casualty insurance claim adjuster

Takagi & Associates, Inc. Professional Insurance Consultants

Takagi &amp; Associates Inc. is currently seeking a professional, skilled and dedicated Licensed Insurance Adjuster to join the team.About Us:We are a leading insurance company committed to providing exceptional service and support to our valued policyholders. With a strong focus on customer satisfaction, we pride ourselves on offering comprehensive insurance solutions and swift claims handling. As an integral part of our team, you will have the opportunity to make a meaningful impact on our clients' lives and contribute to our continued success.Responsibilities:As a Licensed Insurance Adjuster, you will play a vital role in assessing and evaluating insurance claims, ensuring fair and accurate settlements. Your primary responsibilities will include:Conducting thorough investigations of insurance claims by gathering relevant information, inspecting damaged properties, vehicles, reviewing medical files and interviewing involved parties.Analyzing policy coverage and determining the extent of liability and applicable compensation.Documenting all findings, including photographs, videos, and written reports, to support claim evaluations.Collaborating with experts such as engineers, medical professionals, and legal advisors to assist in claim evaluations.Negotiating settlements with claimants, attorneys, and other stakeholders, adhering to industry guidelines and company policies.Providing exceptional customer service and addressing inquiries from policyholders, ensuring their concerns are resolved promptly and professionally.Staying up-to-date with industry trends, regulations, and changes in insurance policies to effectively handle claims.Requirements:To excel in this role, you should meet the following requirements:Possess a valid Guam Insurance AdjustersProven experience as a Licensed Insurance Adjuster for at least 7 years+, demonstrating expertise in claim assessment, investigation, and negotiation.Experience in multi-lines Adjusting such as Auto, Workers Compensation, Bodily Injury, Liability, personal and commercial property ect...Strong knowledge of insurance policies, coverage, and regulations, including an understanding of property and casualty claims.Excellent communication and interpersonal skills to effectively interact with policyholders, legal professionals, and other stakeholders.Detail-oriented approach with exceptional analytical and problem-solving abilities.Ability to work independently and make sound decisions in a fast-paced environment.Strong commitment to compliance, on-going training and growthProficiency in using relevant software and tools for claim processing and documentation.How to Apply:Please submit your resume, along with a cover letter highlighting your relevant experience and accomplishments, to humanresources@taaguam.com. We will review applications on a rolling basis and contact qualified candidates for further assessment.We value diversity and are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, disability, or age.Join our team of dedicated professionals and embark on a fulfilling career as a Licensed Insurance Adjuster.Job Type: PermanentBenefits:<ul><li>401(k)</li><li>401(k) matching</li><li>Dental insurance</li><li>Disability insurance</li><li>Health insurance</li><li>Paid time off</li><li>Relocation assistance</li><li>Vision insurance</li></ul>Work Location: In person

