commercial credit specialist

North American Banking Company

<p>North American Banking Company has been serving Twin Cities communities since 1998, help us continue to build new and lasting personal and business relationships as a Commercial Credit Analyst in our Woodbury branch.</p><p>Job Responsibilities</p><p>This job supports our commercial and retail lending staff and is responsible for the following:</p><p>&middot; Spread financial information and prepare cash flow analysis from financial statements and tax returns for businesses and individuals using Credit Quest spreadsheet software and MS Excel.</p><p>&middot; Prepare and/or assists lenders with the preparation of timely annual credit reviews on credit customers. This primarily includes preparation of credit presentation data for annual reviews and new credit requests on existing borrowers based on previous presentations, information on ITI, existing loan documents, etc. Identifies key issues or questions on credit relationships and communicates these to the responsible lender.</p><p>&middot; Upon request of lenders<b>, </b>contact borrowers to obtain financial information or answers to key questions or issues raised.</p><p>&middot; Monitor and analyze borrowing base certificates, set up and monitor construction loan draw spreadsheets and prepares monthly report on borrowing base and construction loans outstanding.</p><p>&middot; Assist with the maintenance of credit files in a neat and organized fashion.</p><p>&middot; During process of annual review, audit loan file for proper collateral perfection, insurance, compliance with loan covenants, verify that the loan is set up on ITI correctly and ensure that approved loan terms are in the loan documents.</p><p>&middot; Order real estate appraisals and send engagement letters to appraisers as requested by business and retail lenders.</p><p>&middot; Review and recommend acceptance or rejection of residential real estate appraisals on a timely basis by completing the appraisal review checklist.</p><p>&middot; Actively participates in bank sales promotions and development activities such as community organizations and special events sponsored by the bank.</p><p>&middot; Performs other duties as assigned.</p><p>Successful candidates will have:</p><p>&middot; Bachelor&rsquo;s degree (B.A.) from four-year college or university; or three to five years related experience and/or training; or equivalent combination of education and experience.</p><p>&middot; Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations.</p><p>&middot; Ability to write reports and business correspondence.</p><p>&middot; Ability to effectively present information and respond to questions from groups of managers, clients, customers and the general public.</p><p>&middot; Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra.</p><p>&middot; Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form.</p><p>&middot; Ability to deal with problems involving several concrete variables in standardized situations.</p><p>&middot; Knowledge of Microsoft Excel, Word, ITI Software, and Credit Quest spreadsheet software.</p><p>&middot; Basic understanding of business financial statements and business and individual tax returns and how to construct cash flow models using this information.</p><p>&middot; General knowledge of applicable bank compliance policies; Bank Secrecy Act, Regulation CC, Regulation E, Regulation DD, Regulation Z, RESPA, and HMDA</p><p>What's important to us at North American Banking Company is a happy customer. To that end, when we look for a new employee, we're looking for honesty, creativity, integrity, and exceptional client service skills. If you fit that description, you've come to the right place. As a member of the North American Banking Company team, you will find a unique environment where employees are encouraged to express creativity, participate in decision-making processes, and develop skills. You will be rewarded for hard work and dedication. We offer an outstanding package of employer paid benefits.</p><p>We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, disability, protected veterans, age, marital status, familial status or status with regard to public assistance, or any other characteristic protected by law. North American Banking Company encourages veterans, people with disabilities, and minorities to apply for employment.</p><p>Job Type: Full-time</p><p>Pay: $29.00 - $34.00 per hour</p><p>Benefits:</p><ul><li>401(k)</li><li>401(k) matching</li><li>Dental insurance</li><li>Health insurance</li><li>Life insurance</li><li>Paid time off</li></ul><p>Work Location: In person</p>

