commercial credit lead

HugoBank

<div>
 As the Product Lead for Lending (Consumer &amp; SME), the incumbent will lead the end-to-end strategy, design, and delivery of lending products across both individual (consumer) and business (SME) segments. The role requires a blend of strategic thinking, customer insight, technical expertise, and a deep understanding of Pakistan's lending landscape covering unsecured, secured, and digital credit propositions. The Product Lead will ensure that all lending products are designed with scalability, compliance, and customer experience in mind, supporting HugoBank's goal of becoming a lending-first digital bank.
 <br/>
 <br/>
 <strong>
  Essential Duties And Responsibilities
  <br/>
  <br/>
 </strong>
 <strong>
  Product Proposition &amp; Strategy
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Define and own clear, differentiated lending propositions across Consumer and SME segments, including personal loans, credit cards, working capital finance, term loans, earned wage access (EWA), inventory finance, and invoice financing
  </li>
  <li>
   Identify and prioritize customer pain points and unmet credit needs to design scalable, compliant lending solutions aligned with HugoBank's strategic and risk objectives
  </li>
  <li>
   Ensure lending propositions drive customer lifecycle value, responsible credit usage, and financial inclusion, while supporting sustainable portfolio growth
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Product Development &amp; Lifecycle Management
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Own and manage the end-to-end lending product lifecycle, from concept and business case development through design, testing, launch, and continuous optimization
  </li>
  <li>
   Partner with Technology, Risk, Credit, Finance, and Operations teams to define and implement credit policies, business rules, customer journeys, and system configurations
  </li>
  <li>
   Lead integration and automation initiatives across the Credit Decision Engine (CDE) and Lending Management System (LMS) to enable scalable, fast, and reliable credit decisioning
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Process Optimization
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Map and streamline end-to-end lending processes to improve efficiency, reduce turnaround time, and enhance customer experience
  </li>
  <li>
   Introduce digital credit journeys, leveraging automation and analytics to support instant or near-instant lending decisions
  </li>
  <li>
   Continuously identify bottlenecks and control gaps, implementing scalable process improvements that balance speed, risk, and regulatory compliance
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Technical &amp; Analytical Collaboration
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Work closely with Technology and Data teams to design credit workflows, decision models, APIs, and data points required for lending propositions
  </li>
  <li>
   Use analytics and portfolio insights to inform product enhancements and risk optimization
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Risk, Compliance &amp; Operations
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Ensure lending frameworks and operational processes comply with SBP and AML/CFT requirements while enabling scalable growth
  </li>
  <li>
   Work cross-functionally with Risk, Compliance, and Operations to monitor fraud and credit misuse risks in line with consumer lending policies and controls
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Cross-Functional Leadership
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Collaborate with Liabilities, Marketing, Technology, Risk, Data, and Analytics teams to deliver integrated lending and financing offerings across multiple customer segments, including Merchants
  </li>
  <li>
   Partner with Product teams to design and launch targeted financing solutions for Merchants and other priority segments, such as working capital, invoice factoring, and BNPL
  </li>
  <li>
   Leverage transactional and behavioral data in partnership with Analytics to generate insights and enable effective cross-sell and upsell of lending products across segments
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Secondary Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Gather market insights to identify product pain points, unmet needs, and value-added service opportunities (e.g., loyalty programs, BNPL, automated invoicing) across Merchants and other priority customer segments
  </li>
  <li>
   Conduct field visits, customer interviews, and workshops with key segments and clusters (including pharmacies, FMCG distributors, and retail hubs) to capture on-ground insights and behavioral drivers for borrowing
  </li>
  <li>
   Ensure customer insights are systematically embedded into product prioritization and roadmap decisions
  </li>
  <li>
   Continuously track global and regional lending trends, with a strong focus on digital-first propositions, to inform product evolution and competitive positioning
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Requirements
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelor's degree in Business Administration, Economics, Finance, or related field
  </li>
  <li>
   5-7 years of experience in financial services, with hands-on ownership of Consumer and/or SME lending products
  </li>
  <li>
   Proven track record in designing, launching, and scaling lending propositions, including digital credit journeys, underwriting models, and lifecycle management
  </li>
  <li>
   Strong understanding of SBP lending regulations, AML/CFT, consumer protection guidelines, and their impact on product design and execution
  </li>
 </ul>
</div>


