business risk analyst

Citi

<div><p>An In-Business Risk (IBR) Officer<b> </b>plays a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. This involves the identification and management of Markets-level and cross-cutting risks (e.g., Valuation, Regulatory and Reputational Risk). This integral role within the bank ensures operations are within a defined risk appetite and contribute to the overall objectives of the bank. Individuals responsible for In-business Risk Management oversee risk identification, assessment, measurement, monitoring and reporting. They design and implement risk mitigation actions and focus on managing one or more risks in support of business activities.</p><p></p><p>
Professionals in the IBR - Valuation Risk Team (VRT) are entrusted with providing a comprehensive view of risk management which enables the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's success.</p><p></p><p><b>
Responsibilities</b>:</p><ul><li><p>
Risk Monitoring &amp; Control: Act as the MCA Monitoring analyst, providing quarterly attestations and approvals promptly aligning with existing standards including but not limited to:
</p></li><li><p>Preparing and coordinating Vendor Pricing hierarchy review used for Collateral valuation consistency</p></li><li><p>
Conducting logic changes and implementation requests to EPT.</p></li><li><p>
Analyzing Model VA files containing valuation adjustments related to Known Model Limitation, Approximately Loaded Trades or Risk Modified Trades from the Valuation Control Group to identify any new items which may need to be part of client valuation for mid-market purposes</p></li><li><p>
Coordinating and reviewing metrics across the team.</p></li><li><p>
Authoring and presenting at key forums, including the Valuation Risk Council and PCRC regional deck, to stakeholders in Asia and LATAM.
</p></li><li><p>Contributing to the implementation and oversight of the Control Framework, including various policies and the Control Inventory.</p></li><li><p><b>
Qualifications</b>:</p><ul><li><p>
2-4 years of experience</p></li><li><p>
Thorough understanding of risk and control assessments.</p></li><li><p>
Comprehensive knowledge of operational and compliance risks.</p></li><li><p>
Proven track record in evaluating business changes and managing risk exposures.</p></li><li><p>
Experience in monitoring control breaches and leveraging lessons learned for process improvements.</p></li><li><p>
Demonstrated experience in governance and control reporting.</p></li><li><p>
Working proficiency in using software for risk assessments, data analysis, and reporting.</p></li><li><p>
Skills in leveraging statistical tools for analyzing risk-related data and drawing useful insights.</p></li><li><p>
Ability to create clear, concise, and comprehensive documents, reports, and procedural manuals related to risk management.</p></li><li><p>
Proficiency in Excel for sorting, filtering, and analyzing risk management data.</p></li></ul><p><b>
Education</b>:</p><p>
Bachelor's/University degree or equivalent experience</p></li></ul><p>
-</p><p><b>
Job Family Group:
</b></p>Risk Management<p>
-</p><p><b>
Job Family:</b></p>
In-Business Risk<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Primary Location:</b></p>
New York New York United States<p>
-</p><p><b>
Primary Location Full Time Salary Range:</b></p>
$109,120.00 - $163,680.00<p><br>
In addition to salary, Citi&rsquo;s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.</p><p>
-</p><p><b>
Most Relevant Skills
</b></p>Analytical Thinking, Business Acumen, Constructive Debate, Escalation Management, Issue Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Stakeholder Management.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
-</p><p><b>
Anticipated Posting Close Date:</b></p>
Jan 05, 2026<p>
-</p><p><i>
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i><br>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

