business risk analyst

Paytm

<div><div><div>About Us:
</div><div>Headquartered in Noida, India, Paytm Insurance Broking Private Limited (PIBPL), a wholly owned subsidiary of One97 Communications (OCL) is an online insurance market place, that offers insurance products across all leading insurance companies, with products across auto, life and health insurance and provide policy management and claim services for our customers. 
</div><div></div> 
<div>Role Overview:</div><div>
We are seeking an experienced Risk Analyst with a strong background in fraud detection, payment system analysis, and regulatory reporting to join our team. The ideal candidate is adept at handling large datasets, building analytical dashboards, and implementing models to mitigate risk.</div><div></div><div> 
Responsibilities:</div><div>
The primary responsibilities for this role will include:
</div><div>Risk Mitigation &amp; Fraud Detection
</div><ul><li>Implement and monitor fraud detection and anomaly models for effective risk mitigation.
</li><li>Monitor and analyze transaction patterns to improve payment success rates and user experience.
</li><li>Conduct transaction monitoring &amp; auditing to ensure accuracy, compliance, and quality.
</li><li>Perform Root Cause Analysis on transaction issues and recommend process improvements to address recurring problems. Data Analysis &amp; Reporting
</li><li>Extract and integrate data from diverse payment and internal systems, ensuring data consistency and accuracy.
</li><li>Utilize SQL for data extraction, validation, and in-depth analysis of transaction patterns.
</li><li>Build and maintain analytical dashboards using tools like Power BI and Tableau for key metrics, including transaction volume, fraud rates, QA performance, error trends, and compliance metrics.
</li><li>Perform log analysis to troubleshoot transaction failures and ensure smooth payment flow.
</li><li>Interpret and analyze business data using statistical techniques. Operations &amp; Technical Skills
</li><li>Automate acquiring rule setups and merchant workflows, ideally using Python and internal tools.
</li><li>Manage system processes, perform data task automation (e.g., via SAS Management Console), and provide backup/recovery planning.
</li><li>Comfortable working with Linux/UNIX environments and managing UNIX-based systems.
</li><li>Utilize Salesforce for tracking and JIRA for task management and team collaboration. 
</li></ul><div></div> 
<div>Required Qualifications:
</div><div>Experience: 5+ years of experience in Fraud Detection, Risk Analytics, or Data Analysis, preferably within the finance or payments sectors. 
</div><div></div> 
<div>Technical Skills:
</div><ul><li>Expert proficiency in SQL, Excel, Power BI (or Tableau), and strong familiarity with Python.
</li><li>Education: MBA in IT/Finance preferred.
</li><li>Certifications: BASE SAS and/or Tableau Certification is a plus.
</li><li>Soft Skills: Proven ability to collaborate cross-functionally with product and engineering teams to deliver data-driven insights.</li></ul></div>
<div><div>We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.</div></div></div>

AM/DM - Risk Analyst

Citi

<div><h2 class="jobSectionHeader">Discover your future at Citi</h2>
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you&rsquo;ll have the opportunity to grow your career, give back to your community and make a real impact.
<h2 class="jobSectionHeader">Job Overview</h2>
The Fraud Ops Intermed Analyst is a senior level positions responsible for contributing to the development of fraud management policies, processes and procedures to minimize the impact of fraud in coordination with the Operations - Services team.The overall objective of this role is to manage fraud losses by ensuring analysts make appropriate decisions using risk/reward balanace methodology. 
 
Responsibilities:<ul><li>
Provide professional analytical expertise relating to fraud prevention and loss control</li><li>
Analyze fraud trends, conduct investigative research into losses, and analyze loss type data to determine the nature of fraud patterns</li><li>
Perform complex data validation independently and make recommondations to portfolio manages based on data availability and analysis</li><li>
Resolve varied fraud issues with potentially greater impact, and provide guidance and input to teams to aid process improvement efforts</li><li>
Integrate in-depth specialty area knowledge with a solid understanding of industry standards and practices</li><li>
Provide informal guidance or on the job training to new team members as needed</li><li>
Ensure quality and timeliness of services provided, to support own team and closely related teams</li><li>
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul>
Qualifications:<ul><li>
2-5 years of experience in a related role</li><li>
Consistently demonstrates clear and concise written and verbal communication</li></ul>
Education:<ul><li>
Bachelor&rsquo;s degree/University degree or equivalent experience</li></ul>
-
Job Family Group:
Operations - Services
-
Job Family:
Fraud Operations
-
Time Type:
Full time
-
Most Relevant Skills
Please see the requirements listed above.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Supplier Risk Analyst