Licensed Insurance Claims Adjuster

ACCREDITED INSURANCE

<div><h3 class="jobSectionHeader">Description</h3><div> 
The Claims Manager provides strategic oversight and direction for a portfolio of claims managed by program administrators and/or TPAs across multiple lines of business. This role ensures claim adjudication is consistent with policy and contract language, regulatory requirements, and company standards while driving continuous improvement in vendor performance, claims outcomes, and operational efficiency. The Claims Manager is accountable for oversight of claim portfolios handled by program administrators/TPAs and ensuring compliance with governance standards, reporting requirements and audit protocols. Additionally, the Claims Manager will drive continuous improvement in claims handling quality, referral efficiency, and oversight workflows.</div> 
<h3 class="jobSectionHeader">
Key Responsibilities</h3> 
<ul>
<li>
 Provide strategic oversight of claim handling within assigned programs, ensuring accurate coverage determinations, liability assessments, reserving, and damages evaluations.</li>
<li>Oversee program administrator/TPA claim investigations, performance, and reporting to ensure alignment with Accredited&rsquo; s standards and obligations.</li>
<li>Review claim notices and reports for accuracy and completeness; confirm timely escalation of high exposure, litigated, or disputed matters.</li>
<li>Ensure appropriate interpretation and application of contract language, with decisions grounded in governing agreements and applicable law; evaluate reinsurance contract response and loss allocation, as applicable.</li>
<li>Monitor claim activity and develop reporting for leadership on emerging risks, portfolio trends, and potential disputes.</li>
<li>Support counsel in arbitration, litigation, and dispute resolution, contributing to strategic positioning.</li>
<li>Maintain diary control and verify reserves and file updates accurately reflect company exposure.</li>
<li>Lead or contribute to special projects, policy development, and process improvements across the claims function.</li>
<li>Collaborate with leadership across Underwriting, Legal, Reinsurance, and Operations to strengthen claims governance and outcomes.</li>
<li>Provide oversight of casualty and specialty claims, including general liability, products</li>
<li> liability, commercial auto, and professional lines.</li>
<li>Ensure appropriate evaluation of liability, damages, and reserving in complex bodily injury and litigated matters.</li>
<li>Lead oversight of litigation management, aligning defense strategy with business objectives.</li>
<li>Monitor emerging casualty risks (e.g., nuclear verdicts, social inflation) and escalate portfolio concerns to leadership.</li></ul><div></div><h3 class="jobSectionHeader"> 
Skills &amp; Experience</h3> 
<ul>
<li>
Must possess casualty claims expertise, including complex liability and litigated claims.</li>
<li>Experience leading and managing external partners, including TPAs and MGAs, with a focus on vendor performance and quality outcomes.</li>
<li>Experience working in vendor-heavy adjusting environments; prior TPA and/or client service experience is preferred.</li>
<li>Strong analytical, organizational, interpersonal, and communication skills, with the ability to influence external partners and internal stakeholders, manage multiple priorities, and adapt in fast-paced, deadline-driven environments.</li>
<li>Ability to balance strategic oversight with operational execution while working independently and exercising sound judgment.</li>
<li>Familiarity with reinsurance structures, delegated authority models, and contract interpretation.</li>
<li>5&ndash;10 years of experience handling multiline commercial claims, including admitted, non-admitted, and program business.</li>
<li>Ability to work in the office (New York or Orlando highly preferred) up to three days per week.</li>
<li>Willingness to travel occasionally (approximately 2&ndash;4 trips annually).</li>
</ul><div>Education:</div><ul>
<li>Bachelor&rsquo;s degree in business, finance, or related field.</li>
<li>Professional designations (CPCU, AIC, etc.) are a plus.</li>
<li>Insurance adjuster license (or ability/willingness to obtain) required in applicable jurisdictions.</li></ul><div> 
</div><div>
The applicable base salary range for this role is $120,000 to $130,000. The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives. 
 
We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings, as well as employee assistance programs. 
 
Accredited is an Equal Opportunity Employer committed to fostering an inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, genetic.</div><div></div><h3 class="jobSectionHeader"> 
About Accredited Insurance</h3><div>
A leading program manager operating across the US, UK and Europe, Accredited is the only dedicated program partner to provide A- rated insurance capacity in each of the US, UK and Europe, writing admitted and non-admitted business in all 50 US states. 
</div><div>A.M. Best, a global credit rating agency specializing in the insurance industry affirms the Financial Strength Rating of A- (Excellent), with a Financial Size Rating of IX for Accredited Specialty Insurance Company, Accredited Surety and Casualty Company Inc. (also referred to as Accredited America) and Accredited Insurance (Europe) Limited (Malta), collectively known as Accredited. 
</div><div>Accredited America offers a broad range of insurance solutions in 50 states and the District of Columbia. The strength behind Accredited America is Accredited Surety and Casualty Company, Inc. and Accredited Specialty Insurance Company, both of which are rated A- by AM Best. 
</div><div>Accredited Insurance (Europe) Limited is a Maltese based insurer providing capacity solutions in the UK and across Europe, across a number of different product lines. Accredited Europe is A- rated by A.M. Best.</div></div>

Claims Manager, Casualty and Specialty

The Hanover Insurance Group

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture.
 
