chief risk officer

HH Salon

<p><b>Role Overview:</b></p><p>The Chief Risk Officer (CRO) is responsible for leading Joud&rsquo;s enterprise risk management function, ensuring that all operational, credit, regulatory, and strategic risks are proactively identified, assessed, and mitigated. As a BNPL (Buy Now, Pay Later) fintech operating under QCB&rsquo;s regulatory framework, Joud requires a CRO who can implement rigorous controls, particularly around consumer credit risk, fraud detection, regulatory risk, and data protection. This role is critical to building a trustworthy, secure, and scalable platform as Joud expands across Qatar and the wider MENA region.</p><p><b>Key Responsibilities:</b></p><ul><li>Design and implement an enterprise-wide risk management framework that aligns with QCB guidelines, fintech standards, and Joud&rsquo;s business strategy.</li><li>Develop credit risk policies, including automated credit scoring models, customer segmentation, payment behavior analysis, and merchant risk onboarding frameworks.</li><li>Oversee the creation of internal risk controls for operational, IT, and cyber risk, ensuring protection against system failures, data breaches, and downtime.</li><li>Lead the company's fraud prevention and detection efforts, collaborating with data and compliance teams to monitor and investigate suspicious behavior.</li><li>Monitor macroeconomic, regulatory, and industry risks that could impact Joud&rsquo;s BNPL product offerings and market stability.</li><li>Conduct periodic risk assessments across all departments and functions and lead company-wide risk workshops or simulations.</li><li>Ensure compliance with QCB&rsquo;s overall regulations, reporting obligations, and ongoing regulatory assessments.</li><li>Establish key risk indicators (KRIs) and risk tolerance thresholds; report on them regularly to the CEO and Board.</li><li>Collaborate with legal and compliance teams to assess third-party risks from vendors, payment processors, and data handlers.</li><li>Guide the implementation of a business continuity and disaster recovery plan, ensuring readiness and resilience.</li><li>Represent the risk function in meetings with auditors, regulators, and investors, providing transparency into Joud&rsquo;s risk posture.</li><li>Lead and mentor the risk team, fostering a culture of accountability, integrity, and proactive risk ownership across the company</li></ul><p><b>Required Qualifications:</b></p><ul><li>Bachelor&rsquo;s degree in Risk Management, Finance, Business Administration, or related field.</li><li>Advanced degree ( MBA, MSc Risk, or FRM/CISA/CIRM certifications) strongly preferred.</li><li>Minimum 8+ years of experience in enterprise risk management, preferably in fintech, banking, payments, or consumer credit.</li><li>Solid understanding of Qatar Central Bank regulations, including risk reporting formats.</li><li>Demonstrated experience in credit risk modeling, fraud analytics, and data-driven risk scoring methodologies.</li><li>Familiarity with ISO 31000, COSO framework, and other risk management standards.</li></ul><p><b>Key Competencies &amp; Skills:</b></p><ul><li>Strategic and analytical thinking with a risk-aware mindset</li><li>Deep knowledge of digital finance and BNPL risk dynamics</li><li>Proficiency in risk modeling tools and platforms</li><li>Excellent communication and stakeholder engagement skills</li><li>Cross-functional leadership and mentoring ability</li><li>Strong grasp of cybersecurity and data protection risks</li><li>High integrity and attention to detail in high-pressure environments</li></ul><p>Job Type: Full-time</p>

Chief Risk Officer (CRO)