Commercial Bank of Dubai

Job Purpose: Responsible for providing data analytics support pertaining to regulatory requirements and business risk management purposes for PBG including: Regular data quality and data availability analysis and publishing the dashboard with identified Gaps Manage the business rules for data quality and data gap logic. Planning for ongoing due diligence for PBG customers and managing the monthly cohorts. Identification of customer base for periodic ongoing due diligence (ODD) on a monthly basis. Identification of portfolio clean up opportunities based on various business rules. Provide regular portfolio insights to Business Risk Team and Product teams to mitigate any regulatory risk in the business. Other risk reporting on ad hoc basis Developing and implementing appropriate business processes, dashboards, reports, disciplines and schedules that deliver a holistic review of results, trends. Principal Accountabilities: Perform regular data quality and availability assessment and data gap analysis for all PBG Customers to identify any gaps from regulatory perspective that require remediation. Publish data quality dashboard for critical data elements (CDEs) to support the Bank s initiative to attain a gold standard. Analyse the availability of all critical data elements for PBG in EDW as a single source of information and coordinate with EDW teams to incorporate any missing fields in EDW. Manage the business definition and logic for all CDEs and key KPIs for PBG so that a consistent logic and definition is used across all reports and analysis. Analyse PBG customer base and prepare a plan for ongoing due diligence on annual basis to forecast the volume of ODD by risk rating of customers. Refresh the planning on a quarterly basis. Identify customers due for ODD on a monthly basis to initiate the required ODD process for such customers. Coordinate with IT team to ensure that the Customers due for Outreach are uploaded to Customer Portal. Publish regular tracking reports and dashboard on the progress of ODD for PBG Customers and share that with key stakeholders and PBG Management. Perform semi-annual validation of the Customer Risk Rating model to ensure that the Risk Rating for PBG customers are accurate, Highlight any discrepancies for further analysis by Compliance team. Identification of portfolio clean up opportunities on a monthly basis based on various business and regulatory rules/ policies and share the bases with respective business units for appropriate actions. Support PBG business units on any CB UAE related reporting or RFIs to ensure accurate information is shared as a response to such RFIs. Coordinate with internal and external parties to obtain updated Customer ID details where institutional data can be leveraged to update customer s ID details and expiry date such as Emirates ID, Trade License etc. Take ownership of managing such processes end to end. Prepare and publish a monthly dashboard for PBG Customers in terms of all regulatory aspects including ODD due, ODD progress, consequence management, expiring IDs, collected IDs, pending AML alerts etc. so that PBG Management can get a detailed view of all regulatory aspects pertaining to PBG