Our Claims team is currently seeking a Technical Claims Consultant, with expertise in Commercial General Liability (CGL).
 This is a full-time, exempt role with a hybrid work schedule (two days in the office) at one of our Hanover offices:
 
<ul>
<li>Worcester, MA</li>
<li>Rocky Hill, CT</li>
<li>Alpharetta, GA</li>
<li>Phoenix, AZ</li>
<li>Howell, MI</li>
<li>Richmond, VA</li>
<li>Itasca, IL</li>
<li>Syracuse, NY</li>
</ul>
POSITION OVERVIEW: 
The Technical Consultant, Casualty Claims, manages moderate to complex and high-value casualty and litigated claims with minimal supervision. This role requires advanced investigative and negotiation skills to resolve disputes and handle escalated situations, while collaborating with legal teams and subject matter experts as needed. The consultant analyzes complex data, provides expert opinions to support claim resolution, and may represent the company in litigation forums. Operating with a high degree of autonomy and professionalism, the position demands strategic thinking, deep technical expertise, and strict adherence to regulatory and company standards in navigating sensitive, high-impact claim scenarios.
 
IN THIS ROLE, YOU WILL: 
<ul>
<li>Independently investigate moderate to complex and sensitive claims, ensuring thorough analysis and resolution.</li>
<li>Collaborate with internal and external experts to evaluate claims and determine validity and value.</li>
<li>Identify opportunities to transfer risk and pursue subrogation. Proactively resolve disputes, deescalate sensitive situations, and ensure optimal claim outcomes through strategic negotiation and litigation management.</li>
<li>Assess and transfer risk where appropriate; manage suspicious claims and refer to SIU as needed.</li>
<li>Serve as a subject matter expert and contribute to departmental projects and initiatives.</li>
<li>Draft coverage letters, including complex forms and endorsements; interpret commercial coverages and legal principles.</li>
<li>Set reserves and authorize payments within high authority limits; manage litigation budgets and counsel.</li>
<li>Lead quality and efficiency initiatives for complex claims workflows.</li>
<li>Use technology and data tools to identify trends, correct inconsistencies, and optimize outcomes.</li>
<li>Negotiate high-value and contested claims using advanced strategies.</li>
<li>Ensure compliance with jurisdictional requirements; mentor others on regulatory standards.</li>
<li>Maintain accurate records and prepare detailed reports; protect PII and educate peers on best practices.</li>
<li>Lead cross-functional meetings and drive consensus on claim resolutions.</li>
<li>Communicate complex information clearly to diverse stakeholders; manage sensitive customer interactions.</li>
<li>Provide technical guidance and mentorship to less experienced adjusters.</li>
<li>Represent the company in litigation forums including trials, mediations, and arbitrations.</li>
<li>Support training development and evaluate program effectiveness.</li>
<li>Influence product development by identifying coverage gaps and recommending updates.</li>
<li>Attend industry events and continuing education seminars to stay current with best practices, legal developments, and emerging trends.</li>
<li>Must possess or obtain and maintain appropriate state adjuster licenses and continuing education credits</li>
</ul>
WHAT YOU NEED TO APPLY: 
<ul>
<li>Bachelor’s degree preferred or equivalent experience; typically 5+ years of industry experience; industry designation relevant to the role preferred</li>
<li>Recognized authority in negotiating highly complex claims; shapes and implements best practices</li>
<li>Skilled in negotiating complex claims and developing strategies to influence outcomes. Demonstrates sound judgment and decision-making on high-exposure cases, including litigation and compliance matters</li>
<li>Communicates clearly and effectively in verbal and written formats; handles sensitive and complex issues with professionalism. Selects appropriate communication channels and consistently demonstrates empathy</li>
<li>Maintains comprehensive and organized claim records and prepares detailed reports summarizing findings and recommendations</li>
<li>Highly organized with the ability to manage complex workflows and participate in project work. Demonstrates strong time management and desk management skills, and mentors others in these areas</li>
<li>Expert-level insurance knowledge; deep understanding of legal and regulatory frameworks</li>
<li>Makes informed decisions independently; analyzes risks and understands financial impacts</li>
<li>Exercises sound judgment and strategic insight in evaluating results and shaping policy</li>
<li>Develops investigative techniques and protocols; expert in coverage analysis and liability assessment</li>
<li>Designs empathetic customer service strategies; recognized for exceptional service</li>
</ul>
Core Capabilities: 
<ul>
<li>Analytical Reasoning: The ability to identify problems, understand your impact, gather input and data, and develop an effective solution.</li>
<li>Customer Centricity: Makes customers/clients and their needs a primary focus of one’s actions; shows interest in and understanding of the needs and expectations of internal and external customers; gains customer trust and respect; meets or exceeds customer expectations.</li>
<li>Digital Fluency: Effectively uses digital tools and technology appropriately to find, evaluate, create, and communicate information understands how to navigate digital platforms, use software applications, and leverage technology for productivity and communication purposes.</li>
<li>Persuasion and Influence: Uses appropriate interpersonal skills and techniques to gain acceptance for ideas or solutions; uses influencing strategies to gain genuine agreements; seeks to persuade rather than force solutions or impose decisions or regulations.</li>
<li>Professional Insurance Acumen: Demonstrates a deepening understanding of the insurance industry and the ability to apply specialized technical skills to address complex challenges, adapt to industry trends, and drive value for the organization.</li>
<li>Planning and Execution: Plans, prioritizes and manages resources and time effectively to achieve specific goals or deadlines.</li>
</ul>
CAREER DEVELOPMENT: 
It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.
 
