business risk analyst

RiDiK (a Subsidiary of CLPS. Nasdaq: CLPS)

<div>
 <p>
  <strong>
   Job Position Title:
  </strong>
  Business Analyst - Risk and Compliance
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Company:
  </strong>
  RiDiK Pte Ltd
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Summary:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  We&rsquo;re looking for a
  <strong>
   Business Analyst - Risk and Compliance
  </strong>
  to support our team in
  <strong>
   Qatar
  </strong>
  . This role offers the opportunity to work on meaningful projects, collaborate with talented colleagues, and contribute to the success of a growing company. If you&rsquo;re someone who takes initiative, values continuous learning, and thrives in a collaborative setting, we&rsquo;d love to hear from you.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Required Skills:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   8+ years of experience in Business Analysis and Project Management in financial services, banking, or fintech sectors.
  </li>
  <li>
   Proven experience in Risk Management, Compliance, or Regulatory projects (e.g., AML/KYC, Basel, GDPR, Operational Risk, etc.).
  </li>
  <li>
   Strong understanding of governance frameworks, regulatory compliance standards, and risk control environments.
  </li>
  <li>
   Excellent requirements gathering, gap analysis, and documentation skills.
  </li>
  <li>
   Experience managing cross-functional projects with diverse stakeholders.
  </li>
  <li>
   Familiarity with industry best practices in risk and compliance management.
  </li>
  <li>
   Strong analytical, communication, and stakeholder management skills.
  </li>
  <li>
   Professional certifications are an added advantage.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   About CLPS RiDiK:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  RiDiK is a global technology solutions provider and a subsidiary of CLPS Incorporation (NASDAQ: CLPS), delivering cutting-edge end-to-end services across banking, wealth management, and e-commerce. With deep expertise in AI, cloud, big data, and blockchain, we support clients across Asia, North America, and the Middle East in driving digital transformation and achieving sustainable growth. Operating from regional hubs in 10 countries and backed by a global delivery network, we combine local insight with technical excellence to deliver real, measurable impact. Join RiDiK and be part of an innovative, fast-growing team shaping the future of technology across industries.
 </p>
</div>


Business Analyst - Risk and Compliance

Cognizant Technology Solutions

<div><p><b>Legal Risk Business Analyst, BFS Consulting</b></p><p>
</p><p><b>Location</b>: Pune</p><p><b>
Notice Period:</b> 60 days</p><div><b>
Detailed Job Description :
</b><br>
<ul><li>Legal Risk knowledge &ndash; hands on experience in contract lifecycle
</li></ul>management, governance and compliance, litigation support, document management, and regulatory case tracking<br>
<ul><li>IT BA experience</li><li>Hands on SQL</li><li>Agile project execution</li><li>Good presentation and communication skills</li></ul><br>
<b>
In this role, you&rsquo;ll make an impact in the following ways:</b><br>
<br>
<ul><li>Consults with stakeholders to analyse, define, challenge, and prioritize the business requirements, functional specifications, and operational architecture for a functional work stream within a critical Procurement programs. Formulates and defines program scope and objectives for the work stream with thorough understanding of business processes in a specific business domain.</li></ul>
&bull; Tailor standard processes for team to elicit, challenge, and prioritize &bull; requirements, and translates into functional design and use case models.<br>
<ul><li>Traceability matrix linking requirements to design and test cases.</li><li>Requirements are validated through walkthrough sessions with Legal IT and business SMEs.</li><li>Ambiguous or conflicts are resolved and documented in the change management log.</li><li>Provides guidance in development of the technical design, test plans, and user documentation.</li><li>Assist in end-to-end testing of the application, doing traceability to the requirements.</li><li>Manages scope and change throughout the initiative utilizing formal change control and requirements traceability.</li><li>Gathers and analyses information and develops recommendations to address strategic business objectives that span multiple, global business and technology areas.</li><li>Manage client relations to ensure that service expectations are developed and met.</li><li>Serves as a liaison between clients and internal technical groups to ensure delivery of projects on time and to specification.</li><li>Applies experiences across various software and/or systems development processes to define and collect metrics and identify and implement opportunities for improvement to increase quality of requirements and speed time-to-market.</li><li>Actively influences software and/or systems development process improvement initiatives.</li><li>Provide input for (project) team member performance appraisals.</li></ul>
We&rsquo;re seeking the following:<br>
<ul><li>Bachelor's degree in business or technical-related discipline, or equivalent work experience required.</li><li>9-12 years of experience in providing consulting advice to senior IT and business management required.</li><li>Strong analytical and problem-solving skills.</li><li>Ability to multi-task with a flexible approach to changing priorities.</li><li>Must have excellent verbal and written communication skills.</li><li>Prior experience of working in distributed global teams.</li><li>Efficient Test Writer and System Tester assuring changes all align to specifications. Keeping team&rsquo;s test beds current with latest system&rsquo;s changes.</li><li>Must have experience with MS Office Suite</li><li>Business Architecture experience</li><li>Knowledge of web development technology (i.e. ETL tools, API, Big Data, Workflow) would be a plus.</li><li>Knowledge JIRA, PPM tools, is a plus.</li></ul></div><p>
Interested candidates please feel free to share your resume to AthiAravinthkumar.Selvappandi@cognizant.com / mithra.umapathy@cognizant.com<br>
<b>Subject line : </b><b>Legal Risk Business Analyst, BFS Consulting</b></p></div><p></p>