Commercial Credit Analyst

<div><div><b>We help the world run better</b><br>
At SAP, we keep it simple: you bring your best to us, and we'll bring out the best in you. We're builders touching over 20 industries and 80% of global commerce, and we need your unique talents to help shape what's next. The work is challenging &ndash; but it matters. You'll find a place where you can be yourself, prioritize your wellbeing, and truly belong. What's in it for you? Constant learning, skill growth, great benefits, and a team that wants you to grow and succeed.</div><p></p><p><b><br>
This role requires professional level proficiency in Spanish or Turkish.</b></p><p></p><p><b><br>
Job Overview:</b></p><p>
We are looking for a dynamic and detail-oriented Commercial Finance Specialist to join our global commercial finance team. In this role, you will support the deal structuring process, ensuring compliance with our commercial policies and drafting contracts aligned with approved terms. You will work closely with the sales team, Commercial Finance Manager, CFO, and various internal stakeholders to drive financial performance and maintain the integrity of our business agreements. Additionally, you will have the opportunity to improve company policies and propose automation ideas for smoother deal support and contract creation processes.</p><p></p><p><b><br>
Key Responsibilities:</b></p><p></p><ul><li><b><br>
Deal Structuring &amp; Approval process:</b></li></ul><div><div><ul><li>
Collaborate with the sales team to guide deal structuring.</li><li>
Evaluate and analyze potential deals, considering revenue, costs, and compliance.</li><li>
Initiate ideas for improving policies and automating processes.</li><li>
Facilitate the full deal approval process, ensuring stakeholder engagement.</li><li>
Verify all deals for compliance with financial, legal, and revenue recognition (IFRS 15) standards.</li></ul></div></div><p></p><ul><li><b><br>
Contract Drafting:</b></li></ul><div><div><ul><li>
Draft and review commercial contracts to ensure terms align with deal approvals.</li><li>
Incorporate commercial clauses and other relevant provisions into contracts, ensuring clarity and alignment with company objectives</li><li>
Work with legal teams to address and mitigate all contract-related issues.</li></ul></div></div><p></p><ul><li><b><br>
Pricing and Deals Desk:</b></li></ul><div><div><ul><li>
Support account teams with pricing and deal structuring guidance.</li><li>
Update resources to inform sales teams about commercial terms.</li></ul></div></div><p></p><ul><li><b><br>
Stakeholder Collaboration:</b></li></ul><div><div><ul><li>
Liaise between sales, finance, legal, and other departments to streamline deals.</li><li>
Maintain open and clear communication with all stakeholders to ensure alignment and understanding throughout the deal lifecycle.</li><li>
Provide training and guidance to sales and other teams on financial and compliance-related aspects of deal structuring and contract negotiations.</li></ul></div></div><p></p><p><b><br>
Qualifications:</b></p><ul><li>
Education: Bachelor&rsquo;s degree in finance, business administration, law, or a related field; advanced degree or certification preferred.</li><li>
Experience: 3+ years in a commercial finance role; basic understanding of IFRS 15 is advantageous.</li></ul><p></p><p><b><br>
Skills:</b></p><ul><li><b>
Technical Skills:</b></li><li><ul><li>
Experience in contract drafting and basic negotiation.</li><li>
Solid understanding of compliance standards and financial policies.</li><li>
Strong ability to gather and reorganize information effectively from multiple resources.</li></ul></li></ul><p></p><ul><li><b><br>