BENEFITS: 
We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.
 
Benefits include: 
<ul>
<li>Medical, dental, vision, life, and disability insurance</li>
<li>401K with a company match</li>
<li>Tuition reimbursement</li>
<li>PTO</li>
<li>Company paid holidays</li>
<li>Flexible work arrangements</li>
<li>Cultural Awareness Day in support of IDE</li>
<li>On-site medical/wellness center (Worcester only)</li>
<li>Click here for the full list of Benefits</li>
</ul>
EEO statement: 
The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
 
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.”
 
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: HRServices@hanover.com and include the link of the job posting in which you are interested.
 
Privacy Policy: 
To view our privacy policy and online privacy statement, click here.
 
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here.
 
Compensation: 
The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.

Technical Consultant Casualty Claims- CGL

Claims Service Bureau of New York Inc.

Experienced Casualty Claims Adjuster &ndash; Long Island, NYWell-established Third-Party Administrator (TPA) with over 60 years of continuous operation is seeking a skilled and motivated Casualty Claims Adjuster to join our team.Position Overview:The ideal candidate will have a minimum of 3-5 years of experience handling casualty claims, with the ability to independently manage a full caseload from inception through resolution. This role requires strong analytical, negotiation, and communication skills, as well as a thorough understanding of claims handling practices.This position is in-office initially, with the opportunity to transition to a hybrid schedule following successful training and onboarding.Key Responsibilities:<ul><li>Investigate, evaluate, and manage casualty claims (including liability and bodily injury)</li><li>Determine liability exposure</li><li>Negotiate settlements within authority limits</li><li>Coordinate / communicate with attorneys and insureds</li><li>Maintain accurate and timely claim documentation</li></ul>Qualifications:<ul><li>Minimum 3-5 years of casualty claims adjusting experience</li><li>Strong knowledge of claims handling procedures and litigation management</li><li>Excellent written and verbal communication skills</li><li>Ability to work independently and manage a high-volume caseload</li></ul>What We Offer:<ul><li>Competitive salary commensurate with experience</li><li>Performance-based bonuses</li><li>401(k) plan</li><li>Health Insurance</li><li>Paid time off and holidays</li><li>Stable, long-standing company with a strong industry reputation</li><li>Collaborative and professional work environment</li><li>Opportunity for hybrid work schedule following training</li></ul>Who We Are:We are a family-owned Third-Party Administrator with over 60 years of experience delivering high-quality claims management services. Our longevity reflects our commitment to exceptional client service, industry expertise, and strong employee relationships. We provide a supportive, team-oriented environment where employees are empowered to make decisions, contribute ideas, and play a meaningful role in the success of our clients and company. We offer the stability of a well-established organization combined with the flexibility and personal touch of a family-owned business.Pay: $55,000.00 - $85,000.00 per yearBenefits:<ul><li>401(k)</li><li>Health insurance</li><li>Paid time off</li></ul>Work Location: In person