PayTech Group

<p><br></p>
<p> <strong>DIVISION:</strong> Consumer </p>
<p> <strong>REPORTS TO: </strong>Group CEO / Executive Committee</p>
<p> <strong>RELEVANT </strong> <strong>EXPERIENCE: </strong>15+ years in risk management, with a minimum of 5 years in a senior leadership role within lending or financial services. Demonstrated success in building and leading enterprise risk functions in regulated environments.</p>
<p> <strong>MANDATORY REQUIREMENTS**:</strong> </p>
<ol> <li>Proven expertise in credit, operational, market, compliance, and repetitional risk.</li> <li>Strong understanding of regulatory frameworks (e.g., Basel III, IFRS 9, local central bank regulations).</li> <li>Experience with digital lending platforms and fintech risk models.</li> <li>Board-level communication and stakeholder engagement.</li> <li>Professional certifications such as FRM, PRM, CFA, or equivalent.</li> <li>Fluent in English; Arabic is a plus</li> </ol>
<p> <strong> <br> </strong> </p>
<p> <strong>PURPOSE OF THE PROJECT</strong> </p>
<p>The Chief Risk Officer (CRO) will lead the development and execution of a comprehensive risk management framework tailored to the clients lending operations. To establish and lead a robust, enterprise-wide risk management framework that aligns with the clients strategic objectives in the lending domain. The CRO will ensure that all risk types are proactively identified, assessed, mitigated, and monitored, enabling sustainable growth and regulatory compliance.</p>
<p> <strong> <br> </strong> </p>
<p> <strong>Key Activities</strong> </p>
<p> <strong>Core Responsibilities and Accountabilities</strong> </p>
<ul> <li>Develop and execute the enterprise risk strategy, policies, and procedures.</li> <li>Conduct comprehensive risk assessments of the lending portfolio and operations.</li> <li>Design and implement a risk governance framework aligned with regulatory and internal standards.</li> <li>Oversee risk identification, measurement, and mitigation across all lending products.</li> <li>Lead the development of risk appetite statements and tolerance thresholds.</li> <li>Establish risk reporting mechanisms and dashboards for executive and board-level visibility.</li> <li>Ensure regulatory compliance and manage relationships with external regulators and auditors.</li> <li>Present risk insights and recommendations to the Board Risk Committee.</li> <li>Collaborate with business units to embed risk-aware decision-making.</li> <li>Drive the implementation of risk technology tools and analytics platforms.</li> <li>Build and mentor a high-performing risk team.</li> </ul>
<p> <strong> <br> </strong> </p>
<p> <strong>KPIs</strong> </p>
<ul> <li> Reduction in non-performing loan (NPL) ratio</li> <li>Risk-adjusted return on capital (RAROC)</li> <li>Regulatory compliance score (zero non-conformities)</li> <li>Time-to-resolution for risk incidents</li> <li>Risk model accuracy and predictive performance</li> <li>Employee risk awareness index (via internal surveys)</li> <li>Timely and accurate regulatory reporting.</li> <li>Frequency and severity of risk incidents.</li> <li>Board satisfaction with risk reporting and governance.</li> <li>Implementation rate of risk mitigation actions.</li> </ul>
<p> <strong> <br> </strong> </p>
<p> <strong>Knowledge and Experience</strong> </p>
<ul> <li> Experience: 15-20 years in financial services, with at least 5 years in a senior risk leadership role. Experience in digital lending, fintech, or embedded finance is a strong differentiator</li> <li>Education: Bachelors degree in Finance, Economics, Business, or related field. A Masters degree (e.g., MBA or MSc in Risk Management) is highly preferred</li> <li>Certifications: FRM (Financial Risk Manager), PRM (Professional Risk Manager), CFA, or equivalent regulatory licenses are increasingly expected</li> <li>Deep knowledge of credit risk modelling, stress testing, and capital adequacy.</li> <li>Familiarity with digital lending ecosystems and embedded finance.</li> <li>Experience with enterprise risk systems (e.g., SAS, Moodys RiskCalc, Oracle FCCM).</li> <li>Strong analytical, communication, and leadership skills.</li> </ul>
<p> <strong> <br> </strong> </p>
<p> <strong>Mandatory Skills**</strong> </p>
<ul> <li> Strategic planning and execution</li> <li>Product innovation and lifecycle management</li> <li>Credit risk and portfolio analytics</li> <li>Regulatory compliance and governance</li> <li>Cross-functional leadership and communication</li> <li>Agile project delivery and digital transformation</li> </ul>