In-Business Risk Senior Analyst, Assistant Vice President

Washington Trust Bank

<p></p><div><p>The Enterprise Risk Analyst is responsible for identifying, assessing, monitoring, and reporting risks across the organization. This role supports the development and implementation of risk management frameworks, ensuring compliance with regulatory requirements and alignment with organizational objectives. The analyst collaborates with business units to evaluate risk exposure and recommend mitigation strategies.</p>
<p><b>
ESSENTIAL </b><b>FUNCTIONS</b></p>
<ul>
<li>Coordinate risk assessments across operational, financial, strategic, credit and compliance areas.</li>
<li>Analyze emerging risks and trends impacting the organization.</li>
<li>Maintain risk registers and ensure accurate documentation of risk events.</li>
<li>Develop and maintain dashboards and reports for senior management and regulatory bodies.</li>
<li>Track key risk indicators (KRIs) and escalate issues as needed.</li>
<li>Support internal audits and regulatory examinations by providing risk-related data.</li>
<li>Assist in implementing enterprise risk management (ERM) frameworks and policies.</li>
<li>Ensure adherence to risk governance standards and regulatory guidelines.</li>
<li>Participate in risk committees and provide analytical insights.</li>
<li>Work with business units to integrate risk management into decision-making processes.</li>
<li>Provide guidance on risk mitigation strategies and control enhancements.</li>
<li>Support training and awareness programs on risk management practices.</li>
<li>Utilize risk management software and data analytics tools to assess risk exposure.</li>
<li>Perform scenario analysis and stress testing for critical risk areas.</li>
<li>Participates in special projects or duties as assigned.</li>
<li>Performs compliance and risk management duties as required or assigned.</li>
<li>Regular, reliable attendance is required.</li>
</ul>
<p><b>QUALIFICATIONS</b></p>
<ul>
<li>Bachelor&rsquo;s degree in Finance, Business, Risk Management, or related field (Master&rsquo;s preferred).</li>
<li>6 or more years of experience in risk management, compliance, or audit.</li>
<li>Strong analytical and problem-solving skills.</li>
<li>Familiarity with regulatory frameworks (e.g., Basel, COSO, ISO 31000).</li>
<li>Proficiency in risk management tools and data visualization software.</li>
<li>Strong detail orientation with high level of organizational skills and ability to multi-task, managing interruptions with multiple projects.</li>
<li>Demonstrated self-motivation and initiative; ability to work well both independently and with others.</li>
<li>Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to clients in a deadline driven environment under the direction of management.</li>
<li>Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people, managing conflict and negotiating for results when needed.</li>
<li>Strong verbal and written communication skills, including ability to communicate and collaborate effectively with technical and non-technical people.</li>
<li>Preferred experience working in the financial services industry.</li>
<li>Ability to work additional hours as required by operational and production work loads.</li>
</ul>
<p><b>COMPENSATION</b></p>
<p>
$74,806 - $112,209 annually</p>
<p>
The compensation range represents the low and high end of the base compensation range for this position located in Spokane, WA. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.</p>
<p><b>
What Our Culture Can Offer You</b>:</p>
<p>
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.</p>
<p>
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outline by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.</p><p></p><p>
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities<br>
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</p></div>