Legal Risk Business Analyst, BFS Consulting

<b>Requisition Id :</b> 1631063
<br><br>
As a global leader in assurance, tax, transaction and advisory services, we hire and develop the most passionate people in their field to help build a better working world. This starts with a culture that believes in giving you the training, opportunities and creative freedom. At EY, we don't just focus on who you are now, but who you can become. We believe that it’s your career and ‘It’s yours to build’ which means potential here is limitless and we'll provide you with motivating and fulfilling experiences throughout your career to help you on the path to becoming your best professional self.
<br><br>
<b>The opportunity :</b> Analyst-FS-Business Consulting Risk-CNS - Risk - Actuarial - Gurgaon
<br><br>
<b>FS :</b><br>
Amid comprehensive regulatory change, today’s financial services institutions are focusing on digital transformation, convergence and disruption from an array of non traditional competitors — all while meeting greater demands for trust and transparency.
<br><br>
To address this delicate balance of issues, our proficient team of business strategists, technologists and industry leaders bring fresh thinking and sector knowledge across banking and capital markets, insurance, and wealth and asset management. The results are seamless collaboration, innovative problem solving, breakthrough performance gains and sustainable value creation.
<br><br>
We recruit, train and foster a diverse set of people who give their minds to building the future of financial services. Together, we explore new perspectives with innovative and innovative thinking to deliver exceptional client service and ensure that what we do today, counts for tomorrow.
<br><br>
<b>CNS - Risk - Actuarial :</b><br>
EY Consulting is building a better working world by transforming businesses through the power of people, technology and innovation. Our client-centric approach focuses on driving long-term value for our clients by solving their most strategic problems. EY Consulting is made up of three sub-service lines: Business Consulting (including Performance Improvement and Risk Consulting), Technology Consulting and People Advisory Services.
<br><br>
We help our clients in identifying and managing the interplay between upside and downside risk in order to make the long-term decisions to prevent risk and impact on their organization's ability to meet its future business strategy and objectives. The 3 key fields of play are :
<br><br>
Enterprise Risk - helps clients identify and address key risk areas, while building the agility to respond quickly. The areas of focus include Enterprise risk and resilience, Internal audit, Compliance and Internal controls
<br><br>
Technology Risk - helps clients to achieve sustainable growth by supporting their efforts to protect their business performance and by providing trusted communications on internal control and regulatory compliance to investors, management, regulators, customers and other stakeholders. EY teams accomplish this by assessing the technology risks that are introduced to businesses.
<br><br>
Financial Services Risk - helps clients in the financial sector to identify, manage and monitor the risks in their business. It is done through a transformative and agile approach including process and procedures, risk, data modeling and analytics, reporting to stakeholders and third parties, business requirements (for software selection and IT implementation), analysis of assets and liabilities, and capital and liquidity management.
<br><br>
Your key responsibilities
<br><br>
Technical Excellence
<br><br>
at leatest 4 actuarial exams
<br><br>
Understanding of the concepts covered in actuarial exams passed
<br><br>
Skills and attributes
<br><br>
To qualify for the role you must have
<br>Qualification
<br><br>
Graduate from a recognised university
<br><br>
Active member of IAI or IFoA, UK
<br><br>
Experience
<br><br>
0+ years of experience
<br><br>
What we look for
<br><br>
People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements. You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions. We look for people who are agile, curious, mindful and able to sustain postivie energy, while being adaptable and creative in their approach.
<br><br>
What we offer
<br><br>
With more than 200,000 clients, 300,000 people globally and 33,000 people in India, EY has become the strongest brand and the most attractive employer in our field, with market-leading growth over compete. Our people work side-by-side with market-leading entrepreneurs, game- changers, disruptors and visionaries. As an organisation, we are investing more time, technology and money, than ever before in skills and learning for our people. At EY, you will have a personalized Career Journey and also the chance to tap into the resources of our career frameworks to better know about your roles, skills and opportunities.
<br><br>
EY is equally committed to being an inclusive employer and we strive to achieve the right balance for our people - enabling us to deliver excellent client service whilst allowing our people to build their career as well as focus on their wellbeing.
<br><br>
If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.
<br><br>
Join us in building a better working world. Apply now.

