banking services officer

Early Approve Commercial Broker

The Sales Officer is responsible for promoting and selling banking products such as credit cards, personal loans, and other financial services to potential customers. The role involves achieving monthly sales targets, maintaining strong client relationships, and ensuring compliance with all bank and company policies.Key Responsibilities:<ul><li>Promote and sell banking products (credit cards, personal loans, accounts, etc.) to new and existing customers.</li><li>Achieve and exceed assigned monthly sales targets.</li><li>Identify potential clients through cold calling, field visits, and referrals.</li><li>Maintain a thorough understanding of bank products, features, and benefits.</li><li>Assist customers in completing application forms and required documentation.</li><li>Ensure all customer information is accurately captured and submitted in line with compliance standards.</li><li>Build and maintain long-term customer relationships to ensure repeat business and referrals.</li><li>Coordinate with internal teams and banks for smooth processing and approvals.</li><li>Provide excellent customer service and post-sales support.</li><li>Participate in training sessions, daily meetings, and team briefings.</li></ul>Qualifications &amp; Experience:<ul><li>Bachelor&rsquo;s degree in Business Administration, Marketing, or a related field (preferred).</li><li>Minimum 1&ndash;2 years of experience in direct sales / outdoor sales, preferably in banking or financial services.</li><li>Freshers with strong communication and interpersonal skills may also apply.</li></ul>Skills &amp; Competencies:<ul><li>Strong communication and negotiation skills.</li><li>Confident, self-motivated, and target-oriented.</li><li>Ability to work under pressure and meet deadlines.</li><li>Professional attitude and presentable appearance.</li><li>Basic computer and documentation skills.</li></ul>Performance Targets:<ul><li>Minimum of 5 booked cards per month (as per company sales target policy).</li></ul>Job Types: Full-time, PermanentPay: AED4,000.00 - AED8,000.00 per month

Banking Officer

Mobilink Bank

<div>
 
 
 Department:
 
 Branch Operations- IMD
 
 
 
 Reports To:
 
 Executive Manager Branch Operations
 
 
 
 Job Grade:
 
 OG-I
 
 
 
 Total Positions:
 
 01
 
 
 
 Location:
 
 Karachi Saddar - Islamic Branch
 
 
 
 
 
 
 What is Banking Services Manager Islamic - MMBL?
 
 
 
 As a Banking Services Manager (BSM), you will be responsible for driving asset and liability business growth, ensuring effective financial planning, and managing branch operations in a Shariah-compliant manner. You will lead a branch team to achieve sales and profitability objectives, strengthen customer relationships, and maintain compliance with Islamic banking standards and SBP regulations.
 
 
 
 
 
 
 What does a Banking Services Manager Islamic &ndash; MMBL does?
 
 
 <ul>
 <li>
 Lead and uplift the branch operations team and act as a true supervisor of branch affairs.
 </li>
 <li>
 Work in close liaison with Branch Manager to achieve optimum results .
 </li>
 <li>
 To supervise &amp; administer the operations of branch in a manner that bank's policies procedure and SBP prudential Regulations are fully adhered
 
 including Shariah compliance guidelines
 
 .
 </li>
 <li>
 To create a working environment where customer get best attention and service.
 </li>
 <li>
 To ensure staff under domain is working in line with Islamic Banking SOP's, controls and ensure to recommend timely rotation of staff.
 </li>
 <li>
 To ensure that concept of dual control is fully adhered and secrecy of cash safe keys and test keys/passwords are not compromised.
 </li>
 <li>
 All system related inputs/outputs are signed jointly and output/input reports are properly sealed and kept in record.
 </li>
 <li>
 To attend auditors (Internal/External/SBP), Internal Control and arrange compliance of their reports with in timelines.
 </li>
 <li>
 To observe cash in safe/cash on counter limits.
 </li>
 <li>
 To prepare and submit all MIS/Confirmations as and when required. To attend customer's complaints for their timely resolution.
 </li>
 <li>
 To ensure that account balancing is carried out on independent basis and outstanding items in all suspense, excess, shortage, prepaid expenses accounts are reviewed and balanced as per actual on monthly basis
 </li>
 <li>
 Maintenance and balancing of Security Stationary periodically as per SOP.
 </li>
 <li>
 Supervise and Maintain record of all account opening and its related operations.
 </li>
 <li>
 To ensure daily balancing of cash book, vault and necessary reports are prepared.
 </li>
 <li>
 To arrange handling of all departments and not limited to Deposits, Cash tellers, Bills, Inward/Outward Clearing/Remittances, HRD, Credits, Jazz Cash, Borrower/Nonborrower accounts, Recoveries and all other Islamic Banking Activities in a manner that internal control remains in place, customers remain satisfied and operational risks are minimized
 