Enterprise Risk Analyst

<div><p>U.S. Personal Banking (USPB) is a major business at Citi. The In-Business Credit &amp; Franchise Risk Organization within USPB is responsible for managing the credit and franchise risk of the USPB business. The Head of In-Business Credit &amp; Franchise Risk reports to the CEO of USPB.</p><p></p><p>
One of the groups within In-Business Credit &amp; Franchise Risk Organization is Enterprise Risk and Balance Sheet Management. This group is responsible for executing Enterprise Risk Management (ERM) programs including Risk Identification, Risk Appetite &amp; Limits, New Activities/Product Risk, ERM Risk Monitoring and framework execution. Additionally, this group is pivotal for In-Business Balance Sheet Management, focusing on USPB Capital Resource Management, Recovery &amp; Resolution planning, and Tangible Common Equity (TCE) analytics.</p><p></p><p>
This role is part of the In -Business Balance Sheet Management Team. This individual will be working on key analysis and driving key initiatives contributing to the successful management of capital constraints.</p><p></p><p><b>
Responsibilities</b></p><p><br>
The candidate will be a key resource to perform or support the following responsibilities:</p><p></p><ul><li>
Perform stress loss forecasting in alignment with CCAR/CECL framework, evaluate drivers to stress losses support recommendations for Risk Appetite limits to the Business CRO and CEO for approval.</li><li>
Perform In-Business Std RWA (Risk Weighted Asset), ARWA (Credit &amp; Ops) and capital (TCE: Tangible Common Equity) and RoTCE forecasting based on CCAR and other internal stress testing scenarios consistent with firm&rsquo;s risk appetite framework and strategic plans.</li><li>
Perform monitoring and detailed analysis of Spot RWA (Std, Adv Credit &amp; Ops) metrics and trends. This includes conducting weekly driver analysis to identify key contributing factors, anomalies, and potential impacts on capital adequacy, ensuring strict adherence to established risk limits and regulatory requirements.</li><li>
Conduct in-depth analytical assessment of balance sheet components (assets, liabilities, and equity) to identify trends, understand key drivers, and analyze interdependencies impacting capital and risk.</li><li>
Support the team in ongoing initiatives aimed at optimizing capital utilization, enhancing balance sheet efficiency, and improving risk management practices.</li><li>
Build presentations with supportive analysis, storyboard results for senior management &amp; executive management team.</li></ul><p></p><p><b>
Qualifications</b></p><p></p><ul><li>
4+ years of work experience in financial services or management consulting with heavy focus on financial risk management</li><li>
Working knowledge of Credit Cards and other consumer bank products P&amp;Ls, key risk &amp; return dynamics and loss drivers.</li><li>
Good understanding of Capital and Balance Sheet Management, CCAR &amp; CECL framework, Basel III Endgame</li><li>
Hands on experience in retail credit risk analytics using analytical or data management tools (e.g., SAS, SQL, Pearl, FRM, VBA, Advanced Excel) and power-point presentation skills.</li><li>
Excellent quantitative and analytical skills, ability to derive trends, insights, and perform risk/reward trade-off analysis</li></ul><p></p><p><b>
Leadership Competencies</b></p><p></p><ul><li>
Demonstrated history of driving change and managing for results.</li><li>
Efficiently solves complex, ambiguous problems / situations.</li><li>
Collaborative work style; effectively interacts with partners across organizational boundaries and hierarchies.</li><li>
Contributes to a positive work environment and remain calm under pressure.</li><li>
Consistently demonstrate clear and concise written and verbal communication.</li></ul><p></p><p><b>
Education</b></p><p></p><ul><li>
Preferred Master&rsquo;s degree in quantitative disciplines such as Financial Engineering, Operation Research, Econometrics, Statistics or similar quantitative discipline; OR MBA Finance</li></ul><p></p><p>
-</p><p><b>
Job Family Group:
</b></p>Risk Management<p>
-</p><p><b>
Job Family:</b></p>
Portfolio Credit Risk Management<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Most Relevant Skills
</b></p>Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
-</p><p><i>
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i><br>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