Personal and Soft Skills:</b></li><li><ul><li>
Exceptional communication and interpersonal skills.</li><li>
High level of integrity and professionalism.</li><li>
Ability to manage stress effectively in a fast-paced environment.</li><li>
Curiosity and a commitment to continuous learning and personal development.</li></ul></li></ul><p></p><ul><li><b><br>
IT Skills:</b></li><li><ul><li>
Proficiency in Microsoft Office, especially Excel, and ERP systems.</li><li>
Interest in AI tools and strong organizational abilities.</li></ul></li></ul><p></p><ul><li><b><br>
Languages: </b>Mandatory fluency in English and Spanish / Turkish.</li></ul><p></p><div><b><br>
Bring out your best</b><br>
SAP innovations help more than four hundred thousand customers worldwide work together more efficiently and use business insight more effectively. Originally known for leadership in enterprise resource planning (ERP) software, SAP has evolved to become a market leader in end-to-end business application software and related services for database, analytics, intelligent technologies, and experience management. As a cloud company with two hundred million users and more than one hundred thousand employees worldwide, we are purpose-driven and future-focused, with a highly collaborative team ethic and commitment to personal development. Whether connecting global industries, people, or platforms, we help ensure every challenge gets the solution it deserves. At SAP, you can bring out your best.
<br>
<br>
<b>We win with inclusion</b><br>
SAP&rsquo;s culture of inclusion, focus on health and well-being, and flexible working models help ensure that everyone &ndash; regardless of background &ndash; feels included and can run at their best. At SAP, we believe we are made stronger by the unique capabilities and qualities that each person brings to our company, and we invest in our employees to inspire confidence and help everyone realize their full potential. We ultimately believe in unleashing all talent and creating a better world.<br>
<br>
SAP is committed to the values of Equal Employment Opportunity and provides accessibility accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment with SAP and are in need of accommodation or special assistance to navigate our website or to complete your application, please send an e-mail with your request to Recruiting Operations Team: Careers@sap.com.<br>
<br>
For SAP employees: Only permanent roles are eligible for the SAP Employee Referral Program, according to the eligibility rules set in the SAP Referral Policy. Specific conditions may apply for roles in Vocational Training.<br>
<br>
Qualified applicants will receive consideration for employment without regard to their age, race, religion, national origin, ethnicity, gender (including pregnancy, childbirth, et al), sexual orientation, gender identity or expression, protected veteran status, or disability, in compliance with applicable federal, state, and local legal requirements.<br>
<br>
Successful candidates might be required to undergo a background verification with an external vendor.</div><div></div><div><b><br>
AI Usage in the Recruitment Process</b></div><div>
For information on the responsible use of AI in our recruitment process, please refer to our Guidelines for Ethical Usage of AI in the Recruiting Process.
</div><p>Please note that any violation of these guidelines may result in disqualification from the hiring process.<br>
<br>
Requisition ID: 442101 | Work Area: Finance | Expected Travel: 0 - 10% | Career Status: Professional | Employment Type: Regular Full Time | Additional Locations: #LI-Hybrid</p></div>

