commercial credit officer

HINDUSTAN COLAS

<div>
 
 Designation: Plant Commercial Officer
 
 
 Location - lower Parel
 
 
 Qualification : Chartered Accountant
 
 
 
 
 
 
 ROLE PURPOSE:
 
 
 
 The Plant Commercial Officer will support the Plant in taking business decision, meeting various statutory compliances and reporting requirements, maintaining financial controls.
 
 
 
 
 
 
 KEY ACCOUNTABILITIES:
 
 
 
 &minus;Ensuring MIS reporting at month end covering various activities
 
 
 &minus;Analysis of the account ledgers and processing / review of various period end journals
 
 
 &minus;Budgetary Controls and Developing of Costing / Pricing and variance analysis
 
 
 &minus;Forecasting of cash flows and handling fund management
 
 
 &minus;Liaison with bankers for operational requirements
 
 
 &minus;Implementing accounting policies, monitoring the accounting practices and compliance of GAAP
 
 
 &minus;Assisting in preparation of financial statements and Statutory Audit / Tax Audit
 
 
 &minus;Handling Compliances of Indirect taxes (Excise, Service Tax, VAT/Sales Tax, WCT, Customs, Local Levies) - Filing returns, maintaining records, Availment / utilisation of credits , Audits / Assessments, Appeals etc.
 
 
 &minus;Financial concurrence in purchase / marketing decisions
 
 
 &minus;Maintaining internal control systems as well as cost control measures
 
 
 &minus;Working capital management &ndash; inventory control and quantitative analysis
 
 
 &minus;Account receivables management and credit control
 
 
 &minus;Accounts Payable Management, Disbursements and compliances with TDS
 
 
 &minus;Supervising billing to customers, accounting of cash and inventory transactions
 
 
 &minus;Commercial matters of Channel partners like depots etc.
 
 
 Technology
 
 
 &minus;Encourage higher level of IT enablement in the function.
 
 
 &minus;Inputs for designing / enhancing various controls / functions in SAP
 
</div>

Corporate Commercial Officer

Richard Lloyd

Credit Officer - Technology Company Background Our client is a leader in innovative banking technology. They have a diverse business which has import, design, software and logistical elements to it. You will get great exposure across the business units and stakeholders. They have enjoyed over 30 years of success, and the recent pandemic challenges have not slowed them down! The finance team has personable, empathetic managers who will leave you to work autonomously but also be there for advice. The Role This Accounts Officer role reports to a Finance Manager and would be responsible for: <ul> <li>Contract & Process Alignment - Ensure internal systems and procedures match contractual terms; review and reconcile agreements, rebates, and direct debits for accuracy.</li> <li>Collections & Credit Control - Manage the collection and allocation of payments, maintain an accurate credit diary, and follow up consistently on outstanding balances.</li> <li>Account Reconciliation - Regularly review and balance accounts, resolving discrepancies related to payments, deductions, and rebates through close coordination with internal teams.</li> <li>Debtor Reporting - Prepare aged debtor reports, monitor DSO performance, present debt status at monthly reviews, and recommend actions for overdue or doubtful accounts.</li> <li>Customer Service - Act as the primary contact for billing, rebate, and payment enquiries; maintain clear records of interactions and provide timely, professional responses.</li> </ul> Your Background To be considered for this role, the MUST haves are: <ul> <li>2 years' experience minimum as a Credit Officer or AR Clerk (must have).</li> <li>Great English communication skills & a team player who is happy to help out to support their colleagues.</li> <li>Full working rights to work permanently in Australia.</li> </ul> It's desirable that you also have a relevant tertiary qualification. If you are keen to apply for this AR / Credit Officer role, please contact Adele at Richard Lloyd on , quoting reference 9617 or click on 'apply now' below.