Enterprise Risk & Balance Sheet Management- Financial Risk-Intermediate Analyst

Partners Bank

<p></p><div><p><b>Fraud-Risk Analyst</b></p><div><b>
Department: </b>Compliance Department</div><div><b>
Reports to:</b> Compliance Officer
</div><div><b>Supervises</b>: N/A</div><div><b>
Status: </b>Full Time/ Exempt/ Onsite</div><div></div><p><br>
Must already be authorized to work in the United States. Relocation is not provided.</p><p><b>
Partners Bank</b> is a rapidly growing community bank with operations in Maine and New Hampshire that has established superior service level expectations. We offer generous compensation and benefits while fostering opportunities for growth and flexible work schedules when appropriate.</p><p></p><p><b><br>
POSITION SUMMARY for the Fraud/Risk Analyst:</b></p><p>
Responsible for assisting with the bank&rsquo;s fraud prevention, risk management and BSA programs. This role plays a key part in mitigating risk and implementing fraud prevention programs.</p><div></div><div><b><br>
KEY RESPONSIBILITIES for the Fraud/Risk Analyst:</b></div><div><b><br>
</b></div><div><b>Fraud</b></div><ul><li>
Monitor transactions and account activity to identify suspicious patterns or anomalies.</li><li>
Investigate potential fraud cases including, but not limited to, identity theft, account takeover, check fraud, wire fraud, and card fraud.</li><li>
Complete outbound communication with customers associated with fraud cases as part of fraud investigations.</li><li>
Analyze data from internal systems and external sources to assess risk and recommend mitigation strategies.</li><li>
Collaborate with internal departments (e.g., Compliance, Deposit Ops, Customer Care, etc.) to resolve fraud cases.</li><li>
Prepare detailed reports and documentation for fraud investigations and regulatory compliance.</li><li>
Assist in the development and refinement of fraud detection tools and processes.</li><li>
Stay current with fraud trends, schemes, and regulatory changes affecting the banking industry.</li><li>
Support law enforcement and regulatory inquiries as needed.</li><li>
Provide back-up support to the Bank&rsquo;s BSA/Security department.</li><li>
Complete other duties as assigned.</li></ul><div></div><div><b><br>
Risk</b></div><ul><li>
Conduct regular and ad-hoc risk assessments across the Bank, working with business units to identify potential compliance, operational, and reputational risks.</li><li>
Monitor and assess compliance with applicable banking regulations, internal policies, and legal requirements affecting deposit accounts, and report results to the Bank&rsquo;s Compliance Officer.</li><li>
Support the design of controls and internal monitoring routines within the Bank&rsquo;s line of business.</li><li>
Develop and maintain the Bank&rsquo;s risk and control documentation, including risk and control self- assessments, issue logs, and action plans.</li><li>
Analyze and report on risk indicators, control gaps, risk events, and operational losses to business stakeholders and the second line of defense Enterprise Risk Management team.</li><li>
Act as the Bank&rsquo;s point of contact for information requests from Enterprise Risk Management in connection with internal audits and exams.</li><li>
Complete other duties as assigned.</li></ul><div></div><div><b><br>
KNOWLEDGE, SKILLS AND ABILITIES for the Fraud/Risk Analyst:</b></div><ul><li>
Bachelor&rsquo;s degree in business, Finance, Risk Management, or a related field.</li><li>
3-5 years of experience in banking fraud prevention and risk management.</li><li>
Knowledge of relevant banking laws and regulations.</li><li>
Experience with risk frameworks such as risk and control assessments, issue/complaint management, and control testing.</li><li>
Ability to interact with all levels of management</li><li>
Excellent analytical, organizational, and communication skills with attention to detail.</li><li>
Ability to work cross-functionally and manage multiple priorities in a fast-paced environment.</li><li>
Previous experience with Verafin or other similar fraud platforms.</li><li>
Professional certifications such as CFE, CERP, CRCM, or CRMA are a plus.</li><li>
Effective interpersonal and communication skills</li></ul><p><br>
<i>This Job Description for the Fraud/Risk Analyst describes the essential functions and qualifications of the job described. It is not an exhaustive statement of all the duties, responsibilities, or qualifications of the job. This document is not intended to exclude modifications consistent with providing reasonable accommodations for a disability. This is not a contract.</i></p><p></p><div><br>
Our generous benefits are listed on our website: Partners.Bank/about/careers/</div></div><p></p>

Fraud Risk Analyst (Bank) / Req #1148 (on-site only)