 with adherence to Islamic principles
 
 .
 </li>
 <li>
 Authorization and supervision of all type of financial and non-financial transactions requests on the system on real time by ensuring no transaction Is left unauthorized at day end.
 </li>
 <li>
 Ensure proper staff backup is available for critical position.
 </li>
 <li>
 Ensure staff punctuality and adherence to bank dress code.
 </li>
 <li>
 To nominate staff for training in consultation with LM
 </li>
 <li>
 To maintain close co-ordination and cooperation between departments of Bank for smooth conduct of bank's business.
 </li>
 <li>
 To keep an eye on staff behavior and activities and report if any suspiciousness is observed.
 </li>
 <li>
 Supervise custody and record keeping Of PDC's, Gold, Pass Books, Duplicate Keys, ATM Combination Codes and any security.
 </li>
 <li>
 To manage HR and admin related matters of branch staff.
 </li>
 <li>
 Ensure that all the processes are completed successfully before the end of the day and physical vouchers are checked, tallied and stitched with User Activity Reports on daily basis.
 </li>
 <li>
 Any other duty assigned by Line Manager.
 </li>
 </ul>
 
 
 
 
 
 What are we looking for, and what does it take to be a Banking Services Manager Islamic - MMBL?
 
 
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Hold a Bachelor&rsquo;s degree in marketing or commerce from a reputable Institution. MBA will be preferable (Subject to approval).
 </li>
 <li>
 Have a minimum of 5 years of relevant work experience,
 
 with prior experience in Islamic banking highly preferred
 
 .
 </li>
 <li>
 Diploma/ certification in Islamic Banking will be given preference.
 </li>
 </ul>
 
 
 
 
 
 Essential Skills:
 
 
 <ul>
 <li>
 Knowledge of Islamic Banking &amp; practices
 </li>
 <li>
 Proficient in MS Office
 </li>
 <li>
 Strong analytical skills
 </li>
 <li>
 Team management
 </li>
 <li>
 Time management
 </li>
 <li>
 Negotiation skills
 </li>
 <li>
 Customer Relationship
 </li>
 <li>
 Ability to work under pressure
 </li>
 <li>
 Sound communication and interpersonal skills
 </li>
 </ul>
 
 
 
 
 
 Desirable Skills:
 
 
 <ul>
 <li>
 Skilled in business planning, retail banking and customer service
 </li>
 <li>
 Thorough understanding of compliance and regulatory requirements for bank
 
 including Shariah compliance and Islamic banking regulations.
 
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.
 
</div>

Banking Services Manager - Islamic

Deloitte

<div>
 
 About Deloitte
 
 : When you work for us, you commit to a career at one of the largest and most prestigious professional services firms in the world. We have received numerous awards over the last few years, including Best Employer in the Middle East, and Best Consulting Firm, and the Middle East Training &amp; Development Excellence Award.
 
 
 
 Our Purpose
 
 
 
 Deloitte makes an impact that matters. Every day we challenge ourselves to do what matters most&mdash;for clients, for our people, and for society. We serve clients distinctively, bringing innovative insights, solving complex challenges and unlocking sustainable growth. We inspire our talented professionals to deliver outstanding value to clients, providing an exceptional career experience and an inclusive and collaborative culture. We contribute to society, building confidence and trust in the markets, upholding the integrity of organizations and supporting our communities.
 