Credit Officer

Andrews Meat

Select how often (in days) to receive an alert: Credit Officer Plant/Site: D.R. JohnstonDate Posted: 31 Oct 2025About the Role: Join JBS Australia's D.R. Johnston team as a Credit Officer, where you'll play a key role in managing a high-volume credit control environment. This position is critical to ensuring compliance, mitigating risk, and driving continuous improvement across our credit operations.Key Responsibilities:<ul><li>Administer and enforce Group Credit Control policies across teams and departments.</li><li>Analyse and manage the DRJ credit portfolio to ensure optimal performance.</li><li>Conduct regular reviews of customer account terms, credit limits, and payment securities.</li><li>Initiate legal action, collection processes, and manage doubtful debts.</li><li>Identify and resolve root cause issues impacting credit performance.</li><li>Drive reduction in debtor days through proactive strategies.</li><li>Perform external credit checks using preferred reporting agencies.</li></ul>Preferred Qualifications & Skills:<ul><li>Proven experience in Accounts Receivable and credit assessment.</li><li>Strong collaboration skills, with the ability to support remote teams.</li><li>Excellent written and verbal communication abilities.</li><li>Analytical mindset with sound decision-making and problem-solving skills.</li><li>Exceptional time management and organisational capabilities.</li><li>SAP experience is highly desirable.</li></ul>What's on Offer:<ul><li>Be part of Australia's largest meat manufacturer and producer.</li><li>Enjoy staff discounts on a wide range of meat products.</li><li>Access performance-based bonuses.</li></ul>Ready to Apply? Submit your application via: Location: JBS Australia - D.R. Johnston, Melbourne Contact: Sar Gulati

Commercial Bank International

<div>
 
 
 Job Purpose:
 
 
 <ol>
 <li>
 To check / comply and obtain / advise the securities/documentation functions for Corporate Banking Group / Remedial Management Department.
 </li>
 <li>
 Liaison with Relationship Officers, Relationship Managers, Senior Relationship Managers, Associate Vice President, Senior Vice President for completion of credit and security documentation and for daily work around activities.
 </li>
 <li>
 Prepare and finalize draft Facility Agreement / Documents to be executed by the customers of Corporate Banking Group / Wholesale Banking / Remedial Department/ Corporate Finance and Financial Institution Group independently.
 </li>
 <li>
 Co-ordinate with the Mortgage Officer of the Bank for perfection of the Mortgage for real estate, plant and machinery, assignment of lease, registration of charge of immovable assets to protect the legal rights of the Bank in the event of default.
 </li>
 <li>
 Liaison with legal department to ensure all the non-standard documents are validated and seek legal opinion on any deviation from standard template of the Bank&rsquo;s documents format.
 </li>
 <li>
 Checking and scrutiny of syndication documents and processing the documentation in liaison with legal to ensure the documents are perfected as advised being CBI Bank being a security agent, facility agent and/ or participant agent Bank in syndication deal.
 </li>
 <li>
 Authorize Release of approved limits (jointly) for implementation in Core Banking System after perfection of documentation / securities, terms and conditions precedent.
 </li>
 <li>
 Monitoring and escalating all exceptions of the documents / deferrals to credit team / business units.
 </li>
 <li>
 Ensure no Breach of Service Level Agreements and Turn Around as per CAD SOP.
 </li>
 <li>
 Ensure all data input and scanning are captured in the Electronic Data Management System with 100% accuracy.
 </li>
 <li>
 Ensure scrutiny of documents are done as per the approval and any deviation or irregularities are reported to Team / Credit.
 </li>
 <li>
 Ensure no deviation from the credit policy of the Bank.
 </li>
 <li>
 To ensure the audit rating for the department is minimum &ldquo;Satisfactory&rdquo;
 </li>
 <li>
 File Management and Archiving old documents/not required documents.
 </li>
 </ol>
 
 
 
 
 Overall job purpose is to ensure documents and collaterals are obtained as per Approval. Ensure all the conditions precedent including internal condition is compiled prior to release of limits. Manage risk and work in efficient manner to execute and process all the transactions/ release of documents/limits for the corporate/business banking and recovery team with NIL errors and ensure that the Bank does not incur financial/operational loss due to non-perfection of documentation due to incorrect authorization of limits / pricing / collaterals / terms and conditions.
 