Analyst - Business Consulting Risk - FS - CNS - Risk - Actuarial - Gurgaon

Barclays

<div><p>.</p>
<p><b>
Purpose of the role</b></p><p>
To verify that the bank has sufficient funds to meet its short-term and long-term obligations, and the development and implementation of strategies to manage the bank's liquidity position.</p><p></p><p><b>
Accountabilities</b></p><ul><li>
Development and implementation of funding and liquidity strategies to efficiently manage the bank&rsquo;s liquidity position within regulatory requirements and risk appetite at favourable commercial outcomes with respect to funding costs.</li><li>
Analysis and quantification of the regulatory and behavioural liquidity risk impact of transactions undertaken by business units.</li><li>
Maintenance of strong relationships with key business units and working with the business units to manage liquidity to within constrains.</li><li>
Monitoring of key liquidity metrics and trends and advising on actions to be taken to maintain funding and liquidity levels within tolerance.</li><li>
Managing intra-group funding arrangements to ensure subsidiaries are adequately funded and managed within balance sheet, large exposure and capital constraints.</li><li>
Design and implementation of stress testing methodologies to assess the bank's liquidity resilience under various financial shocks, economic downturns, and sector-specific crises, and analysis of stress testing results and development of mitigation strategies to address potential liquidity shortfalls.</li><li>
Development of new tools, models and data analysis to support and enhance the bank&rsquo;s funding and liquidity management capabilities.</li></ul><p></p><p><b>
Analyst Expectations</b></p><ul><li>
To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement.</li><li>
Requires in-depth technical knowledge and experience in their assigned area of expertise</li><li>
Thorough understanding of the underlying principles and concepts within the area of expertise</li><li>
They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources.</li><li>
If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L &ndash; Listen and be authentic, E &ndash; Energise and inspire, A &ndash; Align across the enterprise, D &ndash; Develop others.</li><li>
OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate.</li><li>
Will have an impact on the work of related teams within the area.</li><li>
Partner with other functions and business areas.</li><li>
Takes responsibility for end results of a team&rsquo;s operational processing and activities.</li><li>
Escalate breaches of policies / procedure appropriately.</li><li>
Take responsibility for embedding new policies/ procedures adopted due to risk mitigation.</li><li>
Advise and influence decision making within own area of expertise.</li><li>
Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.</li><li>
Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function.</li><li>
Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.</li><li>
Make evaluative judgements based on the analysis of factual information, paying attention to detail.</li><li>
Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.</li><li>
Guide and persuade team members and communicate complex / sensitive information.</li><li>
Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.</li></ul><p></p><p>
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship &ndash; our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset &ndash; to Empower, Challenge and Drive &ndash; the operating manual for how we behave.</p></div>