Montpellier Resourcing

<p><strong>Up to £35,000 plus excellent bonus and benefits</strong></p><p><strong>Hybrid working available </strong></p><p><strong>GRADUATE OPPORTUNITY</strong></p><p><strong>Are you a highly motivated and detail-oriented individual with a passion for financial crime prevention? We are seeking a talented AML Risk Analyst to join a growing Financial Crime team at a leading UK financial services firm.</strong></p><p>This is an exceptional opportunity for a recent graduate or early-career professional to launch their career in compliance and risk management. You'll gain hands-on experience and receive mentorship from seasoned professionals, playing a crucial role in maintaining a robust financial crime framework.</p><p><strong>Duties of the AML Analyst to include:</strong></p><ul><li>As an AML Risk Analyst, you will be an integral part of the Second Line of Defence, working closely with the Head of Financial Crime. </li><li>Risk Assessment: Maintaining and updating the firm's Business-Wide Risk Assessment (BWRA) and the Customer Risk Assessment (CRA) framework to ensure they accurately reflect the business and its customers.</li><li>Policy & Procedure: Keeping all AML/CFT policies and procedures accurate, up-to-date, and aligned with the latest regulatory expectations.</li><li>Regulatory Monitoring: Conducting desk-based research on emerging AML risks and new typologies to support continuous improvement of the firm's framework.</li><li>Strategic Support: Providing key administrative and analytical support to the Head of Financial Crime and Deputy MLRO.</li></ul><p><strong>Requirements for the successful AML Analyst to include:</strong></p><ul><li>Graduate-level education in Finance, Business, Law, Economics, or a related discipline.</li><li>1-2 years of experience in financial services is desirable but not essential.</li><li>Strong analytical and organizational skills with a keen eye for detail. Excellent written and verbal communication abilities are a must.</li><li>A positive, can-do attitude and a genuine interest in compliance and financial crime prevention.</li></ul><p><strong>What's on offer for you:</strong></p><ul><li>A clear and defined career path into AML and financial crime risk management.</li><li>Hands-on training and mentorship from highly experienced compliance professionals.</li><li>Exposure to senior stakeholders and key regulatory frameworks.</li><li>Full support for professional certifications like ICA or ACAMS.</li><li>A competitive graduate-level salary and benefits package.</li><li>Hybrid working model: 3 days in the London office, 2 days remote.</li></ul><p></p><p>This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Associates Resourcing Limited are those of an Employment Agency</p><p></p>

AML Analyst (Financial Services)

White Mastery Systems

<ul><li>reports, and help businesses make decisions.</li><li><b>Financial Analyst/Investment Analyst:</b> Uses math models to assess financial risks, manage investments, and guide business financial strategies.</li><li><b>Actuary:</b> Analyzes financial costs of risk and uncertainty, often in insurance and finance, using math and statistics.</li><li><b>Operations Analyst/Consultant:</b> Applies mathematical models to improve business efficiency, solve problems, and advise on strategy.</li><li><b>Software Developer/Programmer:</b> Develops applications, especially if skilled in programming languages and algorithms, leveraging logical skills.</li><li><b>Bank Officer/PO:</b> Handles customer service, account management, and administrative tasks in the banking sector.</li><li><b>Teacher/Lecturer/Professor:</b> Educates students in mathematics at various levels, from schools to universities, notes.</li><li><b>Risk Manager:</b> Evaluates and manages financial risks for organizations.</li></ul><p>Job Types: Full-time, Permanent, Fresher</p><p>Pay: ₹18,220.05 - ₹42,641.11 per month</p><p>Benefits:</p><ul><li>Health insurance</li><li>Paid sick time</li><li>Paid time off</li><li>Provident Fund</li></ul><p>Work Location: In person</p>