Head of Risk

myZoi

<div><span style="font-size: 11px;"><b>The Role</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">We are looking for a Head of Operational Risk who will be a senior leader in the First Line of Defence reporting to the Chief Operating Officer, responsible for establishing, leading, and managing the operational risk function for myZoi. This role will include oversight of a team of first line Operational Risk Managers and will be critical in implementing and embedding the Operational Risk Framework, ensuring robust governance, supporting all functions on risk management and fostering a strong risk culture across the organization.</span></div><div><b><br></b></div><div><span style="font-size: 11px;"><b>What You’ll Do:</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Leadership &amp; Strategy</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Lead and manage a team of first line Operational Risk Managers, providing strategic direction, oversight, coaching, and performance management.</span></div><div><span style="font-size: 11px;">Act as the primary First Line liaison for operational risk across all functions and with the Second Line.</span></div><div><span style="font-size: 11px;">Drive the implementation of the Operational Risk Framework in alignment with the Enterprise Risk Management Framework (ERMF).</span></div><div><span style="font-size: 11px;">Champion a culture of risk awareness, transparency, and proactive risk management.</span></div><div><span style="font-size: 11px;">Represent First line ops risk at Governance Forums including Executive Risk Committee</span></div><div><span style="font-size: 11px;">Risk &amp; Control Oversight</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Own the identification, assessment, monitoring, and reporting of operational risks across all business and functional areas.</span></div><div><span style="font-size: 11px;">Responsible for ensuring risk registers, obligation registers, and control libraries are accurate, updated, and reflective of the current risk landscape.</span></div><div><span style="font-size: 11px;">Oversee the execution and review of RCSA (Risk and Control Self-Assessments), control testing (Control Assessment Standards), and Key Control Indicators (KCIs) within the timelines</span></div><div><span style="font-size: 11px;">Drive continuous improvement in risk and control practices, focusing on automation, root cause analysis, and lessons learned.</span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Coordinate evaluations of product risks, processes, outsourcing, significant events, and security risks</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Support control assessments and recommend actions; analyze control environment data; prepare operational risk reports.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Drive the Residual Risk Assessment process across all business and functional areas.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Responsible for owning the changes in control design and recommend changes to the second line.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Responsible for timely escalation of breaches to the relevant stakeholders and governance forums.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Provide guidance on operational risk tools and systems; own and support policy effectiveness reviews and associated exercises across first line functions.</span></div><div><span style="font-size: 11px;"><br></span></div><div><br></div><div><span style="font-size: 11px;">Business Enablement</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">As first line operational risk be part of the functions and support them in day-to-day risk management</span></div><div><span style="font-size: 11px;">Provide operational risk insight and challenge during business strategy, product development, and major project reviews.</span></div><div><span style="font-size: 11px;">Collaborate with functions to identify and mitigate risks in new products, technologies (including AI), and market expansions.</span></div><div><span style="font-size: 11px;">Support proactive risk decisions through meaningful and timely MI reporting to senior management and risk committees.</span></div><div><span style="font-size: 11px;">Governance</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Who You Are:</b></span></div><div><span style="font-size: 11px;">You have strong communication skills, curiosity and are a quick learner.</span></div><div><span style="font-size: 11px;">You enjoy a creative fast paced agile world</span></div><div><span style="font-size: 11px;">You enjoy mentoring and teaching other developers to create a world class cohesive team</span></div><div><span style="font-size: 11px;">You are a self starter and able to drive and navigate independently</span></div><div><span style="font-size: 11px;">You enjoy making friends, having fun</span></div><div><span style="font-size: 11px;">You’re happy to dig in when all hell breaks loose!</span></div><div><span style="font-size: 11px;">&nbsp;</span></div><div><span style="font-size: 11px;"><b>What You’ll Need:</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">An open and curious attitude</span></div><div><span style="font-size: 11px;">Ability to collaborate with all levels of management.</span></div><div><span style="font-size: 11px;">Able to manage conflicting priorities and situation</span></div><div><span style="font-size: 11px;">In-depth knowledge on financial service products including store value facility, retail payment services and consumer protection</span></div><div><span style="font-size: 11px;">Knowledge on technology and ICS standards including AI used for building financial services.</span></div><div><span style="font-size: 11px;">Academic or Professional Education/Qualifications, i.e. standards required for role</span></div><div><span style="font-size: 11px;">Licenses and Certifications/accreditations will be an added advantage</span></div><div><span style="font-size: 11px;">10 to 12+ years of experience in related industries</span></div>

