tools offer transformative potential, including AI for adaptive social protection systems, blockchain for transparent land registries, and IoT for boosting agricultural productivity and resource efficiency. Strategically deployed, such technologies can modernize public service delivery and foster more responsive and resilient governance. The UN Technology Bank for the LDCs (UNTB) in partnership with the United Nations Office of the High Representative for the Least Developed Countries, Landlocked Developing Countries and Small Island Developing States (UN-OHRLLS) is implementing a three-year project entitled &ldquo;Promoting Digital Transformation of Selected Asian LDCs for a Sustainable and Resilient Future&rdquo;. The project covers Cambodia, Lao PDR, Nepal and Timor-Leste. Using a whole-of-government approach, this project aims to contribute towards addressing systemic barriers by providing targeted support to national strategies, inclusive digital ecosystems, and regional knowledge cooperation. It builds on the work of the UN system, which have supported digital transformation efforts in the selected LDCs. The present TORs are for conducting a digital readiness assessment in Nepal, using a whole-of-government methodology and informed by initial national-level stakeholder engagement and consultations. The assessment will be developed in collaboration with an international consultant, who will support the development of Readiness Assessments in the four implementing countries. Roles and responsibilities between the National and International Consultants will be clearly delineated and further elaborated in the respective Inception Reports. The digital readiness assessments will provide an in-depth analysis of Nepal&rsquo;s current digital ecosystem, assessing the status and identifying gaps across key dimensions such as digital infrastructure, governance frameworks, institutional capacity, human capital and digital skills, data ecosystem and integration and responsible use of emerging technologies. The assessment will serve as a foundational evidence base to inform subsequent project outputs. Key documents for review will include national plans and policies, as well as the UNSDCF and relevant planning documents from UN agencies and other relevant partners, to ensure work proceeds in close alignment with existing planning. As part of the project, a national workshop will be held at the beginning of the project, in each implementing country, taking place at the same time as this consultancy. This will bring together representatives from a broad range of government ministries with the aim to provide inputs on the current state of digitalization, outline strengths and gaps at the national level, and inform the development of the forthcoming digitalization toolkit, regional trainings, and further support provided through this project. The international consultant will be expected to participate virtually in these workshops, with the national consultant engaging in-person. Together, the international and national consultants will be expected to extract information provided during these workshops, applied to the development of the readiness assessment, to ensure the Readiness Assessment aligns to the national priorities highlighted during the workshops. Purpose and Scope of Assignment The project aims to support whole-of-government digital transformation through evidence-based diagnostics, policy support, capacity development, and stakeholder engagement. As an initial phase, the project will undertake a comprehensive Digital Maturity / Digital Readiness Assessment of government ministries and public institutions in Nepal. The assessment will provide a structured diagnostic of current digital capabilities, identify systemic gaps and constraints, and inform the prioritized national digital transformation roadmap aligned with national development objectives and the Digital Nepal Framework (DNF) including readiness for the governance and integration of emerging technologies. This Digital Readiness Assessment constitutes part of Output 1 of the project and will serve as the analytical foundation for subsequent project activities, including digital strategy dialogue, capacity development, and regional knowledge exchange. The assessment will build on existing diagnostics and be aligned with international good practices and analytical frameworks, in particular the ITU Digital Transformation Wheel, which focuses on three interlinked dimensions of digital development: Access (connectivity and infrastructure), Adoption (institutional, organizational and individual use of digital technologies), and Value Creation (digital public services, data-driven decision-making, innovation and socio-economic impact). The work will also draw on ITU&rsquo;s digital development indicators, the Unified Framework dataset, and relevant UN-OHRLLS and UNTB knowledge products. Under the overall supervision of the UN Technology Bank for the LDCs, and in close coordination with UN-OHRLLS, designated counterparts of the Government of Nepal, and in collaboration with the International Consultant, who will provide guidance and oversight to the work at the national level, the National Consultant will perform the following duties: &bull; Prepare the national-level Inception Report, including country-specific stakeholder mapping, data collection plan, contextualization of the agreed methodology to Nepal&rsquo;s context, and a detailed workplan and timeline, in coordination with and under the