Liquidity Risk Reporting - BA4

<div><p>Job Description</p><p></p><p>
R2</p><p>
Manager, Risk Analyst BIRO EIT</p><p></p><p><b>
The Opportunity</b></p><ul><li><p>
Based in Hyderabad, join a global healthcare biopharma company and be part of a 130- year legacy of success backed by ethical integrity, forward momentum, and an inspiring mission to achieve new milestones in global healthcare.</p></li><li><p>
Be part of an organisation driven by digital technology and data-backed approaches that support a diversified portfolio of prescription medicines, vaccines, and animal health products.</p></li><li><p>
Drive innovation and execution excellence. Be a part of a team with passion for using data, analytics, and insights to drive decision-making, and which creates custom software, allowing us to tackle some of the world's greatest health threats.</p></li></ul><p></p><p>
Our Technology Centers focus on creating a space where teams can come together to deliver business solutions that save and improve lives. An integral part of our company&rsquo;s IT operating model, Tech Centers are globally distributed locations where each IT division has employees to enable our digital transformation journey and drive business outcomes. These locations, in addition to the other sites, are essential to supporting our business and strategy.</p><p></p><p>
A focused group of leaders in each Tech Center helps to ensure we can manage and improve each location, from investing in growth, success, and well-being of our people, to making sure colleagues from each IT division feel a sense of belonging to managing critical emergencies. And together, we must leverage the strength of our team to collaborate globally to optimize connections and share best practices across the Tech Centers.</p><p></p><p><b>
Role Overview</b></p><p></p><p>
Overview The Business Information Risk role supports the alignment of cybersecurity, risk management, and compliance activities with Enterprise business objectives. This role partners with Enterprise teams, business stakeholders, and the Information Technology Risk Management &amp; Security (ITRMS) organization to identify, assess, and mitigate information security and compliance risks across technology. The position acts as a trusted subject-matter expert, translating technical risk into business context and supporting the implementation of practical, risk-based controls that enable safe business operations and innovation.</p><p>
Primary Responsibilities</p><p><b>
Business Partnership &amp; Advisory
</b></p><ul><li><p>Serve as a primary risk advisor to Enterprise teams on assigned programs, products, or technology areas, helping translate security risks into business impact and practical recommendations.</p></li><li><p>
Translate enterprise security policies into practical, business-aligned implementation guidance and manage exceptions handling for the business unit.</p></li><li><p>
Participate in business planning forums, product roadmaps, and program governance to ensure security is included early (shift-left).</p></li><li><p>
Support business stakeholders by providing clear, actionable guidance for embedding security and privacy considerations into projects, digital transformations, and operational processes.</p></li><li><p>
Prepare and present risk findings, assessments, and mitigation proposals to IT and business stakeholders; escalate material risks to ITRMS or Enterprise leadership as appropriate.</p></li></ul><p><b>
Risk Assessment &amp; Governance Support
</b></p><ul><li><p>Maintain a prioritized risk register for the business unit and drive risk acceptance decisions with business owners and delegated risk approvers.</p></li><li><p>
Conduct and document risk assessments (e.g., application, cloud, third&#8209;party) and gap analyses aligned to Enterprise policies and relevant regulatory requirements.</p></li><li><p>
Recommend and help <b>implement risk-based security controls</b>, compensating measures, and remediation plans tailored to Enterprise operational contexts.</p></li><li><p>
Assist in maintaining risk registers and tracking remediation and compliance activities; contribute to periodic risk reporting.</p></li></ul><p><b>
Technical Risk Management &amp; </b><b>cybersecurity</b></p><ul><li><p>
Work closely with Enterprise Value Teams and solution owners to review architecture, design, and operational controls for systems, applications, and cloud environments.</p></li><li><p><b>
Identify opportunities to strengthen cyber resilience (detection, response, recovery) and support implementation of monitoring and control improvements.</b></p></li><li><p>
Support incident investigations and coordination with the Cyber Fusion Center for Enterprise-related security events; help identify root causes and remediation actions.</p></li></ul><p><b>
Program Execution &amp; Standards