General Liability Claims Adjuster

Great West Casualty Company

<div>We are hiring a Liability Claims Adjuster to work in a hybrid capacity from our Bloomington, IN office with 3 days in office and 2 days remote.
Are you a confident decision-maker looking to take the next steps in your career? Do you have experience working with bodily injury or commercial auto liability claims? Join Great West Casualty Company, a stable industry leader, as a Liability Claims Adjuster!

This position offers the opportunity for an ideal work-life balance and exposure to the commercial side of the industry. We foster a collaborative work environment, empower you to make decisions, and give you the autonomy to settle your claims.

Location: Bloomington, IN (robust relocation package offered)

In this position, you will:

<ul><li>Manage an inventory of claim files while providing exceptional customer service.</li><li>Utilize your negotiation skills to strategically move claims toward resolution.</li><li>Understand medical aspects of claims management.</li><li>Retain and direct defense counsel.</li></ul>

Qualifications:

<ul><li>Experience handling commercial or auto liability bodily injury claims.</li><li>Demonstrated success in exercising independent decision-making, problem-solving, and negotiation competency.</li><li>Above-average teamwork, communication, and customer service skills.</li><li>Ability to work in a fast-paced environment with varying claim volume.</li></ul>

Your Future Starts Here: Benefits That Support Your Lifestyle
<ul>
<li>Competitive Compensation
</li><li>Generous paid time off and paid company holiday schedule</li>
<li>Medical, Dental, Vision, Life, Long-Term Disability, Company Match 401(k), HSA, FSA</li>
<li>Paternal Leave, Adoption Assistance, Fertility and Family Planning Assistance, Pet Insurance, Retail Discount Programs</li>
<li>Community volunteer opportunities</li>
<li>Wellness programs, gym subsidies, and support for maintaining a healthy lifestyle</li>
<li>Scholarships for dependents and tuition reimbursement to further your education</li>
<li>Company paid continuing education and monetary awards for professional development</li>
<li>Opportunities for a hybrid work schedule (three days in the office, two days remote)</li>
</ul>
Who we are:

For over 65 years, Great West Casualty Company has provided premier insurance products and services to thousands of truck drivers and trucking companies across America. We have offices located around the country, and over 1,200 professionals are proud to call us an employer of choice. We are dedicated to the success, happiness, and wellness of our employees. If you are looking for a company where your contributions are valued, your continued learning is financially supported, and customer service is a priority, we want to talk to you. Apply today and join one of America's largest insurers of trucking companies as we help keep the nation's economy moving forward one mile at a time.

To learn more about Great West and our office locations, please visit our website www.gwccnet.com.

Great People.

Great Careers.

Great West Casualty Company.

Great West Casualty Company is an Equal Opportunity Employer.</div>

Liability Claims Adjuster

United Automobile Insurance Company

<div>COMPANY OVERVIEW: 
 
Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Third-Party PD Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business. 
 
SCOPE: 
 
The Third-Party Adverse Auto Subrogation Adjuster is responsible for investigating claims to identify recovery opportunities, pursuing reimbursement from liable third parties and their insurers, and negotiating settlements to maximize financial recovery for the company. The adjuster will collaborate closely with internal teams, such as claims, underwriting, and legal, to ensure a thorough and effective recovery process. Additionally, the adjuster will maintain compliance with industry regulations, track performance metrics, and contribute to the continuous improvement of subrogation practices. This position requires strong analytical, negotiation, and communication skills, with a focus on achieving optimal recovery outcomes in a timely manner. 
 