guidance of the International Consultant; &bull; Conduct a comprehensive desk review of national policies, strategies, implementation plans, laws and regulations related to digital government, ICT, digital economy and public sector modernization, in collaboration with the International Consultant. Key documents include, but are not limited to, sectoral digital policies, national development plans, ICT master plans, cybersecurity strategies, e‑governance frameworks, and relevant sectoral guidelines. This will also include reviewing UN strategic frameworks such as the UNSDCF and UN agencies planning documents to ensure alignment with existing commitments, priorities, and planned initiatives; &bull; Support the application and contextualization of the Digital Readiness Assessment methodology developed under the guidance of the International Consultant aligned with the ITU Digital Transformation Wheel and adapted to Nepal&rsquo;s context, and complemented by other relevant international frameworks; &bull; Review and analyze relevant indicators and assess digital readiness across core dimensions, including: Digital leadership, governance and whole-of-government coordination; Digital connectivity, infrastructure and platforms (Access); Institutional adoption of digital technologies, digital skills and change management (Adoption); Digital public services, interoperability, data governance, cybersecurity and trust; Readiness for emerging technologies and digital innovation (Value Creation); &bull; Collect qualitative and quantitative data through surveys, interviews and consultations with government institutions and relevant stakeholders to identify institutional strengths, gaps, bottlenecks and capacity constraints affecting digital transformation across government, with input and guidance from the international consultant; &bull; Analyze cross-cutting issues such as interoperability, data sharing, cybersecurity, gender-responsiveness, inclusion and sustainability; &bull; Support the organization and in-person facilitation of the national stakeholder workshop at the initial stage of the project, validate preliminary findings through stakeholder consultations, and document key inputs to ensure they are reflected in the Draft and Final Digital Readiness Assessment Reports; &bull; Identify risks, constraints, and enabling factors that may influence digital transformation progress &bull; Develop evidence-based, prioritized and actionable recommendations to advance whole-of-government digital transformation in Nepal, aligned with national priorities and international best practices including recommendations that can inform subsequent capacity-building activities and the development of the country-specific Digital Transformation Toolkit in collaboration with the international consultant. &bull; Lead the drafting, analysis and evidence-generation to the preparation of the Draft and Final Digital Readiness Assessment Reports for Nepal, under the coordination of the International Consultant who provides guidance and inputs to the development of the reports; &bull; Support coordination with national counterparts, including facilitating access to relevant institutions, stakeholders and data required for the assessment.
</div></div><div><div>Qualifications/special skills
</div><div>&bull; Advanced university degree (Master&rsquo;s degree or equivalent) in Information Systems, Digital Transformation, Public Policy, Economics, Development Studies or a related field is required &bull; A minimum of five (5) years of professional experience in digital transformation, e-government, digital policy, ICT for development or related areas is required &bull; Experience engaging with government ministries and public institutions at the national level is required &bull; Strong understanding of the country's digital governance landscape, including relevant national policies, institutional and national frameworks is required &bull; Demonstrated experience conducting digital readiness assessments, digital government diagnostics or similar institutional assessments is required &bull; Strong knowledge of international digital development frameworks, including ITU digital indicators and whole-of-government approaches is required &bull; Proven analytical, research and report-writing skills is required &bull; Experience working with governments and/or international organizations is highly desirable &bull; Familiarity with LDC contexts and public sector reform processes is an asset.
</div></div><div><div>Languages
</div><div>Fluency of English is required. Knowledge of Nepali is required.
</div></div><div><div>Additional Information
</div><div>&bull; The Consultant will report directly to the UN Technology Bank for LDCs and work in close coordination with UN-OHRLLS, the International Consultant, and designated counterparts of the Government of Nepal. &bull; All information, data, analyses and outputs produced under this consultancy shall remain the property of the UN Technology Bank for LDCs and UN-OHRLLS.
</div></div><div><div>No Fee
</div><div>THE UNITED NATIONS DOES NOT CHARGE A FEE AT ANY STAGE OF THE RECRUITMENT PROCESS (APPLICATION, INTERVIEW MEETING, PROCESSING, OR TRAINING). THE UNITED NATIONS DOES NOT CONCERN ITSELF WITH INFORMATION ON APPLICANTS&rsquo; BANK ACCOUNTS.</div></div></div></div>

NATIONAL CONSULTANT TO CONDUCT A DIGITAL READINESS ASSESSMENT IN NEPAL

Search 6431+ Bank consultant jobs near you this March. New roles added regularly across leading industries. Apply today.