Regulatory Analytics Manager

<div><h2 class="jobSectionHeader">Discover your future at Citi</h2>
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you&rsquo;ll have the opportunity to grow your career, give back to your community and make a real impact.
<h2 class="jobSectionHeader">Job Overview</h2>
U.S. Personal Banking (USPB) is a major business at Citi. The In-Business Credit &amp; Franchise Risk Organization within USPB is responsible for managing the credit and franchise risk of the USPB business. The Head of In-Business Credit &amp; Franchise Risk reports to the CEO of USPB.
One of the groups within In-Business Credit &amp; Franchise Risk Organization is Enterprise Risk and Balance Sheet Management. This group is responsible for executing Enterprise Risk Management (ERM) programs including Risk Identification, Risk Appetite &amp; Limits, New Activities/Product Risk, ERM Risk Monitoring and framework execution. Additionally, this group is pivotal for In-Business Balance Sheet Management, focusing on USPB Capital Resource Management, Recovery &amp; Resolution planning, and Tangible Common Equity (TCE) analytics.
This role is part of the In -Business Balance Sheet Management Team. This individual will be working on key analysis and driving key initiatives contributing to the successful management of capital constraints.
Responsibilities 
The candidate will be a key resource to perform or support the following responsibilities:<ul><li>
Perform stress loss forecasting in alignment with CCAR/CECL framework, evaluate drivers to stress losses support recommendations for Risk Appetite limits to the Business CRO and CEO for approval.</li><li>
Perform In-Business Std RWA (Risk Weighted Asset), ARWA (Credit &amp; Ops) and capital (TCE: Tangible Common Equity) and RoTCE forecasting based on CCAR and other internal stress testing scenarios consistent with firm&rsquo;s risk appetite framework and strategic plans.</li><li>
Perform monitoring and detailed analysis of Spot RWA (Std, Adv Credit &amp; Ops) metrics and trends. This includes conducting weekly driver analysis to identify key contributing factors, anomalies, and potential impacts on capital adequacy, ensuring strict adherence to established risk limits and regulatory requirements.</li><li>
Conduct in-depth analytical assessment of balance sheet components (assets, liabilities, and equity) to identify trends, understand key drivers, and analyze interdependencies impacting capital and risk.</li><li>
Support the team in ongoing initiatives aimed at optimizing capital utilization, enhancing balance sheet efficiency, and improving risk management practices.</li><li>
Build presentations with supportive analysis, storyboard results for senior management &amp; executive management team.</li></ul>
Qualifications<ul><li>
4+ years of work experience in financial services or management consulting with heavy focus on financial risk management</li><li>
Working knowledge of Credit Cards and other consumer bank products P&amp;Ls, key risk &amp; return dynamics and loss drivers.</li><li>
Good understanding of Capital and Balance Sheet Management, CCAR &amp; CECL framework, Basel III Endgame</li><li>
Hands on experience in retail credit risk analytics using analytical or data management tools (e.g., SAS, SQL, Pearl, FRM, VBA, Advanced Excel) and power-point presentation skills.</li><li>
Excellent quantitative and analytical skills, ability to derive trends, insights, and perform risk/reward trade-off analysis</li></ul>
Leadership Competencies<ul><li>
Demonstrated history of driving change and managing for results.</li><li>
Efficiently solves complex, ambiguous problems / situations.</li><li>
Collaborative work style; effectively interacts with partners across organizational boundaries and hierarchies.</li><li>
Contributes to a positive work environment and remain calm under pressure.</li><li>
Consistently demonstrate clear and concise written and verbal communication.</li></ul>
Education<ul><li>
Preferred Master&rsquo;s degree in quantitative disciplines such as Financial Engineering, Operation Research, Econometrics, Statistics or similar quantitative discipline; OR MBA Finance</li></ul>
-
Job Family Group:
Risk Management
-
Job Family:
Portfolio Credit Risk Management
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

USPB Enterprise Risk & Balance Sheet Management- Financial Risk-Intermediate Analyst

Pavago

Job Title: Risk Analyst / Risk Manager
 Position Type: Full-Time, Remote
 Working Hours: U.S. client business hours (with flexibility for reporting cycles, audits, and incident response)
 
About the Role: 
Our client is seeking a Risk Analyst / Risk Manager to identify, assess, and mitigate financial, operational, and compliance risks across the organization. This role is responsible for developing risk models, monitoring exposures, ensuring regulatory compliance, and presenting actionable insights to leadership. The Risk Analyst ensures that businesses can operate confidently while minimizing exposure to financial loss, regulatory penalties, and reputational damage.
 