Commercial Finance Specialist (Spanish/ Turkish Speakers), Cairo

<div>
 <strong>
  We help the world run better
  <br/>
  <br/>
 </strong>
 At SAP, we keep it simple: you bring your best to us, and we'll bring out the best in you. We're builders touching over 20 industries and 80% of global commerce, and we need your unique talents to help shape what's next. The work is challenging &ndash; but it matters. You'll find a place where you can be yourself, prioritize your wellbeing, and truly belong. What's in it for you? Constant learning, skill growth, great benefits, and a team that wants you to grow and succeed.
 <br/>
 <br/>
 <strong>
  This role requires professional level proficiency in English.
  <br/>
  <br/>
 </strong>
 <strong>
  Job Overview
  <br/>
  <br/>
 </strong>
 We are looking for a dynamic and detail-oriented Commercial Finance Specialist to join our global commercial finance team. In this role, you will support the deal structuring process, ensuring compliance with our commercial policies and drafting contracts aligned with approved terms. You will work closely with the sales team, Commercial Finance Manager, CFO, and various internal stakeholders to drive financial performance and maintain the integrity of our business agreements. Additionally, you will have the opportunity to improve company policies and propose automation ideas for smoother deal support and contract creation processes.
 <br/>
 <br/>
 <strong>
  Key Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Deal Structuring &amp; Approval process:
  </li>
 </ul>
 <ul>
  <li>
  </li>
  <ul>
   <li>
    Collaborate with the sales team to guide deal structuring.
   </li>
   <li>
    Evaluate and analyze potential deals, considering revenue, costs, and compliance.
   </li>
   <li>
    Initiate ideas for improving policies and automating processes.
   </li>
   <li>
    Facilitate the full deal approval process, ensuring stakeholder engagement.
   </li>
   <li>
    Verify all deals for compliance with financial, legal, and revenue recognition (IFRS 15) standards.
   </li>
   <li>
    Contract Drafting:
    <br/>
    <br/>
   </li>
  </ul>
 </ul>
 <ul>
  <li>
  </li>
  <ul>
   <li>
    Draft and review commercial contracts to ensure terms align with deal approvals.
   </li>
   <li>
    Incorporate commercial clauses and other relevant provisions into contracts, ensuring clarity and alignment with company objectives
   </li>
   <li>
    Work with legal teams to address and mitigate all contract-related issues.
   </li>
   <li>
    Pricing and Deals Desk:
    <br/>
    <br/>
   </li>
  </ul>
 </ul>
 <ul>
  <li>
  </li>
  <ul>
   <li>
    Support account teams with pricing and deal structuring guidance.
   </li>
   <li>
    Update resources to inform sales teams about commercial terms.
   </li>
   <li>
    Stakeholder Collaboration:
    <br/>
    <br/>
   </li>
  </ul>
 </ul>
 <ul>
  <li>
  </li>
  <ul>
   <li>
    Liaise between sales, finance, legal, and other departments to streamline deals.
   </li>
   <li>
    Maintain open and clear communication with all stakeholders to ensure alignment and understanding throughout the deal lifecycle.
   </li>
   <li>
    Provide training and guidance to sales and other teams on financial and compliance-related aspects of deal structuring and contract negotiations.
    <br/>
   </li>
  </ul>
 </ul>
 <strong>
  Qualifications
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Education: Bachelor&rsquo;s degree in finance, business administration, law, or a related field; advanced degree or certification preferred.
  </li>
  <li>
   Experience: 3+ years in a commercial finance role; basic understanding of IFRS 15 is advantageous.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Skills
  <br/>
  <br/>
 </strong>
 <li>
  Technical Skills:
 </li>
 <li>
  Experience in contract drafting and basic negotiation.
 </li>
 <li>