This position is also offered in a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region. 
 
DUTIES:<ul><li>
Review and analyze claims to establish liability reviewing incoming subrogation demands from adverse carriers and review damages to rule out excess.</li><li>
Investigate incidents to establish liability and damages presented by adverse carriers. This includes reviewing accident reports, interviewing witnesses, gathering physical evidence, and obtaining police reports and repair estimates.</li><li>
Gather and organize all necessary documentation to support the subrogation claim, such as contracts, invoices, photos, and legal documents. Ensure that all relevant evidence is preserved and accurately recorded.</li><li>
Clearly communicate the basis for the demand, outlining the damages incurred and the rationale for liability.</li><li>
Engage in negotiations with adverse adjusters, third-party insurers, attorneys to reach favorable settlements. Use knowledge of liability law and negotiation tactics to maximize settlements.</li><li>
For cases where settlements cannot be achieved monitor claim closely for litigation and make the necessary efforts to communicate with the insured.</li><li>
Keep detailed records of all subrogation activities, including communications, negotiation efforts, and payments made. Ensure that all case files are up-to-date and organized for easy access and review.</li><li>
Track the status of each subrogation file, ensuring timely follow-up and resolution. Regularly update internal systems with progress notes and settlement outcomes.</li><li>
Provide regular updates and reports to management on the status of subrogation claims, including settlements achieved, challenges encountered, and potential improvements to processes.</li><li>
Work closely with claims adjusters, underwriters, and legal teams to gather information, develop recovery strategies, and support the subrogation process. Share insights and findings to assist in improving overall claims handling and subrogation practices.</li><li>
Maintain effective communication with external stakeholders, including insurers, attorneys, and claimants. Ensure that all communications are professional, clear, and conducive to achieving goals.</li><li>
Ensure that all subrogation activities are conducted in compliance with applicable laws, regulations, and company policies. Stay informed of changes in legislation and industry standards that may impact subrogation practices.</li><li>
Contribute to the development and implementation of best practices for claims handling and settlements. Identify opportunities for process improvements and work with management to enhance efficiency and effectiveness in subrogation efforts.</li><li>
Work towards meeting or exceeding individual and team settlement goals.</li><li>
Regularly review subrogation performance metrics and outcomes to identify areas for improvement. Participate in training and development opportunities to enhance skills and stay current with industry trends and best practices.</li><li>
Participate in special projects or initiatives as assigned by management, including process improvement efforts, system upgrades, or training programs.</li><li>
Assist other departments as needed, providing expertise in subrogation and contributing to overall company goals and objectives.</li></ul> 

EDUCATION:<ul><li>
Bachelor&rsquo;s degree in business or a related field preferred. Experience is lieu of degree also considered.
</li><li>Adjusters license required.</li><li>
Bilingual preferred.</li></ul> 

SKILLS &amp; EXPERIENCE:<ul><li>
Minimum of 3-5 years of experience in subrogation, claims adjusting, or a related field within the property and casualty insurance industry.</li><li>
In-depth knowledge of insurance policies, subrogation principles, and legal concepts related to property and casualty claims.</li><li>
Strong analytical and investigative skills, with the ability to assess liability and recovery potential.</li><li>
Excellent negotiation and communication skills, both written and verbal.</li><li>
Proficiency in claims management software and Microsoft Office Suite.</li><li>
Ability to manage a high volume of cases with attention to detail and accuracy.</li><li>
Strong organizational skills, with the ability to prioritize and manage multiple tasks effectively.</li></ul> 

BENEFITS:<ul><li>
401(k) Retirement Savings Plan with employer match.</li><li>
Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance</li><li>
Paid Time Off, Holidays, and Leave programs.</li><li>
Flexible spending accounts</li><li>
Basic Life Insurance and Voluntary Life/ADD</li><li>
Voluntary Short Term and Long-Term Disability</li></ul> 
UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/. 
 
UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.
oylnHHoVNT</div>

Third Party Adverse Auto Subrogation Adjuster

USAA

<div>
 
 Why USAA?
 
 
 
 At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
 
 
 Embrace a fulfilling career at USAA, where our core values &ndash; honesty, integrity, loyalty and service &ndash; define how we treat each other and our members. Be part of what truly makes us special and impactful.
 
 
 We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
 
 
 
 The Opportunity
 
 
 
 As a dedicated Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. You will recognize and empathize with members&rsquo; life events, as appropriate.
 
 
 Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime available.
 
 
 This is a
 
 field-based role in the New York City area
 
 . Candidates who are willing and able to work in this area are encouraged to apply.
 
 
 
 What You'll Do
 
 
 
 <ul>
 <li>
 Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
 </li>
 <li>
 Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
 </li>
 <li>
 Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
 </li>
 <li>
 Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
 </li>
 <li>
 Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
 </li>
 <li>
 Maintains accurate, thorough, and current claim file documentation throughout the claims process.
 </li>
 <li>
 Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
 </li>
 <li>
 Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
 </li>
 <li>
 May be assigned CAT deployment travel with minimal notice during designated CATs.
 </li>
 <li>
 Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
 </li>
 <li>
 Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
 </li>
 <li>
 Adjusts complex claims with attorney involvement.
 </li>
 <li>
 Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
 </li>
 <li>
 May require travel to resolve claims, attend training, and conduct in-person inspections.
 </li>
 <li>
 Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
 
 
 </li>
 </ul>
 
 What You Have
 
 
 
 <ul>
 <li>
 High School Diploma or General Equivalency Diploma.
 </li>
 <li>
 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
 </li>
 <li>
 Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
 </li>
 <li>
 Proficient knowledge of residential construction.
 </li>
 <li>
 Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
 </li>
 <li>
 Proficient negotiation, investigation, communication, and conflict resolution skills.
 </li>
 <li>
 Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
 </li>
 <li>
 Ability to travel 50-75% of the year (local &amp; non-local) and/or work catastrophe duty when needed.
 </li>
 <li>
 Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
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 Successful completion of a job-related assessment may be required.
 
 
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 What Sets You Apart
 
 
 
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 Hands-on experience in the field handling high-severity and complex property claims such as fire, water damage, vandalism, malicious mischief, foreclosures, earth movement, collapse, and liability.
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 Residential property field adjusting experience with dwelling, structure and additional living expenses.
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 Experience working directly for a standard insurance carrier handling claims from start to finish (first notice of loss, reviewing policy, making coverage decisions)
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 Proficient in using estimating platforms and virtual inspection tools like Xactimate, ClaimXperience and XactAnalysis
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 Insurance industry designations such as AINS (Associate in General Insurance), CPCU (Chartered Property Casualty Underwriter), AIC (Associate in Claims), or SCLA (Senior Claims Law Associate) or actively pursuing
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 Active Property &amp; Casualty adjuster license
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 Currently reside in the New York City area, enabling quicker response times for local claims and a better understanding of regional risks
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 US military experience through military service or a military spouse/domestic partner
 
 
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 </ul>
 
 Physical Demand Requirements
 
 
 
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 May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces.
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 May need to meet all USAA safe driving requirements including verification of driving record through MVR &amp; possession of valid driver&rsquo;s license.
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 May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car.
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 May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics.
 
 
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 </ul>
 
 Compensation range:
 
 The salary range for this position is: $85,050 - $130,410.
 
 
 
 USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
 
 
 
 
 Compensation:
 
 USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
 
 
 Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
 
 
 The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
 
 
 
 Benefits:
 
 At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
 
 
 For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
 
 
 
 Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
 
 
 
 
 USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
 
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Property Adjuster Specialist - Field

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