Head of Operational Risk

The Brain Charity

Job ad: Chief Executive Officer - The Brain Charity <p><strong>Job Title: </strong>Chief Executive Officer</p><p><strong>Salary: </strong>Circa £65,000 + 10% company pension on successful completion of probation</p><p><strong>Hours:</strong> Full-time - 37.5 hours per week (Some evening and weekend work required)</p> Role summary <p>As our next Chief Executive, you will:</p><p><strong>Strategic leadership</strong>: Develop and deliver a 5-year strategy and an operational plan with clear priorities that secures the charity's long-term impact and sustainable growth.</p><p><strong>Values leadership</strong>: Model and embed the charity's person-centred, inclusive and co-productive values across services and culture.</p><p><strong>Growth & income diversification</strong>: Lead development of diverse income streams - fundraising, legacies and commercial activity - to strengthen financial resilience.</p><p><strong>Partnerships & advocacy</strong>: Strengthen senior relationships with NHS partners, local authorities, commissioners and wider stakeholders; amplify the charity's voice in neuro-health and community settings.</p><p><strong>Service quality & impact</strong>: Embed rigorous outcome measurement, quality assurance and contract compliance so our impact drives commissioning and service development.</p><p><strong>People leadership</strong>: Stabilise staff morale, lead and develop a high-performing Senior Leadership Team, and promote wellbeing and inclusive working practices.</p><p><strong>Governance & financial stewardship</strong>: Provide timely, high-quality reporting to the Board; oversee budgeting, forecasting and risk management to safeguard financial sustainability.</p> About The Brain Charity <p>Life for any of us can change in an instant. Experiencing a road traffic accident, a major stroke or being diagnosed with dementia can happen completely unexpectedly and can change our lives forever.</p><p>The Brain Charity offers emotional support, practical help and social activities to anyone with a neurological condition and to their family, friends and carers.</p> How to apply <p>If you would like to apply for the Chief Executive Officer role at The Brain Charity, please send the following:</p><ul><li>An up-to-date CV outlining your employment history, academic and professional qualifications, and contact details</li></ul><p>A Supporting Statement (no more than 2 x A4 pages), which:</p><ul><li>Demonstrates how you meet the criteria outlined in the Person Specification</li><li>Explains your interest in becoming the Chief Executive Officer of The Brain Charity</li></ul> Keep up to date, sign up to our newsletter <p>The Brain Charity is registered as a charity (No: ) and a company limited by guarantee in England and Wales (No: )</p><img src="https://www.jobg8.com/Tracking.aspx?ETISU6e12OmndYLW1xGUQEpVZvd43iBoh" width="0" height="0" />