</b></p><ul><li><p>Support development and operationalization of security standards, policies, and guidelines relevant to Enterprise.</p></li><li><p>
Participate in assurance activities such as control testing, audits, and compliance assessments and support remediation efforts.</p></li><li><p>
Stay informed of emerging technologies (e.g., AI, cloud services) and regulatory changes; evaluate their potential security and compliance impacts and escalate concerns.</p></li></ul><p><b>
Stakeholder Engagement &amp; Awareness
</b></p><ul><li><p>Collaborate with risk, technology, and business stakeholders to promote a risk-aware culture and practical security behaviors.</p></li><li><p>
Contribute to targeted security awareness initiatives and training for Enterprise teams, tailored to role and business processes.</p></li><li><p>
Act as a subject-matter expert in cross-functional working groups or project teams.</p></li></ul><p><b>
Qualifications</b></p><p><b>
Education &amp; Certifications</b></p><ul><li><p>
Bachelor&rsquo;s degree in information technology, cybersecurity, computer science, business administration, or related field (or equivalent experience).</p></li><li><p>
Relevant security or risk certifications preferred <b>(CISSP, CISM, CISA, CRISC, GSEC)</b> but not required.</p></li></ul><p><b>
Experience</b></p><ul><li><p>
Experience in <b>cybersecurity, IT risk management</b>, IT compliance, IT audit, or related fields.</p></li><li><p>
Experience performing risk assessments and advising technical and business stakeholders on security controls and remediation.</p></li><li><p>
Practical experience with cloud, application, or operational technology security is highly desirable.</p></li><li><p>
Prior experience supporting regulated industries (healthcare, life sciences, or manufacturing) is preferred but not mandatory.</p></li></ul><p><b>
Skills &amp; Competencies</b></p><ul><li><p>
Technical depth in cybersecurity controls, threats, vulnerabilities, and mitigation strategies across technology.</p></li><li><p>
Strong business acumen and ability to explain technical risk in business terms.</p></li><li><p>
Proven problem-solving and analytical skills; able to produce clear, actionable recommendations.</p></li><li><p>
Good stakeholder management and communication skills; able to influence without formal authority.</p></li><li><p>
Comfortable working independently and as part of cross-functional teams; adaptable in a fast-paced environment.</p></li><li><p>
High emotional intelligence and collaborative mindset.</p></li></ul><p></p><p><b>
Who we are:</b></p><p>
We are known as Merck &amp; Co., Inc., Rahway, New Jersey, USA in the United States and Canada and MSD everywhere else. For more than a century, we have been inventing for life, bringing forward medicines and vaccines for many of the world's most challenging diseases. Today, our company continues to be at the forefront of research to deliver innovative health solutions and advance the prevention and treatment of diseases that threaten people and animals around the world.</p><p></p><p><b>
What we look for:</b></p><p>
Imagine getting up in the morning for a job as important as helping to save and improve lives around the world. Here, you have that opportunity. You can put your empathy, creativity, digital mastery, or scientific genius to work in collaboration with a diverse group of colleagues who pursue and bring hope to countless people who are battling some of the most challenging diseases of our time. Our team is constantly evolving, so if you are among the intellectually curious, join us&mdash;and start making your impact today.</p><p></p><p><b>
Required Skills:
</b></p>Data Management, Information Security, IT Risk Assessments, IT Risk Governance, IT Risk Response and Reporting, Knowledge of regulations and frameworks, Stakeholder Management, Technical Advice<p></p><p><b>
Preferred Skills:
</b></p><p></p><p>Current Employees apply HERE</p><p></p><p>
Current Contingent Workers apply HERE</p><p></p><p><b>
Search Firm Representatives Please Read Carefully</b><br>
Merck &amp; Co., Inc., Rahway, NJ, USA, also known as Merck Sharp &amp; Dohme LLC, Rahway, NJ, USA, does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for this position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.</p><p></p><p><b>
Employee Status:
</b></p>Regular<p></p><p><b>
Relocation:</b></p><p></p><p><b>
VISA Sponsorship:</b></p><p></p><p><b>
Travel Requirements:</b></p><p></p><p><b>
Flexible Work Arrangements:</b></p>
Hybrid<p></p><p><b>
Shift:</b></p><p></p><p><b>
Valid Driving License:</b></p><p></p><p><b>
Hazardous Material(s):</b></p><p></p><p><b>
Job Posting End Date:</b></p>
12/1/2025<ul><li><b>A job posting is effective until 11:59:59PM on the day </b><b>BEFORE</b><b> the listed job posting end date. Please ensure you apply to a job posting no later than the day </b><b>BEFORE</b><b> the job posting end date.<br>
</b></li></ul><br>
<p><b>Requisition ID:</b>R372490</p></div>