Products Lead - Lending

Fulkrum

<div>
 <p>
  Fulkrum is a global leader in inspection, expediting, auditing, and technical staffing services, delivering exceptional solutions to the energy, engineering, and construction industries for over 14 years. Headquartered in the UK, we have established a strong presence across six continents, serving more than 300 clients worldwide.
 </p>
 <p>
  Our commitment to excellence has been recognised with prestigious awards, including the King's Award for Enterprise in International Trade (2023), the People and Competency Award at the EIC Awards (2023), and the Scale-Up Award at the WESCA North America Awards (2024). Most recently, Fulkrum was named the 2025 winner in the People, Culture &amp; Optimisation category at the EIC North &amp; Central America Regional Awards.
 </p>
 <p>
 </p>
 <p>
  Our Abu Dhabi office in the UAE is seeking a Commercial Lead for the Middle East &amp; Caspian region, you will play a pivotal role in shaping and executing commercial strategies across two key global territories. Reporting to the Head of Commercial, you&rsquo;ll collaborate with regional managers and cross-functional teams to ensure commercial integrity, compliance, and growth.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <ul>
  <li>
   Support the Head of Commercial and step in during absences.
  </li>
  <li>
   Manage regional bidding and tendering processes, including risk management and stakeholder coordination.
  </li>
  <li>
   Oversee contract renewals and maintain the Contract Register for the Middle East &amp; Caspian region.
  </li>
  <li>
   Govern RFQs, proposals, and agency relationships to ensure strategic alignment.
  </li>
  <li>
   Support global AVL processes and manage global subscriptions for cost efficiency and compliance.
  </li>
  <li>
   Mentor and guide the Commercial Analyst and Specialist.
  </li>
  <li>
   Assist the Sales Team with business development and client engagement.
  </li>
  <li>
   Ensure insurance coverage meets client requirements.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Skills
  </strong>
 </p>
 <ul>
  <li>
   Commercial awareness and industry experience in Energy (Oil &amp; Gas, Renewables).
  </li>
  <li>
   Strong time management and ability to work independently.
  </li>
  <li>
   Excellent communication and organisational skills.
  </li>
  <li>
   Proven ability to manage pressure and responsibility.
  </li>
  <li>
   Proficiency in MS Office and understanding of technical documentation.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Required Experience
  </strong>
 </p>
 <ul>
  <li>
   5+ years&rsquo; experience in a commercial leadership role.
  </li>
  <li>
   Highly experienced in:
  </li>
  <li>
   Bidding and Tendering processes
  </li>
  <li>
   Contract management and negotiations
  </li>
  <li>
   Supplier Registration, AVL, and memberships
  </li>
  <li>
   Insurance management and compliance
  </li>
  <li>
   Oversight of Request for Quotations (RFQs) and Request for Proposals (RFPs)
  </li>
  <li>
   Knowledge of:
  </li>
  <li>
   QHSE/IMS processes
  </li>
  <li>
   Strategic supervision and operational guidance with stakeholders
  </li>
  <li>
   Coordination with cross-functional teams (Legal, Finance, Compliance, etc.)
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Why Join Us?
  </strong>
 </p>
 <p>
  This is an exciting opportunity for a driven Commercial Lead to showcase their expertise in a supportive and collaborative environment. At Fulkrum, you&rsquo;ll make a tangible impact while advancing your career in the thriving global business sector.
 </p>
 <p>
  We offer a fantastic working environment with a highly engaged team and consistently high eNPS scores. Fulkrum's success in attracting new clients and expanding our global footprint is a testament to our excellence and dedication. We have regular reward and recognition initiatives, a social budget, and a refer-a-friend scheme to ensure our team feels valued and motivated.
 </p>
 <p>
  Join us to be part of a high-performing team with ample opportunities for skill enhancement and development. Be a part of our success story and contribute to our continued growth and innovation.
 </p>
 <p>
 </p>
 <p>
  <strong>
   Apply now
  </strong>
  and become a valued part of our growing team!
 </p>
 <p>
 </p>
 <p>
  Fulkrum
 </p>
</div>