  Solid understanding of compliance standards and financial policies.
 </li>
 <li>
  Strong ability to gather and reorganize information effectively from multiple resources.
 </li>
 <li>
  Personal and Soft Skills:
 </li>
 <li>
  Exceptional communication and interpersonal skills.
 </li>
 <li>
  High level of integrity and professionalism.
 </li>
 <li>
  Ability to manage stress effectively in a fast-paced environment.
 </li>
 <li>
  Curiosity and a commitment to continuous learning and personal development.
 </li>
 <li>
  IT Skills:
 </li>
 <ul>
  <li>
   Proficiency in Microsoft Office, especially Excel, and ERP systems.
  </li>
  <li>
   Interest in AI tools and strong organizational abilities.
  </li>
  <li>
   Languages: Mandatory fluency in English and Arabic.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Bring out your best
  <br/>
  <br/>
 </strong>
 SAP innovations help more than four hundred thousand customers worldwide work together more efficiently and use business insight more effectively. Originally known for leadership in enterprise resource planning (ERP) software, SAP has evolved to become a market leader in end-to-end business application software and related services for database, analytics, intelligent technologies, and experience management. As a cloud company with two hundred million users and more than one hundred thousand employees worldwide, we are purpose-driven and future-focused, with a highly collaborative team ethic and commitment to personal development. Whether connecting global industries, people, or platforms, we help ensure every challenge gets the solution it deserves. At SAP, you can bring out your best.
 <br/>
 <br/>
 <strong>
  We win with inclusion
  <br/>
  <br/>
 </strong>
 SAP&rsquo;s culture of inclusion, focus on health and well-being, and flexible working models help ensure that everyone &ndash; regardless of background &ndash; feels included and can run at their best. At SAP, we believe we are made stronger by the unique capabilities and qualities that each person brings to our company, and we invest in our employees to inspire confidence and help everyone realize their full potential. We ultimately believe in unleashing all talent and creating a better world.
 <br/>
 <br/>
 SAP is committed to the values of Equal Employment Opportunity and provides accessibility accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment with SAP and are in need of accommodation or special assistance to navigate our website or to complete your application, please send an e-mail with your request to Recruiting Operations Team: Careers@sap.com.
 <br/>
 <br/>
 For SAP employees: Only permanent roles are eligible for the SAP Employee Referral Program, according to the eligibility rules set in the SAP Referral Policy. Specific conditions may apply for roles in Vocational Training.
 <br/>
 <br/>
 Qualified applicants will receive consideration for employment without regard to their age, race, religion, national origin, ethnicity, gender (including pregnancy, childbirth, et al), sexual orientation, gender identity or expression, protected veteran status, or disability, in compliance with applicable federal, state, and local legal requirements.
 <br/>
 <br/>
 Successful candidates might be required to undergo a background verification with an external vendor.
 <br/>
 <br/>
 <strong>
  AI Usage in the Recruitment Process
  <br/>
  <br/>
 </strong>
 For information on the responsible use of AI in our recruitment process, please refer to our Guidelines for Ethical Usage of AI in the Recruiting Process.
 <br/>
 <br/>
 Please note that any violation of these guidelines may result in disqualification from the hiring process.
 <br/>
 <br/>
 Requisition ID: 449271 | Work Area: Finance | Expected Travel: 0 - 10% | Career Status: Professional | Employment Type: Regular Full Time | Additional Locations:
 <br/>
 <br/>
</div>