Manager, Risk Analyst BIRO EIT

Goldman Sachs

<div><div><div><div><div><div><div><p>The Goldman Sachs Group, Inc. is a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments, and high-net-worth individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in London, Frankfurt, Tokyo, Hong Kong, Irving, and other major financial centers around the world.</p><br>
<p></p>
<p><b>
RISK ENGINEERING</b></p><br>
<p></p>
<p>
Risk Engineering, which is part of the Risk Division, is a central part of the Goldman Sachs risk management framework, with primary responsibility to provide robust metrics, data-driven insights, and effective technologies for risk management. Risk Engineering is staffed globally with offices including Dallas, New Jersey, New York, Salt Lake City, London, Warsaw, Bengaluru, Singapore, and Tokyo. As a member of Risk Engineering, you will interface with a variety of divisions around the firm as well as the other regional offices. The interaction with numerous departments and the diverse projects that ensue allow for a challenging, varied and multi-dimensional work environment.</p><br>
<p></p>
<p>
Risk Engineering professionals are part of the value proposition of the firm and we balance our key functional responsibility of control with that of being commercial. RE has strong traditions of risk management, client service excellence and career development opportunities for our people.</p><br>
<p></p>
<p><b>
Job Summary &amp; Responsibilities</b></p>
<ul><li>
The Risk Economics Strats (RES) team is a central part of the Goldman Sachs risk management framework with primary responsibility for:
<ul><li>developing macroeconomic and financial scenarios for firm-wide scenario-based risk management.</li><li>
developing and implementing statistical models for credit loss forecasting, business-as-usual risk management and regulatory stress testing requirements; and</li><li>
analyzing large datasets of risk metrics to extract valuable insights about the firm&rsquo;s exposures.</li></ul></li><li>
To fulfill these objectives, Risk Economics Strats interface with a wide array of divisional, finance and risk management groups across the firm. The cross-disciplinary nature of the projects that RES engages in makes for a challenging and multifaceted work environment.</li><li>
RES professionals are part of the value proposition of the firm, and we balance our key functional responsibility of control and risk management with that of being commercial. RES has strong traditions of risk management, data analytics and career development opportunities for our people.</li></ul><br>
<p></p>
<p><b>
Responsibilities:</b></p>
<ul><li>
Research, develop and implement coding infrastructure and environment to facilitate analysis related to scenario development, portfolio idiosyncratic risk, and credit loss impacts.</li><li>
Understand, design, and implement models to capture different risk features critical for the estimation of credit loss impacts.</li><li>
Apply statistical and machine learning techniques as required for risk management purposes.</li><li>
Collaborate with other teams to understand different use-cases in order to develop and refine models.</li><li>
Document loss forecasting, stressed capital models and methodologies for both internal and regulatory requirements.</li><li>
Provide overall support to the team to meet requirements for regulatory stress-testing and business-as-usual risk management calculations.</li></ul><br>
<p></p>
<p><b>
Qualifications:</b></p>
<ul><li>
Strong quantitative and analytical skills with advanced degree in a quantitative discipline with hands on experience in handling data, model building and programming.</li><li>
Background in financial modeling, econometric modelling is preferred (for the VP role).</li><li>
Ability to quickly learn and utilize quantitative modeling techniques.</li><li>
Excellent written and verbal communication skills.</li><li>
Strong organizational skills, strong communication and the ability to manage multiple assignments concurrently.</li><li>
Any experience with building models for credit ratings , PD / LGD models and loss forecasting is an additional benefit.</li></ul><br>
<p></p>
<p><b>
Prior work experience:</b></p>
<ul><li>
At least 2.5 years experience in financial modeling, loss fore-casting and business analytics related roles.</li><li>
Experience with statistical techniques including segmentation, decision trees and other advanced risk predictive modeling methods.</li><li>
Acquainted with statistical packages (Python, R, etc.) is required, elementary knowledge of data mining and data manipulation tools on big data platforms (Hadoop, Spark, etc.) will be preferred.</li><li>
Any experience with building models for credit ratings , PD / LGD models and loss forecasting will be given preference. (Highly recommended for the VP role.)</li><li>
Strong writing, presentation, and communication skills; technical writing and documentation experience desired</li><li>
Ability to manage multiple assignments concurrently across various stakeholders.</li><li>
Ability to be operate independently with high degree of ownership and accountability.</li></ul><div><br>
<br>
</div><div>ABOUT GOLDMAN SACHS</div><br>
<div>
<br>
</div><div>At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.</div><br>
<div>
<br>
</div><div>We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. about our culture, benefits, and people at GS.com/careers.</div><br>
<div>
<br>
</div><div>We&rsquo;re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. : https://www.goldmansachs.com/careers/footer/disability-statement.html</div><div><br>
<br>
</div><div></div><br>
<div>&copy; The Goldman Sachs Group, Inc., 2023. All rights reserved.
</div><div><div>Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.<br>
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<div><div><div><div><div><b>We Offer Best-In-Class Benefits</b></div></div></div><p></p><div><div><div><div><div><div><div>
Healthcare &amp; Medical Insurance</div></div><p>
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.</p></div></div></div></div><p></p><div><div><div><div><div><div>
Holiday &amp; Vacation Policies</div></div><p>
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.</p></div></div></div></div><p></p><div><div><div><div><div><div>
Financial Wellness &amp; Retirement</div></div><p>
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees&rsquo; priorities.</p></div></div></div></div><p></p><div><div><div><div><div><div>
Health Services</div></div><p>
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.</p></div></div></div></div><p></p><div><div><div><div><div><div>
Fitness</div></div><p>
To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).</p></div></div></div></div><p></p><div><div><div><div><div><div>
Child Care &amp; Family Care</div></div><p>
We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.</p></div></div></div></div><p></p><div><div><div><div><div><div>
Benefits at Goldman Sachs</div></div><p>
Read more about the full suite of class-leading benefits our firm has to offer.</p></div></div></div></div></div></div></div></div><div></div>
<br><p>Opportunity Overview
CORPORATE TITLE
Associate
OFFICE LOCATION(S)
Bengaluru
JOB FUNCTION
Quantitative Engineering
DIVISION
Risk Division</p>