Responsibilities:Risk Identification & Assessment: 
<ul>
<li>Conduct enterprise-wide risk assessments covering credit, market, operational, and compliance categories.</li>
<li>Document findings in risk registers and prioritize remediation.</li>
</ul>
Modeling & Quantitative Analysis: 
<ul>
<li>Build models in SAS, R, or Python to measure risk exposures.</li>
<li>Perform stress testing and scenario modeling (e.g., interest rate shocks, market downturns).</li>
<li>Use VaR, Monte Carlo, or regression methods to quantify potential losses.</li>
</ul>
Compliance & Regulatory Reporting: 
<ul>
<li>Monitor adherence to frameworks such as SOX, Basel III, Dodd-Frank, PCI-DSS, GDPR, or HIPAA (depending on industry).</li>
<li>Prepare quarterly/annual risk and compliance reports for regulators or auditors.</li>
<li>Support external audits and regulatory exams with required documentation.</li>
</ul>
Controls & Monitoring: 
<ul>
<li>Test and validate the effectiveness of internal controls.</li>
<li>Track incidents in governance/risk platforms (Archer GRC, ServiceNow, LogicManager).</li>
<li>Partner with IT/security on cyber risk reviews and vendor risk assessments.</li>
</ul>
Reporting & Communication: 
<ul>
<li>Prepare dashboards and reports in Tableau, Power BI, or Looker to summarize exposures.</li>
<li>Present risk findings and recommendations to executives and boards.</li>
<li>Maintain clear documentation for audit trails and governance committees.</li>
</ul>
Collaboration: 
<ul>
<li>Work cross-functionally with finance, operations, IT, legal, and compliance teams.</li>
<li>Support business units in embedding risk awareness into daily decisions.</li>
</ul>
What Makes You a Perfect Fit: 
<ul>
<li>Analytical, detail-oriented, and comfortable with quantitative modeling.</li>
<li>Excellent communicator who can distill complex risk concepts into plain language.</li>
<li>Confident managing multiple risk categories under tight timelines.</li>
<li>Proactive in identifying risks before they escalate into issues.</li>
</ul>
Required Experience & Skills (Minimum): 
<ul>
<li>3+ years in risk analysis, risk management, compliance, or audit.</li>
<li>Proficiency in SQL and Excel for data manipulation and reporting.</li>
<li>Hands-on experience with at least one GRC or risk platform (Archer, ServiceNow, LogicManager).</li>
<li>Knowledge of risk frameworks and regulatory requirements relevant to the client’s industry.</li>
</ul>
Ideal Experience & Skills: 
<ul>
<li>Professional certifications such as FRM (Financial Risk Manager), CFA, CPA, or CCEP.</li>
<li>Familiarity with financial risk models (VaR, stress testing) and operational risk methodologies.</li>
<li>Experience in financial services, SaaS, healthcare, or other regulated industries.</li>
<li>Background supporting board-level risk reporting.</li>
</ul>
What Does a Typical Day Look Like?
 A Risk Analyst / Manager’s day revolves around measuring exposures, monitoring risks, and advising leadership.You will:
 <ul>
<li>Start by reviewing dashboards for anomalies in financial, operational, or compliance data.</li>
<li>Run models and stress tests to quantify exposures and validate assumptions.</li>
<li>Update the risk register with new findings, logging incidents or emerging risks.</li>
<li>Collaborate with business units to implement or test controls.</li>
<li>Prepare and deliver reports to executives or compliance committees.</li>
<li>Document and track remediation actions, ensuring accountability across teams.</li>
</ul>
In essence: you act as the early-warning system of the business, ensuring risks are identified, quantified, and mitigated before they can cause material harm.
 
Key Metrics for Success (KPIs): 
<ul>
<li>Timeliness and accuracy of risk reports.</li>
<li>% of controls tested and validated on schedule.</li>
<li>Number of incidents detected early vs. escalated late.</li>
<li>Zero missed regulatory deadlines or penalties.</li>
<li>Positive executive and auditor feedback on reporting quality.</li>
</ul>
Interview Process: 
<ul>
<li>Initial Phone Screen</li>
<li>Video Interview with Pavago Recruiter</li>
<li>Practical Task (e.g., analyze sample data for risks, prepare a short report with recommendations)</li>
<li>Client Interview with Risk/Compliance Leadership</li>
<li>Offer & Background Verification</li>
</ul>

