commercial analyst

dubizzle Egypt

<div>
 Dubizzle Egypt is the leading marketplace for selling and buying online in the region. Our aim is to upgrade people's lives by facilitating deals and identifying attractive opportunities for both individuals and businesses. Our goal is to strengthen local economies, empower small businesses, and help everyone in making smarter choices for themselves, the market, and the planet.
 <br/>
 <br/>
 As part of Dubizzle Group, we are alongside some of the strongest classifieds brands in the market. With a collective strength of 8 brands, we have more than 160 million monthly users that trust in our dedication to providing them with the best platform for their needs.
 <br/>
 <br/>
 As the Commercial Analyst, you will play a crucial role in supporting our commercial decision-making processes by providing in-depth strategic analysis, business insights, and recommendations. You will be required to have a strong business sense, advanced Excel skills, and the ability to interpret complex data to drive commercial success.
 <br/>
 <br/>
 <strong>
  In this role, you will:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Operational Ownership: Take ownership of operational activities linked with dubizzle, i.e. utilisation, product changes, communication with clients, management, etc
  </li>
  <li>
   Data Interpretation: Translate complex data sets into clear, concise reports and presentations to aid decision-making
  </li>
  <li>
   Process Monitoring: Analyse and monitor our processes to provide actionable insights to improve business performance
  </li>
  <li>
   Market &amp; Competitor Research: Conduct research on industry trends, customer behaviour, and competitor activities to identify growth opportunities
  </li>
  <li>
   Surveys: Help conduct surveys for mapping the client universe
  </li>
  <li>
   Stakeholder Collaboration: Work cross-functionally with sales, marketing, and finance teams to provide analytical support and ensure commercial strategies are data-driven
  </li>
  <li>
   Excel Expertise: Create, manage, and optimise complex Excel models, including but not limited to VLOOKUPs, pivot tables, macros, and data visualisation techniques
  </li>
  <li>
   Reporting: Develop and maintain regular financial reports, dashboards, and KPIs to track performance against targets
  </li>
  <li>
   Ad-Hoc Analysis: Support leadership with ad-hoc analysis and strategic projects to inform key business decisions
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Requirements
  <br/>
  <br/>
 </strong>
 <strong>
  Qualifications:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelor's Degree in Finance, Economics, Computer Science, or a related field
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Experience:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   3-5 years of experience in a commercial/business analyst or a data analysis role
  </li>
  <li>
   Proven experience in conducting financial analysis and modelling
  </li>
  <li>
   Experience with data analysis tools (e.g., Power BI, Tableau) is a plus
  </li>
  <li>
   Experience with programming languages is preferred
  </li>
  <li>
   Consulting or Tech background is a plus
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Knowledge:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Decent understanding of business and financial principles, including profitability, pricing, and margin analysis
  </li>
  <li>
   Ability to synthesise data into actionable insights with a clear understanding of business impact
  </li>
  <li>
   Proficiency in Microsoft Excel is a must (advanced knowledge including pivot tables, VLOOKUP, formulas, macros, and data visualisation)
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Skills:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Excellent problem-solving skills and attention to detail
  </li>
  <li>
   Strong communication skills, both written and verbal, with the ability to present data to non-technical stakeholders
  </li>
  <li>
   Ability to manage multiple tasks and prioritise effectively in a fast-paced environment
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Traits:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Obsessives with the quality of work
  </li>
  <li>
   You are independently capable of seeking information, solving conceptual problems and delivering high-quality results in challenging situations;
  </li>
  <li>
   Passion for data and metrics;
  </li>
  <li>
   Outstanding analytical capacity paired with a profound business sense;
  </li>
  <li>
   Hands-on attitude and the ability to thrive in a fast-paced environment;
  </li>
  <li>
   Highly motivated, professional, creative, proactive and able to work independently and cooperatively in a diverse group
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Benefits
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   A fast paced, high performing team
  </li>
  <li>
   Comprehensive Health Insurance
  </li>
  <li>
   Life Insurance
  </li>
  <li>
   Rewards &amp; Recognitions
  </li>
  <li>
   Learning &amp; Development opportunities
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 #Egyptdubizzle
</div>