BSc maths

Zolve

<div><div><div>Credit Assessment
<div><div><h1 class="jobSectionHeader"><b>Credit Risk Senior Analyst</b></h1>
<div>Bengaluru
<div>Work Type: Full Time
</div></div></div><div>
</div></div></div></div><div><div><h1 class="jobSectionHeader"><b>ABOUT ZOLVE</b></h1><div></div><div><div><div><div><br>
Welcome to the financial frontier of limitless possibilities - welcome to Zolve. We're not just a fintech; we're architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints.</div><div><br>
Zolve is the world's first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve&rsquo;s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country.</div><div><br>
As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual<b> </b>to join us and support our journey.</div></div></div></div><div></div><h1 class="jobSectionHeader"><b><br>
JOB DESCRIPTION</b></h1><div></div><div><div><div><div><b><br>
Role: </b><b>Credit Risk Senior Analyst</b></div><div><b><br>
Location: </b>Bengaluru</div><div><b><br>
Employment Type: </b>Full-Time</div><div><br>
The <b>Credit Risk Senior Analyst</b> will be responsible for assessing, managing, and mitigating the credit risk exposure for the US credit card portfolio. This role will involve working closely with business units to ensure sound credit risk policies and practices are in place. The Credit Risk Senior Analyst will conduct thorough credit assessments, maintain risk monitoring systems, and assist in making strategic recommendations to safeguard the company from potential credit losses. This position requires strong analytical skills, a deep understanding of credit risk management principles, and the ability to communicate effectively with senior leadership.</div></div></div><br>
</div><h1 class="jobSectionHeader"><b>
RESPONSIBILITIES</b></h1><div><div><div><h3 class="jobSectionHeader"><b>
Credit Risk Assessment</b></h3><ul><li><p>
Evaluate and monitor the <b>creditworthiness of existing and prospective customers</b></p></li><li><div><br>
Perform detailed analysis of <b>financial statements, credit bureau reports, and risk data</b></div></li><li><p><br>
Recommend <b>credit limits, terms, and risk actions</b> based on assessment outcomes</p></li></ul><h3 class="jobSectionHeader"><b>
Credit Risk Strategy &amp; Policy</b></h3><ul><li><p>
Develop, implement, and periodically enhance <b>credit risk policies and procedures</b></p></li><li><div><br>
Ensure credit risk strategy aligns with <b>business objectives and regulatory requirements</b></div></li><li><p><br>
Advise senior management on <b>risk exposure, trends, and mitigation strategies</b></p></li></ul><h3 class="jobSectionHeader"><b>
Risk Monitoring &amp; Reporting</b></h3><ul><li><p>
Monitor portfolio risk exposure to ensure compliance with <b>internal risk limits</b></p></li><li><div><br>
Prepare <b>risk reports and dashboards</b> highlighting key indicators, trends, and emerging risks</div></li><li><p><br>
Implement and manage <b>automated tools and systems</b> for risk monitoring and reporting</p></li></ul><h3 class="jobSectionHeader"><b>
Stakeholder Management</b></h3><ul><li><p>
Collaborate with <b>underwriting, sales, finance, product, and legal teams</b> to manage credit risk</p></li><li><p><br>
Liaise with <b>credit bureaus, auditors, and regulatory bodies</b> to stay aligned with best practices</p></li></ul><h3 class="jobSectionHeader"><b>
Compliance &amp; Governance</b></h3><ul><li><p>
Ensure adherence to <b>regulatory requirements and industry standards</b></p></li><li><p><br>
Maintain up-to-date knowledge of <b>US credit regulations and compliance frameworks</b></p></li></ul><h3 class="jobSectionHeader"><b>
Training &amp; Development</b></h3><ul><li><p>
Provide guidance and mentorship to <b>junior risk analysts</b></p></li><li><p><br>
Stay current with <b>industry trends, tools, and regulatory developments</b></p></li></ul></div></div><br>
</div><h1 class="jobSectionHeader"><b>
QUALIFICATIONS</b></h1><div></div><div><div><div><p><b><br>
Education:</b> Bachelor&rsquo;s degree in <b>Finance, Economics, Accounting</b>, or a related field ot<br>
Master&rsquo;s degree (MBA / MSc) or professional certifications (<b>FRM, CFA</b>) are preferred</p><p><b>
Skills &amp; Experience:</b></p><ul><li><p>
Minimum <b>5 years of experience</b> in <b>US credit card risk management</b> or related roles</p></li><li><div>
Strong understanding of <b>credit risk analysis, financial modeling, and portfolio management</b></div></li><li><div>
Experience working with <b>US credit bureaus</b> and US credit scoring frameworks</div></li><li><div>
Exposure to <b>credit risk management systems and tools</b></div></li></ul><h3 class="jobSectionHeader"><b>
Technical Skills</b></h3><ul><li><p>
Advanced knowledge of <b>credit scoring models and risk mitigation techniques</b></p></li><li><div>
Proficiency in <b>Excel, SQL, and Python</b></div></li><li><div>
Strong analytical and reporting capabilities</div></li></ul><h3 class="jobSectionHeader"><b>
Soft Skills</b></h3><ul><li><p>
Excellent <b>analytical and problem-solving skills</b></p></li><li><div>
Strong <b>written and verbal communication abilities</b></div></li><li><div>
Ability to engage effectively with <b>senior leadership and external stakeholders</b></div></li><li><div>
High attention to detail and strong organizational skills</div></li></ul></div></div></div></div></div></div><p></p>

Credit Risk Senior Analyst

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