Commercial Finance Specialist (English), Cairo

<div><div><b>We help the world run better</b><br>
At SAP, we keep it simple: you bring your best to us, and we'll bring out the best in you. We're builders touching over 20 industries and 80% of global commerce, and we need your unique talents to help shape what's next. The work is challenging &ndash; but it matters. You'll find a place where you can be yourself, prioritize your wellbeing, and truly belong. What's in it for you? Constant learning, skill growth, great benefits, and a team that wants you to grow and succeed.</div><p></p><p><b><br>
This role requires professional level proficiency in English.</b></p><p></p><p><b><br>
Job Overview:</b></p><p>
We are looking for a dynamic and detail-oriented Commercial Finance Specialist to join our global commercial finance team. In this role, you will support the deal structuring process, ensuring compliance with our commercial policies and drafting contracts aligned with approved terms. You will work closely with the sales team, Commercial Finance Manager, CFO, and various internal stakeholders to drive financial performance and maintain the integrity of our business agreements. Additionally, you will have the opportunity to improve company policies and propose automation ideas for smoother deal support and contract creation processes.</p><p></p><p><b><br>
Key Responsibilities:</b></p><p></p><ul><li><b><br>
Deal Structuring &amp; Approval process:</b></li></ul><div><div><ul><li>
Collaborate with the sales team to guide deal structuring.</li><li>
Evaluate and analyze potential deals, considering revenue, costs, and compliance.</li><li>
Initiate ideas for improving policies and automating processes.</li><li>
Facilitate the full deal approval process, ensuring stakeholder engagement.</li><li>
Verify all deals for compliance with financial, legal, and revenue recognition (IFRS 15) standards.</li></ul></div></div><p></p><ul><li><b><br>
Contract Drafting:</b></li></ul><div><div><ul><li>
Draft and review commercial contracts to ensure terms align with deal approvals.</li><li>
Incorporate commercial clauses and other relevant provisions into contracts, ensuring clarity and alignment with company objectives</li><li>
Work with legal teams to address and mitigate all contract-related issues.</li></ul></div></div><p></p><ul><li><b><br>
Pricing and Deals Desk:</b></li></ul><div><div><ul><li>
Support account teams with pricing and deal structuring guidance.</li><li>
Update resources to inform sales teams about commercial terms.</li></ul></div></div><p></p><ul><li><b><br>
Stakeholder Collaboration:</b></li></ul><div><div><ul><li>
Liaise between sales, finance, legal, and other departments to streamline deals.</li><li>
Maintain open and clear communication with all stakeholders to ensure alignment and understanding throughout the deal lifecycle.</li><li>
Provide training and guidance to sales and other teams on financial and compliance-related aspects of deal structuring and contract negotiations.</li></ul></div></div><p></p><p><b><br>
Qualifications:</b></p><ul><li>
Education: Bachelor&rsquo;s degree in finance, business administration, law, or a related field; advanced degree or certification preferred.</li><li>
Experience: 3+ years in a commercial finance role; basic understanding of IFRS 15 is advantageous.</li></ul><p></p><p><b><br>
Skills:</b></p><ul><li><b>
Technical Skills:</b></li><li><ul><li>
Experience in contract drafting and basic negotiation.</li><li>
Solid understanding of compliance standards and financial policies.</li><li>
Strong ability to gather and reorganize information effectively from multiple resources.</li></ul></li></ul><p></p><ul><li><b><br>
Personal and Soft Skills:</b></li><li><ul><li>
Exceptional communication and interpersonal skills.</li><li>
High level of integrity and professionalism.</li><li>
Ability to manage stress effectively in a fast-paced environment.</li><li>
Curiosity and a commitment to continuous learning and personal development.</li></ul></li></ul><p></p><ul><li><b><br>
IT Skills:</b></li><li><ul><li>
Proficiency in Microsoft Office, especially Excel, and ERP systems.</li><li>
Interest in AI tools and strong organizational abilities.</li></ul></li></ul><p></p><ul><li><b><br>
Languages: </b>Mandatory fluency in English and Arabic.</li></ul><p></p><div><b><br>
Bring out your best</b><br>
SAP innovations help more than four hundred thousand customers worldwide work together more efficiently and use business insight more effectively. Originally known for leadership in enterprise resource planning (ERP) software, SAP has evolved to become a market leader in end-to-end business application software and related services for database, analytics, intelligent technologies, and experience management. As a cloud company with two hundred million users and more than one hundred thousand employees worldwide, we are purpose-driven and future-focused, with a highly collaborative team ethic and commitment to personal development. Whether connecting global industries, people, or platforms, we help ensure every challenge gets the solution it deserves. At SAP, you can bring out your best.
<br>
<br>
<b>We win with inclusion</b><br>
SAP&rsquo;s culture of inclusion, focus on health and well-being, and flexible working models help ensure that everyone &ndash; regardless of background &ndash; feels included and can run at their best. At SAP, we believe we are made stronger by the unique capabilities and qualities that each person brings to our company, and we invest in our employees to inspire confidence and help everyone realize their full potential. We ultimately believe in unleashing all talent and creating a better world.<br>
<br>
SAP is committed to the values of Equal Employment Opportunity and provides accessibility accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment with SAP and are in need of accommodation or special assistance to navigate our website or to complete your application, please send an e-mail with your request to Recruiting Operations Team: Careers@sap.com.<br>
<br>
For SAP employees: Only permanent roles are eligible for the SAP Employee Referral Program, according to the eligibility rules set in the SAP Referral Policy. Specific conditions may apply for roles in Vocational Training.<br>
<br>
Qualified applicants will receive consideration for employment without regard to their age, race, religion, national origin, ethnicity, gender (including pregnancy, childbirth, et al), sexual orientation, gender identity or expression, protected veteran status, or disability, in compliance with applicable federal, state, and local legal requirements.<br>
<br>
Successful candidates might be required to undergo a background verification with an external vendor.</div><div></div><div><b><br>
AI Usage in the Recruitment Process</b></div><div>
For information on the responsible use of AI in our recruitment process, please refer to our Guidelines for Ethical Usage of AI in the Recruiting Process.
</div><p>Please note that any violation of these guidelines may result in disqualification from the hiring process.<br>
<br>
Requisition ID: 449271 | Work Area: Finance | Expected Travel: 0 - 10% | Career Status: Professional | Employment Type: Regular Full Time | Additional Locations: #LI-Hybrid</p></div>