Commercial Analyst

Helios Towers

<div>
 Job description:
 <br/>
 <br/>
 <p>
  <strong>
   Role Title: Senior Commercial Analyst (M&amp;A)
  </strong>
 </p>
 <p>
  <br/>
  <strong>
   Location
  </strong>
  : Dubai, UAE
 </p>
 <p>
  &nbsp;
 </p>
 <p>
  We are a leading independent telecoms infrastructure company, with one of the most extensive tower portfolios across Africa and the Middle East. Our business model promotes tower infrastructure sharing and enables mobile network operators (MNOs) to deliver mobile connectivity more quickly, reliably, cost-effectively and with a lower carbon footprint. In turn, this supports the expansion and quality of mobile connectivity, driving sustainable development in our markets.
 </p>
 <p>
  <br/>
  <strong>
   What we do
  </strong>
 </p>
 <p>
  We build, acquire, lease-up and operate telecommunications towers that can accommodate and power the needs of multiple tenants. Our tenants are the major Mobile Network Operators (MNOs) and we serve them across nine high-growth markets (8 in Africa + Oman in the Middle East). Our purpose, mission and sustainable business strategy are underpinned by our values of integrity, partnership and excellence.
 </p>
 <p>
  <br/>
  <strong>
   Overview
  </strong>
 </p>
 <p>
  Reporting to the Director of Commercial, you will have a pivotal role in driving commercial performance, supporting operational improvements, and strengthening customer relationships across our footprint. This includes conducting analysis, managing financial models and forecasts, and supporting sales and contract negotiations. You will collaborate closely with our sales teams and may travel across Africa, the Middle East, or other markets to support key business initiatives.
 </p>
 <p>
  <br/>
  <strong>
   Role Responsibilities
  </strong>
 </p>
 <p>
  As a Senior Commercial Analyst, you will be responsible for:
 </p>
 <ul>
  <li>
   Driving sales opportunities and supporting customer relationship management
  </li>
  <li>
   Lead the execution of M&amp;A and capital solutions advisory
  </li>
  <li>
   Oversee financial modelling, valuation analyses, and transaction structuring.
  </li>
  <li>
   Reporting on monthly KPIs
  </li>
  <li>
   Conducting due diligence on infrastructure assets
  </li>
  <li>
   Supporting the sales excellence programme and operational improvements
  </li>
  <li>
   Reviewing transaction documentation and commercial contracts
  </li>
  <li>
   Designing and implementing process improvements
  </li>
  <li>
   Managing customer expectations and internal stakeholders
  </li>
  <li>
   Monitor market trends, industry developments, and news, while contributing to the drafting of pitchbooks and other marketing materials.
  </li>
  <li>
   Coordinating with cross-functional teams for business insights
  </li>
 </ul>
 <p>
  &nbsp;
 </p>
 <p>
  <strong>
   Requirements for the Role
  </strong>
 </p>
 <p>
  To succeed in the role, you will be/will have:
 </p>
 <ul>
  <li>
   At least 3&ndash;4 years of prior experience in commercial analysis, financial modelling, M&amp;A or contract management
  </li>
  <li>
   Proven experience with Commercial Due Diligence&nbsp;
  </li>
  <li>
   Experience processing data, market research, and developing financial models
  </li>
  <li>
   Willing to travel up to 50% to Africa &amp; the Middle East
  </li>
  <li>
   Strong stakeholder management skills, with previous experience engaging and influencing both internal and external stakeholders
  </li>
  <li>
   Strong organisational and project management skills with a structured, self-motivated approach
  </li>
  <li>
   Ability to manage multiple tasks and set appropriate goals, sub-goals, and KPIs
  </li>
  <li>
   Knowledge of the infrastructure sector/telecommunications
  </li>
  <li>
   Experience working in organisations operating within emerging markets
  </li>
  <li>
   Experience supporting customer negotiations and operational decision-making
  </li>
 </ul>
 <p>
  &nbsp;
 </p>
 <p>
  <strong>
   Desired Skills
  </strong>
 </p>
 <ul>
  <li>
   Analytical thinking
  </li>
  <li>
   Reporting on key KPIs
  </li>
  <li>
   Complex problem-solving
  </li>
  <li>
   Business performance measurement
  </li>
  <li>
   Knowledge of the French language (desirable)
  </li>
 </ul>
 <p>
  &nbsp;
 </p>
 <p>
  <strong>
   Benefits
  </strong>
 </p>
 <ul>
  <li>
   Competitive basic salary
  </li>
  <li>
   Discretionary bonus
  </li>
  <li>
   Health insurance
  </li>
  <li>
   Life insurance
  </li>
  <br/>
  <br/>
 </ul>
 <p>
  &nbsp;
 </p>
 <p>
  Helios Towers is committed to promoting equal opportunities in employment. You and any job applicants will receive equal treatment regardless of age, disability, marital status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief.
 </p>
</div>