Commercial Lead - Middle East and Caspian

Ethics HR

<p><b>Job Responsibilities:</b></p><ul><li>Responsible for the service and development of the branch&rsquo;s Corporate &amp; SMEs non-credit Portfolio in terms of acquiring new clients, opening clients&rsquo; accounts, conducting regular visits to clients, ensuring their requests are fulfilled accurately.</li><li>Set effective action plans to attract new customers and achieve portfolio targets as designated by the Head of Commercial Deposits, taking into consideration any changes that may occur to the assigned business scope such as the introduction of new products and services.</li><li>Act as the primary point of contact with Corporate &amp; SMEs non-credit customers, maintaining the banks&rsquo; professional image to attain their optimum satisfaction level and handle all their requests in a timely manner.</li><li>Maintain and develop strong relationships with clients, allowing for better understanding of their banking needs and enabling the generation of new business from referrals.</li><li>Monitor arising customer opportunities on regular basis and plan an action plan per customer using Delta Portal&rsquo;s different features (Opportunities, Appointments, Tasks and Discussion Topics).</li><li>Possess excellent knowledge of the bank&rsquo;s products and services, enabling the identification of the client&rsquo;s needs and the cross-selling of the appropriate banking products and services suited for the fulfillment of these needs.</li><li>Ensure awareness of the different economic conditions, money markets, and capital markets.</li><li>Manage all products to ensure portfolio expansion while maintaining control on portfolio risk.</li><li>Review critical transactions and follow up on accounts movements.</li><li>Ensure the correct archiving of customer files and any supporting documents.</li><li>Hold regular meetings with concerned business lines to review the portfolio status.</li><li>Maintain knowledge of the CBE rules and regulations governing Corporate &amp; SMEs clients.</li><li>Maintain synergy with other Corporate, SMEs and Retail focused business lines as well as all Head Office departments.</li><li>Ensure the correct functioning and implementation of the Permanent Supervision, Compliance and Money Laundering, Operational Risk, and Workplace Success Guidelines whenever and wherever possible.</li><li>Ensure the correct adoption of policies and procedures to guarantee that the bank business is conducted in compliance with Local Laws, Internal Rules and Regulations, as well as, International Standards.</li></ul><p><b>Job Requirements:</b></p><ul><li>Bachelor&rsquo;s degree in Business, Commerce, Economics or Management from a reputable university.</li><li>Sufficient years of experience / background in customer relationship management.</li><li>Excellent communication, leadership, &amp; managerial skills.</li><li>High analytical, observational, and problem-solving skills.</li><li>Innovative, self-motivated, cooperative, creative, &amp; proactive.</li><li>Ability to manage different tasks and assignments in parallel and in timely manner.</li><li>Fluent in Arabic &amp; English written/spoken.</li></ul><p>Job Type: Full-time</p>

Commercial Deposits RM /Senior RM/ Lead

Virtusa

<p>Work closely with stakeholders to understand and document business requirements, specifically around the Credit Journey (from credit application to approval and disbursement).</p><p>Analyze and map current business processes, identifying opportunities for improvement and optimization within the Corporate Banking credit processes.</p><p>Collaborate with business and technical teams to define and prioritize features, enhancements, and solutions for the Credit Journey.</p><p>Ensure all requirements are clearly defined and communicated to development teams, ensuring alignment with business needs and regulatory requirements.</p><p>Perform data analysis and reporting to support decision-making and track progress against business goals.</p><p>Act as a liaison between business users and technical teams, translating business needs into actionable technical requirements.</p><p>Support testing efforts, including user acceptance testing (UAT), to ensure successful delivery of solutions.</p><p>Monitor project timelines and deliverables, ensuring successful implementation of solutions within the Corporate Banking space.</p>