<div><div><b>We help the world run better</b><br>
At SAP, we keep it simple: you bring your best to us, and we'll bring out the best in you. We're builders touching over 20 industries and 80% of global commerce, and we need your unique talents to help shape what's next. The work is challenging &ndash; but it matters. You'll find a place where you can be yourself, prioritize your wellbeing, and truly belong. What's in it for you? Constant learning, skill growth, great benefits, and a team that wants you to grow and succeed.</div><p></p><p><b><br>
This role requires professional level proficiency in German.</b></p><p></p><p><b><br>
Job Overview:</b></p><p>
We are looking for a dynamic and detail-oriented Commercial Finance Specialist to join our global commercial finance team. In this role, you will support the deal structuring process, ensuring compliance with our commercial policies and drafting contracts aligned with approved terms. You will work closely with the sales team, Commercial Finance Manager, CFO, and various internal stakeholders to drive financial performance and maintain the integrity of our business agreements. Additionally, you will have the opportunity to improve company policies and propose automation ideas for smoother deal support and contract creation processes.</p><p></p><p><b><br>
Key Responsibilities:</b></p><p></p><ul><li><b><br>
Deal Structuring &amp; Approval process:</b></li></ul><div><div><ul><li>
Collaborate with the sales team to guide deal structuring.</li><li>
Evaluate and analyze potential deals, considering revenue, costs, and compliance.</li><li>
Initiate ideas for improving policies and automating processes.</li><li>
Facilitate the full deal approval process, ensuring stakeholder engagement.</li><li>
Verify all deals for compliance with financial, legal, and revenue recognition (IFRS 15) standards.</li></ul></div></div><p></p><ul><li><b><br>
Contract Drafting:</b></li></ul><div><div><ul><li>
Draft and review commercial contracts to ensure terms align with deal approvals.</li><li>
Incorporate commercial clauses and other relevant provisions into contracts, ensuring clarity and alignment with company objectives</li><li>
Work with legal teams to address and mitigate all contract-related issues.</li></ul></div></div><p></p><ul><li><b><br>
Pricing and Deals Desk:</b></li></ul><div><div><ul><li>
Support account teams with pricing and deal structuring guidance.</li><li>
Update resources to inform sales teams about commercial terms.</li></ul></div></div><p></p><ul><li><b><br>
Stakeholder Collaboration:</b></li></ul><div><div><ul><li>
Liaise between sales, finance, legal, and other departments to streamline deals.</li><li>
Maintain open and clear communication with all stakeholders to ensure alignment and understanding throughout the deal lifecycle.</li><li>
Provide training and guidance to sales and other teams on financial and compliance-related aspects of deal structuring and contract negotiations.</li></ul></div></div><p></p><p><b><br>
Qualifications:</b></p><ul><li>
Education: Bachelor&rsquo;s degree in finance, business administration, law, or a related field; advanced degree or certification preferred.</li><li>
Experience: 3+ years in a commercial finance role; basic understanding of IFRS 15 is advantageous.</li></ul><p></p><p><b><br>
Skills:</b></p><ul><li><b>
Technical Skills:</b></li><li><ul><li>
Experience in contract drafting and basic negotiation.</li><li>
Solid understanding of compliance standards and financial policies.</li><li>
Strong ability to gather and reorganize information effectively from multiple resources.</li></ul></li></ul><p></p><ul><li><b><br>
Personal and Soft Skills:</b></li><li><ul><li>
Exceptional communication and interpersonal skills.</li><li>
High level of integrity and professionalism.</li><li>
Ability to manage stress effectively in a fast-paced environment.</li><li>
Curiosity and a commitment to continuous learning and personal development.</li></ul></li></ul><p></p><ul><li><b><br>
IT Skills:</b></li><li><ul><li>
Proficiency in Microsoft Office, especially Excel, and ERP systems.</li><li>
Interest in AI tools and strong organizational abilities.</li></ul></li></ul><p></p><ul><li><b><br>
Languages: </b>Mandatory fluency in English and German.</li></ul><p></p><div><b><br>
Bring out your best</b><br>
SAP innovations help more than four hundred thousand customers worldwide work together more efficiently and use business insight more effectively. Originally known for leadership in enterprise resource planning (ERP) software, SAP has evolved to become a market leader in end-to-end business application software and related services for database, analytics, intelligent technologies, and experience management. As a cloud company with two hundred million users and more than one hundred thousand employees worldwide, we are purpose-driven and future-focused, with a highly collaborative team ethic and commitment to personal development. Whether connecting global industries, people, or platforms, we help ensure every challenge gets the solution it deserves. At SAP, you can bring out your best.
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<b>We win with inclusion</b><br>
SAP&rsquo;s culture of inclusion, focus on health and well-being, and flexible working models help ensure that everyone &ndash; regardless of background &ndash; feels included and can run at their best. At SAP, we believe we are made stronger by the unique capabilities and qualities that each person brings to our company, and we invest in our employees to inspire confidence and help everyone realize their full potential. We ultimately believe in unleashing all talent and creating a better world.<br>
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SAP is committed to the values of Equal Employment Opportunity and provides accessibility accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment with SAP and are in need of accommodation or special assistance to navigate our website or to complete your application, please send an e-mail with your request to Recruiting Operations Team: Careers@sap.com.<br>
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For SAP employees: Only permanent roles are eligible for the SAP Employee Referral Program, according to the eligibility rules set in the SAP Referral Policy. Specific conditions may apply for roles in Vocational Training.<br>
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Qualified applicants will receive consideration for employment without regard to their age, race, religion, national origin, ethnicity, gender (including pregnancy, childbirth, et al), sexual orientation, gender identity or expression, protected veteran status, or disability, in compliance with applicable federal, state, and local legal requirements.<br>
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Successful candidates might be required to undergo a background verification with an external vendor.</div><div></div><div><b><br>
AI Usage in the Recruitment Process</b></div><div>
For information on the responsible use of AI in our recruitment process, please refer to our Guidelines for Ethical Usage of AI in the Recruiting Process.
</div><p>Please note that any violation of these guidelines may result in disqualification from the hiring process.<br>
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Requisition ID: 442102 | Work Area: Finance | Expected Travel: 0 - 10% | Career Status: Professional | Employment Type: Regular Full Time | Additional Locations: #LI-Hybrid</p></div>