Senior Commercial Analyst

dmg events

<div><p><b>About us</b></p>
<p>
dmg events is an international exhibitions and publishing company. We attract more than 425,000 visitors to our global portfolio of 80 exhibitions each year. Through our global events, our aim is simple. We want to accelerate business through face-to-face events, which is why we work so hard to bring people together, creating opportunities for them to network, learn and do business. dmg events is part of the Daily Mail Group Trust (DMGT). DMGT Manages a diverse, multinational portfolio of companies with total revenues of &pound;2bn, that provide businesses and consumers with compelling information, analysis, insight, events, news, and entertainment.</p>
<p><b>
The Role:</b></p>
<p></p>
<p>This role involves supporting the Commercial Finance Manager in the preparation and delivery of management accounting for the MEA Portfolio. The position plays a key role in driving business efficiency and supporting commercial decision-making by improving the quality of management information and financial forecasting. It also requires ensuring that financial processes and controls are consistently followed to maintain a strong financial management and control environment. In addition, the role includes a commitment to ongoing professional development through the pursuit of qualifications such as CIMA, ACCA, or CMA.</p>
<p><b>
Key Accountabilities:</b></p>
<ul>
<li>Work with Finance teams to assist with preparation of monthly management accounts and commercial accrual postings;</li>
<li>Keep Event trackers up to date with actual spend from FinanceForce on a regular basis;</li>
<li>Work with the Commercial Finance Manager and the commercial teams where required on the budgeting and forecasting process across the MEA portfolio;</li>
<li>Coordinate regular budget / forecast review sessions with the commercial teams;</li>
<li>Helping to calculate commission/bonus payments in accordance with individual schemes for payroll;</li>
<li>Provide quality analysis were required;</li>
<li>Ensuring that the DMG MEA Event policies are communicated, implemented and complied with, and a strong financial control environment is maintained;</li>
<li>Carry out any reasonable project work / ad hoc task as requested;</li>
<li>Attend training and development as required;</li>
</ul>
<p><b>Technical and Functional Experience:</b></p>
<ul>
<li>Graduate with a 2:1 minimum degree who wishes to train for a recognised accounting qualification (ACCA/CIMA/CMA etc)</li>
<li>Interest in working in a commercial finance role</li>
<li>Confidence to develop and cultivate relationships with senior business leaders that leads to open and collaborative communication</li>
<li>Hands on approach</li>
<li>Willing to accept responsibility</li>
<li>Project management skills</li>
<li>Able to multi-task and manage changing workloads and priorities</li>
<li>Able to adapt to changing circumstances re-setting priorities as necessary</li>
<li>Advanced Excel skills</li>
</ul>
<p><b>Personal Attributes:</b></p>
<ul>
<li>Excellent analytical and organisational skills</li>
<li>Excellent verbal and written communication skills</li>
<li>Good communication and interpersonal skills, friendly approachable manner</li>
<li>Self-motivated, conscientious and driven</li>
<li>Administration and Organisation</li>
<li>Time Management</li>
<li>Ability to work under pressure and to deadlines</li>
<li>Ability to work within a target driven market place</li>
<li>Self-motivated / Innovative / Creative</li>
<li>Good team working ethics</li>
<li>Confident &amp; real 'can-do' attitude,</li>
<li>A flexible, pragmatic and common-sense approach</li>
<li>Patience and an ability to communicate clear and concise instructions</li>
<li>Enthusiastic with a strong desire to succeed</li>
<li>Strong attention to detail</li>
<li>A willingness to travel</li>
<li>Language capabilities &ndash; desirable but not mandatory</li>
</ul>
<p><b>Key Success Criteria:</b></p>
<ul>
<li>Ability to work with all departments</li>
<li>A team player</li>
<li>Good communicator</li>
<li>Willingness to succeed</li><br>
</ul>
<p><b>&quot;Please take the time to read the job description, you must meet all the criteria set out above for your application to be considered. We do check all applications and suitable candidates will be contacted within 5-7 days. If you are not contacted by us within 5-7 working days, please consider your application unsuccessful at this time.&quot;</b></p>
<p>
#LI-DNI</p></div>