 
 Our shared values guide the way we behave to make a positive, enduring impact:
 
 
 During Your Tenure As a Core Banking Techno Functional Consultant, You Will Demonstrate And Develop Your Capabilities In The Following Areas
 
 
 <ul>
 <li>
 Advisory &amp; Strategy Engagements
 </li>
 <li>
 Conduct current state assessments of core banking platforms, products, and processes.
 </li>
 <li>
 Define and document future-state functional capabilities and product/process blueprints.
 </li>
 <li>
 Lead RFP/RFI processes, including requirements definition, scoring frameworks, and vendor evaluation.
 </li>
 <li>
 Engage with core banking vendors (Temenos and others) to drive functional assessments and solution positioning.
 </li>
 <li>
 Present findings, evaluations, and business cases to CxO and steering committee stakeholders.
 </li>
 <li>
 Advise on transformation roadmaps, platform selection decisions, and phased rollout strategies.
 </li>
 <li>
 Functional Solution Design
 </li>
 <li>
 Translate business needs into detailed functional designs across modules such as: Customer, Accounts, Lending, Deposits, Financial Accounting.
 </li>
 <li>
 Define and validate configuration and parameterization decisions in Temenos Transact.
 </li>
 <li>
 Support functional integration design with upstream/downstream systems (e.g., digital banking, GL, AML).
 </li>
 <li>
 Collaborate with technical teams to ensure accurate and efficient design realization.
 </li>
 <li>
 Provide functional sign-off at key stages across the delivery lifecycle.
 </li>
 <li>
 Delivery Management
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 <ul>
 <li>
 10+ years of experience in core banking transformation, with strong functional leadership roles
 </li>
 <li>
 Temenos Transact experience is mandatory &mdash; with in-depth understanding of key modules and configurations
 </li>
 <li>
 Demonstrated ability to lead functional solutioning and delivery in live implementation environments.
 </li>
 <li>
 Experience coordinating with vendors/SIs and client business/IT stakeholders.
 </li>
 <li>
 Exposure to one or more additional core banking platforms (Oracle Flexcube, Infosys Finacle, etc.).
 </li>
 <li>
 Experience with Islamic banking products and processes (Murabaha, Ijara, Tawarruq, Profit Calculation, etc.).
 </li>
 <li>
 Familiarity with Temenos Design Studio, AA, TDS, and APIs (not required to be hands-on).
 </li>
 <li>
 Experience working in Middle East markets is a plus.
 </li>
 </ul>
</div>

Core Banking Techno Functional Consultant | OIDS| Banking Solutions

First Citizens State Bank

<div>Business Development Officer

The Business Development Officer is responsible for developing, implementing, and managing cash management products and services that meet the needs of commercial and small business clients. This individual will identify new business opportunities, deepen existing relationships, and help drive deposit growth.

Key Responsibilities
<ul><li>
Proactively identify, pursue, and acquire new commercial deposit and cash management relationships as well as partner with lenders and branch managers to identify cross sell opportunities.</li><li>
Conduct prospecting, networking, and participation in community and industry events to build visibility and relationships.</li><li>
Maintain an active pipeline of new business opportunities through relationship calling and targeted marketing efforts.</li></ul>
<ul><li>Consult with clients to assess cash flow needs and recommend appropriate products such as ACH origination, remote deposit capture, online banking, positive pay, merchant services, and sweep accounts.</li><li>
Manage the onboarding and implementation process for new clients, ensuring timely and accurate setup of treasury products and services.</li></ul>

Education &amp; Experience:
<ul><li>
Bachelor&rsquo;s degree in Business, Finance, or related field preferred.</li><li>
Minimum of 5+ years of experience in cash management, or commercial banking.</li></ul>

Skills &amp; Competencies:
<ul><li>
Strong understanding of commercial deposit products, treasury management systems, and banking operations.</li><li>
Excellent consultative sales, presentation, and negotiation skills.</li><li>
Ability to analyze client financial needs and recommend effective solutions.</li><li>
High level of professionalism, initiative, and customer service orientation.</li><li>
Strong organizational and time management skills with attention to detail.</li><li>
Proficiency with Microsoft Office and online banking platforms.</li></ul></div>

Business Development Officer

HADAF AL KHALEEJ COMMERCIAL SERVICES

�We are hiring� Join Hadaf Al KHALEEJ COMMIRCIAL Services, a leading DSA partner for Emirates Islamic Bank (EIB) and kickstart or accelerate your career in banking sales! �Location - DUBAI � Positions Open – Senior Sales officer, Sales officer � Who Can Apply? ✅ Experienced sales professionals (6 months - 1 year in Credit Card/Loan Sales) ✅ Freshers with passion for sales &amp; excellent communication skills. ✅ Candidates with UAE banking or outdoor sales experience preferred. ✅ Must be target-driven, self-motivated, and ambitious. � What We Offer � Fix salary � Salary - Up to AED.6000/- (Based on experience) � Uncapped Incentives - High earners take home big rewards! � Visa &amp; Insurance provided. � Fast-track career growth &amp; promotions. � Dynamic &amp; supportive team environment. � Ready to make your mark? Apply Now! Share your CV