Corporate Credit BA

<div><div><div><div><div><div><b>Entity:</b> CSL Behring</div>
<div><b>Job Category:</b> Commercial</div>
<div><b>Job Family:</b> Sales</div>
<div><b>Job Type:</b> Full Time</div>
<div><b>Location</b><b>:</b> Riyadh, Riyadh, Saudi Arabia</div>
<div><b>Employer Reference:</b> R-266150</div>
</div></div><div></div><h2 class="jobSectionHeader"><b>Job Description</b></h2>
<div><div><div><b>Responsibilities:</b></div><ul><div><div>
Responsible for sales and effective management of key accounts within assigned region</div></div><div><div>
Works with regional management to establish strategy and tactical initiatives that align closely with those of key CSL brands</div></div><div><div>
Develops strategic account and sales plans to increase penetration of CSL products</div></div><div><div>
Builds and maintains relationships with key customers to enable sustainable business growth</div></div><div><div>
Collaborates with business teams, marketing and medical affairs to ensure alignment and full utilization of resources</div></div></ul><div><b><br>
Qualifications:</b></div><ul><div><div>
Robust knowledge of pharmaceutical market dynamics, regulations and key stakeholders in KSA</div></div><div><div>
Experience with managing distributors including strategy execution, performance management and supply chain</div></div><div><div>
Preferably to have experience with pharmaceutical <b>plasma</b> producs</div></div></ul></div><br>
<div></div>
</div><h2 class="jobSectionHeader"><b>About CSL Behring</b></h2>
<div>
<div>CSL Behring is a global biotherapeutics leader driven by our promise to save lives. Focused on serving patients' needs by using the latest technologies, we discover, develop and deliver innovative therapies for people living with conditions in the immunology, hematology, cardiovascular and metabolic, respiratory, and transplant therapeutic areas. We use three strategic scientific platforms of plasma fractionation, recombinant protein technology, and cell and gene therapy to support continued innovation and continually refine ways in which products can address unmet medical needs and help patients lead full lives.</div>
<div>CSL Behring operates one of the world's largest plasma collection networks, CSL Plasma. Our parent company, CSL, headquartered in Melbourne, Australia, employs 32,000 people, and delivers its lifesaving therapies to people in more than 100 countries.</div>
<div>To learn more about CSL, CSL Behring, CSL Seqirus and CSL Vifor visit https://www.csl.com/ and CSL Plasma at https://www.cslplasma.com/.</div>
</div>
<h2 class="jobSectionHeader"><b>Our Benefits</b></h2>
<div>
<div>For more information on CSL benefits visit How CSL Supports Your Well-being | CSL.</div>
</div>
<h2 class="jobSectionHeader"><b>You Belong at CSL</b></h2>
<div>
<div>At CSL, Inclusion and Belonging is at the core of our mission and who we are. It fuels our innovation day in and day out. By celebrating our differences and creating a culture of curiosity and empathy, we are able to better understand and connect with our patients and donors, foster strong relationships with our stakeholders, and sustain a diverse workforce that will move our company and industry into the future.</div>
<div>To learn more about inclusion and belonging visit https://www.csl.com/careers/inclusion-and-belonging</div>
</div>
<h2 class="jobSectionHeader"><b>Equal Opportunity Employer</b></h2>
<div>
<div>CSL is an Equal Opportunity Employer. If you are an individual with a disability and need a reasonable accommodation for any part of the application process, please visit https://www.csl.com/accessibility-statement.</div>
</div>
<h2 class="jobSectionHeader"><b>Location</b></h2>
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Keyboard shortcuts</div></div></div></div><div></div><div><div><div>
Map data &copy;2025 Google</div></div></div><div></div><div><div>
Terms</div></div></div></div></div></div></div></div></div></div>

Commercial Lead

<div>
 <strong>
  Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Responsible for sales and effective management of key accounts within assigned region
  </li>
  <li>
   Works with regional management to establish strategy and tactical initiatives that align closely with those of key CSL brands
  </li>
  <li>
   Develops strategic account and sales plans to increase penetration of CSL products
  </li>
  <li>
   Builds and maintains relationships with key customers to enable sustainable business growth
  </li>
  <li>
   Collaborates with business teams, marketing and medical affairs to ensure alignment and full utilization of resources
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualifications
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Robust knowledge of pharmaceutical market dynamics, regulations and key stakeholders in KSA
  </li>
  <li>
   Experience with managing distributors including strategy execution, performance management and supply chain
  </li>
  <li>
   Preferably to have experience with pharmaceutical plasma producs
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  About CSL Behring
  <br/>
  <br/>
 </strong>
 CSL Behring is a global biotherapeutics leader driven by our promise to save lives. Focused on serving patients&rsquo; needs by using the latest technologies, we discover, develop and deliver innovative therapies for people living with conditions in the immunology, hematology, cardiovascular and metabolic, respiratory, and transplant therapeutic areas. We use three strategic scientific platforms of plasma fractionation, recombinant protein technology, and cell and gene therapy to support continued innovation and continually refine ways in which products can address unmet medical needs and help patients lead full lives.
 <br/>
 <br/>
 CSL Behring operates one of the world&rsquo;s largest plasma collection networks, CSL Plasma. Our parent company, CSL, headquartered in Melbourne, Australia, employs 32,000 people, and delivers its lifesaving therapies to people in more than 100 countries.
 <br/>
 <br/>
 To learn more about CSL, CSL Behring, CSL Seqirus and CSL Vifor visit https://www.csl.com/ and CSL Plasma at https://www.cslplasma.com/.
 <br/>
 <br/>
 <strong>
  Our Benefits
  <br/>
  <br/>
 </strong>
 For more information on CSL benefits visit How CSL Supports Your Well-being | CSL.
 <br/>
 <br/>
 <strong>
  You Belong at CSL
  <br/>
  <br/>
 </strong>
 At CSL, Inclusion and Belonging is at the core of our mission and who we are. It fuels our innovation day in and day out. By celebrating our differences and creating a culture of curiosity and empathy, we are able to better understand and connect with our patients and donors, foster strong relationships with our stakeholders, and sustain a diverse workforce that will move our company and industry into the future.
 <br/>
 <br/>
 To learn more about inclusion and belonging visit https://www.csl.com/careers/inclusion-and-belonging
 <br/>
 <br/>
 <strong>
  Equal Opportunity Employer
  <br/>
  <br/>
 </strong>
 CSL is an Equal Opportunity Employer. If you are an individual with a disability and need a reasonable accommodation for any part of the application process, please visit https://www.csl.com/accessibility-statement.
</div>