Risk-Bengaluru-Associate-Quantitative Engineering

Citi

<div><p>The Portfolio Credit Risk Management role oversees portfolio risk management activities to minimize credit losses and potential damage to the Citigroup franchise or reputation. The role includes developing business strategies, calculating CECL reserves, conducting stress tests, loss forecasts, and managing risk appetite for the First Line of Defense (1LOD). For the Second Line of Defense (2LOD), the role involves providing effective oversight and periodic review and challenge of 1LOD portfolio management processes and outcomes. Individuals in this role ensure credit risk is managed effectively across all portfolios, protecting the company's financial stability and reputation while supporting the overall business strategy.</p><p></p><p><b>
Responsibilities</b>:</p><ul><li>
Actively participate in the development and optimization of Concentration Risk Appetite and Limit policies, ensuring their adherence and uniformity.</li><li>
Assist in the implementation of Concentration Risk Appetite and Limit policies, processes, and associated initiatives.</li><li>
Prepare risk management presentations for the deliberation of senior management.</li><li>
Aid in the execution of ERM Framework components.</li><li>
Analyze data, formulate recommendations, and communicate findings efficiently.</li><li>
Work closely with internal teams to guarantee timely completion of program requirements.</li><li>
Identify and escalate program risks following comprehensive review and analysis.</li><li>
Support regulatory and audit reviews across various levels, ensuring conformity with all regulations and standards.</li><li>
Collaborate with teams without direct reporting lines to effectively implement compliance and risk management strategies.</li><li>
Utilize project management skills to enhance results.</li><li>
Expand industry knowledge and make decisions based on analytical proficiency.</li></ul><ul><li>
Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.</li><li>
Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.</li><li>
Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.</li><li>
Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.</li><li>
Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda</li><li>
Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.</li><li>
Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.</li><li>
Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.</li><li>
Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.</li><li>
Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.</li><li>
Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult</li><li>
Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.</li><li>
Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi&rsquo;s clients and the community.</li><li>
Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.</li><li>
Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.</li><li>
Empathetically listens and understands others&rsquo; positions before acting on issues; works to amplify voices that are minimized in the workplace</li><li>
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards</li></ul><p></p><p><b>
Qualifications</b>:</p><ul><li>
5+years relevant experience</li><li>
Comprehensive knowledge of risk identification, measurement, monitoring, control and, processes. Reporting</li><li>
Experience in project management and program coordination.</li><li>
Proficient in data interpretation and for risk recommendation control measures.</li><li>
Knowledge of audit and regulatory communication processes related to risk management.</li><li>
Extensive in risk management and issue resolution.</li><li>
Experience in experience leading risk transformation programs and managing stakeholder relations.</li><li>
Proven record in supporting regulatory and audit reviews, with a focus on risk management.</li><li>
Independent problem-solving and decision-making abilities.</li><li>
In-depth industry knowledge and application of standards.</li><li>
Proficiency in project management and team integration.</li><li>
Excellent analytical and risk management skills.</li><li>
Superior communication and collaboration abilities.</li><li>
Ability to plan, organize, and coordinate program activities.</li><li>
Strong time-management and ethic work under pressure.</li><li>
High professionalism and ethical standards.</li></ul><p></p><p><b>
Education</b>:</p><p>
Bachelor's/University degree or equivalent experience</p><p>
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Job Family Group:
</b></p>Risk Management<p>
-</p><p><b>
Job Family:</b></p>
Portfolio Credit Risk Management<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Most Relevant Skills
</b></p>Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i><br>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

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