Trainee Commercial Analyst

<div></div><div><div>Job Description:</div><div></div><div>
Commercial Analyst - Global Procurement</div><div></div><div>
Collaborate with Innovative 3Mers Around the World</div><div>
Choosing where to start and grow your career has a major impact on your professional and personal life, so it&rsquo;s equally important you know that the company that you choose to work at, and its leaders, will support and guide you. With a wide variety of people, global locations, technologies and products, 3M is a place where you can collaborate with other curious, creative 3Mers.</div><div></div><div>
This position provides an opportunity to transition from other private, public, government or military experience to a 3M career.</div><div></div><div>
As the Commercial Analyst supporting the 3rd Party Manufacturing (3PM) team within Global Procurement, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative people around the world. Working within the 3rd Party Manufacturing team, you will create, support and implement category strategies to ensure the Procurement organization and 3M meet its cost savings, growth and working capital goals by leading negotiations, being part of effective NPI launches, and managing complex supplier relationships.</div><div></div><div>
Here at 3M, you will make an impact by:</div><ul><li>
Providing spend analysis, opportunity analysis, supplier / market analysis, preparation of business cases and RFx analysis for the 3PM Procurement team and wider internal 3PM stakeholders.</li><li>
Researching and analyze procurement category related data from various sources (ERP, Supplier Intelligence, Market Intelligence, Indexes/Feedstocks, etc) to identify trends, performance, risks, opportunities, to aid with data-driven decision making.</li><li>
Leveraging data-driven insights to build should cost modelling, unlock structural saving opportunities, enhance decision making, maximize saving delivery. Identifying commercial opportunities / improvements within our existing contractual partnerships.</li><li>
Supporting weekly/monthly Category reporting across its defined KPIs.</li><li>
Supporting monthly Procurement Ops reviews, and exec presentations as needed. Supporting category teams with complex commercial relationships that cover VMI (vendor managed inventory), consigned materials, formula-based pricing, etc.</li><li>
Ad-hoc support for other procurement workstreams such as supplier reviews, tendering, supplier data segmentation, etc.</li></ul><div></div><div>
Your Skills and Expertise</div><div></div><div>
To set you up for success in this role from day one, 3M requires (at a minimum) the following qualifications:</div><ul><li>
Bachelor&rsquo;s degree or higher in business, or a related field, (completed and verified prior to start) from an accredited institution</li><li>
Proficient experience in a similar analytical role supporting Procurement/Finance/Commercial/Supply Chain teams in a private, public, government or military environment</li></ul><div></div><div>
Additional qualifications that could help you succeed even further in this role include:</div><ul><li>
Strong financial acumen, mathematical and statistical knowledge with an ability to interpret complex data.</li><li>
Strong IT skills, including Advanced Microsoft Excel Skills, SAP, PowerBi, PowerPoint etc.</li><li>
Knowledge and experience leveraging AI tools to support data analytics.</li><li>
Initiative, self-starter with a positive &amp; pro-active approach</li><li>
Strong communication skills including ability to create clear data visualizations</li></ul><div></div><div>
Location: On site in Maplewood, MN at least 4 days a week</div><div>
Travel: May include up to 10% domestic</div><div>
Relocation Assistance: May be authorized</div><div></div><div>
Must be legally authorized to work in country of employment without sponsorship for employment visa status (e.g., H1B status).</div><div></div><div>
Supporting Your Well-being</div><div>
3M offers many programs to help you live your best life &ndash; both physically and financially. To ensure competitive pay and benefits, 3M regularly benchmarks with other companies that are comparable in size and scope.</div><div></div><div>
Chat with Max</div><div>
For assistance with searching through our current job openings or for more information about all things 3M, visit Max, our virtual recruiting assistant on 3M.com/careers.</div><div></div>
Applicable to US Applicants Only:The expected compensation range for this position is $122,292 - $149,468, which includes base pay plus variable incentive pay, if eligible. This range represents a good faith estimate for this position. The specific compensation offered to a candidate may vary based on factors including, but not limited to, the candidate&rsquo;s relevant knowledge, training, skills, work location, and/or experience. In addition, this position may be eligible for a range of benefits (e.g., Medical, Dental &amp; Vision, Health Savings Accounts, Health Care &amp; Dependent Care Flexible Spending Accounts, Disability Benefits, Life Insurance, Voluntary Benefits, Paid Absences and Retirement Benefits, etc.). Additional information is available at: https://www.3m.com/3M/en_US/careers-us/working-at-3m/benefits/.<div></div>
Good Faith Posting Date Range 10/07/2025 To 11/06/2025 Or until filled<div></div>
All US-based 3M full time employees will need to sign an employee agreement as a condition of employment with 3M. This agreement lays out key terms on using 3M Confidential Information and Trade Secrets. It also has provisions discussing conflicts of interest and how inventions are assigned. Employees that are Job Grade 7 or equivalent and above may also have obligations to not compete against 3M or solicit its employees or customers, both during their employment, and for a period after they leave 3M.<div></div>
Learn more about 3M&rsquo;s creative solutions to the world&rsquo;s problems at www.3M.com or on Instagram, Facebook, and LinkedIn @3M.<div></div>
Responsibilities of this position include that corporate policies, procedures and security standards are complied with while performing assigned duties.<div></div>
Safety is a core value at 3M. All employees are expected to contribute to a strong Environmental Health and Safety (EHS) culture by following safety policies, identifying hazards, and engaging in continuous improvement.<div></div>
Pay &amp; Benefits Overview: https://www.3m.com/3M/en_US/careers-us/working-at-3m/benefits/<div></div>
3M does not discriminate in hiring or employment on the basis of race, color, sex, national origin, religion, age, disability, veteran status, or any other characteristic protected by applicable law.<div></div><div>
Please note: your application may not be considered if you do not provide your education and work history, either by: 1) uploading a resume, or 2) entering the information into the application fields directly.</div><div></div><div>
3M Global Terms of Use and Privacy Statement</div><div><br>
Carefully read these Terms of Use before using this website. Your access to and use of this website and application for a job at 3M are conditioned on your acceptance and compliance with these terms.</div></div><div></div>