 
 
 
 
 
 Reports directly to:
 
 
 
 Assistant Manager &ndash; CAD Documentation
 
 
 
 
 
 
 Duties and Responsibilities:
 
 
 <ol>
 <li>
 Release of credit limits as per the approval received from Credit Risk Management after perfection of documents/collaterals.
 </li>
 <li>
 Ensure all collaterals and terms and conditions are captured in all documents / Facility Agreements as per the credit approval for utilization by the borrowers/customers and internal teams of the Bank
 </li>
 <li>
 Monitoring and Reporting of all exceptions e.g. expired documents, expired collaterals, defected documents and deferral documents for providing the renewed documents.
 </li>
 <li>
 Compliance of turn-around time in delivering services to Corporate/Business Banking/Recovery Team
 </li>
 <li>
 To ensure that the approval is within the delegation of the credit matrix and report any breach in delegation to the credit department.
 </li>
 <li>
 Authorize Release of credit limits, monitoring documents, reporting irregularities under EDMS system for all documents and follow up to resolve exceptions.
 </li>
 <li>
 Registration of EMCR with amendments
 </li>
 <li>
 Ensuring Audit Rating for the CAD is always &ldquo;Satisfactory&rdquo;/ Good or Excellent.
 </li>
 <li>
 Monitoring of Covenants an escalation of breach to credit team
 </li>
 <li>
 To ensure the delivery of services is of best in the Bank and implement the Service Level Agreements between CAD/Business Units.
 </li>
 <li>
 To ensure completion of the task below on daily basis for below activities:
 </li>
 </ol>
 
 -Release and authorization of limits (Working Capital Limits, Syndication, Real Estate, Commercial Loans) after perfection of documents.
 
 
 -Ensure no loss to the Bank due to incorrect pricing / service charges/fees
 
 
 -Daily follow-on documentation exception reports
 
 
 -Maintain the file archiving system
 
 
 -Data Input / Scanning of documents for all authorized releases at CIF level
 
 
 -File management for non-required documents to be sent for achieving
 
 
 -File cleanup for old records / not required records.
 
 
 -Update of the CBRB system for all the new customer and modification of existing customers
 
 
 
 
 
 
 Education Level Required:
 
 
 
 
 
 <ul>
 <li>
 Diploma in Banking / Bachelors in Commerce/Business / Accounting and Financial / Credit Risk Management
 </li>
 </ul>
 
 
 
 
 
 Professional / Technical Qualification / Diplomas:
 
 
 
 
 
 <ul>
 <li>
 Banking Diploma
 </li>
 </ul>
 
 
 
 
 
 Experience:
 
 
 
 
 
 <ul>
 <li>
 Qualified experience in a Commercial Bank with excellent knowledge of credit administration job and execution of process for corporate banking / business banking. Good knowledge about operational procedures, risk management, credit reporting and monitoring.
 </li>
 </ul>
 
 
 
 
 
 Specialist Skills Required for the Job:
 
 
 
 
 
 <ul>
 <li>
 Understanding of Credit process / Manuals
 </li>
 <li>
 Analytical and good product knowledge regarding the working capital limits, corporate loans, real estate loans
 </li>
 <li>
 Knowledge about UAE Central Bank&rsquo;s regulatory requirements
 </li>
 <li>
 Negotiation and convincing skills
 </li>
 <li>
 Adequate oral and written communication skills
 </li>
 </ul>
 