Commercial Finance Specialist (German Speakers), Cairo

OCR Alpha

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  OCR are partnered with a leading global multi-billion AUM hedge fund, currently seeking a Credit Trading Assistant to join their New York office. Known for its high-performance culture and multi-strategy approach, the firm operates across major financial hubs in the US, Europe, and Asia.
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  This is a front-office facing role focused on trade capture, trade booking, and T0 trade support, offering excellent visibility into the daily operations of a successful hedge fund. You will gain exposure to a broad range of credit products within a fast-paced and collaborative environment.
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  The ideal candidate will have 2+ years of experience in a similar Trade Support/Trade Assistant within either a hedge fund or an investment bank. Prior experience within one of the following products is essential: High Yield Credit, loans, bonds, leveraged loans or Structured Credit.
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  Compensation is highly competitive and includes an attractive annual bonus.
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  Please apply for more information.
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Credit Trade Assistant - Leading Global Hedge Fund

NFM Lending

<div><div><div>The Post Closing Specialist is responsible for ensuring closed loan packages' accuracy, completion, and compliance. This role involves reviewing, scanning, and archiving loan documentation, handling incoming mail, and coordinating with internal and external parties to resolve document errors. The specialist will prepare loan packages for final delivery to investors or housing finance agencies and work with document custodians to clear exceptions for final certifications. Strong organizational, communication, and attention to detail skills are essential, as well as the ability to work under tight deadlines in a fast-paced environment.</div></div><div><div><b>
Qualifications:</b>
</div></div><ul><li><div>Prior post-closing experience, preferred Interest in learning about the mortgage industry.</div></li><li><div>
Strong organizational and communication skills.</div></li><li><div>
Detail-oriented with excellent proofreading skills.</div></li><li><div>
Ability to work independently and within a team under tight deadlines.</div></li><li><div>
Proficiency in Excel, Word, Outlook, and Encompass or similar loan origination software.</div></li></ul><div><div><b>
Essential Job Functions include, but are not limited to:</b>
</div></div><ul><li><div>Receive, open, sort, and process incoming mail, ensuring it is assigned to the appropriate party.</div></li><li><div>
Review closing packages for completeness and accuracy, prepare them for scanning, and save them in Encompass.</div></li><li><div>
Communicate with internal and external parties to correct document errors and request missing documents, ensuring follow-through to completion.</div></li><li><div>
Maintain and organize the collateral safe and file room, package notes, and ship to warehouse banks.</div></li><li><div>
Communicate effectively with internal clients and external parties, providing timely and reliable service in a fast-paced environment.</div></li><li><div>
Document errors in Encompass for compliance review
</div></li><li><div>Additional duties as assigned</div></li></ul><p>
</p><div><div><i>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job.</i></div></div><div></div><p>
</p><div><div><b>Working Conditions Information:</b>
</div></div><div><div>The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</div></div><p>
</p><div><div>While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities required by this job include close vision and the ability to adjust focus.</div></div><p>
</p><div><div>This job description is not a contract of employment. The employer, in its sole discretion, may modify or adjust the position to meet the organization&rsquo;s changing needs.</div></div><div><div>
</div></div><div><div>NFM Lending, Inc. is an equal-opportunity employer. We value diversity and do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. NFM believes success is created by a diverse workforce of individuals with different ideas, strengths, interests, and cultural backgrounds.</div></div><p>
</p><p></p><p>The range provided reflects the expected compensation for this role and is considered a general guideline. Actual compensation will be decided based on factors such as geographic location, skills, education, experience assessed during the interview process, and internal pay equity. Compensation may also include incentives such as per-file bonuses and discretionary bonuses as applicable to the role.</p><p>
</p><p>Qualifying employees are eligible to participate in our Total Rewards program. Additional information can be found by clicking on the following link: Benefits and Total Rewards</p></div><p></p>

Post Closing Specialist

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Credit Trade Assistant - Leading Global Hedge Fund

Post Closing Specialist