Job ad: Chief Executive Officer - The Brain Charity

Finance Authority of Maine

<div>Description:
<p>
FAME is seeking a strategic, collaborative and creative individual to join our risk management team. You will work closely with the Chief Risk Officer and other leaders to help design and implement a forward-thinking compliance program for FAME&rsquo;s future. The Compliance Officer will oversee and execute the Compliance function within the Risk Pillar. They will be responsible for the design and management of Compliance and Internal Audit Program, including policy development and subsequent regular internal testing. The Compliance Officer ensures the Authority&rsquo;s risk is appropriately understood and managed across risk areas, including but not limited to operational risk and finance risk, and advises and drives the development and implementation, testing and maintenance of new and existing policies.</p>
Requirements:
<ul><li>Four (4) year college degree preferred; preferably in business, public administration, program evaluation, or finance; background in compliance plus specialized experience in banking and/or higher education finance (or an appropriate combination of education and work experience); advanced education and/or certifications preferred.</li><li>
Minimum of three (3) years of experience in related field.</li><li>
Ability to read, understand, distill, and explain applicable laws, rules and regulations.</li><li>
Strong project management skills.</li><li>
Strong analytical and systems-thinking skills.</li><li>
Strong internal customer relationship management skills.</li><li>
Strong written and verbal communication and interpersonal skills.</li><li>
Strong skills in Microsoft Office, including Excel, PowerPoint, and Teams.</li></ul></div>

Compliance Officer

Metropolitan Transportation Authority

<div><div><div><div><b>Job ID:</b> 13171</div>
<div><b>Business Unit:</b> New York City Transit</div>
<div><b>Location:</b> Brooklyn, NY, United States</div>
</div><div><div><b>Regular/Temporary:</b> Regular</div>
<div><b>Department:</b>
</div><div><b>Date Posted:</b> Sep 26, 2025</div>
</div></div><div><p><b>Description</b>
</p><div><b>Title:</b> AVP Employee Availability &amp; Workers Compensation Administration</div><div><b>
First Date of Posting:</b> 9/25/25</div><div><b>
Last Date of Filing:</b> Open Until Filled</div><div><b>
Authority:</b> TA</div><div><b>
Department:</b> Office of the Chief Administrative Officer</div><div><b>
Division/Unit:</b> Office of the Chief Administrative Officer</div><div><b>
Reports to:</b> Chief Administrative Officer</div><div><b>
Work Location:</b> 130 Livingston Street, Brooklyn NY</div><div><b>
Hours of Work:</b> As Required</div><div>
</div><div>
COMPENSATION</div><div>
Salary Range: Min. $148,973 - Max. $204,295 / Hay Points; 1262</div><div>
</div><div>
RESPONSIBILITIES:</div><div>
New York City Transit is seeking a strategic and results-oriented Assistant Vice President (AVP) Employee Availability &amp; Workers Compensation Administration to join the Office of the Chief Administrative Officer. Reporting to the Chief Administrative Officer, this senior executive will lead citywide strategies and programs related to employee availability including special investigations, Workers&rsquo; Compensation, and operational efficiency across NYCT.</div><div>
The AVP will oversee the Workers&rsquo; Compensation division, including the performance of a Third-Party Administrator (TPA), ensure compliance with regulatory and contractual obligations, and reduce controllable absenteeism across the organization. This position plays a key role in legal coordination, policy implementation, and fraud investigation efforts. The AVP will supervise multidisciplinary teams and build partnerships with internal departments and external entities such as the NY State Workers&rsquo; Compensation Board and law enforcement agencies.</div><div></div><div>
EDUCATION AND EXPERIENCE :</div><div></div><div>
A Baccalaureate Degree from an accredited college in Business Administration or a related field of study and ten (10) years of relevant experience, of which five (5) must have been in a managerial or supervisory capacity.</div><div></div><div>
DESIRED SKILLS:</div><ul><li>
Managing Workers&rsquo; Compensation operations (excluding FELA) and benefits administration.</li><li>
Leading internal investigations related to questionable or fraudulent claims.</li><li>
Overseeing the TPA and monitoring service level agreements and contractual compliance.</li><li>
Coordinating cross-departmental efforts to improve employee availability and reduce costs.</li><li>
Providing and developing department strategy, performance reporting, and cost-saving recommendations to senior leadership.</li><li>
Serving as a key advisor to the CAO on issues related to policy compliance, claims litigation, audits, and availability-related initiatives.</li><li>
Liaising with legal, labor relations, risk management, and compliance units on availability and claims matters.</li><li>
Maintaining strong working relationships with external investigators, regulatory entities, and prosecutors.</li><li>
Representing NYCT in official forums, audits, and industry events.</li></ul><div>
</div><div>
SELECTION METHOD</div><div>
Based on evaluation of education, skills, experience, and interview</div><div>
</div><div>
OTHER INFORMATION</div><div>
Pursuant to the New York State Public Officers Law &amp; the MTA Code of Ethics, all</div><div>
employees who hold a policymaking position must file an Annual Statement of Financial</div><div>
Disclosure (FDS) with the NYS Commission on Ethics and Lobbying in Government (the</div><div>
&ldquo;Commission&rdquo;)</div><div>
</div><div>
EQUAL EMPLOYMENT OPPORTUNITY</div><div>
MTA and its subsidiary and affiliated agencies are Equal Opportunity Employers,</div><div>
including with respect to veteran status and individuals with disabilities.</div><div>
The MTA encourages qualified applicants from diverse backgrounds, experiences, and</div><div>
abilities, including military service members, to apply</div></div></div>