Risk Analyst

Vanguard

<div><div>This Lead Data/Reporting Analyst will support Vanguard's Global Risk and Security division to provide analysis through executive level Tableau reports consulting with Vanguard's Global Risk and Security Sr Leaders to make informed risk decisions through Data!</div><div>
Global Risk and Security (GR&amp;S) at Vanguard enables business strategy, protects client and Vanguard interests (e.g., assets and data), and stewards a strong risk culture. Our teams leverage enterprise-wide insights, deep expertise, and trusted advice so that across Vanguard leaders and crew drive faster, stronger, risk-informed decisions.
The vision of the Enterprise Resilience Office is to enable Vanguard to stay open and serve our clients in any scenario, no matter what happens in the physical, digital, financial, and extended enterprise worlds, through operational resiliency planning, independent points of view on preparedness, and being the catalyst for continuous improvement. The ERO is critical to maintaining Vanguard&rsquo;s essential business services, determining what scenarios are most likely to disrupt the delivery of those services, and ensuring that we are prepared to respond.
 Enterprise Resilience Office (ERO) has the following three primary focus areas.<ul><li>
Business Continuity: Overseeing crisis management and incident response.</li><li>
Technology Risk Management: Offering risk advisory support to IT and Improving Vanguard&rsquo;s ability to recover from a cyberattack.</li><li>
Third Party Risk Management: Stewarding the third-party risk lifecycle and reducing extended enterprise risk.</li></ul>
ERO has the vision for integrated reporting across these primary focus areas.
The Lead Data/Reporting Analyst is vital to accomplish the mission and the vision of our ERO. The Lead Data/Reporting Analyst analyzes data, assesses trends and develops actionable insights and recommendations in support of large strategic business initiatives. Actively develops the analytics community at Vanguard by coaching others internally and participating in external events.
Core Responsibilities<ul><li>
Engages with internal partners to understand business strategy, questions, and goals. Brings structure to business requests, gathers &amp; defines the requirements, translates requirements into an analytical project approach, and leads complex projects through completion. Delegates tasks and provides tactical and strategic guidance to peers. Serves as the analytics expert on cross-functional teams for large strategic initiatives.</li><li>
Define, engage, and involve in developing Data Strategy Vision, Mission, and Roadmap for the Data Analytics team.</li><li>
Should have a holistic understanding of data warehousing and involve in BI and Data architecture discussion and consultation.</li><li>
Defining the project's schedule and scope with timely and regular value deliveries, organizing &amp; leading projects, and project status meetings.</li><li>
Driving and delivering Agile projects that offer outstanding business value to the users.</li><li>
Acquires and compiles structured and unstructured data and verifies its quality, accuracy, and reasonableness.</li><li>
Must turn the raw data into information and insight, which will be used to make business decisions.</li><li>
Performs analysis of historical data to surface trends and insights using advanced analytical methods. Validates analytical techniques employed by other analysts.</li><li>
Prepares and delivers expert level visualizations and internal presentations that translate analytic insights into tangible, actionable solutions for business partners to implement.</li><li>
Develops, owns, and manages recurring analytic or reporting processes.</li><li>
Actively develops the analytics community at Vanguard by mentoring, coaching, and connecting others with resources and training. Participates and presents during scheduled analytics seminars.</li><li>
Participates in special projects and performs other duties as assigned.</li></ul> 
Qualifications<ul><li>
Excellent data storytelling and presentation (through ppt, etc.)</li><li>
SQL and Python coding</li><li>
Expert level proficiency with Tableau.</li><li>
Should be a Tableau Certified Data Analyst.</li><li>
Excellent stakeholder management preferably interacting with senior executive leadership.</li><li>
Nice to have Risk domain knowledge.</li><li>
Nice to have AWS cloud experience.</li><li>
Minimum of eight years of related work experience.</li><li>
Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred</li></ul>
Special Factors
Sponsorship
Vanguard is not offering visa sponsorship for this position.
About Vanguard
At Vanguard, we don't just have a mission&mdash;we're on a mission.
To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.
How We Work
Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.</div></div>

Lead Data/Reporting Analyst (Executive Tableau Reporting)

Solvecube Pte. Ltd.

<div>
 
 SolveCube is an award winning AI enabled Talent Solutions Platform for middle and senior level professionals. SolveCube is working with global consulting firms, mid and large enterprises across Asia Pacific and Middle East to fulfil their talent needs for permanent, short-term, part-time, interim and turnkey assignments.
 
 
 One of our clients a reputed bank in Dubai is looking for Credit Risk Analyst
 
 
 
 
 
 P.S- This role is open only for UAE Nationals.
 
 
 
 
 
 
 Job Description &ndash; Credit Risk Analyst
 
 
 
 
 
 
 
 1 JOB TITLE
 
 
 
 Credit Risk Analyst
 
 
 
 
 
 
 2DEPARTMENT
 
 
 
 Retail Banking Credit
 
 
 
 
 
 
 3 REPORTING TO
 
 
 
 Head of Retail Credit Policy
 
 
 
 
 
 
 
 
 Export to Sheets
 
 
 
 
 
 
 4. JOB PURPOSE
 
 
 
 
 
 <ul>
 <li>
 Portfolio Analytics' including generation of
 </li>
 <li>
 
 MIS, Reports, and Management Presentation packs
 
 of all Asset Products falling within the domain of Personal Banking, and Islamic Retail banking.
 </li>
 <li>
 Support and work closely with Manager Retail Credit Policy to
 
 develop and implement Credit Risk Policies, processes and procedures
 
 .
 </li>
 </ul>
 
 
 
 
 
 5. Principal Accountabilities
 
 
 