Commercial Analyst - Global Procurement

Farm Credit Services of America

<div><p>AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.<br>
<br>
Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.</p><p></p><div><div><div><h2 class="jobSectionHeader"><b><br>
Job Summary</b></h2></div><div><div><p>
As a Commercial Financial Analyst Intern, you will have the opportunity to learn the primary responsibilities of a Commercial Financial Analyst, learning how to input and analyze customer financial as well as monitoring information to ensure accuracy and completeness. You&rsquo;ll have the opportunity to build lasting relationships with customers, teammates and support the local communities that you serve.</p></div><p></p><div><p><br>
Our interns work on projects that matter&mdash;and teams will rely on your skills and insights to help deliver those projects to market. You&rsquo;ll get the opportunity to work on real projects and have fun along the way.</p></div></div></div><div><div><h2 class="jobSectionHeader"><b>
Essential Duties &amp; Responsibilities</b></h2></div><div><div><ul><li>
Understand how to analyze financial information out of appropriate systems to initiate the underwriting and decisioning
</li><li>Assist in monitoring direct, bought and sold loans within the Corporate and Commerical teams to ensure timely and accurate reporting.
</li><li>Master the art of following through &ndash; reaching out to customers and lead-lenders upon identification of non-receipt of financial information.
</li><li>Discover how to comprehend potential financial trends and how to communicate your findings accordingly.</li></ul></div></div></div><div><div><h2 class="jobSectionHeader"><b>
Travel Time</b></h2></div><div><ul><li>
Must be available to travel to Omaha, NE three times during the internship: for Orientation, Mid-Summer, and Closing events. Travel expenses will be covered.</li></ul></div></div><div><div><h2 class="jobSectionHeader"><b>
Requirements</b></h2></div><div><div><ul><li>
Currently pursuing a bachelors or master&rsquo;s degree in Accounting, Agricultural Economics, Business, or Finance.</li><li>
Minimum of 3.0 GPA.</li><li>
Demonstrated leadership abilities.</li><li>
Effective written and verbal communication and interpersonal skills.</li><li>
Strong desire to pursue a career involving adult education, program management, sales, marketing and territory management.</li><li>
Available for a 12-week internship during the summer.</li></ul></div></div></div><div><div><h2 class="jobSectionHeader"><b>
Intern Benefits</b></h2></div><div><div><ul><li>
Qualified interns will receive a competitive hourly wage and $500 sign-on bonus.
</li><li>Relocation assistance is available for those who qualify.</li></ul></div><p></p><div><p><br>
*We reserve the right to close this posting early if we receive a high volume of qualified applications.*</p></div></div></div></div><p></p><p><b><br>
About Us:</b></p><p>
AgCountry has 45 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin, FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today&rsquo;s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.</p><p></p><p><br>
AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.</p></div>