Fox Communities Credit Union

<div><p><b>We currently have a career opportunity for a full-time Commercial Loan Coordinator! While our corporate office is in Appleton, we&rsquo;re excited to expand our reach and welcome applicants from the Milwaukee area and surrounding regions. After initial onboarding onsite, this position could have the opportunity for flexible work arrangements, including hybrid or remote options for Milwaukee-based candidates. Candidates must reside in Wisconsin to be considered.</b></p><p>
The Commercial Loan Coordinator<b> </b>assists the commercial team in the delivery of an industry-leading member experience for our commercial members. This role supports the loan administration functions consistent with loan policies, procedures, and standards of Fox Communities Credit Union. Provides guidance to department staff as needed with questions about processes and procedures to ensure consistency.</p><p>
The primary responsibilities of the Commercial Loan Coordinator role include but are not limited to:</p><ul><li>
Promoting and upholding the Fox Purpose, Mission, Vision, and Values</li><li>
Completing the preclosing process, which includes ensuring the timely ordering and receipt of appraisals and title commitments so that closing dates are met</li><li>
Assisting in the collection and organization of information necessary to complete the closing process</li><li>
Reviewing organizational documents and preparing beneficial ownership documents</li><li>
Analyzing approved credit presentations to determine the appropriate documentation solution</li><li>
Utilizing credit union software to produce the appropriate loan documentation in compliance with the credit union&rsquo;s loan policy and the loan approval</li><li>
Disbursing loans and providing appropriate fees while reviewing loan disbursement/settlement statements</li><li>
Conducting lien searches and related due diligence tasks</li><li>
Monitoring and maintaining the commercial loan pipeline for assigned lender(s)</li><li>
Maintaining a strong knowledge of credit union commercial products and services</li><li>
Reviewing loan documentation prepared by peers, for loans less than $1 million, along with all supporting information to ensure that loan documents are prepared in compliance with the credit union&rsquo;s loan policy and the loan approval</li></ul><p>
Candidates for the Commercial Loan Coordinator position should possess:</p><ul><li>
Associate or bachelor&rsquo;s degree, preferably in a business-related field</li><li>
Equivalent experience acceptable</li><li>
One to three years of commercial loan experience, preferably relating to loan administration functions</li><li>
Excellent written and verbal communication skills</li><li>
Familiarity with Fiserv DNA</li><li>
Advanced Microsoft Office skills</li><li>
Ability to work well independently and lead by example</li><li>
Ability to efficiently and accurately handle multiple projects and deadlines with excellent attention to detail</li><li>
Desire to provide informed, professional, friendly, and accurate support to the team</li><li>
Ability to obtain and maintain an understanding of commercial and other company products and services</li><li>
Ability to understand and adhere to credit union guidelines, policies, and procedures, including loan policy, credit administration, documentation, and structuring</li></ul><p>
Hours: Monday &ndash; Friday 8am &ndash; 5pm</p><p>
Fox Communities Credit Union is an over $3 billion in assets community-based credit union serving more than 130,000 members at over 20 locations. We take pride in being a progressive, member-owned, full service financial institution dedicated to serving the community.</p><p>
Fox Communities Credit Union believes our team members are our most important asset. <b>We offer a great team environment, competitive salary and an excellent benefit package which includes, medical, dental, vision, life, short term and long-term disability insurance, 401k (Roth and Traditional), which includes company contributions including match, paid time off and caregiver leave! As part of our commitment to the communities we serve we also offer all team members Paid Volunteer Time Off!</b> If you are enthusiastic about a rewarding career with a successful &amp; growing credit union, apply now!</p><p>
Equal Opportunity Employer of Protected Veterans, and Individuals with Disabilities.</p></div><p></p>

COMMERCIAL LOAN COORDINATOR I

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COMMERCIAL LOAN COORDINATOR I