 
</div>

Peoples Bank

<div>Build Your Future Here:
Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.
Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation has donated over $8 million to local organizations since its inception in 2003.
We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank:<ul><li>
American Banker Best Banks to Work For in 2021, 2022, 2023, and 2024</li><li>
Top Workplaces USA national award in 2022, 2023, 2024 and 2025</li><li>
Newsweek's America's Best Banks 2023 and 2024</li><li>
Newsweek&rsquo;s America's Greatest Workplaces 2024 and 2025</li><li>
Forbes America&rsquo;s Best Banks 2024 and 2025</li><li>
Forbes Best-in-State Banks 2020, 2021 and 2025</li><li>
TIME&rsquo;s America&rsquo;s Growth Leaders 2026 award winner</li></ul>
At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown/reimbursement, paid vacation, and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/
Job Purpose:
Performs financial statement spreading and analysis, loan renewals and extensions, annual shelf reviews, collateral analysis, covenant testing and risk rating and loan coding validation with proper identification and evaluation of risks and mitigants. Complies with established processes, quality standards and responsiveness expectations.
Job Duties:<ul><li>
Spreads financial statements.</li><li>
Analyzes financial statements to identify credit risks including, but not limited to primary and secondary repayment sources evaluate repayment sources.</li><li>
Performs industry analysis to identify strengths and weaknesses as contributing factors to the credit worthiness of borrowers.</li><li>
Performs loan renewals, extensions, shelf reviews and covenant testing.</li><li>
Complies with established processes, quality standards and responsiveness expectations.</li><li>
Validates risk ratings and requests changes if warranted.</li><li>
Validates loan codes within loan packages to ensure accuracy.</li><li>
Builds out loan request details within loan origination system in conjunction with commercial banking portfolio managers.</li><li>
Participates in Pre-Flight discussions as deemed beneficial and memorializes takeaways.</li><li>
Adheres to bank&rsquo;s policies and procedures and complies with regulatory requirements.</li><li>
Will perform special projects as assigned.</li></ul>
Education, Job Skills and Qualifications:<ul><li>
Bachelor's degree required. Specialization in accounting, finance or economics preferred.</li><li>
Analytically minded - ability to evaluate financial statements, interpret results and reach conclusions.</li><li>
Strong verbal and written communication skills.</li><li>
Strong problem solving and conflict resolution skills.</li><li>
Strong interpersonal skills.</li><li>
Highly organized and attentive to detail.</li><li>
Proven ability to exercise discretion and sound judgment.</li><li>
Proven ability to effectively communicate viewpoint and make independent decisions.</li><li>
Ability to understand and apply bank&rsquo;s credit policy.</li><li>
Ability to understand and apply applicable banking laws, regulatory requirements and credit/risk management practices.</li><li>
Proficient with the Microsoft suite of products, especially excel.</li><li>
Some travel required; must have a valid driver's license for travel throughout Peoples Bank footprint of offices.</li></ul>
Basic Qualifications:<ul><li>
Bachelor's degree required. Specialization in accounting, finance or economics preferred.</li><li>
Some travel required; must have a valid driver's license for travel throughout Peoples Bank footprint of offices.</li></ul>
Equal Opportunity Employer M/F/Disabled/Vet; 
If you are unable to complete this application due to a disability, contact humanresources@pebo.com to ask for an accommodation, alternative application process, or other inquiries.</div>

Commercial Credit Analyst

United Business Bank

<div><div><div>Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.</div></div><div><div>
About United Business Bank</div></div><div><div>
We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.</div></div><div><div>
About the Position...</div></div><div><div>
The Client Relationship Manager (CRM) III is responsible for developing relationships with prospective clients by identifying the financial needs of those clients and to fill those needs with the wide range of products and services offered by United Business Bank. These products and services may include extensions of commercial and/or real estate credits, demand, savings or time deposit account products or other services offered. They are responsible for knowing all aspects of loans including CRE, C&amp;I, Construction, Lines of Credit, Letters of Credit and other complex loans. They are responsible for analyzing a clients loan request and determining whether a loan is within an acceptable risk within the framework of the Banks policy and for preparing the required documents and submitting it for approval. The CRM III is also responsible for providing service to existing client relationships, as well as to represent the Bank through involvement in local, civic, social and professional organizations. The CRM III is also responsible for retaining and growing the loan and deposit relationships, and other duties as assigned.</div></div>
About You... 
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:
Education/Certification: Bachelors Degree in Business or related field.
Required Knowledge: Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.
Experience Required: Minimum of 8 years experience in the financial services industry.
Skills/Abilities:
<ul><li>Strong oral and written communication abilities.</li><li>
Strong math skills.</li><li>
Strong interpersonal skills.</li><li>
Strong business development techniques and cross-selling skills.</li><li>
Ability to identify, analyze and handle credit requests.</li><li>
Good organizational skills.</li><li>
Good personal computer skills, ability to use Word and Excel.</li><li>
Professional appearance, dress and attitude.</li></ul>
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.</div>

Client Relationship Manager III (Commercial Loan Officer III)

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