Commercial Financial Analyst - Intern

Arizona Financial Credit Union

<div>Description:
<p><b>
Job Summary Overview</b></p><p>
The Senior Commercial Credit Analyst plays a critical role in supporting the credit union&rsquo;s commercial lending operations by performing in-depth financial analysis, spreading business and personal tax returns using Bukers/Sageworks, and contributing to the preparation of credit presentations and other credit related documents. This position ensures the accuracy and integrity of credit assessments and supports sound lending decisions in alignment with regulatory requirements and internal credit policy.</p><p><b>
Essential Job Functions</b></p><ul><li>
Analyze and spread business financial statements and personal tax returns using Bukers/Sageworks to support underwriting and portfolio management.</li><li>
Assist underwriting and portfolio management, as assigned, in the completion of portions of the loan presentations, renewal loan presentations, credit memos, adverse action, ACH, and other related tasks.</li><li>
Assist in the ordering of third-party reports as deemed necessary for underwriting and ongoing portfolio management.</li><li>
Mentor and train new credit analysts, fostering technical development and consistency in analysis standards.</li><li>
Maintain understanding of Sageworks and complete appropriate fields assigned to credit analysts for each proposed loan.</li><li>
Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency.</li><li>
Maintain a strong understanding of commercial credit policy.</li><li>
Apply advanced credit analysis techniques, including ratio and trend analysis, to evaluate borrower risk and repayment capacity.</li><li>
Learn and follow appropriate compliance and regulations associated with commercial lending.</li><li>
Communicate with borrowers, as requested by underwriters, portfolio managers, and commercial loan officers, to gain stronger understanding of financial information and to obtain answers to questions.</li><li>
Seek ongoing personal growth and development.</li><li>
Complete work in a timely manner from a remote location and have accessibility to meet at AFCU Ops center when necessary for team meetings, training, or other related activities.</li><li>
Perform other job-related duties as assigned.</li></ul>
Requirements:
<p><b>
Minimum Education and Experience</b></p><ul><li>
Bachelor&rsquo;s degree in finance, accounting, economics, or related degree.</li><li>
2+ years of commercial banking experience as a commercial credit analyst or similar job, or related experience in finance, accounting, economics, or similar field.</li><li>
Strong analytical, conceptual, communication, and organizational skills.</li></ul><p><b>
Knowledge, Skills, and Abilities</b></p><ul><li>
Completion of Omega Commercial Lending training at AFCU or appropriate training at another institution</li><li>
Professional written, verbal communication, problem solving, and interpersonal skills, along with the ability to produce quality work within tight time frames while managing multiple assignments.</li><li>
Ability to work on core processing systems.</li><li>
The position requires a strong work ethic, the ability to prioritize and adapt to changing deadlines, advanced interpersonal skills, excellent communication, strong problem-solving skills, and the desire to work as a team to support the overall success of AFCU.</li></ul><p><b>
Licenses, Training, and Certifications Required</b></p><p>
None.</p><p><b>
Preferred Qualifications</b></p><ul><li>
Strong understanding of Generally Accepted Accounting Principles (GAAP).</li><li>
Experience in credit unions or retail banking environments.</li><li>
Familiarity with regulatory compliance in commercial lending.</li><li>
Proficiency in core banking systems and financial analysis software.</li></ul><p><b>
Hybrid Work Environment and Physical Demands</b></p><ul><li>
Occasional lifting, 25 pounds or less.</li><li>
Sitting and standing for extended periods of time.</li><li>
Working on a computer for extended periods of time.</li></ul><p>
NOTE: The job description is intended to be generic in nature. It is not an exhaustive list of all duties and responsibilities. Requirements listed in the above qualifications and physical requirements are representative of the knowledge, skill, abilities, physical demands, or work environment required or encountered that must be met by an employee to successfully perform each duty and each function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.</p><p>
Employees who work from home must have business operational internet to complete work tasks and communicate via video call or chat messaging systems in a dedicated workspace.</p></div>