Assistant Vice President – Employee Availability & Workers Compensation Administration

Binance

<div><br></div> <div>The product line Chief Information Security Officer, reporting to the Global Chief Security Officer, aims to develop and implement a comprehensive information security strategy for one of the leading product lines in the Binance product suite. The role will also ensure that the IT Governance and Security Risk Management Systems align to international best practices and adhere to regulatory requirements .</div>  <div> <div><b> Responsibilities </b><ul> <ul> <li>Experience and expertise in Defi security including blockchain, smart contracts, wallet security, and random number generation.</li> <li>Hands-on implementation of the IT Security Risk Management function.</li> <li>Lead Security Risk Management with all stakeholders as per Security Risk Framework.</li> <li>Work as part of the three lines of defense model to ensure funds, data and systems are secure.</li> <li>Ensure all security obligations for governance, regulatory and compliance matters are delivered.</li> <li>Assist the delivery of the internal and external audits related to Technology and Security.</li> <li>Drive cyber threat &amp; vulnerability management/penetration tests.</li> <li>IT security risk management for new projects and/or any integration with third party vendors.</li> <li>Manage Third party integrations risk to ensure alignment with security standards and SLAs.</li> <li>Security incident management, including prompt reporting to senior management &amp; other teams.</li> <li>Facilitate continual alignment to regulatory compliance obligations and international standards.</li> <div> <br> </div> </ul> </ul> </div> </div> <div> <div><b> Requirements </b><ul> <ul> <li>Track record of international company experience and cyber security in a regulatory context.</li> <li>A combination of senior management and deep cyber security experience is mandatory.</li> <li>Security community contributor either through published material or international conferences.</li> <li>Demonstrable experience in a global team with a rich multicultural fast paced environment.</li> <li>10+ years of experience in security &amp; technology compliance in a global firm.</li> <li>Bachelor's degree or higher in information technology, cyber security or related field.</li> <li>Track record in self motivated leadership and excellent communication and listening skills.</li> <li>Proven management of cyber security operations with hands-on implementation skills.</li> <li>Delivery of best practices for international data privacy and information security frameworks. </li> <li>NIST Cybersecurity &amp; Privacy Framework, ISO 27001/ISO 27701, CIS and PCI-DSS.</li> <li>Must seek excellence by default and show a passion for collaboration and team achievement.</li> <li>Demonstrable experience delivering effective business and technical security solutions. </li> <li>A passion for the latest cyber security trends and emerging threats is essential.</li> </ul> </ul> </div> </div> <div> <div><br></div></div><div> </div>

Chief Information Security Officer

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