 
 Work Management
 
 
 <ul>
 <li>
 Responsible for analyzing
 
 Scorecards, Limit assignment, and Impairment model management
 
 including other related Risk models to identify both risk and opportunity areas.
 </li>
 <li>
 Provide support to Head of Retail Credit Policy in meeting Risk Management Department&rsquo;s objectives.
 </li>
 <li>
 Work closely with
 
 IT, Finance, and other departments
 
 to generate timely and accurate MIS/Dashboards.
 </li>
 <li>
 The incumbent should have a bias to
 
 automate the various reports
 
 .
 </li>
 <li>
 Identify credit risks / trends under different scenarios and provide analytical support for making specific business decisions.
 </li>
 <li>
 Participate as a Team member and undertake responsibility for the
 
 improvement of the on-going management of credit risk reports and analyses
 
 in an accurate, efficient and timely manner.
 </li>
 <li>
 Ability to
 
 identify data points and data sources
 
 to build a comprehensive, accurate and complete credit information database.
 </li>
 <li>
 Facilitate in
 
 Data Warehousing process
 
 and retrieval and Analysis of Data.
 </li>
 <li>
 Represent the team in initiatives pertaining to
 </li>
 <li>
 
 data warehousing, data analysis automation, and analytics
 
 .
 </li>
 </ul>
 
 
 
 
 
 6. JOB CONTEXT
 
 
 
 
 
 
 (Internal or external environment in which the job operates)
 
 <ul>
 <li>
 The economic conditions are changing and so are the risk profiles.
 </li>
 <li>
 The jobholder needs to review continuously the Bank&rsquo;s strategy for credit risk and provide due recommendations to the
 
 Head of Credit Risk
 
 .
 </li>
 <li>
 This job achieves criticality as it needs
 </li>
 <li>
 
 Regulatory Compliance requirements
 
 .
 </li>
 <li>
 The jobholder needs to review continuously the Bank&rsquo;s strategy for credit risk and provide due recommendations to the
 
 Management
 
 .
 </li>
 </ul>
 
 
 
 
 
 7. COMMUNICATION &amp; WORKING RELATIONSHIPS
 
 
 
 
 
 <ul>
 <li>
 Regular meetings with Management to consult issues and work progress.
 </li>
 <li>
 Ongoing contact with all internal business managers to obtain and exchange information on risk management.
 </li>
 </ul>
 
 
 
 
 
 9. FRAME WORK, BOUNDARIES &amp; DECISION MAKING AUTHORITY
 
 
 
 
 
 
 (Nature of authority both financial &amp; Non-financial if applicable)
 
 <ul>
 <li>
 Works within the overall direction and guidelines set by the
 </li>
 <li>
 
 Head of Risk Management
 
 .
 </li>
 <li>
 Job holder&rsquo;s recommendations and proposals are major inputs for decision making.
 </li>
 </ul>
 
 
 
 
 
 10. QUALIFICATIONS
 
 
 
 
 
 <ul>
 <li>
 Degree in
 
 Finance, / Analytics
 
 .
 </li>
 <li>
 Possesses knowledge of
 
 Credit and Financial Analysis
 
 .
 </li>
 <li>
 Basic knowledge of Credit Risk.
 </li>
 <li>
 To be familiar with
 
 Rating and Scoring models
 
 .
 </li>
 <li>
 High Proficiency in
 
 EXCEL &amp; SAS
 
 .
 </li>
 <li>
 Communication Ability &ndash; written and spoken.
 </li>
 </ul>
 
 
 
 
 
 11. EXPERIENCE
 
 
 
 
 
 
 (Number of years, type &amp; at what level etc.)
 
 <ul>
 <li>
 
 2 &ndash; 3 years
 
 of having handled Retail credit MIS/analytics including familiarity with Scorecard analytics.
 </li>
 </ul>
 
 
 12. SKILLS
 
 
 
 
 
 <ul>
 <li>
 Analytical skills.
 </li>
 <li>
 Good command of English.
 </li>
 <li>
 Strong investigative and interpretive skills.
 </li>
 <li>
 Persuasive communication / presentation skills.
 </li>
 </ul>
 
 
 
 
 
 13. COMPETENCIES
 
 
 
 
 
 <ul>
 <li>
 Thinking analytically.
 </li>
 <li>
 Communicating effectively.
 </li>
 <li>
 Attention to detail.
 </li>
 <li>
 Taking initiatives.
 </li>
 </ul>
 
 
</div>

Credit Risk Analyst

Search 10000+ Business risk analyst jobs near you this October. New roles added regularly across leading industries. Apply today.