Sr. Commercial Credit Analyst

FirstBank

<div><p><b>CORPORATE BANKING - CREDIT ANALYST II</b></p><p><b>
Position Summary:</b></p><p><b><br>
The Corporate Banking Credit Analyst primarily focuses on credit analysis, underwriting and ongoing review of the following types of loans: Corporate, Middle Market, Project Finance, &amp; Commercial Real Estate. Ability to be a team player, as well as communicate and collaborate with Lending Officers, Credit Officers and Committee members. Strive to achieve an outstanding level of customer service in accordance to Bank's standards and competencies.</b></p><p><b>
Essential Functions:</b></p><ul><li><b>Responsible for the underwriting and credit analysis of Corporate, Middle Market, Project Finance, &amp; Commercial Real-Estate loans, to determine feasibility and credit risk of granting loans.</b></li><li><b>Prepares Green light and Credit Approval Memorandums (CAM'S) for presentation to applicable approval authority committee. CAMs will be for existing loans, new potential loans, Annual Reviews (to be completed on time), waivers, amendments, and others as required.</b></li><li><b>Underwrite and analyze loans by evaluating and reviewing loan information, including but not limited to financial statements, financial models, lender presentations/decks, public filings, datarooms, diligence reports, appraisal reports, and other related loan information and supporting documentation.</b></li><li><b>Ensure that the loan package complies with credit, underwriting standards and lending/credit policies.</b></li><li><b>Pro-actively anticipate questions/topics that credit committee members will likely focus on, sufficiently address those topics with the Relationship Manager and include in the credit documents, and be prepared and ready to address/discuss those points at committee if needed.</b></li><li><b>Present the loan file to the Corporate Banking Department and to Credit Department for discussion and conclusion including the department recommendation to Management and/or credit committee. The Credit Analyst must inform the Corporate banking team and Credit team of any material risk factor, discrepancy or deviation discovered during the preparation and/or review of the CAM, its underwriting, credit analysis and due diligence.</b></li><li><b>Maintains continuous contact with RM's, Agent Bank and customers as needed to provide information on transaction status, discrepancies and resolve problems, concerns/doubts.</b></li><li><b>Assist the Corporate Banking Department concerning loan policies and procedures, quality control matters, loan review, and underwriting.</b></li><li><b>Assist in the preparation of Corporate Banking presentations.</b></li><li><b>Assisting in monitoring the financial performance of the portfolio, completing waivers and amendments, assisting with quarterly and other reporting.</b></li><li><b>Participate in Corporate Banking pipeline meetings.</b></li><li><b>Participate in the sourcing of new deals received from banks or customers.</b></li><li><b>Manage to meet internal and client deadlines.</b></li></ul><p><b>
Competencies:</b></p><ul><li><b>Customer focus</b></li><li><b>Quality</b></li><li><b>Building strong relations</b></li><li><b>Communication</b></li><li><b>Business acumen</b></li><li><b>Problem analysis &amp; solution</b></li><li><b>Ownership, Vision &amp; values</b></li><li><b>Collaboration &amp; teamwork</b></li><li><b>Development (personal &amp; others)</b></li><li><b>Change &amp; innovation</b></li></ul><p><b>
Supervisory Responsibilities:</b></p><p><b>
This position has no supervisory responsibilities.</b></p><p><b>
Work Environment:</b></p><p><b>
Work is performed in a bank environment. Employees are exposed to external elements when representing the corporation at external events and may be required to work extended hours, including holidays, should these coincide with company event.</b></p><p><b>
Physical Demands:</b></p><p><b>
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.</b></p><ul><li><b>While performing the duties of this job, the employee is regularly required to sit, stand, walk and/or maneuver around the office.</b></li><li><b>Ability to lift and/or move up to 10 pounds.</b></li></ul><p><b>
Required Education and Experience:</b></p><ul><li><b>Minimum of two years in banking environment and/or credit field</b></li></ul><p><b>
Project Finance background experience required</b></p><ul><li><b>Strong knowledge of Microsoft Office Suite and proficient at typing</b></li><li><b>Understanding of financial information and loan documentation</b></li><li><b>Must be able to work a flexible working schedule</b></li><li><b>Good communication skills and attention to details</b></li></ul><p><b>
Preferred Education and Experience:</b></p><p><b>
Bachelor's degree in Finance/Business Administration or related field</b></p><p><b>
Other Duties Disclaimer:</b></p><p><b>
lease note this position profile is not designed to cover or include a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.</b></p><p><b>
EQUAL EMPLOYMENT OPPORTUNITY EMPLOYER</b></p></div>

COMMERCIAL CREDIT ANALYST-CORPORATE FL

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