Sales Executive,Sales Executives

IDFC FIRST Bank

<div>
 
 Job Requirements
 
 
 
 
 Job Description
 
 
 
 
 Job Title &ndash;
 
 Associate Relationship Officer
 
 
 
 Business Unit
 
 &ndash; Retail Banking-Rural Banking
 
 
 
 Function
 
 - Rural Sales
 
 
 
 Job Purpose
 
 
 
 The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
 
 
 
 Responsibilities
 
 
 
 
 Roles &amp; Responsibilities:
 
 
 
 <ul>
 <li>
 Manage zoning activity to map household needs in villages and areas allocated
 </li>
 <li>
 Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets
 </li>
 <li>
 Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
 </li>
 <li>
 Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
 </li>
 <li>
 Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
 </li>
 <li>
 Nudge behavioral changes in customers to drive them towards online banking
 </li>
 <li>
 Maintain high collections efficiency through discipline and drive
 </li>
 <li>
 Monitor preparation of accurate documentation of loans and saving account.
 </li>
 <li>
 Coordinate with operations officer to ensure timely and accurate data entry
 </li>
 <li>
 Ensure compliance as per the bank requirements
 </li>
 <li>
 Conduct field audits and customer verifications to ensure high quality of accounts
 
 
 </li>
 </ul>
 '-Maintain knowledge on all bank products, credit standards, services and trends and provide efficient customer services.
 
 
 <ul>
 <li>
 Recommend process changes in order to improve service efficiency and quality across the branch network
 </li>
 <li>
 Provide support for implementation of livelihood advancement and community development initiatives.
 
 
 </li>
 </ul>
 
 Educational Qualifications
 
 
 
 12th &ndash;Any
 
 
 Graduation-Any
 
 
 Post Graduation-Optional
 
 
 
 Experience
 
 
 
 0-1 years of relevant branch banking experience, fresher&rsquo;s can apply.
</div>

Associate Relationship Officer

First Abu Dhabi Bank

Job Title Customer Retention and Loan Processing Officer Dubai, UAE Job Description Customer Retention and Loan Processing Officer Dubai, UAE Role Summary First Abu Dhabi Bank (FAB) is seeking a dedicated Customer Retention and Loan Processing Officer to manage loan documentation, customer interactions, and application processing. This Dubai-based role involves supporting loan settlements, conducting document verification, submitting applications, and enhancing customer retention through effective engagement and service delivery. Job Details Location: United Arab Emirates Location: Dubai Industry: Banking / Mortgage Professionals Function: Customer Service Gender: Any Candidate Nationality: Any Candidate Preferred Location: Any Job Type: Full-time What You ll Do * Collect, verify, and process customer documents with precision and compliance * Review originals, validate authenticity, and apply required certifications * Manage DD settlements for competitor acquisitions and input applications into CAS and LMS * Explain loan features and approvals to customers, including interest, bullet loans, and terms * Upload documents into the Document Management System (DMS) and log case progress into MIS * Provide daily, weekly, and monthly status reports to management * Coordinate with internal teams to ensure timely case disbursement * Identify retention opportunities and escalate concerns or competitor insights * Ensure safe custody of originals and flag any unethical behavior to management * Assist customers at branch or retention center, guiding them in filling forms and understanding offerings * Comply with all policies and maintain service quality standards * Support other team members when needed and provide administrative assistance Ideal Profile * Bachelor s degree required * 1 2 years of experience in banking or similar financial services role * Proficient in UAE banking systems, document compliance, and product features * Excellent negotiation and customer service skills * Able to perform basic financial screening and client profiling * Collaborative, organized, and attentive to operational detail * Strong interpersonal and reporting capabilities * Knowledge of campaign handling, loan structures, and digital banking tools

Customer Retention and Loan Processing Officer

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